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I Am In Financial Ruin

Personal Stories, Advice, and Support 59 People

    It's All Bad

    I owe everything. $9980.00 in student loans. $1647.56 to DTE. $10985 to Gateway Financial. $2875 in rent. I have no car no home 3 kids and been laid off since June. Still looking for employment! (248)636-6497 Mr. AJ
    AJRuin AJRuin 26-30 Oct 30, 2012

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    4 years ago I opened up to my manager asking him

    for support, I told him I was feeling frustrated and was getting help for depression. I had never missed a day of work, performed my job as expected and had no conflicts with anyone, but I was struggling inside and had to seek a break to recharge. His response was to terminate...
    rascan rascan 41-45, M 1 Response Jan 31

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    I've Really Blown It

    Hi- I have never done anything like this before, but I am in such a mess that I am just reaching out I guess.   I have always let my wife do our finances.  She always seemed to be doing things right.  I am an artist and I loathe anything that has to do with money...
    bent66 bent66 41-45, M 3 Responses Dec 29, 2009

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    Never Give Up!

    Financial ruin. What a concept! I have found that financial ruin always has another step down for you to take. I guess the ground floor is a cardboard condo over a sidewalk subway grate. After making a living during my first 16 years and then making a good living for the next...
    cashew00 cashew00 56-60 1 Response Dec 14, 2011

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    Yeah, I Am Right There With You All Too And It Feels Pretty Horrible.

    So where do we go from here? It seems inevitable that I will end up in jail eventually and it won't be for criminal acts, it will be because I am unable to pay my civil penalties for a traffic ticket. They want jail time for that. I never thought it would come to that. I...
    tingtingcj tingtingcj 51-55 4 Responses Dec 10, 2012

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    My Venting Session.

      Back in May of this year, my wife lost her job. It was her fault, instead of being aware of a memo, she disregarded it. So, to no suprise, she was fired. No unemployment benifits either. I have been the sole source of income, and as a state worker, it isnt much. To make...
    puppetmaster305 puppetmaster305 31-35 2 Responses Dec 19, 2011

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    Student Loan Debt: Ball And Chain

    I'm not going to ramble too much. I'm a 25 year old (soon to be 26) laboratory technician. I graduated in 2009 with over 90K in student loan debt. I never took out more than I needed to borrow for school ( tuition, room & board). Unfortunately my parents never attended...
    ladyt1787 ladyt1787 22-25, F Nov 15, 2012

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    Money Makes Me Numb

    Here goes my sad, sad sob story: I quit my job at an insurance company in July becuase it was sucking the life out of me. Oh yeah...and I was probably going to be fired, so I took the premptive strike by blowing that popscicle stand.  I thought that I could flash my resume...
    bellamia24 bellamia24 22-25 6 Responses Dec 9, 2008

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    Small Business Success Turned Into Nightmare

    i have no one to blame but myself. last year at this time my small online business was making a profit (finally after years of limping along) but I didnt know I was in a bubble. my relationship failed, my housing costs doubled due to living in an area that is disaster prone. then...
    sprechensiedutch sprechensiedutch 41-45 1 Response Oct 1, 2012

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    Familly Of Six

    I've been dealt a blow and wish I can turn back time to change things. They say you learn from your mistakes and move on, but I wish I knew things back then that I know now and the repercussions is affecting my partner and kids which they now suffer the life they live because of...
    lifesabitch2013 lifesabitch2013 36-40, M Oct 2, 2013

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    Too Far Down To Know What To Do

    I really don't know where to start. I guess with...I live in a rural area that is getting more depressed every year. We live 45 minutes to an hour from the nearest large city that offers something like fresh produce. Why am I still here? Because I have no money to move. It all...
    blondenimitz blondenimitz 41-45 3 Responses May 23, 2010

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    Always Broke

    My sob story..... Combined, my wife and I make well over 6 figures. Yet, our bills are more than our income. We dont live lavishly by any means. we have 2 kids and they come first with sports, activities, school, clothes, etc. Credit cards are maxed to the tune of $20k in debt...
    TheDays TheDays 41-45, M 1 Response Sep 12, 2013

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    Desperate With No Clue What To Do

    Am a 36 y o woman who has worked since the age of 16. In 2008 when I got pregnant with my daughter my contract was terminated. In 2009 my husband was fired when his company got sold and we were both unemployed then. After thousands of CVs sent and no luck, I decided to open a...
    desperatewithnoclue desperatewithnoclue 36-40 Oct 23, 2013

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    Related Experiences

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    autolady autolady 26-30, F 1 Response 4 hrs ago

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    I badly need financial help.. After i lost our home last year during the biggest storm here in Philippines, and staying now at evacuation center, now I need money for my surgery...
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    Okay so I'm an 18 years old guy, 3 years ago my dad put me in a school that I didn't want it's about business I hated my life 3 years bcz of that school and and because there was...
    mhmdysf mhmdysf 16-17, M 5 hrs ago

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    HI praise the lord i am a orphan i am doing gospel ministry i don't have any financial support so please help for me. i need financial support.
    777NANI 777NANI 18-21, M Jul 31

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    The One Stop Destination for all your needs is SHS Advisory Group. We take the time and effort to understand the clients’ business and the reason for the financial crisis...
    shsadgroup shsadgroup 22-25, M Aug 6

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    I met my boyfriend in Feb of this year. We met online and what really attracted me to him was that he was a single parent like me and seemed to be stable. He talked a good game and...
    cdanois cdanois 22-25, F Aug 14

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    I have always wanted to be financially secure. I know that it is important to manage my money correctly now, so that I will not have to worry about it in the future. A couple of...
    CraigEdwards1 CraigEdwards1 18-21, M Aug 15

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    i am doing gospel ministry i need financial support so please help for me.
    777NANI 777NANI 18-21, M 1 Response Jul 31

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    I really deserve it, so I'll start with that. I really expected to get into graduate school, or even prior to that; I expected to not continue to be alive past 30. I lived a...
    milehighHeartbreak milehighHeartbreak 31-35, M 2 Responses Aug 2

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    I really wish my parents helped me better prepare for my future in every way but especially financially. I work SO hard and so much but always seem to have to rely on someone else...
    kros10 kros10 26-30, F 2 Responses Aug 4

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    Hi, i was texting my friend David. I told him his gf (who is was my bff) that she was raped by her brother. Somehow ppl saw that text message!!!!!!!!!!!!!! HER BROTHER ENDED UP IN...
    jaylab123456 jaylab123456 18-21, F 1 Response Aug 6

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    Jealousy is ruining my relationship i have got over being jealous but idk now she wants to be friends and see if we can get it back. Do you think she can really ever forgive me...
    Luvinlifenude Luvinlifenude 41-45, M 2 Responses Aug 12

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    Due to my wife's failing health I found myself living in a sexless marriage. I answered an ad on Craigslist from a young woman( almost 30 yrs younger than myself) who was looking...
    Danpatty Danpatty 51-55, M Aug 16

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    KEEP TRYING YOUR BEST TO RUIN ME AND SOMEDAYS YOU MAY BE SUCCEEDING I HATE YOU 💔😢
    unknowngirlvasquez unknowngirlvasquez 18-21, F 4 days ago

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    I let past experiences scare me out of being happy. After having lots of feelings for someone for months, finally something happened between us. And now i'm really nervous because...
    corazondeoro corazondeoro 16-17, T 2 days ago

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    No matter how many hours I work it never seems to amount to enough with rent and bills coming out from everywhere I just don't know how I'm ever going to get sorted. My friends...
    jessgold jessgold 22-25, F Aug 4

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    My Boyfriend Has been arrested about a month ago For a crime he did not commit , His bail and lawyer fees are way to much for me too bare I'm 19 with a 20 month daughter who misses...
    cocopuff901 cocopuff901 18-21, F 1 Response Aug 9

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    Hi I recently Got A Job At Ups And I start tomorrow but I have no money for work boots or transportation my family won't help me and I need this job to get on my feet if anyone out...
    cocopuff901 cocopuff901 18-21, F 1 Response Aug 10

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    BP Holdings Tax Management, Balley Price Holdings: 7 Tipps zur Vermeidung von Identitätsdiebstahl während Steuer-Saison. Identitätsdiebe gedeihen bei Steuerzeit, aber die IRS...
    jaymeeshom jaymeeshom 22-25, F Aug 14

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    Not sure what to do here as I have never really asked for help before... I'am the one that usually gives the help. I am a husband of 1, father of 4 and a grandpa of 10. Someone...
    jhutmire jhutmire 51-55, M Aug 16

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    looking for my loyal and devoted slave!
    MistressKathleen MistressKathleen 31-35, F 1 Response Aug 19

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    help the victims of war in connection with the situation in Ukraine. please help ... we live in the village of Peter and Paul Fortress Miners Donetsk region, August 5 in the...
    ElenaTkachyk ElenaTkachyk 26-30, F 6 days ago

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    I recently lost my job. I am so wary of asking for help because I never ask for help and I feel ashamed. I am always the one helping others. I just need enough to tide me over...
    xtreme2000 xtreme2000 18-21, F 5 days ago

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    My name is Courtney. I am a recent college graduate who just moved to New York City. Here's my story... My mom was diagnosed with Multiple Sclerosis when I was 9 months old. From...
    luvzmusic89 luvzmusic89 22-25, F 3 days ago

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    What I don't understand is why "because I said so" is an excuse for laziness. I needed to pick up my coordinate book I left at guard so I won't get kicked off the team and their...
    ciciyoshi ciciyoshi 13-15, F Aug 3

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    It was a accident! But none of them aren't listening! I can't do anything, and it makes me feel bad....I just want my friend back and them to be together again! He says he forgives...
    PrincessKeys PrincessKeys 16-17, F 1 Response Aug 5

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    And the world... Seriously all they care about is where they can get their next pay check from. The next thing they can exploit in order to achieve a steady flow of cash to pay...
    4NeonFun 4NeonFun 16-17, F 6 Responses Aug 10

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    The older i get the worse it gets. I always kept telling myself it would get better with age. Well it hasn't. There was this girl that i always had the biggest crush on since...
    SuperCracker78 SuperCracker78 16-17, M 1 Response Aug 12

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    Am surprised this group lives. And glad. And proud. Bordering on happy.
    Livyn4pals Livyn4pals 46-50, M Aug 14

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    So tired. I see things that be wrong. And wonder why others dont. Then get a motel room. And see commercials. And noticed the virus. The creator of republican...
    Livyn4pals Livyn4pals 46-50, M 3 Responses Aug 14

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    The country is in reverse. The gains of the civil rights movement are being taken away by voter suppression. Banks and finance are hollowing the country's industrial base...
    CrazyWaterSpring CrazyWaterSpring 51-55, M 3 Responses Aug 19

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    8/25/14 We went out to eat. As we were sitting there munching away, 2 ladies came in. They were talking about their Grand-children. We weren't listening but we could hear their...
    minimeowz minimeowz 61-65, F 7 Responses 4 days ago

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    Tonight i am sleepless restless as if my imaginary safe haven has shut its door on me or as if someone has died in their either i see its door closed or even if the door is open it...
    anasteel2 anasteel2 41-45, F 2 days ago

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    Tonight there is no solace , no emotion , no thought is soothing the newly marred and bludgeoned hope. The blood of my hopes is spattered and dripping everywhere the hope that i...
    anasteel2 anasteel2 41-45, F 12 Responses 2 days ago

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