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I Am In Financial Ruin

Personal Stories, Advice, and Support 57 People

    It's All Bad

    I owe everything. $9980.00 in student loans. $1647.56 to DTE. $10985 to Gateway Financial. $2875 in rent. I have no car no home 3 kids and been laid off since June. Still looking for employment! (248)636-6497 Mr. AJ
    AJRuin AJRuin 26-30 Oct 30, 2012

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    Too Far Down To Know What To Do

    I really don't know where to start. I guess with...I live in a rural area that is getting more depressed every year. We live 45 minutes to an hour from the nearest large city that offers something like fresh produce. Why am I still here? Because I have no money to move. It all...
    blondenimitz blondenimitz 41-45 3 Responses May 23, 2010

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    Never Give Up!

    Financial ruin. What a concept! I have found that financial ruin always has another step down for you to take. I guess the ground floor is a cardboard condo over a sidewalk subway grate. After making a living during my first 16 years and then making a good living for the next...
    cashew00 cashew00 56-60 Dec 14, 2011

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    Small Business Success Turned Into Nightmare

    i have no one to blame but myself. last year at this time my small online business was making a profit (finally after years of limping along) but I didnt know I was in a bubble. my relationship failed, my housing costs doubled due to living in an area that is disaster prone. then...
    sprechensiedutch sprechensiedutch 41-45 1 Response Oct 1, 2012

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    4 years ago I opened up to my manager asking him

    for support, I told him I was feeling frustrated and was getting help for depression. I had never missed a day of work, performed my job as expected and had no conflicts with anyone, but I was struggling inside and had to seek a break to recharge. His response was to terminate...
    rascan rascan 41-45, M 1 Response Jan 31

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    Student Loan Debt: Ball And Chain

    I'm not going to ramble too much. I'm a 25 year old (soon to be 26) laboratory technician. I graduated in 2009 with over 90K in student loan debt. I never took out more than I needed to borrow for school ( tuition, room & board). Unfortunately my parents never attended...
    ladyt1787 ladyt1787 22-25, F Nov 15, 2012

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    Yeah, I Am Right There With You All Too And It Feels Pretty Horrible.

    So where do we go from here? It seems inevitable that I will end up in jail eventually and it won't be for criminal acts, it will be because I am unable to pay my civil penalties for a traffic ticket. They want jail time for that. I never thought it would come to that. I...
    tingtingcj tingtingcj 51-55 4 Responses Dec 10, 2012

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    My Venting Session.

      Back in May of this year, my wife lost her job. It was her fault, instead of being aware of a memo, she disregarded it. So, to no suprise, she was fired. No unemployment benifits either. I have been the sole source of income, and as a state worker, it isnt much. To make...
    puppetmaster305 puppetmaster305 31-35 2 Responses Dec 19, 2011

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    Money Makes Me Numb

    Here goes my sad, sad sob story: I quit my job at an insurance company in July becuase it was sucking the life out of me. Oh yeah...and I was probably going to be fired, so I took the premptive strike by blowing that popscicle stand.  I thought that I could flash my resume...
    bellamia24 bellamia24 22-25 5 Responses Dec 9, 2008

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    I've Really Blown It

    Hi- I have never done anything like this before, but I am in such a mess that I am just reaching out I guess.   I have always let my wife do our finances.  She always seemed to be doing things right.  I am an artist and I loathe anything that has to do with money...
    bent66 bent66 41-45, M 3 Responses Dec 29, 2009

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    Familly Of Six

    I've been dealt a blow and wish I can turn back time to change things. They say you learn from your mistakes and move on, but I wish I knew things back then that I know now and the repercussions is affecting my partner and kids which they now suffer the life they live because of...
    lifesabitch2013 lifesabitch2013 36-40, M Oct 2, 2013

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    Desperate With No Clue What To Do

    Am a 36 y o woman who has worked since the age of 16. In 2008 when I got pregnant with my daughter my contract was terminated. In 2009 my husband was fired when his company got sold and we were both unemployed then. After thousands of CVs sent and no luck, I decided to open a...
    desperatewithnoclue desperatewithnoclue 36-40 Oct 23, 2013

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    Always Broke

    My sob story..... Combined, my wife and I make well over 6 figures. Yet, our bills are more than our income. We dont live lavishly by any means. we have 2 kids and they come first with sports, activities, school, clothes, etc. Credit cards are maxed to the tune of $20k in debt...
    TheDays TheDays 41-45, M 1 Response Sep 12, 2013

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    Related Experiences

    I believe I'm ruining this site
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    We are Financial Institution situated here in the United States. We have branches located in the United Kingdom, Australia and China. I am a financial clerk and we all find...
    Jamie2012 Jamie2012 36-40 Mar 25

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    You know, it's really unfortunate. Last year around this time I got my hands on psychedelics for the first time. It began with shrooms, and I instantly became addicted to the cool...
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    I am doing my final year in university but financial support from my family is very poor. For almost a month or two I can go without a single penny. My hope lies on what is always...
    Mostyoung Mostyoung 22-25, M 1 Response Apr 2

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    i used 2 have the world in my hands. a bff who would hook me up w/guys and mutual friends w/that bff who i don't talk 2 anymore cuz me and my x bff have brocken up. her mom found...
    casssss casssss 13-15, F 1 Response Mar 29

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    my life is ruined and my family dont even care!
    love19872012 love19872012 26-30, F Apr 4

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    I was with someone and I showed my heart and I think I've ruined it. I'm sad.
    INeedMore INeedMore 31-35, F 6 days ago

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    I feel like I have ruined everything good I have ever had. I cant seem to feel satisfied and have a self destructive negative nature. Any time something good is going on, I focus...
    Fdizzle Fdizzle 41-45, M 1 day ago

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    This country is going to hell in a hand basket with the liberals and Democrats running and ruining America. We must get these people out of office starting Next November and again...
    ebonynbill ebonynbill 26-30, F 32 Responses 1 day ago

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    If we lived like the locus we would probably be all a lit happier.
    rose114 rose114 16-17, F 8 hrs ago

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    I am trying to get money for my Mom yo come visit me while I go through recovery from having bone cancer. If you can help please follow the link below http://www.gofundme.com...
    originalweirdo originalweirdo 22-25, F Mar 18

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    Well over the last few months things have changed both good and bad. I'm still in my own apartment with power and heat and food. That's always a good thing. And I paid my rent in...
    TheOriginalBadGirlBGC TheOriginalBadGirlBGC 26-30, F Mar 18

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    Hello, my name is mc. I'm 23years old a christian. Now in my situation i really need someone who can support me. I was scam by a fake visa makers And all of my money is gone. I'm...
    mc77777 mc77777 22-25, F Mar 19

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    I wrote this under I was used but I need help my son god farther used me. I let him move in to help me with my son because he has bipolar and no farther figure. Well he crashed my...
    ronarenae ronarenae 31-35, F Mar 20

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    It seems like things are finally starting to look up. Fingers crossed
    TheOriginalBadGirlBGC TheOriginalBadGirlBGC 26-30, F Mar 21

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    I desire a passive income big enough to sustain my basic needs (like computer parts), with great potential to grow. Also, I don't want to do any actual work to achieve this (if...
    SekaiNoSoul SekaiNoSoul 22-25, M Mar 22

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    Today is my daughters bday, she's 2. I couldn't throw her a party or buy her anything because all my money had to go towards rent. Smh. I feel so bad. I feel I should have done...
    TheOriginalBadGirlBGC TheOriginalBadGirlBGC 26-30, F Mar 24

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    Hello, I'm a single mother and I been struggling with my daughter every since her father left us in 2012. I moved to another state trying to run away from the situation but end up...
    KL14 KL14 31-35, F 1 Response Mar 28

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    i am looking for men who turn on about giving money and gifts to ladies. not looking for a romance or relatiosnhip just someone who gives me money and gifts
    onlinesecretgirlfriend onlinesecretgirlfriend 36-40, F Mar 30

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    With low earning potential and three kids, I don't see how to get out of it. I don't see any way to get help either. Sometimes I try to wrap my head around and settle into being a...
    SashaAmazon SashaAmazon 31-35, F 1 Response Apr 9

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    my name is George from Ghana student at ho polytechnic level 100 and I want a help to continuon my education number 00233270588899
    didinoedem didinoedem 22-25, M 1 Response Apr 10

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    please please please please please please please please....... i am the person one who studying higher education in my owl family i was studied i 10 th at government school, in...
    mariaraj884 mariaraj884 18-21, M a week ago

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    No one said... it was gonna be this hard.. I knew what becoming a Doctor meant.. but no one said I was gonna almost lose my sanity trying to think on how I am going to pay my...
    Chabelle Chabelle 22-25, F 3 Responses a week ago

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    u see i have a ft job but all my paycheck per month goes to bills and it doesn't really leave anything for food , gas for the car and meds and essentials and on top of that i need...
    pprice0315 pprice0315 41-45, M 2 days ago

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    I had a girlfriend for a while, and we really liked each other. She stopped talking to me after a while, and we broke up. We tried to be friends after that, but I spent a month...
    yakayokel yakayokel 70+, M Mar 19

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    I can't take it .. I give up !
    jessicaaa9 jessicaaa9 16-17, F Mar 21

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    I made so many mistakes , i don't know where to start. My life is screwed! Big time!
    DutchGreenEyez DutchGreenEyez 66-70, F 2 Responses Mar 29

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    So my friend and I were inseparable. We hung out everyday in my room and would have hours of fun, a bunch of talking, a bunch of laughing, a bunch of foreplay, it was great. She...
    OneHowlToTheMoon OneHowlToTheMoon 22-25, M Mar 29

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    I had everything. A great job.A wonderful partner. A beautiful daughter. A wonderful house that i built with my own two hands. . I swapped it all for a needle. Fast forward 7...
    kegmule kegmule 41-45, M 1 Response Mar 31

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    I'm new. I was diagnosed about 3 weeks ago with BPD. I'd been getting treated for anxiety and depression. It's difficult because my husband does not understand how much it affects...
    aligain aligain 31-35, F 1 Response Mar 31

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    I've had Fibromyalgia for over 20 years... I'm in pain all the time and I have a daughter with it too and also a disease called POTS. Does anyone have kids who are suffering along...
    dfeiner dfeiner 41-45, F Apr 1

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    I can relate... I hate pain, I just seem to be stuck in a rut. It's so depressing and nobody can see that your hurting. It's hard to get people to understand.
    dfeiner dfeiner 41-45, F Apr 1

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    I don't know if it is on purpose or just because I'm crazy.
    StuklegiousRose StuklegiousRose 22-25, F Apr 2

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    I keep on asking myself what is the point of carrying on living this hell of a life. I have no support i have no hope no dreams its all lost just falling into continious downward...
    Westillalive Westillalive 18-21, F 2 Responses Apr 2

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    Everyone knows that the only things women enjoy are having periods and making my damn dinner! (Looks for a sarcastic smiley..can't find one..hopes people figure it out all by...
    rocketman84 rocketman84 26-30, M Apr 7

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    Considering her parents hate me yeah. Do I sent the following text: So you wanna know the truth to why I can't sleep? It's what your mom has been saying about me... I cry every...
    Crazynerdyguyyaknow13 Crazynerdyguyyaknow13 18-21, M 1 Response Apr 10

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    I was depressed all the time a mother of toe and one on the way I felt lost I had a home And husband a car a boat a family.. No reason I know now to be depressed I lost my 7 month...
    laceykight laceykight 26-30, F 4 days ago

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    I believe my mortgage was acquired fraudulently, does that help me get a modification?
    Misshimmary Misshimmary 36-40, F 2 Responses 4 days ago

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    11 A courageous young mother Whose life was no walk in the park Working so so hard so her kids don't suffer She's my definition of a role model No older brothers or sisters No...
    shabazz213 shabazz213 31-35, M 1 day ago

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