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I Am In Financial Ruin

Personal Stories, Advice, and Support 64 People

    I've Really Blown It

    Hi- I have never done anything like this before, but I am in such a mess that I am just reaching out I guess.   I have always let my wife do our finances.  She always seemed to be doing things right.  I am an artist and I loathe anything that has to do with money...
    bent66 bent66 41-45, M 3 Responses Dec 29, 2009

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    Too Far Down To Know What To Do

    I really don't know where to start. I guess with...I live in a rural area that is getting more depressed every year. We live 45 minutes to an hour from the nearest large city that offers something like fresh produce. Why am I still here? Because I have no money to move. It all...
    blondenimitz blondenimitz 41-45 3 Responses May 23, 2010

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    Always Broke

    My sob story..... Combined, my wife and I make well over 6 figures. Yet, our bills are more than our income. We dont live lavishly by any means. we have 2 kids and they come first with sports, activities, school, clothes, etc. Credit cards are maxed to the tune of $20k in debt...
    TheDays TheDays 46-50, M 2 Responses Sep 12, 2013

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    Small Business Success Turned Into Nightmare

    i have no one to blame but myself. last year at this time my small online business was making a profit (finally after years of limping along) but I didnt know I was in a bubble. my relationship failed, my housing costs doubled due to living in an area that is disaster prone. then...
    sprechensiedutch sprechensiedutch 41-45 1 Response Oct 1, 2012

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    Desperate With No Clue What To Do

    Am a 36 y o woman who has worked since the age of 16. In 2008 when I got pregnant with my daughter my contract was terminated. In 2009 my husband was fired when his company got sold and we were both unemployed then. After thousands of CVs sent and no luck, I decided to open a...
    desperatewithnoclue desperatewithnoclue 36-40 Oct 23, 2013

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    Yeah, I Am Right There With You All Too And It Feels Pretty Horrible.

    So where do we go from here? It seems inevitable that I will end up in jail eventually and it won't be for criminal acts, it will be because I am unable to pay my civil penalties for a traffic ticket. They want jail time for that. I never thought it would come to that. I...
    tingtingcj tingtingcj 51-55 4 Responses Dec 10, 2012

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    Familly Of Six

    I've been dealt a blow and wish I can turn back time to change things. They say you learn from your mistakes and move on, but I wish I knew things back then that I know now and the repercussions is affecting my partner and kids which they now suffer the life they live because of...
    lifesabitch2013 lifesabitch2013 36-40, M 1 Response Oct 2, 2013

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    Student Loan Debt: Ball And Chain

    I'm not going to ramble too much. I'm a 25 year old (soon to be 26) laboratory technician. I graduated in 2009 with over 90K in student loan debt. I never took out more than I needed to borrow for school ( tuition, room & board). Unfortunately my parents never attended...
    ladyt1787 ladyt1787 22-25, F Nov 15, 2012

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    Never Give Up!

    Financial ruin. What a concept! I have found that financial ruin always has another step down for you to take. I guess the ground floor is a cardboard condo over a sidewalk subway grate. After making a living during my first 16 years and then making a good living for the next...
    cashew00 cashew00 56-60 2 Responses Dec 14, 2011

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    Money Makes Me Numb

    Here goes my sad, sad sob story: I quit my job at an insurance company in July becuase it was sucking the life out of me. Oh yeah...and I was probably going to be fired, so I took the premptive strike by blowing that popscicle stand.  I thought that I could flash my resume...
    bellamia24 bellamia24 22-25 6 Responses Dec 9, 2008

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    4 years ago I opened up to my manager asking him

    for support, I told him I was feeling frustrated and was getting help for depression. I had never missed a day of work, performed my job as expected and had no conflicts with anyone, but I was struggling inside and had to seek a break to recharge. His response was to terminate...
    rascan rascan 41-45, M 1 Response Jan 31, 2014

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    It's All Bad

    I owe everything. $9980.00 in student loans. $1647.56 to DTE. $10985 to Gateway Financial. $2875 in rent. I have no car no home 3 kids and been laid off since June. Still looking for employment! (248)636-6497 Mr. AJ
    AJRuin AJRuin 26-30 Oct 30, 2012

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    My Venting Session.

      Back in May of this year, my wife lost her job. It was her fault, instead of being aware of a memo, she disregarded it. So, to no suprise, she was fired. No unemployment benifits either. I have been the sole source of income, and as a state worker, it isnt much. To make...
    puppetmaster305 puppetmaster305 31-35 2 Responses Dec 19, 2011

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    I don't understand people that have anything wrong with it, it's not like it's going to send humanity backwards and ruin our lives, is it? :P
    AndresDiaz AndresDiaz 13-15, M 6 Responses 3 hrs ago

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    I. *******. Hate. Him. He ruined my life, and then he blames me! Wtf?
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    MM no longer wants us. He suddenly has a conscious and no longer wants to partake in the affair. What have I done? I begged him to give us another try but he's determined to end...
    DevineTension DevineTension 36-40, M 3 hrs ago

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    THATS WHY PULLED THE HERD OUT OF OUR INTERNET SHES AN ILLEGAL BUGGER WE CANT HAVE A TURD LIKE HER RUINING OUR GOALS SHES A HACKER
    allfixed124 allfixed124 51-55, F 4 hrs ago

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    How to Decide What to Do with Your Life ( this is lifehacker's post btw im just copied it here because i liked it alot ) When you're young, the world is your oyster and...
    deeptastic deeptastic 18-21, M 4 hrs ago

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    Nights are the worst. I have no tv or Internet. Spend my time on my phone. Soul searching. I know I've made the right choice. I can't be in a loveless marriage with domestic...
    AmazingPoet AmazingPoet 41-45, M 2 Responses 4 hrs ago

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    my boyfriend broke up with me last month but still wanted to stay friends cause said he likes me and does not wana ruin the friendship we did not talk for a month cause both needed...
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    Ever feel like your an imposter? Failing at everything, everyone, especially yourself. Like my kids deserve a better mother and completely understanding why your son chose to be...
    yari531 yari531 36-40, F 6 hrs ago

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    I hate anyone who's around 14-17 they act up all the time Yet want something in return I wish kids would just grow up and quit acting up and I wish parents would ground their kids...
    Devonrocks1993 Devonrocks1993 22-25, M 1 Response 6 hrs ago

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    Romans 3:9-20 New American Bible (Revised Edition) (NABRE) 9 Well, then, are we better off? Not entirely, for we have already brought the charge against Jews and Greeks alike...
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    I should've stayed a virgin until I was in my 30s. Focused more on establishing myself in a career and building things up financially. I played early, ended up having kids, and...
    seijuroheiko seijuroheiko 36-40, M 10 hrs ago

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    I feel like superman his the Man of steel it one if the Best comic book characters from DC but I feel every time they do movie they ruin Superman... I love Superman but like she...
    MissRBear MissRBear 26-30, F 13 hrs ago

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    Today I deleted all my music files and music meant the most to me. This is a very big significance of the start of the end. I have finally realised that as my parents said I have...
    QueenOfQuirkx QueenOfQuirkx 18-21, F 7 Responses 14 hrs ago

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    So according to my dad I'm worthless and I don't ever do nothing with my life, according to my mom I'm never getting nowhere in life and she's going to start charging me for rent...
    ImTheQueenFYM ImTheQueenFYM 18-21, F 6 Responses 15 hrs ago

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    My story is very complicated and truthful, but my psychologist says I'm disassociating. (And she probably thinks I'm certifiably insane.) I am in a (currently) 26 year-old's body...
    Elexxa Elexxa 22-25, T 2 Responses 16 hrs ago

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    My "parents" don't understand me. At all. They don't try to listen to me. They don't let me have friends. They take away all my headphones so I can't listen to music. They make...
    annabearrr annabearrr 16-17, F 16 hrs ago

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    LeahLovee & Punkturtles destroyed Experience Project. How so? It started summer 2014. I created a group on Kįk back in June. The group was meant for her relationship and I...
    LeahLovee LeahLovee 70+, F 1 Response 23 hrs ago

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    Hello everyone. I'm mexican and I'm about to start college. My family is poor and I need a laptop. A friend told me about charity sites when kind and generous persons donate to...
    IvonneGM IvonneGM 18-21, F 1 Response 1 day ago

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    My name is Robert, i was in the united States Navy for just over 10 years. My wife and I and our 2 kids moved to Minnesota. I am going through a foreclosure on our home. I would...
    RobertFriday RobertFriday 46-50, M 1 Response 3 days ago

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    Things have been horrible between me and my husband for some time now. No intimacy , him seeing other women, me not caring about it, you know all the signs we are more friends than...
    KittyKurious KittyKurious 26-30, F 4 Responses 4 days ago

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    I do it all the time so if I'm late to school or something thats why lol
    pinklover83 pinklover83 18-21, T 4 days ago

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    4 hours of video chat just talking with someone who rocks my world.
    SailorsAngel SailorsAngel 41-45, F 3 Responses 4 days ago

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    Did he change And why is he my dad http://katsandkonspiracies.tumblr.com/post/138401585269/lol-yes-love-the-calligraphy-touch-classy
    JustBipolarMe JustBipolarMe 46-50, M 2 Responses a week ago

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    I have been diagnosed with bipolar with psychotic features. it has been very hard dealing with this. I have delusions and hallucinations when I am not on medicine. but I think we...
    kparker33 kparker33 22-25, F 1 Response Jan 29

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    my bipolar disorder and anxiety is ruining my life. i can not sustain a relationship. i usually do not even get past the initial meeting. i start to get overbearing and pushy...
    LannaKitten LannaKitten 41-45, F Jan 29

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