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I Am In Financial Ruin

Personal Stories, Advice, and Support 64 People

    I've Really Blown It

    Hi- I have never done anything like this before, but I am in such a mess that I am just reaching out I guess.   I have always let my wife do our finances.  She always seemed to be doing things right.  I am an artist and I loathe anything that has to do with money...
    bent66 bent66 41-45, M 3 Responses Dec 29, 2009

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    4 years ago I opened up to my manager asking him

    for support, I told him I was feeling frustrated and was getting help for depression. I had never missed a day of work, performed my job as expected and had no conflicts with anyone, but I was struggling inside and had to seek a break to recharge. His response was to terminate...
    rascan rascan 41-45, M 1 Response Jan 31, 2014

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    Familly Of Six

    I've been dealt a blow and wish I can turn back time to change things. They say you learn from your mistakes and move on, but I wish I knew things back then that I know now and the repercussions is affecting my partner and kids which they now suffer the life they live because of...
    lifesabitch2013 lifesabitch2013 36-40, M 1 Response Oct 2, 2013

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    Small Business Success Turned Into Nightmare

    i have no one to blame but myself. last year at this time my small online business was making a profit (finally after years of limping along) but I didnt know I was in a bubble. my relationship failed, my housing costs doubled due to living in an area that is disaster prone. then...
    sprechensiedutch sprechensiedutch 41-45 1 Response Oct 1, 2012

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    Too Far Down To Know What To Do

    I really don't know where to start. I guess with...I live in a rural area that is getting more depressed every year. We live 45 minutes to an hour from the nearest large city that offers something like fresh produce. Why am I still here? Because I have no money to move. It all...
    blondenimitz blondenimitz 41-45 3 Responses May 23, 2010

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    Student Loan Debt: Ball And Chain

    I'm not going to ramble too much. I'm a 25 year old (soon to be 26) laboratory technician. I graduated in 2009 with over 90K in student loan debt. I never took out more than I needed to borrow for school ( tuition, room & board). Unfortunately my parents never attended...
    ladyt1787 ladyt1787 22-25, F Nov 15, 2012

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    Always Broke

    My sob story..... Combined, my wife and I make well over 6 figures. Yet, our bills are more than our income. We dont live lavishly by any means. we have 2 kids and they come first with sports, activities, school, clothes, etc. Credit cards are maxed to the tune of $20k in debt...
    TheDays TheDays 46-50, M 2 Responses Sep 12, 2013

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    My Venting Session.

      Back in May of this year, my wife lost her job. It was her fault, instead of being aware of a memo, she disregarded it. So, to no suprise, she was fired. No unemployment benifits either. I have been the sole source of income, and as a state worker, it isnt much. To make...
    puppetmaster305 puppetmaster305 31-35 2 Responses Dec 19, 2011

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    Yeah, I Am Right There With You All Too And It Feels Pretty Horrible.

    So where do we go from here? It seems inevitable that I will end up in jail eventually and it won't be for criminal acts, it will be because I am unable to pay my civil penalties for a traffic ticket. They want jail time for that. I never thought it would come to that. I...
    tingtingcj tingtingcj 51-55 4 Responses Dec 10, 2012

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    Money Makes Me Numb

    Here goes my sad, sad sob story: I quit my job at an insurance company in July becuase it was sucking the life out of me. Oh yeah...and I was probably going to be fired, so I took the premptive strike by blowing that popscicle stand.  I thought that I could flash my resume...
    bellamia24 bellamia24 22-25 6 Responses Dec 9, 2008

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    Never Give Up!

    Financial ruin. What a concept! I have found that financial ruin always has another step down for you to take. I guess the ground floor is a cardboard condo over a sidewalk subway grate. After making a living during my first 16 years and then making a good living for the next...
    cashew00 cashew00 56-60 2 Responses Dec 14, 2011

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    Desperate With No Clue What To Do

    Am a 36 y o woman who has worked since the age of 16. In 2008 when I got pregnant with my daughter my contract was terminated. In 2009 my husband was fired when his company got sold and we were both unemployed then. After thousands of CVs sent and no luck, I decided to open a...
    desperatewithnoclue desperatewithnoclue 36-40 Oct 23, 2013

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    It's All Bad

    I owe everything. $9980.00 in student loans. $1647.56 to DTE. $10985 to Gateway Financial. $2875 in rent. I have no car no home 3 kids and been laid off since June. Still looking for employment! (248)636-6497 Mr. AJ
    AJRuin AJRuin 26-30 Oct 30, 2012

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    Hey everyone my name is Courtney and i recently lost my job. Then I had a knee injury and was put on bed rest for 2 weeks. Now I am having such a hard time trying to find a new job...
    badmoney badmoney 18-21, F 6 hrs ago

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    I was on a vacation by myself in my early 30s. Just broke up with a girlfriend before a planned trip to Vegas and Southern California.Decided to go without her. It was one of the...
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    When I married my husband 6 years ago, I was in my late 20s and on the fence about kids. He was in his late 30s and pretty sure he didn't want any. Now, I'm feeling the pull...
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    It's currently 4:41am where I am, I have to wake up for work in less than 3 hours and I can't seem to stop thinking... It's been a while since I've had a "low" like this... When I...
    Bu0611 Bu0611 26-30, F 1 Response 9 hrs ago

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    Why allow others to ruin your day when u can stay happy. I'm not saying things can't effect you but y let it ruin your day or your life.
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    I was always told i was fat. At an early age of 9ish i had started diets and did all i could to lose weight. My family always lectured me about how fat i was and i would just...
    theheartwantswhatitwants theheartwantswhatitwants 13-15, F 12 hrs ago

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    i dont know if anyone gives a damn ... i hv never talked abt this to anyone .... i have always felt alone ... why parents never caref for me ... they didnt care about how i am and...
    nousername29 nousername29 18-21, M 3 Responses 13 hrs ago

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    Hey everybody, my name is Courtney, I recently lost my job and then had a knee injury. I am having such a hard time finding a job again. My bills are backed up and I don't have the...
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    Ever since I was younger I have battled with depression and anxiety. It's honestly nothing that can just "go away" from a few pills prescribed from my doctor. Depression sucks. It...
    Amberrjade27 Amberrjade27 22-25, F 15 hrs ago

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    I have had this problem with myself since I was a kid. I think this may have something to do with my autism but I get a bit hard on myself and put myself down all the time. Every...
    WokenandOpen WokenandOpen 31-35, M 18 hrs ago

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    I have been married almost 3 months! He went to court in another state a month after our wedding (for charges I have seen the paperwork and will be thrown out- this is important...
    bentbutnotbroken bentbutnotbroken 36-40, F 2 Responses 18 hrs ago

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    I'd been on meds for a long time, and they really helped me, but a stupid mistake led me to run out of them. I've been withdrawing from Zoloft for a week now, and it's been a...
    LordNexus78 LordNexus78 13-15, M 2 Responses 19 hrs ago

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    I once remember being a very care free and happy kid with so much to look forward to. I never thought about what i looked like, or what was considered to be attractive, and not...
    DropsofJupiter1 DropsofJupiter1 18-21, F 3 Responses 19 hrs ago

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    I'm getting evicted from my house. We don't have any money to help us go anywhere. If anyone can please help that would be greatly appreciated
    dMajorb dMajorb 18-21, M 2 days ago

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    We struggle because we don't make that much yet. Sometimes I want to go out to dinner a few times a week, but my husband will say that we should save the money. It is nice that he...
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    I feel I've been fighting this battle since just after we became married. My husband and I cannot communicate. He's being an idiot and I don't think I can carry on with our...
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    arlenosburn arlenosburn 36-40, M 3 days ago

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    I ****** up, I ruined the best chance I had at relationship. Today started so well, I woke up at 4 in the morning to be with her, as with her as I could be since she lives in...
    itscake itscake 22-25, F 1 Response 3 days ago

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    this morning like almost every other morning i woke up with him screaming,breaking things, slamming doors all over the house,threatening his life.. and this goes on for hours. he...
    mistywillow mistywillow 22-25, M 2 Responses 4 days ago

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    Hi, I am here hoping I could find some kind soul to help.me out. I hate to do this but my situation leaves me no choice. I am literally broke, unemployed for now I have no one and...
    mariecel mariecel 41-45, F 5 days ago