Post
Experience Project iOS Android Apps | Download EP for your Mobile Device

I Am In Financial Ruin

Personal Stories, Advice, and Support 63 People

    I've Really Blown It

    Hi- I have never done anything like this before, but I am in such a mess that I am just reaching out I guess.   I have always let my wife do our finances.  She always seemed to be doing things right.  I am an artist and I loathe anything that has to do with money...
    bent66 bent66 41-45, M 3 Responses Dec 29, 2009

    Your Response

    Cancel

    Small Business Success Turned Into Nightmare

    i have no one to blame but myself. last year at this time my small online business was making a profit (finally after years of limping along) but I didnt know I was in a bubble. my relationship failed, my housing costs doubled due to living in an area that is disaster prone. then...
    sprechensiedutch sprechensiedutch 41-45 1 Response Oct 1, 2012

    Your Response

    Cancel

    Too Far Down To Know What To Do

    I really don't know where to start. I guess with...I live in a rural area that is getting more depressed every year. We live 45 minutes to an hour from the nearest large city that offers something like fresh produce. Why am I still here? Because I have no money to move. It all...
    blondenimitz blondenimitz 41-45 3 Responses May 23, 2010

    Your Response

    Cancel

    Money Makes Me Numb

    Here goes my sad, sad sob story: I quit my job at an insurance company in July becuase it was sucking the life out of me. Oh yeah...and I was probably going to be fired, so I took the premptive strike by blowing that popscicle stand.  I thought that I could flash my resume...
    bellamia24 bellamia24 22-25 6 Responses Dec 9, 2008

    Your Response

    Cancel

    Student Loan Debt: Ball And Chain

    I'm not going to ramble too much. I'm a 25 year old (soon to be 26) laboratory technician. I graduated in 2009 with over 90K in student loan debt. I never took out more than I needed to borrow for school ( tuition, room & board). Unfortunately my parents never attended...
    ladyt1787 ladyt1787 22-25, F Nov 15, 2012

    Your Response

    Cancel

    Desperate With No Clue What To Do

    Am a 36 y o woman who has worked since the age of 16. In 2008 when I got pregnant with my daughter my contract was terminated. In 2009 my husband was fired when his company got sold and we were both unemployed then. After thousands of CVs sent and no luck, I decided to open a...
    desperatewithnoclue desperatewithnoclue 36-40 Oct 23, 2013

    Your Response

    Cancel

    4 years ago I opened up to my manager asking him

    for support, I told him I was feeling frustrated and was getting help for depression. I had never missed a day of work, performed my job as expected and had no conflicts with anyone, but I was struggling inside and had to seek a break to recharge. His response was to terminate...
    rascan rascan 41-45, M 1 Response Jan 31, 2014

    Your Response

    Cancel

    Never Give Up!

    Financial ruin. What a concept! I have found that financial ruin always has another step down for you to take. I guess the ground floor is a cardboard condo over a sidewalk subway grate. After making a living during my first 16 years and then making a good living for the next...
    cashew00 cashew00 56-60 2 Responses Dec 14, 2011

    Your Response

    Cancel

    Yeah, I Am Right There With You All Too And It Feels Pretty Horrible.

    So where do we go from here? It seems inevitable that I will end up in jail eventually and it won't be for criminal acts, it will be because I am unable to pay my civil penalties for a traffic ticket. They want jail time for that. I never thought it would come to that. I...
    tingtingcj tingtingcj 51-55 4 Responses Dec 10, 2012

    Your Response

    Cancel

    It's All Bad

    I owe everything. $9980.00 in student loans. $1647.56 to DTE. $10985 to Gateway Financial. $2875 in rent. I have no car no home 3 kids and been laid off since June. Still looking for employment! (248)636-6497 Mr. AJ
    AJRuin AJRuin 26-30 Oct 30, 2012

    Your Response

    Cancel

    Familly Of Six

    I've been dealt a blow and wish I can turn back time to change things. They say you learn from your mistakes and move on, but I wish I knew things back then that I know now and the repercussions is affecting my partner and kids which they now suffer the life they live because of...
    lifesabitch2013 lifesabitch2013 36-40, M 1 Response Oct 2, 2013

    Your Response

    Cancel

    My Venting Session.

      Back in May of this year, my wife lost her job. It was her fault, instead of being aware of a memo, she disregarded it. So, to no suprise, she was fired. No unemployment benifits either. I have been the sole source of income, and as a state worker, it isnt much. To make...
    puppetmaster305 puppetmaster305 31-35 2 Responses Dec 19, 2011

    Your Response

    Cancel

    Always Broke

    My sob story..... Combined, my wife and I make well over 6 figures. Yet, our bills are more than our income. We dont live lavishly by any means. we have 2 kids and they come first with sports, activities, school, clothes, etc. Credit cards are maxed to the tune of $20k in debt...
    TheDays TheDays 46-50, M 2 Responses Sep 12, 2013

    Your Response

    Cancel

    Related Experiences

    Read the book Anathomy of an epidemic. And you will know. Go into the web page Madinamerica.com They are harmfull, it is corruption and should be taken with care. Do not drop...
    Samanthapacificblue Samanthapacificblue 31-35, F 3 hrs ago

    Your Response

    Cancel
    Because I didn't finish my study, I now have to pay back all the financial support I received for it. After paying rent, internet, insurance and meds, I have about 400 euros a...
    Gentle153 Gentle153 26-30, M 1 Response 5 days ago

    Your Response

    Cancel
    Because people are so stupid and so blind to still belief in something that never ever existed - something created to be picked up symbolic just so people would actually start...
    Ichki Ichki 18-21, M May 2

    Your Response

    Cancel
    I hurt her in the past and I ruined her, she's a total different person now :( just because I was a douche I finally realized how special she was but it was after I broke her heart...
    TrapMusic TrapMusic 13-15, M May 20

    Your Response

    Cancel
    Since we first got together 15 years ago I have struggled with my husband's irresponsible and selfish financial behaviour. He only works on projects that he wants to do and for the...
    Christina6581 Christina6581 46-50, F May 14

    Your Response

    Cancel
    I have a lot of problems socially and I never took criticism very well. I suspect I am autistic but was never diagnosed because I never had any developmental delays. I'm 20 now and...
    literaldisaster literaldisaster 18-21, T May 14

    Your Response

    Cancel
    I feel like I'm ruining my relationships. I mean, I've always had a long term relationship. Anyway, lately I feel like a big annoyance to my bf. I feel like I'm always on his last...
    littlejxoxo littlejxoxo 26-30, F 1 Response May 21

    Your Response

    Cancel
    I will only acknowledge your unworthy, disgraceful, good for nothing, undeserving, vile, repulsive existence if: you send gift cards and get me things from my Amazon wish list...
    mistresslettielove mistresslettielove 26-30, F 1 Response Apr 30

    Your Response

    Cancel
    Asset Recovery Whether trying to collect a substantial debt or judgment, or considering a merger, acquisition or investment, a Breen & Associates asset investigation routinely...
    onutlonzo onutlonzo 22-25, M May 1

    Your Response

    Cancel
    Hello, Myself and my partner need help getting home. We're getting pretty desperate and don't have the funds to make it back. She is from Texas and I am from Ireland and we are...
    LorrainelovesMary LorrainelovesMary 26-30, F May 3

    Your Response

    Cancel
    Does this experience section really work ? Do people really respond and help ?
    dansizzling dansizzling 26-30, M 3 Responses May 3

    Your Response

    Cancel
    I'm on a team of amazing young adults who have made a six figure income using social media! I am looking for more people to add to this amazing, supportive and motivational team...
    WrapMeFitnFab WrapMeFitnFab 26-30, F May 3

    Your Response

    Cancel
    http://www.gofundme.com/MoveMeHome
    XxForeverBlueXx XxForeverBlueXx 18-21, F May 3

    Your Response

    Cancel
    http://www.gofundme.com/MoveMeHome Pleaseeee!
    XxForeverBlueXx XxForeverBlueXx 18-21, F May 3

    Your Response

    Cancel
    http://www.gofundme.com/MoveMeHome
    XxForeverBlueXx XxForeverBlueXx 18-21, F May 3

    Your Response

    Cancel
    http://www.gofundme.com/MoveMeHome
    XxForeverBlueXx XxForeverBlueXx 18-21, F May 3

    Your Response

    Cancel
    i have a money spending problem. I'm usually broke 3 days after getting paid.
    Ang012685 Ang012685 26-30, F May 4

    Your Response

    Cancel
    Good evening, My name is Cameron Leonard and I hope this message finds you well. I have had an extremely rough year, to say the least. Throughout this year I have been in and out...
    camalexis camalexis 18-21, F May 6

    Your Response

    Cancel
    Good evening, My name is Cameron Leonard and I hope this message finds you well. I have had an extremely rough year, to say the least. Throughout this year I have been in and out...
    camalexis camalexis 18-21, F May 6

    Your Response

    Cancel
    Good evening, My name is Cameron Leonard and I hope this message finds you well. I have had an extremely rough year, to say the least. Throughout this year I have been in and out...
    camalexis camalexis 18-21, F May 6

    Your Response

    Cancel
    Good evening, My name is Cameron Leonard and I hope this message finds you well. I have had an extremely rough year, to say the least. Throughout this year I have been in and out...
    camalexis camalexis 18-21, F 2 Responses May 6

    Your Response

    Cancel
    I have decided that I am going to swallow my pride and ask for help. I have spent the last 8 months trying to payoff my medical bills, support my family, and take care of eveything...
    Babygirl872901 Babygirl872901 26-30, F May 6

    Your Response

    Cancel
    http://www.gofundme.com/t35g7fc
    LorrainelovesMary LorrainelovesMary 26-30, F May 7

    Your Response

    Cancel
    Please get in contact if interested :)
    lucyiscute lucyiscute 18-21, F 3 Responses May 9

    Your Response

    Cancel
    I was out of work for a month and it has caught up with me. I did receive unemployment during that time but that barely paid the bills. I am grateful I found a new client but I don...
    bootsie85 bootsie85 26-30, F a week ago

    Your Response

    Cancel
    We have been trying to buy a home with FHA LOAN for a month now and several others we didn't win, we losing hope , what's your experience? Please
    embersid embersid 31-35, M 6 days ago

    Your Response

    Cancel
    I am a fin dom. I require actual paypigs loyal to me. I am 17 and I live in the USA. I am female though my profile says transgender*, I have no desire to be a man, I'm just not all...
    Mistriss Mistriss 16-17, T 2 days ago

    Your Response

    Cancel
    I like it not all time, need a break from pressure's.
    cross2play cross2play 31-35 1 day ago

    Your Response

    Cancel
    Let me first say that I and my father don't have a close relationship. He has controlled my whole life ever since I was born and treats me like some slave. This happened a few...
    KatieLynn13 KatieLynn13 18-21, F Apr 30

    Your Response

    Cancel
    I stArted up therapy again, after having an on and off relationship with it. Now I feel ready, committed. It's intense. I begin DBT at the end of the year, so I'm building up some...
    gabbii22 gabbii22 31-35, F 1 Response May 3