I Am Facing Bankruptcy

I am still debating about filing. I am 45 and in the middle of a long divorce. I left my husband over a year and a half ago and basically lived off of my credit card for four months, used it as a retainer for lawyer fees, had to buy...

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After my most recent denial from disability I decided I needed a new avenue for income fast, but being a mother of two I couldn't afford a SCAM! I reconnected with an old friend and she told...

I never thought this would happen to me.  I guess I did it to myself but I had no choice.  I went into business for myself and foolishly lived on credit feeling that I would make enough money and then some.  If I could go...

Having just recently (October 2012) found I was out of nickels to pay my $1000/ month credit card minimums, and that my van did not pass inspection--- and me, living on 34 wooded acres in upstate New York 25 miles from anywhere. WELL! I...

I was so close being bankruptcy. I had trouble trying to find a job in my trade so I been living off a credit card so I can live. Sometimes living off gov't money . I was so close losing everything as I almost was not able to make those...

What is the 431 meeting like?? Do they judge you like why did you spend all this money? What questions do they ask? What I'm scared of is them saying that I shouldn't have spent this money and denying my bankruptcy.

After living life and creating a safe and secure home for 3 beautiful children the bottom falls out. My wife loses her job at the local medical center, in an effort to stay ahead of the economic storm that is about to hit we take...

At 43, I'm facing having to file bankruptcy and perhaps foreclosure.  I've never missed a bill and have been loyal to several credit cards since the age of 18.  My cheating ex gave me Hep C, which was devastating, and I...

I started a small antique and furniture business in October of this year.  I have been losing money since.  I was in such shock,depression and fear that I have not been able to function and have made a lot of mistakes and...

Hi Everyone, need your help:
While I traveled to overseas from USA, my ex-wife divorced me in USA divorce court without my presence in USA land. So far, I know that court awarded both partners the "divorce" , but other issues like...

I have a court date in four days regarding a credit card I fell behind on after losing a job a few years ago. I'm now working full time with a decent income but still can't afford to pay this card, or the other three debts I had like up...

I'm in the process of being evicted from my house which I've lived in for 6 years, and filing for bankrupcy on Wednesday. We ran into problems when I had to take time off work for illness and depression 2 years ago and to survive and...

So, here is my story. I have 2 jobs I enjoy a great deal, though I don't make as much as I did in my first career (where I was laid off after 14 years). My husband, who has never lost a job in his life, lost 2 last year and has worked...

I filed chapter 7 BK and was discharged over 2 years ago. About 2 weeks ago I was informed by a former employer that I had a pension plan I was unaware of. Since I was unaware of it at the time of the BK I did not disclose it. How much...

After doing everything that I could to keep from this, I've come to the realisation that I can no longer keep it up.
I had a good paying job that I moved to TX for and saved enough to buy a house last year.  I was laid off within...

I just wish there was some checklist for justifying Bankruptcy.  The closest thing I could find was if you cannot repay your debts in 5 years.  I don't have a divorce to blame it on, or illness, or a failed business.  I...

I am not facing banruptcy, thank God, but I know that it is not because I did everything right or had more wisdom.  It was just dumb luck.  I know that members of this group are fealing discouraged and blame...

Last July I had surgery to remove a kidney stone that I suffered with for 5 months and was stuck.  I was in the hospital for a week.  After calculating all the various doctor, ambulance and hospital fees I owe over...

I've always had great credit and never had a late payment on anything. I was afraid of payments getting to the creditors even one day late. I was with the same company for 15 years. I got my MBA the last two years I was with the company...

Hi everyone,

I lost my job a year ago - suddenly. I'm a single mother of two and a homeowner and since that time I have run up all my credit cards just to make ends meet. I found a job working part-time that I love, and while I'm an...