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I Am In Financial Ruin

Personal Stories, Advice, and Support 60 People

    Small Business Success Turned Into Nightmare

    i have no one to blame but myself. last year at this time my small online business was making a profit (finally after years of limping along) but I didnt know I was in a bubble. my relationship failed, my housing costs doubled due to living in an area that is disaster prone. then...
    sprechensiedutch sprechensiedutch 41-45 1 Response Oct 1, 2012

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    Never Give Up!

    Financial ruin. What a concept! I have found that financial ruin always has another step down for you to take. I guess the ground floor is a cardboard condo over a sidewalk subway grate. After making a living during my first 16 years and then making a good living for the next...
    cashew00 cashew00 56-60 1 Response Dec 14, 2011

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    Desperate With No Clue What To Do

    Am a 36 y o woman who has worked since the age of 16. In 2008 when I got pregnant with my daughter my contract was terminated. In 2009 my husband was fired when his company got sold and we were both unemployed then. After thousands of CVs sent and no luck, I decided to open a...
    desperatewithnoclue desperatewithnoclue 36-40 Oct 23, 2013

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    Yeah, I Am Right There With You All Too And It Feels Pretty Horrible.

    So where do we go from here? It seems inevitable that I will end up in jail eventually and it won't be for criminal acts, it will be because I am unable to pay my civil penalties for a traffic ticket. They want jail time for that. I never thought it would come to that. I...
    tingtingcj tingtingcj 51-55 4 Responses Dec 10, 2012

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    Too Far Down To Know What To Do

    I really don't know where to start. I guess with...I live in a rural area that is getting more depressed every year. We live 45 minutes to an hour from the nearest large city that offers something like fresh produce. Why am I still here? Because I have no money to move. It all...
    blondenimitz blondenimitz 41-45 3 Responses May 23, 2010

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    Always Broke

    My sob story..... Combined, my wife and I make well over 6 figures. Yet, our bills are more than our income. We dont live lavishly by any means. we have 2 kids and they come first with sports, activities, school, clothes, etc. Credit cards are maxed to the tune of $20k in debt...
    TheDays TheDays 41-45, M 1 Response Sep 12, 2013

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    Familly Of Six

    I've been dealt a blow and wish I can turn back time to change things. They say you learn from your mistakes and move on, but I wish I knew things back then that I know now and the repercussions is affecting my partner and kids which they now suffer the life they live because of...
    lifesabitch2013 lifesabitch2013 36-40, M Oct 2, 2013

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    It's All Bad

    I owe everything. $9980.00 in student loans. $1647.56 to DTE. $10985 to Gateway Financial. $2875 in rent. I have no car no home 3 kids and been laid off since June. Still looking for employment! (248)636-6497 Mr. AJ
    AJRuin AJRuin 26-30 Oct 30, 2012

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    My Venting Session.

      Back in May of this year, my wife lost her job. It was her fault, instead of being aware of a memo, she disregarded it. So, to no suprise, she was fired. No unemployment benifits either. I have been the sole source of income, and as a state worker, it isnt much. To make...
    puppetmaster305 puppetmaster305 31-35 2 Responses Dec 19, 2011

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    Student Loan Debt: Ball And Chain

    I'm not going to ramble too much. I'm a 25 year old (soon to be 26) laboratory technician. I graduated in 2009 with over 90K in student loan debt. I never took out more than I needed to borrow for school ( tuition, room & board). Unfortunately my parents never attended...
    ladyt1787 ladyt1787 22-25, F Nov 15, 2012

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    I've Really Blown It

    Hi- I have never done anything like this before, but I am in such a mess that I am just reaching out I guess.   I have always let my wife do our finances.  She always seemed to be doing things right.  I am an artist and I loathe anything that has to do with money...
    bent66 bent66 41-45, M 3 Responses Dec 29, 2009

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    Money Makes Me Numb

    Here goes my sad, sad sob story: I quit my job at an insurance company in July becuase it was sucking the life out of me. Oh yeah...and I was probably going to be fired, so I took the premptive strike by blowing that popscicle stand.  I thought that I could flash my resume...
    bellamia24 bellamia24 22-25 6 Responses Dec 9, 2008

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    4 years ago I opened up to my manager asking him

    for support, I told him I was feeling frustrated and was getting help for depression. I had never missed a day of work, performed my job as expected and had no conflicts with anyone, but I was struggling inside and had to seek a break to recharge. His response was to terminate...
    rascan rascan 41-45, M 1 Response Jan 31

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    Related Experiences

    Hello, I am so sorry to be asking you of your hard earned money.i have never asked anyone for money.always was a giver.my family taught me to be a Gentlemen to every person i...
    DeeJay2050 DeeJay2050 26-30, M 1 Response Oct 4

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    Hello, I am so sorry to be asking you of your hard earned money.i have never asked anyone for money.always was a giver.my family taught me to be a Gentlemen to every person i meet...
    DeeJay2050 DeeJay2050 26-30, M Oct 6

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    Why is it when I feel like my family is getting ahead financially we are falling so much farther behind? Financially if we don't find a place to live by November 1,2014 we may...
    rosesheart rosesheart 26-30, F 2 Responses Oct 3

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    I ruined my marriage because something is wrong with me, I don't know what but I knew my wife was talking to someone and I went through her phone and saw she was telling someone...
    mconti mconti 36-40, M Oct 11

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    I made friends with a guy who was a lot like me, we both bonded over our fear of speaking to other people and standing in the background. I can't say what came over me but I pushed...
    helloimmissworld helloimmissworld 16-17, F 1 Response 3 days ago

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    Go fund me Help me support me in financial aid I'm raising money for Medical supply. Click to Donate: http://www.gofundme.com/ez85pc #gofundme I'm not a robot but I really do...
    Teeteesky Teeteesky 18-21, F Sep 29

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    Can someone please help us? me and my family are in a financial hole and have no jobs. i'm just asking for the sake of my two girls. both of them are young, under the age of 2. if...
    alicia0090 alicia0090 22-25, F 5 Responses Oct 9

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    I have a more detailed description of this, I tried to put it on wikihow.com but they would let me because it was supposedly mean spirited. But basically, if you want to ruin...
    policeExperiment policeExperiment 22-25 Oct 2

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    I am in my 30s single no children and I am the soul income in the house. I have been doing this for 2 years. It has had a large strain on my credit score, emotional state, and...
    beautifulsound beautifulsound 31-35, F 1 Response Sep 30

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    I am a 23 year old lady, studying at Polytechnic of Namibia. I am looking for help to all good Samaritans around the world. I am writing my examinations in the week time, starting...
    kashihalwa kashihalwa 22-25, F Oct 6

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    I definitely feel like I'm underpaid for the amount of effort I put into my job but I don't have the credentials or experience to get my desired job yet. I'm stuck here barely...
    lemurgirl09 lemurgirl09 26-30, F Oct 12

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    4 Essential Money Mistakes Entrepreneurs Overlook As I get rolling on a new startup with my partners at Startup.SC, a startup incubator in South Carolina, I am reminded of a few...
    lingbausch21 lingbausch21 31-35, F 6 days ago

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    End of America A movie you must see to believe
    Hiddenheart101 Hiddenheart101 56-60, F Sep 23

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    Naomi Wolf The End of America revisited New Hampshire Liberty Forum 2014
    Hiddenheart101 Hiddenheart101 56-60, F 3 Responses Sep 23

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    I work for a corporation, I know how they cuddle up to people just to get their money. People say they run America. I disagree. They run the government but they don't run America...
    ValhallaAwaits ValhallaAwaits 18-21, M Sep 24

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    I met up with my ex girlfriend of twenty years. I instantly became attracted but her physical appearance is not good nor is her hygiene. She let her teeth rot out mostly all. And...
    libragirl29 libragirl29 31-35, F Sep 30

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    I don't expect anyone to have sympathy or understand me or stay long enough to prove that they care. I wanted to be loved by someone who's not blood related anyone who's a friend...
    Concerto Concerto 22-25, F 4 Responses Oct 4

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    Stockholm syndrome anyone? I get so fed up with people who act like prideful doormats, acting like we should just surrender to the power of the corporations. I dont know whats...
    ratburn ratburn 18-21 4 Responses Oct 12

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    It runs the country but it doesn't run us. We are not the country. We just live on the country.
    ValhallaAwaits ValhallaAwaits 18-21, M 3 Responses Oct 12

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    Corporations can't be greedy as they are not living organisms. Individuals are greedy. Problem is society now seems to encourage individuals to be greedy by glorifying material...
    jginaus jginaus 46-50, M 2 Responses Oct 12

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    What would you do if you won 1 million dollars in the lottery?
    jayjay18 jayjay18 26-30, M 1 Response Oct 13

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    Who is running America? Have you ever asked that question? Under the doctrine of Parens Patriae, "Government As Parent", as a result of the manipulated bankruptcy of the United...
    Hiddenheart101 Hiddenheart101 56-60, F 1 Response Oct 14

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    I posted this up as a response, but it's rather reflective of my view on the idea of a god. I'm more a believer in the individual person and people and the common good than I am...
    YohKomori YohKomori 22-25, M 21 hrs ago

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      In any respect Nation Finance we set up financial loans to fit your specific demands and operate with a substantial range of banks and finance providers to protected you...
    Devon1739q Devon1739q 31-35, M 1 Response Oct 1

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    Disgrace though You can not even automatically do A great deal with stocks and just hope for the top When you do the missions It appears for the reason that, for a single, You can...
    Crystaat505dxp Crystaat505dxp 31-35, M 1 Response 7 hrs ago

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    My relationship that I am in right now is treated like a marriage. We had the ceremony, but none of the legality due to finance reasons. We currently have in my opinion a very big...
    dixieman84 dixieman84 26-30, M 3 hrs ago

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    So I spoke to my brother's wife for over an hour yesterday to get some answers on what to expect in the eventuality of H's death. She has worked with estate planning & the probate...
    Harley53 Harley53 56-60, F 5 Responses Oct 13

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    This is the first time I am speaking out about this. I do not want to be judged and have pro-life's criticizing me over my choice or go off about doing it safe because we did. I...
    Gemz2411 Gemz2411 18-21, F 4 Responses Oct 3

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    I really like this girl . We've been talking to each other for about a month and already I've grown feelings for her . she recently changed her account on this . I didn't know I...
    tabsbad123 tabsbad123 13-15, M 1 Response 22 hrs ago

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    Triggers. Imagine sitting in a pastel colored room and having a woman tell you that you appear to have been depressed your entire life. Even childhood? Even childhood. So...
    PseudoNymph PseudoNymph 22-25, F 2 Responses 20 hrs ago

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    I live in the heart of negativity . The people around me only look at the dark side of things , love to share their negative thoughts on every little thing , must influence others...
    Gemiiniii Gemiiniii 16-17, F 3 Responses 15 hrs ago

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    People always fall in love with the most perfect aspects of each other’s personalities. Who wouldn’t? Anybody can love the most wonderful parts of another person. But that’s...
    myownbox myownbox 26-30, F 5 Responses 13 hrs ago

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    Biffy clyro - booooom, blast & ruin
    Sensesfailed Sensesfailed 22-25, M 1 Response 10 hrs ago

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    i loved a girl and she died almost 2 years ago and i cant overcome that love feeling ... To forget that feeling i ruined my life drugs self harm alcohol but nothing helped i still...
    Thepainlover Thepainlover 22-25, M 9 hrs ago

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    I've been chatting with someone on EP for a while now. He used to make me happy by making me feel good (he doesn't know about it) and somehow special. But just recently, we had a...
    langleav langleav 31-35, F 2 Responses 8 hrs ago

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