I Am In Financial Ruin

Personal Stories, Advice, and Support 64 People

    Familly Of Six

    I've been dealt a blow and wish I can turn back time to change things. They say you learn from your mistakes and move on, but I wish I knew things back then that I know now and the repercussions is affecting my partner and kids which they now suffer the life they live because of...
    lifesabitch2013 lifesabitch2013
    36-40, M
    1 Response Oct 2, 2013

    Money Makes Me Numb

    Here goes my sad, sad sob story: I quit my job at an insurance company in July becuase it was sucking the life out of me. Oh yeah...and I was probably going to be fired, so I took the premptive strike by blowing that popscicle stand.  I thought that I could flash my resume...
    bellamia24 bellamia24
    22-25
    6 Responses Dec 9, 2008

    It's All Bad

    I owe everything. $9980.00 in student loans. $1647.56 to DTE. $10985 to Gateway Financial. $2875 in rent. I have no car no home 3 kids and been laid off since June. Still looking for employment! (248)636-6497 Mr. AJ
    AJRuin AJRuin
    26-30
    Oct 30, 2012

    Desperate With No Clue What To Do

    Am a 36 y o woman who has worked since the age of 16. In 2008 when I got pregnant with my daughter my contract was terminated. In 2009 my husband was fired when his company got sold and we were both unemployed then. After thousands of CVs sent and no luck, I decided to open a...
    desperatewithnoclue desperatewithnoclue
    36-40
    Oct 23, 2013

    My Venting Session.

      Back in May of this year, my wife lost her job. It was her fault, instead of being aware of a memo, she disregarded it. So, to no suprise, she was fired. No unemployment benifits either. I have been the sole source of income, and as a state worker, it isnt much. To make...
    puppetmaster305 puppetmaster305
    31-35
    2 Responses Dec 19, 2011

    Yeah, I Am Right There With You All Too And It Feels Pretty Horrible.

    So where do we go from here? It seems inevitable that I will end up in jail eventually and it won't be for criminal acts, it will be because I am unable to pay my civil penalties for a traffic ticket. They want jail time for that. I never thought it would come to that. I...
    tingtingcj tingtingcj
    51-55
    4 Responses Dec 10, 2012

    Student Loan Debt: Ball And Chain

    I'm not going to ramble too much. I'm a 25 year old (soon to be 26) laboratory technician. I graduated in 2009 with over 90K in student loan debt. I never took out more than I needed to borrow for school ( tuition, room & board). Unfortunately my parents never attended...
    ladyt1787 ladyt1787
    22-25, F
    Nov 15, 2012

    4 years ago I opened up to my manager asking him

    for support, I told him I was feeling frustrated and was getting help for depression. I had never missed a day of work, performed my job as expected and had no conflicts with anyone, but I was struggling inside and had to seek a break to recharge. His response was to terminate...
    rascan rascan
    41-45, M
    1 Response Jan 31, 2014

    Always Broke

    My sob story..... Combined, my wife and I make well over 6 figures. Yet, our bills are more than our income. We dont live lavishly by any means. we have 2 kids and they come first with sports, activities, school, clothes, etc. Credit cards are maxed to the tune of $20k in debt...
    TheDays TheDays
    46-50, M
    2 Responses Sep 12, 2013

    Never Give Up!

    Financial ruin. What a concept! I have found that financial ruin always has another step down for you to take. I guess the ground floor is a cardboard condo over a sidewalk subway grate. After making a living during my first 16 years and then making a good living for the next...
    cashew00 cashew00
    56-60
    2 Responses Dec 14, 2011

    Small Business Success Turned Into Nightmare

    i have no one to blame but myself. last year at this time my small online business was making a profit (finally after years of limping along) but I didnt know I was in a bubble. my relationship failed, my housing costs doubled due to living in an area that is disaster prone. then...
    sprechensiedutch sprechensiedutch
    41-45
    1 Response Oct 1, 2012

    Too Far Down To Know What To Do

    I really don't know where to start. I guess with...I live in a rural area that is getting more depressed every year. We live 45 minutes to an hour from the nearest large city that offers something like fresh produce. Why am I still here? Because I have no money to move. It all...
    blondenimitz blondenimitz
    41-45
    3 Responses May 23, 2010

    I've Really Blown It

    Hi- I have never done anything like this before, but I am in such a mess that I am just reaching out I guess.   I have always let my wife do our finances.  She always seemed to be doing things right.  I am an artist and I loathe anything that has to do with money...
    bent66 bent66
    41-45, M
    3 Responses Dec 29, 2009

    Related Experiences

    In case anyone cares, there is an Experience Project 2 that will be up very soon, just like this site, but not going to fall down to financial ruin.
    kwokrunner kwokrunner
    31-35, M
    Apr 21
    Are WW aware that BM are flocking to them because they get free housing, car, their child support payments paid, free food, they don't have to work and if they do work, they're...
    Sheilatruelove Sheilatruelove
    31-35, M
    1 Response Apr 19
    Are WW aware that BM are flocking to them because they get free housing, car, their child support payments paid, free food, they don't have to work and if they do work, they're...
    Sheilatruelove Sheilatruelove
    31-35, M
    Apr 19
    Are WW aware that BM are flocking to them because they get free housing, car, their child support payments paid, free food, they don't have to work and if they do work, they're...
    Sheilatruelove Sheilatruelove
    31-35, M
    Apr 19
    Are WW aware that BM are flocking to them because they get free housing, car, their child support payments paid, free food, they don't have to work and if they do work, they're...
    Sheilatruelove Sheilatruelove
    31-35, M
    Apr 19
    I have been in a very dark place for a couple of years. I don't really tell anyone exactly why because it sounds so stupid to me. it could have really been caused by a combination...
    4gotwhereiwas 4gotwhereiwas
    31-35, F
    1 Response Apr 19
    Hi I'm a 34yrs old gay Muslim man living in Canada. I am looking for a lesbian in a similar situation who also wants a MOC. I am financially stable, well educated and good...
    Proof22 Proof22
    31-35, M
    1 Response Apr 19
    So I'm 27 married with one toddler. We have lived on our own ever since graduating from high school in a different city because we went to college. Now we've graduated. I got...
    panda8944 panda8944
    26-30, F
    Apr 19
    I always feel ashamed of hating my mom, but I just can't help it no matter how much I try to be patient and understanding towards her behavior. She's emotionally abusive to...
    alex0995 alex0995
    18-21, F
    Apr 18
    In the last year I went from 296 to 266. And 266 seems like a lot but I have a super endo mesomorph frame even though i only have above average muscle mass. One of the keys, I...
    MikeOH MikeOH
    31-35, M
    1 Response Apr 18
    Who is EP2? Who is Similar Worlds? Who are they and what is their business plan and objective? At the moment that is a mystery. They have registered the domain name Similar...
    Humanist321 Humanist321
    70+, M
    4 Responses Apr 18
    I used to live in extreme poverty. (Well my family was as poor as residents in the UK get). This was from when I was 13 up until I was 16. I remember having no breakfast and...
    Itslauryn Itslauryn
    16-17, F
    5 Responses Apr 18
    Im 17 years old and I was addicted to triple cs. Triple cs u may think are just some cough medicine thatll get u a high so youre not bored on a weekend but trust me it will RUIN...
    andy2198 andy2198
    16-17, M
    Apr 18
    I thought this site wasn't allowing new posts? Don't get me wrong, I'm not complaining... So, the smear campaign rolls on. My in-laws have efficiently smeared my good name. Among...
    FarAway FarAway
    31-35, F
    1 Response Apr 17
    04/10/16 There are things that occur in my life that still try to weigh me down: financial struggles, an uncomfortable environment, dysfunctional relationships, etc. Making it...
    NaomiSunshineJourney NaomiSunshineJourney
    31-35, F
    Apr 17
    I'm sort of at my wits end. I have been married for just over 30 years and we have 2 grown sons. We have had our ups and downs over the years we both made mistakes and turned to...
    sparkythedog sparkythedog
    66-70
    Apr 17
    7 days ago my husband tried to take his own life. Day to day life has been difficult of Late. My husband has been out of work for the best part of 3.5 years and in that time he...
    twilightmum twilightmum
    36-40, F
    Apr 17
    our poisonous society has created an unbearable life which we call convention. I'm sick of having to live with the expectation that you must study hard, achieve great grades, then...
    Purplelamb Purplelamb
    13-15, F
    Apr 17
    Not all problems have solutions. My everyday life I have more problems in a day and sometimes takes time to solve it. 'Problems:' •Physically. I am weak I don't have a...
    dcrest dcrest
    13-15, F
    Apr 17
    The story of my life Hello my name is David Henry 21, I have been looking for a place to tell my story for a while and hopefully I have found the place. We can start at the...
    Charle845 Charle845
    18-21, M
    Apr 17
    Not rich, just financially stable and I'm willing to do whatever it takes to get there .
    Alylovespuppies Alylovespuppies
    18-21, F
    Apr 17
    I had an abortion no one knows about. I was about four and a half weeks when I found out. I was alone, terrified- and although I'm pro-life, I immediately felt the need to "take...
    Kabob91 Kabob91
    22-25, F
    4 Responses Apr 16
    When it involves project delays there are numerous factors that can lead to such situation. The client is really a and you will find two issues which can be discussed: where to...
    vagarland65 vagarland65
    36-40, M
    Apr 15
    Hi Im italian gay, masculin and financially independent, I would like relocate in California and looking for MOC lesbian girl that lives in California, race and religion not...
    Marco0410 Marco0410
    36-40, M
    Apr 15
    I'm in the process of looking for a new job. I had a great Job, Iam a hairstylist and makeup artist, however My Mother became very ill and I had to quit my job for 6 months as she...
    hp441970 hp441970
    41-45, F
    Apr 14
    Today in school we saw a video about how listening is good and It shows different stories of people countries around the USA. The one that impacted me was the one with the one of...
    YouDontKnowMe777 YouDontKnowMe777
    13-15, M
    Apr 14
    I hate artists not because of their songs but for the fact that they ruined a good tune and the same tune cannot be used again to make a better song. You totally ruined one...
    infie infie
    18-21, F
    1 Response Apr 14
    How walking your dog can change your life One of the best activities you can do if you are a pet owner living in an apartment complex, is to take your dog out for a “pack walk...
    karunakat78 karunakat78
    36-40, F
    Apr 14
    I wish I was financially stable so I could fix my teeth. So insecure...
    Ellie2K16 Ellie2K16
    18-21, F
    Apr 13
    Where do I start? I am a gay man, I have known I was gay since 3rd grade. Growing up was tough and is a story for a later time. I met my first long term partner when I was 22, we...
    taletotell taletotell
    41-45, M
    Apr 13
    Our son is getting married this weekend. The rehearsal dinner is on Friday and the weeding is Saturday evening. The narcissist that I am married too just proceeded to tell me that...
    NvrKnow NvrKnow
    46-50, F
    Apr 13
    My "mom" is just down right rude and awful to me and my siblings. My parents are divorced a couple months ago and me and my siblings go back and forth between the two and I hate it...
    87trinity22 87trinity22
    18-21, F
    Apr 13
    i feel stupid and dumb first of all that i havent learned from my past experiences. which to date has lead me to having in total 3 abortions. tuesay 11th april 2016 i underwent a d...
    luvdrunk luvdrunk
    26-30, F
    2 Responses Apr 13
    -Life In Transition: A Compilation of Memories-I was born biologically male, but over the course of my life, have realized that my mind and soul on the inside feels female. Women...
    KayleeBehrens KayleeBehrens
    18-21, T
    Apr 13
    Just briefly about myself: I attended approximately 2-3 years of college but dropped out due to financial issues paying off student loan debt and maintaining a place to live. The...
    sicksadworld89 sicksadworld89
    26-30
    1 Response Apr 12
    HUMAN BEHAVIOUR AND MONEY Human beings - the most complicated and mentally ****** up of all creatures inhabiting Planet Earth. My landlord,  in March 2015, knocked my door and...
    TNTandCHOCOLATE TNTandCHOCOLATE
    31-35
    2 Responses Apr 12
    I can't stand being alone. I desperately need someone to love me. I can support myself financially, I don't want anyone's material possessions. I want someones heart, hands, sex...
    onthewayside onthewayside
    31-35, F
    5 Responses Apr 12
    I started college with the mistaken notion that it would somehow be better than high school. I was wrong. I started in junior college due to financial reasons. I struggled with the...
    Obliterati Obliterati
    22-25, F
    2 Responses Apr 12
    I recently broke up for probably the hundredth time with my boyfriend.We were in relationship for nearly six years. I want help in actually understanding what is actually going on...
    deleted deleted
    26-30
    2 Responses Apr 12
    Our daughter has cancer of the stomach.She urgently needs an operation.The clinic Teknon in Spain responded to our call. We started collection a month ago.And for now it needs 13...
    Kushnir86 Kushnir86
    26-30, F
    Apr 11
    i belong broken family sometimes it so annoying and my mother focus only her work and always nagging but im still glad that she my mother because i and my sister finished study...
    SAKuraXLee SAKuraXLee
    22-25, F
    1 Response Apr 11
    i respect them for trying to earn money through some extra efforts.I beleive no girl wants to be in this profession but its the financial needs for which they have sell their body...
    deleted deleted
    26-30
    Apr 11
    This article is now considered a ‘classic’ by anti-racist educators. It has been used in workshops and classes throughout the United States and Canada for many years. While...
    Mcinacann Mcinacann
    41-45, F
    Apr 10
    Almost 11 years later and he is meaner than ever . Why do I stay here ? Oh, that's right because I'm a mother to 4 children . He knows I can't financially strive on my own . It's...
    deleted deleted
    26-30
    4 Responses Apr 10
    Yes. Slam that bastard. U.S. Senator Elizabeth Warren April 5 at 12:35pm · Senate Republicans held a Banking Committee hearing today to talk about why we should roll back the...
    silmarilion456 silmarilion456
    41-45, M
    Apr 9
    Ok, a bit of self deprecation here: I occasionally design financial budgetary spreadsheets (I know, 'boring' you say, but read on...); after designing a framework of interrelated...
    TValentine TValentine
    56-60, M
    Apr 9
    Hi my name is Jonathon, but please refer to me as Jon. I struggled a lot as a young child to fit in, never knew how to act or where to draw the line. I was part of a very...
    SentinelJon SentinelJon
    18-21, M
    3 Responses Apr 8
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