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I Am In Financial Ruin

Personal Stories, Advice, and Support 64 People

    Small Business Success Turned Into Nightmare

    i have no one to blame but myself. last year at this time my small online business was making a profit (finally after years of limping along) but I didnt know I was in a bubble. my relationship failed, my housing costs doubled due to living in an area that is disaster prone. then...
    sprechensiedutch sprechensiedutch 41-45 1 Response Oct 1, 2012

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    4 years ago I opened up to my manager asking him

    for support, I told him I was feeling frustrated and was getting help for depression. I had never missed a day of work, performed my job as expected and had no conflicts with anyone, but I was struggling inside and had to seek a break to recharge. His response was to terminate...
    rascan rascan 41-45, M 1 Response Jan 31, 2014

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    I've Really Blown It

    Hi- I have never done anything like this before, but I am in such a mess that I am just reaching out I guess.   I have always let my wife do our finances.  She always seemed to be doing things right.  I am an artist and I loathe anything that has to do with money...
    bent66 bent66 41-45, M 3 Responses Dec 29, 2009

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    Student Loan Debt: Ball And Chain

    I'm not going to ramble too much. I'm a 25 year old (soon to be 26) laboratory technician. I graduated in 2009 with over 90K in student loan debt. I never took out more than I needed to borrow for school ( tuition, room & board). Unfortunately my parents never attended...
    ladyt1787 ladyt1787 22-25, F Nov 15, 2012

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    Yeah, I Am Right There With You All Too And It Feels Pretty Horrible.

    So where do we go from here? It seems inevitable that I will end up in jail eventually and it won't be for criminal acts, it will be because I am unable to pay my civil penalties for a traffic ticket. They want jail time for that. I never thought it would come to that. I...
    tingtingcj tingtingcj 51-55 4 Responses Dec 10, 2012

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    It's All Bad

    I owe everything. $9980.00 in student loans. $1647.56 to DTE. $10985 to Gateway Financial. $2875 in rent. I have no car no home 3 kids and been laid off since June. Still looking for employment! (248)636-6497 Mr. AJ
    AJRuin AJRuin 26-30 Oct 30, 2012

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    Too Far Down To Know What To Do

    I really don't know where to start. I guess with...I live in a rural area that is getting more depressed every year. We live 45 minutes to an hour from the nearest large city that offers something like fresh produce. Why am I still here? Because I have no money to move. It all...
    blondenimitz blondenimitz 41-45 3 Responses May 23, 2010

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    Always Broke

    My sob story..... Combined, my wife and I make well over 6 figures. Yet, our bills are more than our income. We dont live lavishly by any means. we have 2 kids and they come first with sports, activities, school, clothes, etc. Credit cards are maxed to the tune of $20k in debt...
    TheDays TheDays 46-50, M 2 Responses Sep 12, 2013

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    Never Give Up!

    Financial ruin. What a concept! I have found that financial ruin always has another step down for you to take. I guess the ground floor is a cardboard condo over a sidewalk subway grate. After making a living during my first 16 years and then making a good living for the next...
    cashew00 cashew00 56-60 2 Responses Dec 14, 2011

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    My Venting Session.

      Back in May of this year, my wife lost her job. It was her fault, instead of being aware of a memo, she disregarded it. So, to no suprise, she was fired. No unemployment benifits either. I have been the sole source of income, and as a state worker, it isnt much. To make...
    puppetmaster305 puppetmaster305 31-35 2 Responses Dec 19, 2011

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    Familly Of Six

    I've been dealt a blow and wish I can turn back time to change things. They say you learn from your mistakes and move on, but I wish I knew things back then that I know now and the repercussions is affecting my partner and kids which they now suffer the life they live because of...
    lifesabitch2013 lifesabitch2013 36-40, M 1 Response Oct 2, 2013

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    Money Makes Me Numb

    Here goes my sad, sad sob story: I quit my job at an insurance company in July becuase it was sucking the life out of me. Oh yeah...and I was probably going to be fired, so I took the premptive strike by blowing that popscicle stand.  I thought that I could flash my resume...
    bellamia24 bellamia24 22-25 6 Responses Dec 9, 2008

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    Desperate With No Clue What To Do

    Am a 36 y o woman who has worked since the age of 16. In 2008 when I got pregnant with my daughter my contract was terminated. In 2009 my husband was fired when his company got sold and we were both unemployed then. After thousands of CVs sent and no luck, I decided to open a...
    desperatewithnoclue desperatewithnoclue 36-40 Oct 23, 2013

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    Related Experiences

    I really want to see a therapist. I want someone to talk to and I feel like this is eating me alive. BUT I have two issues that is keeping me from seeking help, myself and my...
    LoveisBeautiful5013 LoveisBeautiful5013 18-21, F 1 Response 59 mins ago

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    I'm so sorry for the length of this post, but i really hope you read this! I'm new to this site, and was hoping to maybe meet some people that are similar to me. I'm 22 years old...
    Sparklyblueunicorns Sparklyblueunicorns 22-25, F 6 Responses 11 hrs ago

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    could I be your sissy bank?
    deleted deleted 26-30 1 day ago

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    So after being engaged to a vanilla doctor I am now single again and living with roommates because I couldn't afford the place we had together. He an I separated because I found I...
    Cattybat44 Cattybat44 22-25, F 1 day ago

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    Please visit my page to read my full story. payitsquare.com/fundraiser/72917 How valuable to you is $10, I assure you that you'll be making a difference in my life.
    jordanwestly jordanwestly 22-25, M 1 day ago

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    Hey everyone my name is Courtney and i recently lost my job. Then I had a knee injury and was put on bed rest for 2 weeks. Now I am having such a hard time trying to find a new job...
    badmoney badmoney 18-21, F 1 day ago

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    Hey everybody, my name is Courtney, I recently lost my job and then had a knee injury. I am having such a hard time finding a job again. My bills are backed up and I don't have the...
    badmoney badmoney 18-21, F 1 Response 1 day ago

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    I'm getting evicted from my house. We don't have any money to help us go anywhere. If anyone can please help that would be greatly appreciated
    dMajorb dMajorb 18-21, M 3 days ago

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    We struggle because we don't make that much yet. Sometimes I want to go out to dinner a few times a week, but my husband will say that we should save the money. It is nice that he...
    AriaShakti AriaShakti 31-35, F 3 days ago

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    I feel I've been fighting this battle since just after we became married. My husband and I cannot communicate. He's being an idiot and I don't think I can carry on with our...
    Mmsf Mmsf 26-30, F 1 Response 4 days ago

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    Alistair McCreath is one of the most widely sought after financial advisors in Melbourne Victoria, Australia. He has over three decades of experience in the finance, insurance, and...
    arlenosburn arlenosburn 36-40, M 4 days ago

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    Hey everyone, the name's Floyd and i'm a proud Jamaican. At the moment i find myself in a bit of a financial situation where i am falling behind on most of my monthly obligations...
    floydowner floydowner 26-30, M 5 days ago

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    I ****** up, I ruined the best chance I had at relationship. Today started so well, I woke up at 4 in the morning to be with her, as with her as I could be since she lives in...
    itscake itscake 22-25, F 1 Response 5 days ago

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    this morning like almost every other morning i woke up with him screaming,breaking things, slamming doors all over the house,threatening his life.. and this goes on for hours. he...
    mistywillow mistywillow 22-25, M 2 Responses 5 days ago

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    Hi, I am here hoping I could find some kind soul to help.me out. I hate to do this but my situation leaves me no choice. I am literally broke, unemployed for now I have no one and...
    mariecel mariecel 41-45, F 6 days ago

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    vickieprince vickieprince 51-55, F 1 Response 6 days ago

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    I Agree with every word this Marine has to say.
    Whattado Whattado 61-65, M 6 days ago

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    i used to want lots of things - i had the idea that i'd meet a great girl, and build this really great life, and have a family and add wonderful things to society and i'd really...
    milehighHeartbreak milehighHeartbreak 31-35, M 3 Responses 6 days ago

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    Hey everyone! I am 23 years old, and I had the Skyla placed June 3, 2015. I have been reading a lot of these stories and can relate to quite a few. Like many others said, the...
    aburton0212 aburton0212 22-25, F 6 days ago

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    I just found out I ruined my friends relationship and she hates me now. Great, I'm such a **** up.
    SirHop SirHop 18-21, M 1 Response a week ago

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    I was recently diagnosed with dependent personality disorder, major depression, and anxiety disorder in the middle of a separation that is now in the process of divorce. My wife...
    iddependent iddependent 31-35, M 1 Response Jul 19

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    Hi y'all. Let me begin to say -- I never feel sorry for myself. EVERYTHING in life is an experience. My student loan nightmare began as soon as I graduated, and I didn't even...
    calyjames calyjames 46-50, F Jul 19

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    looking for a lesbian woman for friendship and marriage. Please msg if interested.
    maxisingle21 maxisingle21 26-30, M Jul 19

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    Okay so short and simple. I usually have no problem ending a relationship most of the time I caused chaos and then turn around on them so they feel like it's their fault or I leave...
    xoxoFireyIcexoxo xoxoFireyIcexoxo 26-30, F Jul 17

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    Christopher Shawn Vaughn is the Sales and Marketing Director at Mesos Plastic Surgery And Laser Center, which is one of the largest laser practices in Florida, United States...
    Conroysmith Conroysmith 31-35, M Jul 17

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    I will move on from this hurt you caused me. The pain that grows like a vine in my heart will no longer be there. When someone says her name, instead of feeling sad and ashamed, I...
    CandyCrushers CandyCrushers 36-40, F Jul 16

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    I was with my bf for 7.5 years sense we were 14, we decided to move in together about 2 years ago today. When we lived together he became controlling at first over small things, he...
    SummerK267 SummerK267 22-25, F 2 Responses Jul 16

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    Because of stupid pop up about viruses and shopping vouchers. Won't be here for a while because I don't have the time to read, respond and deal with the stupid pop ups. Yes I have...
    paliglass paliglass 31-35, F 5 Responses Jul 16

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    Yes I was emotionally abused emotionally and physically when I was 8 until 19 by my mother and brother and emotionally by my ex husband. My mother had me write letters ( i have...
    meg2014 meg2014 41-45, F 1 Response Jul 16

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    I haven't felt this way in a while... I feel like there isn't much left for me. I smiled last night looking at screenshots of me and my ex. I miss that, it was just so perfect I...
    EpicBrotato EpicBrotato 13-15, M 1 Response Jul 15