Post
Experience Project iOS Android Apps | Download EP for your Mobile Device

I Am In Financial Ruin

Personal Stories, Advice, and Support 65 People

    Too Far Down To Know What To Do

    I really don't know where to start. I guess with...I live in a rural area that is getting more depressed every year. We live 45 minutes to an hour from the nearest large city that offers something like fresh produce. Why am I still here? Because I have no money to move. It all...
    blondenimitz blondenimitz 41-45 3 Responses May 23, 2010

    Your Response

    Cancel

    It's All Bad

    I owe everything. $9980.00 in student loans. $1647.56 to DTE. $10985 to Gateway Financial. $2875 in rent. I have no car no home 3 kids and been laid off since June. Still looking for employment! (248)636-6497 Mr. AJ
    AJRuin AJRuin 26-30 Oct 30, 2012

    Your Response

    Cancel

    Small Business Success Turned Into Nightmare

    i have no one to blame but myself. last year at this time my small online business was making a profit (finally after years of limping along) but I didnt know I was in a bubble. my relationship failed, my housing costs doubled due to living in an area that is disaster prone. then...
    sprechensiedutch sprechensiedutch 41-45 1 Response Oct 1, 2012

    Your Response

    Cancel

    My Venting Session.

      Back in May of this year, my wife lost her job. It was her fault, instead of being aware of a memo, she disregarded it. So, to no suprise, she was fired. No unemployment benifits either. I have been the sole source of income, and as a state worker, it isnt much. To make...
    puppetmaster305 puppetmaster305 31-35 2 Responses Dec 19, 2011

    Your Response

    Cancel

    Never Give Up!

    Financial ruin. What a concept! I have found that financial ruin always has another step down for you to take. I guess the ground floor is a cardboard condo over a sidewalk subway grate. After making a living during my first 16 years and then making a good living for the next...
    cashew00 cashew00 56-60 2 Responses Dec 14, 2011

    Your Response

    Cancel

    Yeah, I Am Right There With You All Too And It Feels Pretty Horrible.

    So where do we go from here? It seems inevitable that I will end up in jail eventually and it won't be for criminal acts, it will be because I am unable to pay my civil penalties for a traffic ticket. They want jail time for that. I never thought it would come to that. I...
    tingtingcj tingtingcj 51-55 4 Responses Dec 10, 2012

    Your Response

    Cancel

    Student Loan Debt: Ball And Chain

    I'm not going to ramble too much. I'm a 25 year old (soon to be 26) laboratory technician. I graduated in 2009 with over 90K in student loan debt. I never took out more than I needed to borrow for school ( tuition, room & board). Unfortunately my parents never attended...
    ladyt1787 ladyt1787 22-25, F Nov 15, 2012

    Your Response

    Cancel

    Desperate With No Clue What To Do

    Am a 36 y o woman who has worked since the age of 16. In 2008 when I got pregnant with my daughter my contract was terminated. In 2009 my husband was fired when his company got sold and we were both unemployed then. After thousands of CVs sent and no luck, I decided to open a...
    desperatewithnoclue desperatewithnoclue 36-40 Oct 23, 2013

    Your Response

    Cancel

    Familly Of Six

    I've been dealt a blow and wish I can turn back time to change things. They say you learn from your mistakes and move on, but I wish I knew things back then that I know now and the repercussions is affecting my partner and kids which they now suffer the life they live because of...
    lifesabitch2013 lifesabitch2013 36-40, M 1 Response Oct 2, 2013

    Your Response

    Cancel

    Money Makes Me Numb

    Here goes my sad, sad sob story: I quit my job at an insurance company in July becuase it was sucking the life out of me. Oh yeah...and I was probably going to be fired, so I took the premptive strike by blowing that popscicle stand.  I thought that I could flash my resume...
    bellamia24 bellamia24 22-25 6 Responses Dec 9, 2008

    Your Response

    Cancel

    4 years ago I opened up to my manager asking him

    for support, I told him I was feeling frustrated and was getting help for depression. I had never missed a day of work, performed my job as expected and had no conflicts with anyone, but I was struggling inside and had to seek a break to recharge. His response was to terminate...
    rascan rascan 41-45, M 1 Response Jan 31, 2014

    Your Response

    Cancel

    I've Really Blown It

    Hi- I have never done anything like this before, but I am in such a mess that I am just reaching out I guess.   I have always let my wife do our finances.  She always seemed to be doing things right.  I am an artist and I loathe anything that has to do with money...
    bent66 bent66 41-45, M 3 Responses Dec 29, 2009

    Your Response

    Cancel

    Always Broke

    My sob story..... Combined, my wife and I make well over 6 figures. Yet, our bills are more than our income. We dont live lavishly by any means. we have 2 kids and they come first with sports, activities, school, clothes, etc. Credit cards are maxed to the tune of $20k in debt...
    TheDays TheDays 46-50, M 2 Responses Sep 12, 2013

    Your Response

    Cancel

    Related Experiences

    I feel dilapidated.. to such an extent my heart physically hurts. Unsure how to look at the world anymore. Whats the point of having been throughall ths trouble. Losing friends...
    Dilapidated33 Dilapidated33 18-21, F 9 mins ago

    Your Response

    Cancel
    Sometimes I feel like I want to have a nice experience with a girl (I've had one before but I mean that ***** was crazy and she ruined my life lol no but seriously 😕) bet then...
    XPrincessXSarcasmX XPrincessXSarcasmX 13-15, F 1 hr ago

    Your Response

    Cancel
    Sometimes I think I will be alone for the rest of my life. I feel unwanted. Unattractive. And im definitely unloved. I always ruin everything. I dont get anything. I dont get how...
    ineedhelp122 ineedhelp122 18-21, F 1 Response 9 hrs ago

    Your Response

    Cancel
    Dear S., You don't know me, but I had an affair with your husband for two years. It started when you were living apart because you didn't like the city he was transferred to, and...
    inaraserra inaraserra 31-35, F 3 Responses 13 hrs ago

    Your Response

    Cancel
    It seems so many people are now realizing how this country has a greed problem. The politicians allow corporations to send jobs abroad. Yet, it seems so many people are greedy...
    LearnedALesson LearnedALesson 36-40, M 3 Responses 1 day ago

    Your Response

    Cancel
    This was the most positively framed way to say that I'm in deep s*** with money so I decided to join this experience. I am three thousand dollars in debt, I just took out my third...
    honestlyanonymouslyme honestlyanonymouslyme 22-25, F 2 days ago

    Your Response

    Cancel
    According to an article I've read about on Buddhism and family member's relationship. There's three types of children : 1. Angels/the light of their parent's life. This type of...
    Nual Nual 22-25, F 4 Responses 3 days ago

    Your Response

    Cancel
    I'm beyond stressed. Inside I'm a train wreck and on the outside I try and hold myself together and make it look like my life is perfect. I'm irritated too. I'm about to finalize...
    LUzunov LUzunov 18-21, F 1 Response 5 days ago

    Your Response

    Cancel
    I was a divorced single mother of one when I met my current husband. From all appearances he was very responsible, had goals, wanted a family and loved my child as his own. He...
    Trapped4toolong Trapped4toolong 46-50, F 5 Responses 5 days ago

    Your Response

    Cancel
    http://www.gofundme.com/victoriatocollege My home was foreclosed on, my mom was homeless, my friend died and I struggled everyday to keep going. I didn't think I would be able...
    ilovehotwings ilovehotwings 16-17, F 6 days ago

    Your Response

    Cancel
    My family needs help. My husband is a disabled veteran and I am disabled as well. We have three small children and we were surviving on my husband VA disability until 6 months ago...
    randileighan randileighan 31-35, F a week ago

    Your Response

    Cancel
    Ramy Botros is a seasoned business professional who is employed in a leading software company. He is appointed as the Finance Director from the last 5 years, and since then, he has...
    sigler111 sigler111 22-25, M a week ago

    Your Response

    Cancel
    Job opening. Human Resources (HR) are a Substantial Investment for most Financial Companies. Having the Right Numbers of Employees with the right Mix of Skills, Abilities, and...
    onlinecouttsservices onlinecouttsservices 41-45, M Jun 21

    Your Response

    Cancel
    I am a bad person who should be killed :((
    fatbellyboy fatbellyboy 18-21, M 3 Responses Jun 21

    Your Response

    Cancel
    Job opening. Human Resources (HR) are a Substantial Investment for most Financial Companies. Having the Right Numbers of Employees with the right Mix of Skills, Abilities, and...
    onlinecouttsservices onlinecouttsservices 41-45, M Jun 21

    Your Response

    Cancel
    It drives me up the ******* wall.
    Foxie913 Foxie913 41-45, F 1 Response Jun 21

    Your Response

    Cancel
    I can help with managing your finances! I am the owner and service provider at Bower Financial Management LLC. I can assist by making sure your finances are being managed in the...
    bowerfm bowerfm 22-25, F Jun 19

    Your Response

    Cancel
    I totally have. every single night
    froofykittenxoxo froofykittenxoxo 13-15, F 1 Response Jun 19

    Your Response

    Cancel
    How I long to find that connection again ...
    StarsNRoses StarsNRoses 26-30, F 1 Response Jun 19

    Your Response

    Cancel
    Staying up for hours just chatting random things, then you look at the clock and don't believe your eyes!
    CaffeineJunky CaffeineJunky 18-21, F 2 Responses Jun 19

    Your Response

    Cancel
    I wish I still had someone to talk to me all night about random crap, then go to bed at the same time...
    XenoJJames XenoJJames 13-15, M 2 Responses Jun 19

    Your Response

    Cancel
    I was up trying to study and just happened to talk to a few friends on social media during a study break.
    MyEpochStory MyEpochStory 18-21, F 1 Response Jun 19

    Your Response

    Cancel
    sometimes i ruin my sleep just to text or talk to MY friends or my Bf
    Vswagger Vswagger 13-15, M Jun 18

    Your Response

    Cancel
    That's why I'm always tired.
    Meduchan Meduchan 13-15, M 1 Response Jun 18

    Your Response

    Cancel
    I still do it to this day. I can deal with sleep loss... but connections I hate to lose.
    Cadiaaya Cadiaaya 26-30, F Jun 18

    Your Response

    Cancel
    It ended badly...sleep deprivation does not help with a broken heart.
    Nenmir Nenmir 22-25, F Jun 18

    Your Response

    Cancel
    time zone difference is really weird,,, how the hell they going to understand???
    notagain4u notagain4u 26-30, M 1 Response Jun 18

    Your Response

    Cancel
    Its actually EP's fault overall, I meam seriously why else woild I be up at this unbareable hour..?
    CheetoX CheetoX 22-25, M Jun 18

    Your Response

    Cancel
    I'm usually an asshoIe, but, if I start caring about you, there's no limits to the things I'll sacrifice, including my precious sleep.
    akaShaun akaShaun 16-17, M 3 Responses Jun 18

    Your Response

    Cancel
    Nah, I actually ruined it to Netflix
    DrWho01 DrWho01 13-15, F 1 Response