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I Am In Debt

Personal Stories, Advice, and Support 2,422 People

    Payday Loan Dilemma Gone! - hi im richard! my wife had a cancer so she stops working , so now im the only one whose working.. 1 have 3 kids and their all studying . i need to...
    richardmiles2013 richardmiles2013 26-30, M 2 Responses Apr 29, 2013

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    How Do I Get Out Of Debt? - More and more people in the UK are asking the question, “How do I get out of debt?” There are several solutions to this, if you debts aren’t large...
    HowdoIgetoutofdebt HowdoIgetoutofdebt 41-45, M 2 Responses Jun 27, 2013

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    How Much Further Can He Drag Us Down?? - My wonderful husband of 3 years is hurting us bad. Recently he has received 3 payday loans behind my back and he still wants more. I told...
    singlemom85 singlemom85 26-30, F 6 Responses Oct 24, 2011

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    Money Worries Keep Me Awake At Night... - Like many others here I am in a considerable amount of debt. I toss and turn all night trying how to figure out how I am going to pay...
    archangelgirl archangelgirl 31-35 2 Responses Aug 27, 2012

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    I have a student loan from a trade school that I entered in Shortly after high school to help me earn my high school diploma. Numerous amount of hospital bills and medical debts...
    NYSlilAngel NYSlilAngel 26-30, F 2 Responses Mar 30

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    Global Payments VIP Preferred Card - I have a VIP preferred card that I used in casinos. It's basically a debit card that takes money right out of my checking account. It can only...
    1 Response Jan 30, 2013

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    Be Free Financial - "Things were so tough. I needed money I wasn't getting enough." that's the reason why i decided to have a pay day loan. but im getting problems with the...
    XamanthaQueriel XamanthaQueriel 22-25, F 4 Responses Jan 23, 2013

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    My Love Story - hello  guysi just recently joined this site to find some friends and write somethinghere i'm gonna tell you about my love story(which ended before began lol)I am 2...
    Demotivatedguy Demotivatedguy 18-21, M 2 Responses Jan 25, 2012

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    Over My Limit!!!! - I am waaaaaaaaaaaaay over my limit!! I am approximately $25,000.00 in debt :-( I have gained this debt over the last 2 1/2 years. Most of which I have done...
    MegJgeM MegJgeM 31-35, F 9 Responses Jul 27, 2009

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    Please Help Me - when u reach bottom its time to ask for help and i realise thats my last resort,that there may be just one person willing to listen & help me. i need 8000 to...
    kayuk1 kayuk1 46-50 1 Response Mar 19, 2008

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    No End In Site - I have massive amounts of student loans and old bills and my spouse has huge debt obligations as well that bankruptcy doesn't cover. I just recently began to work...
    simplymex3 simplymex3 31-35, F 2 Responses Sep 4, 2012

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    Debt Collectors In a Down Economy - I am frustrated.  Frustrated because, I know I am in debt, but because I was laid off and on top of it, a single parent of two (without...
    WhatMattersCannotBeSeen WhatMattersCannotBeSeen 31-35, F 5 Responses Jan 30, 2009

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    I Owe $100k In Student Loans. - Make that $200K if you add the interest I'll be paying over the next 25 years.I never thought about it while still in school since my parents were...
    kokoliko kokoliko 22-25, F 3 Responses Jan 27, 2010

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    Almost Down And Out - Ooooh.  This is a subject I DON'T like to think about!  I just move forward with my head down.  The depression wiped out 80% of my income, all...
    Zotz123 Zotz123 61-65, M 1 Response Dec 24, 2009

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    Debt Free For Real - I was in debt for over 6 months and was living from one payday loan to another. I couldn't take it anymore. I learned about consolidating my loans but was...
    2 Responses Jan 22, 2013

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    Life After Bankruptcy - Well, my husband and I used to have way more debt than we do now.  We filed for bankruptcy a while ago and since then, life has been easier in some...
    frontier frontier 31-35, F 36 Responses Sep 29, 2007

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    Smartguy Is The Smartest Decission That I That God I Found To Increase My Business Clients List. You Can Do It Too. - How SmartGuy Started... One early Sunday morning, a question...
    Dlcfinacedebtfixer Dlcfinacedebtfixer 41-45, M Jul 24, 2013

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    Student Loans and Credit Cards - Not only do I have student loans, as you others have mentioned, I also have significant credit card debt.  I'm trying to pay all this debt...
    NihonjinRXS NihonjinRXS 26-30, M 5 Responses Aug 3, 2007

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    Surviving Self Sabotage..a Heavy Price To Pay... - Hi everyone, Am I every happy to have found you!!! I am a classic case of - I don't know what.  I just spent my entire life away...
    freedolphin freedolphin 46-50 3 Responses Sep 5, 2011

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    Comcast Xfinity T V ... Is Really Annoying Me - COMCAST XFINITY TV ... Has and still is doing their conceited business at Annoying me.  And I don't know what to really do...
    ChakraSolipsismMGP ChakraSolipsismMGP 56-60, M 4 Responses Aug 10, 2010

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    In Debt Forever - I figured out tonight that I will be 64 years old when I finally pay off my student loans if I keep going at the rate I am at now. Even if I am able to work full...
    sadindebt sadindebt 41-45 2 Responses Jun 19, 2013

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    In Debt - In 1999, my husband had quadruple by-pass surgery and has been working on low ever since.  We lost our business building.  His brother bought the mortgage...
    Callalilly Callalilly 61-65, F 4 Responses Aug 27, 2008

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    Getting Out Of Debt By Getting Powerful & Conscious - I found myself in terrible debt of more than $40K with both credit cards and student loans, and way more was in the 'bad...
    FreeFromDebt FreeFromDebt 36-40, M 1 Response Oct 25, 2013

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    Ha Ha ..debt. - I've got so many.. I lost count. Sad to say, but don't even have time or money to go home and visit dad. Everything is balanced where every dollar from every check...
    bebemangzu bebemangzu 18-21, F 1 Response Sep 7, 2012

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    Yes... - But I have been a very good girl.   So this time next year I will be dept free!.....Probably.... 
    deleted deleted 26-30 1 Response Sep 12, 2008

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    100% Debt Free - I am in a point where all of my income pays off my loans. I'm open to the possibilities of consolidating them all in one. I searched the net and one site caught my...
    2 Responses Jan 22, 2013

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    I Cannot See the Way Out - For the second time in my adult life I am so far in debt I am not sure I can get out ... my problem is that I enable my grown daughter ... my husband and...
    ridgerocco ridgerocco 51-55, F 4 Responses May 4, 2009

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    The American Dream - School came easy. Applying, Accepting, Enrolling, and taking out the necessary student loans to cover my expenses. I was fresh out of high-school when I...
    LifesASitcom LifesASitcom 18-21, M 1 Response Mar 7, 2010

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    Shameful Debt - I am too ashamed to admit how much in debt I am. Most of it is student loan debt, but I also have significant credit card debt. I recently had an issue where I was...
    mspac mspac 21-25, F 30 Responses Jul 18, 2007

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    In N Out - Okay, I came into some money about 5 months ago. With it I was able to pay off 90% of my debt and even keep quite a bit in the bank. Well, along comes my mother.. the...
    CrazyNat CrazyNat 22-25, F 2 Responses Mar 5, 2011

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    This World Is In This Antinomy I Can'T See How To Get Out Of It - When I try to even do simple math ...In the past there would be less people in the world.Each person having and...
    ChakraSolipsismMGP ChakraSolipsismMGP 56-60, M 1 Response Jun 27, 2013

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    Canadians In Debt - Debt is, according to the Canadian Oxford English Paperback Dictionary, a sum of money owed, a state of obligation to pay something owed. If an individual is...
    shaandar shaandar 31-35, F 2 Responses Jan 10, 2013

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    I Need Help To Get Out Of Debt - Lord, I confess that I have made mistakes and accumulated too much debt. Please forgive my sins and walk with me and help me to make the right...
    striveoutofdebt striveoutofdebt 31-35, M 3 Responses Apr 3, 2013

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    I Am In Debt By $17,000.00 - I think that is not good. BUT i was spending money when I wasnt feeling good during a 7 year span of going to therapy for bad stuff that happened to...
    mama12345678 mama12345678 51-55, F 2 Responses Jan 12, 2013

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    Miracle Works - I was working and suddenly a guy called up saying he's calling from be Be Free Financial and inquiring if I have loans so they can help me out reduce the rate from...
    1 Response Jan 22, 2013

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    And It Is Getting Deeper - Every time I think I can start to pay down the debt, a new emergency arises, and I go deeper into debt.Update. Okay, well the biggest emergency  has...
    Serenitree Serenitree 70+, F 2 Responses Oct 14, 2012

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    Yep - Yes I am, we are in debt.  We own our house and no one can take that away from us but right now money is tight and we are falling further and further behind.  We...
    rondat rondat 41-45, F 5 Responses Jan 15, 2008

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    So...I Got A Letter In The Mail From School - If you've ever been or are a college student, you know the major pain of keeping up with money, especially if it's NOT yours and you...
    FashionQueen86 FashionQueen86 26-30, F 2 Responses Oct 30, 2013

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    I Am A Succesfull Money/debt Juggler Here To Give Support! - Like everyone here I am in LOTS of debt. However, I want people out there to know there is hope! My talent is not...
    kawoods kawoods 22-25, F 2 Responses Oct 30, 2012

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    Once Upon A Time I was In Debt , But HéRe Is My Story How I got Out. - Welcome to Debtdocation Learning Center!    I Start you up with a 1927 Quote from the book that everyone...
    Dlcfinacedebtfixer Dlcfinacedebtfixer 41-45, M Jul 9, 2013

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    Duh!?! - i should have known better. hell i did know better. i charged up an enormous amount of money on my credit cards. that isn't even including doctor and hospital bills. it...
    blackspiderlily blackspiderlily 36-40, F 3 Responses Jun 16, 2013

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    Thank You - My wife died a couple of years ago. I am drowning with different kind of loans. Auto loan, installment loan, payday loan….name them, I have them all. 90% of my...
    2 Responses Jan 22, 2013

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    The Eternal Student Loan: A College Education And A Lot Of Regrets - Coulda Woulda Shoulda - I still have student loan debt at my age. I am 37. Between interest only and...
    chocolatebar chocolatebar 36-40, F 5 Responses Mar 3, 2010

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    Taking Responsibility For Irresponsibility - It's no secret that I am horrible with money. I do not know why, but as soon as I receive money I feel the need to spend it, like it's...
    DispatchNinja83 DispatchNinja83 26-30, F 2 Responses Oct 9, 2009

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    Debt Since 2008 - So I finally got in contact with the debt collection agency two days ago. She said that she is willing to offer me a deletion from all 3 bureaus if I agree to pay...
    swtn1311 swtn1311 22-25 May 24, 2013

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    About 30k By the End of Next Year - I will have been in college for six years when I graduate next Spring (2008).  Thankfully, I only  used student loans the last three...
    Chanteuse1984 Chanteuse1984 26-30, F 1 Response Jun 13, 2007

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    A Better Way Out Of Debt - i filed chapter 7 12 years ago and was doing a lot better w/ my credit card debt 'till I got divorced. He is such a deadbeat that now I am stuck with a 4...
    tamparuth tamparuth 36-40 7 Responses Jul 12, 2010

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    Over Whelmed And In Debt. - We are all in debt to some degree,some more,some less.Most people would have noticed the cost of living changing over the years.It affect everyone,the...
    Lesely Lesely 51-55, F 2 Responses Mar 16, 2013

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    Digging My Way Out.... - Most of the reason we are in debt is because. my husband, when we were first married, didn't know how to manage money. To be truthful, he still doesn't get...
    deleted deleted 26-30 3 Responses Aug 7, 2008

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    No Way Out - I was already living pay check to pay check when i got a dui 2 months ago. Then the transmission on my new car went out so i had to but a new one. Then today i got...
    jersey89 jersey89 22-25, F Oct 2, 2012

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    I Reduced My Debt From $212,000 To $30,000! -  I am an independent film maker.  In April of 2007 I went into production on a small but warm film with only a $500,000...
    KG101 KG101 41-45, M 2 Responses Oct 27, 2009

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    It's Frustrating - I went to university, so I'd be in debt anyways because of my student loan. That wouldn't be so bad, they're not awful folks to deal with. The national student...
    allusedup allusedup 22-25, F 1 Response Mar 9, 2009

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