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I Am In Financial Ruin

Personal Stories, Advice, and Support 65 People

    My Venting Session.

      Back in May of this year, my wife lost her job. It was her fault, instead of being aware of a memo, she disregarded it. So, to no suprise, she was fired. No unemployment benifits either. I have been the sole source of income, and as a state worker, it isnt much. To make...
    puppetmaster305 puppetmaster305 31-35 2 Responses Dec 19, 2011

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    It's All Bad

    I owe everything. $9980.00 in student loans. $1647.56 to DTE. $10985 to Gateway Financial. $2875 in rent. I have no car no home 3 kids and been laid off since June. Still looking for employment! (248)636-6497 Mr. AJ
    AJRuin AJRuin 26-30 Oct 30, 2012

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    Familly Of Six

    I've been dealt a blow and wish I can turn back time to change things. They say you learn from your mistakes and move on, but I wish I knew things back then that I know now and the repercussions is affecting my partner and kids which they now suffer the life they live because of...
    lifesabitch2013 lifesabitch2013 36-40, M 1 Response Oct 2, 2013

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    I've Really Blown It

    Hi- I have never done anything like this before, but I am in such a mess that I am just reaching out I guess.   I have always let my wife do our finances.  She always seemed to be doing things right.  I am an artist and I loathe anything that has to do with money...
    bent66 bent66 41-45, M 3 Responses Dec 29, 2009

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    Money Makes Me Numb

    Here goes my sad, sad sob story: I quit my job at an insurance company in July becuase it was sucking the life out of me. Oh yeah...and I was probably going to be fired, so I took the premptive strike by blowing that popscicle stand.  I thought that I could flash my resume...
    bellamia24 bellamia24 22-25 6 Responses Dec 9, 2008

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    Too Far Down To Know What To Do

    I really don't know where to start. I guess with...I live in a rural area that is getting more depressed every year. We live 45 minutes to an hour from the nearest large city that offers something like fresh produce. Why am I still here? Because I have no money to move. It all...
    blondenimitz blondenimitz 41-45 3 Responses May 23, 2010

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    Student Loan Debt: Ball And Chain

    I'm not going to ramble too much. I'm a 25 year old (soon to be 26) laboratory technician. I graduated in 2009 with over 90K in student loan debt. I never took out more than I needed to borrow for school ( tuition, room & board). Unfortunately my parents never attended...
    ladyt1787 ladyt1787 22-25, F Nov 15, 2012

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    Never Give Up!

    Financial ruin. What a concept! I have found that financial ruin always has another step down for you to take. I guess the ground floor is a cardboard condo over a sidewalk subway grate. After making a living during my first 16 years and then making a good living for the next...
    cashew00 cashew00 56-60 2 Responses Dec 14, 2011

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    Desperate With No Clue What To Do

    Am a 36 y o woman who has worked since the age of 16. In 2008 when I got pregnant with my daughter my contract was terminated. In 2009 my husband was fired when his company got sold and we were both unemployed then. After thousands of CVs sent and no luck, I decided to open a...
    desperatewithnoclue desperatewithnoclue 36-40 Oct 23, 2013

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    Small Business Success Turned Into Nightmare

    i have no one to blame but myself. last year at this time my small online business was making a profit (finally after years of limping along) but I didnt know I was in a bubble. my relationship failed, my housing costs doubled due to living in an area that is disaster prone. then...
    sprechensiedutch sprechensiedutch 41-45 1 Response Oct 1, 2012

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    Yeah, I Am Right There With You All Too And It Feels Pretty Horrible.

    So where do we go from here? It seems inevitable that I will end up in jail eventually and it won't be for criminal acts, it will be because I am unable to pay my civil penalties for a traffic ticket. They want jail time for that. I never thought it would come to that. I...
    tingtingcj tingtingcj 51-55 4 Responses Dec 10, 2012

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    4 years ago I opened up to my manager asking him

    for support, I told him I was feeling frustrated and was getting help for depression. I had never missed a day of work, performed my job as expected and had no conflicts with anyone, but I was struggling inside and had to seek a break to recharge. His response was to terminate...
    rascan rascan 41-45, M 1 Response Jan 31, 2014

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    Always Broke

    My sob story..... Combined, my wife and I make well over 6 figures. Yet, our bills are more than our income. We dont live lavishly by any means. we have 2 kids and they come first with sports, activities, school, clothes, etc. Credit cards are maxed to the tune of $20k in debt...
    TheDays TheDays 46-50, M 3 Responses Sep 12, 2013

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    Related Experiences

    I am in need of financial help but qualify for no loans. Normally I would turn to my mom but she is out of work and I have been helping her when I can. I'm at a loss and super...
    deleted deleted 26-30 1 Response 1 day ago

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    I'm going to tell you a whole story about my dad, my dad was the biggest ******* of his life and he's been lying to people and he cheated on my mom and he abused me and my brothers...
    GodsGift24 GodsGift24 22-25, M 2 Responses 1 day ago

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    .....don't we all??? I don't need it as bad as some ppl, but I'm trying to raise 3 kids alone here with a dead beat dad, sending out an s.o.s
    StreetgirlnamedDesire504 StreetgirlnamedDesire504 36-40 1 Response 2 days ago

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    I know there are generous kind people in the world willing to help those in need! I am in need of getting some money so that I can move children and I out of abusive home. Just...
    cmabbott14 cmabbott14 22-25, F 2 days ago

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    I have my faults as well. But why does he need to change?
    Asereht Asereht 31-35, F 1 Response 3 days ago

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    why are you making him wrong for changing? what was your part in that change? did he change to be closer to you? food for thought.
    bigheartsmallworld bigheartsmallworld 36-40, M 4 days ago

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    yeah..my dad has been disabled, he is undergoing dialysis. We have to pay roughly Php10,500 or $250 a week to support his life. This goes on permanently until his last breath. We...
    bloodhoof bloodhoof 18-21, M 1 Response 4 days ago

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    I live off my savings which isnt much I now need a surgery for my mouth and dont have the money at all. its 700 bucks and i only have 200 in the bank as of right now. I cant go out...
    gotguts gotguts 22-25, F 4 days ago

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    >------------- :-( ---------------< .
    cashetty69 cashetty69 51-55, M 4 days ago

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    True .
    cashetty69 cashetty69 51-55, M 4 days ago

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    I busted my butt by going back to university, after having my two little one to better myself, by becoming nurse.....worked really hard got but I thought it will be ok once I'm...
    Scousedreamer Scousedreamer 31-35, F 2 Responses 4 days ago

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    I always felt from a young age that I may not be able to have children. I don't know why, it was just always something that seemed right to me. I love babies and children, but...
    kitkat0216 kitkat0216 31-35, F 5 days ago

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    aren't we all??? I can't think of one person who isn't in need of financial help, or claims to be in need. sore subject.
    StreetgirlnamedDesire504 StreetgirlnamedDesire504 36-40 5 days ago

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    I am in serious trouble. The county plans on auctioning my house aug 31. My credit is bad due to disability. I don't have any where else to go with this. I am asking ya'll for...
    lonewolf41 lonewolf41 41-45, F 1 Response 5 days ago

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    I know it's extremely overdue as this happened in the late 90's during my highschool years but to the girl who's singing solo I ruined I'm sorry. It was one of those where we all...
    DeathSaw DeathSaw 31-35, M Aug 26

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    THANKS DAD !!!! For buying me a gameboy color , Xbox, GameCube , game gear, neo geo , Nes , Snes , and sega genesis !!! WHEN I WAS 4 years old !!!! It made me anit social , an...
    ButterCups644 ButterCups644 16-17, M Aug 26

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    Ways to Avoid Payment Scams in Exporting Heavy Equipment Axis Capital Group, a company which sells and rents heavy equipment has been delivering, exporting and importing capital...
    celenholt celenholt 31-35, F Aug 25

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    I am MissKimando, a Princess that deserves to be worshiped, spoiled and pampered. I am a seeking longterm, loyal and obediant finslave that will that will bend over backwards to...
    MissKimando MissKimando 22-25, F Aug 24

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    I am MissKimando, a Princess that deserves to be worshiped, spoiled and pampered. I am a seeking longterm, loyal and obediant finslave that will that will bend over backwards to...
    MissKimando MissKimando 22-25, F Aug 24

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    I lived a very exciting youth. I took tons of drugs, sold even more, and traveled around partying and being wild. I was very careful (read: lucky) and so I never seriously...
    milehighHeartbreak milehighHeartbreak 31-35, M 2 Responses Aug 24

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    Someone can ask me why I resent you so much but it's emotions that I've battled with for years. I know you didn't want me even when I was in my mothers womb... Then you brought us...
    Juiceyangel333 Juiceyangel333 22-25, F 2 Responses Aug 23

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    Help..please I'm really in need of help
    Rose7879 Rose7879 36-40, F 1 Response Aug 22

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    I am 26 and I lost one of my front teeth. Guess what? Chipped right to the gum. Dentist said there was no hope, unless I have money to buy my way out of such a tragedy...
    myfungasm myfungasm 26-30, M 1 Response Aug 21

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    Justin McGlamry is a highly skilled financial analyst with more than 8 years of experience. based in New York, he provides professional advice and guidance on borrowing...
    gaul63 gaul63 22-25, M Aug 21

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    Most people want this but fail miserably by getting involved with an MLM company who only cares about making the company successful & or lining the pockets of a few instead of the...
    bakfin bakfin 46-50, M Aug 20

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    Financial Expansion A seminar by Meir Ezra Finance is the subject of controlling or handling the money of an organization, country or individual. Being able to use the laws of...
    gabrielnielsen gabrielnielsen 31-35, M Aug 20

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    On their wedding night, the young bride approached her new husband and asked for $20.00 for their first lovemaking encounter. In his highly aroused state, her husband readily...
    Rusham Rusham 66-70, M 10 Responses Aug 19

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    I'm not exactly sure what to do about life. I have been struggling with things ever since I got left by my ex. Now, I'm not still broken hearted about her (I don't think)... in...
    milehighHeartbreak milehighHeartbreak 31-35, M 1 Response Aug 19

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    It's really hard to deal with the fatigue the ache, the pain, depression, Anxiety, the emotional issues that go with it. I'm single I don't no if I will find someone to love me...
    dkl79 dkl79 36-40, F 2 Responses Aug 19

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