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I Am In Financial Ruin

Personal Stories, Advice, and Support 61 People

    Desperate With No Clue What To Do

    Am a 36 y o woman who has worked since the age of 16. In 2008 when I got pregnant with my daughter my contract was terminated. In 2009 my husband was fired when his company got sold and we were both unemployed then. After thousands of CVs sent and no luck, I decided to open a...
    desperatewithnoclue desperatewithnoclue 36-40 Oct 23, 2013

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    Small Business Success Turned Into Nightmare

    i have no one to blame but myself. last year at this time my small online business was making a profit (finally after years of limping along) but I didnt know I was in a bubble. my relationship failed, my housing costs doubled due to living in an area that is disaster prone. then...
    sprechensiedutch sprechensiedutch 41-45 1 Response Oct 1, 2012

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    Student Loan Debt: Ball And Chain

    I'm not going to ramble too much. I'm a 25 year old (soon to be 26) laboratory technician. I graduated in 2009 with over 90K in student loan debt. I never took out more than I needed to borrow for school ( tuition, room & board). Unfortunately my parents never attended...
    ladyt1787 ladyt1787 22-25, F Nov 15, 2012

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    My Venting Session.

      Back in May of this year, my wife lost her job. It was her fault, instead of being aware of a memo, she disregarded it. So, to no suprise, she was fired. No unemployment benifits either. I have been the sole source of income, and as a state worker, it isnt much. To make...
    puppetmaster305 puppetmaster305 31-35 2 Responses Dec 19, 2011

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    Too Far Down To Know What To Do

    I really don't know where to start. I guess with...I live in a rural area that is getting more depressed every year. We live 45 minutes to an hour from the nearest large city that offers something like fresh produce. Why am I still here? Because I have no money to move. It all...
    blondenimitz blondenimitz 41-45 3 Responses May 23, 2010

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    Familly Of Six

    I've been dealt a blow and wish I can turn back time to change things. They say you learn from your mistakes and move on, but I wish I knew things back then that I know now and the repercussions is affecting my partner and kids which they now suffer the life they live because of...
    lifesabitch2013 lifesabitch2013 36-40, M Oct 2, 2013

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    Never Give Up!

    Financial ruin. What a concept! I have found that financial ruin always has another step down for you to take. I guess the ground floor is a cardboard condo over a sidewalk subway grate. After making a living during my first 16 years and then making a good living for the next...
    cashew00 cashew00 56-60 1 Response Dec 14, 2011

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    Always Broke

    My sob story..... Combined, my wife and I make well over 6 figures. Yet, our bills are more than our income. We dont live lavishly by any means. we have 2 kids and they come first with sports, activities, school, clothes, etc. Credit cards are maxed to the tune of $20k in debt...
    TheDays TheDays 46-50, M 2 Responses Sep 12, 2013

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    Yeah, I Am Right There With You All Too And It Feels Pretty Horrible.

    So where do we go from here? It seems inevitable that I will end up in jail eventually and it won't be for criminal acts, it will be because I am unable to pay my civil penalties for a traffic ticket. They want jail time for that. I never thought it would come to that. I...
    tingtingcj tingtingcj 51-55 4 Responses Dec 10, 2012

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    I've Really Blown It

    Hi- I have never done anything like this before, but I am in such a mess that I am just reaching out I guess.   I have always let my wife do our finances.  She always seemed to be doing things right.  I am an artist and I loathe anything that has to do with money...
    bent66 bent66 41-45, M 3 Responses Dec 29, 2009

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    It's All Bad

    I owe everything. $9980.00 in student loans. $1647.56 to DTE. $10985 to Gateway Financial. $2875 in rent. I have no car no home 3 kids and been laid off since June. Still looking for employment! (248)636-6497 Mr. AJ
    AJRuin AJRuin 26-30 Oct 30, 2012

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    4 years ago I opened up to my manager asking him

    for support, I told him I was feeling frustrated and was getting help for depression. I had never missed a day of work, performed my job as expected and had no conflicts with anyone, but I was struggling inside and had to seek a break to recharge. His response was to terminate...
    rascan rascan 41-45, M 1 Response Jan 31

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    Money Makes Me Numb

    Here goes my sad, sad sob story: I quit my job at an insurance company in July becuase it was sucking the life out of me. Oh yeah...and I was probably going to be fired, so I took the premptive strike by blowing that popscicle stand.  I thought that I could flash my resume...
    bellamia24 bellamia24 22-25 6 Responses Dec 9, 2008

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    Related Experiences

    I rescued Cocoa bear (the dog) first hand from the clutches of a meth house that notoriously had dogs killed almost daily. Little did I know, he was the one rescuing me. I also...
    arlenetan arlenetan 26-30, F Nov 14

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    I want to be financially stable so I can pursue my lifelong dreams of writing and performing arts careers and have a family. I don't think anyone who isn't financially stable...
    DarkwingGoslyn DarkwingGoslyn 31-35 3 days ago

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    hi, I need a safe place to vent and maybe get some advice. I am 20 yrs old and supposed to be in my junior year of college. I recently had to move from school back to my family's...
    Sharabaybii Sharabaybii 18-21, F 1 Response Nov 2

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    hi, I need a safe place to vent and maybe get some advice. I am 20 yrs old and supposed to be in my junior year of college. I recently had to move from school back to my family's...
    Sharabaybii Sharabaybii 18-21, F Nov 2

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    Hello. Help financially. I am from Ukraine. Now I do not have work. I have a family to feed. $ 1, 2, or 10 EPF - but who can. My - Yandex purse №: 410012185129140 Thank you!
    AlexMalan AlexMalan 26-30 1 Response 1 day ago

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    Hello. Help financially. I am from Ukraine. Now I do not have work. I have a family to feed. $ 1, 2, or 10 EPF - but who can. My - Yandex purse №: 410012185129140 Thank you!
    AlexMalan AlexMalan 26-30 1 Response 1 day ago

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    I feel horrible! I had made a friend here on EP earlier this week. We had a lot in common and I enjoyed reading the stories and comments that he wrote. I don’t know how I could...
    miryam57 miryam57 56-60, F Nov 1

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    Nothing good has ever stayed in my life. Right now I'm with a guy and I've been with him for over a year now and there's been so many times when it's almost ended, and I know that...
    MissJessieGurl MissJessieGurl 18-21, F Nov 2

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    Well it's like this since I don't trust anyone I'll test others for their sincerity constantly to the point everyone around me who's close enough to know how I am always asked...
    SwanNual SwanNual 22-25, F 2 Responses Nov 6

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    I ruin all my friendships with my close friends but I don't even know what I do wrong. They just stop talking to me for absolutely no reason at all. They just stop talking to me. I...
    vrl1022 vrl1022 13-15, F 1 Response Nov 14

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    I think i might have ruined something Ive always wanted in my life because of my actions and my lack of trust. This guy was becoming someone i could lean on for anything and now i...
    Syydnee Syydnee 18-21, F 1 Response Nov 17

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    I think i might have ruined something Ive always wanted in my life because of my actions and my lack of trust. This guy was becoming someone i could lean on for anything and now i...
    Syydnee Syydnee 18-21, F Nov 17

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    I've been talking to this girl for a while and we were about to be girlfriend & girlfriend but my insecurity ruined it. I've been cheated on before so when I saw this girl on the...
    cay13 cay13 16-17, F 2 Responses 5 days ago

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    Considering becoming a ********.
    alliemamabear alliemamabear 18-21, F 19 mins ago

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    Well my mom and I are always struggling with finances. It's just me and my mom. My dad died when I was 6. ike its like bill after bill and we already owe 733.00 tomorrow before...
    mrose95 mrose95 18-21, F Oct 30

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    Club volleyball is a lot of money. The total for the club season will be $600, but the down payment is what is killing me. It is $250 and if I do not have it by November 23rd ,I...
    nancypham nancypham 16-17, F Nov 4

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    I'm at my wits end and don't know what to do, so maybe getting my story out there will help me ease the stress a bit. I don't know, we shall see. My husband and I made some...
    janagru janagru 46-50 2 Responses Nov 7

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    I am a single mom at the age of 25.i have two small children. Ages 2 &3 who's dads don't even try to help my mom passed when I was eleven and I have no other family in my life same...
    kaylawoolf1989 kaylawoolf1989 22-25, F Nov 9

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    I am a single mom at the age of 25.i have two small children. Ages 2 &3 who's dads don't even try to help my mom passed when I was eleven and I have no other family in my life same...
    kaylawoolf1989 kaylawoolf1989 22-25, F 1 Response Nov 9

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    I am a single mom at the age of 25.i have two small children. Ages 2 &3 who's dads don't even try to help my mom passed when I was eleven and I have no other family in my life same...
    kaylawoolf1989 kaylawoolf1989 22-25, F Nov 9

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    i am here to dominate and control who need a mistress ?
    mistresssiena mistresssiena 31-35, F Nov 9

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    The scam counts are unreal.
    TheAnonymousTroll TheAnonymousTroll 13-15, M Nov 9

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    Anyone ever try this? http://TheWeeklyJob.com/?id=284768
    aries330 aries330 22-25, F Nov 16

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    I have created a Twitter account and since I can interact with it on my cell I can now have conversations with out having to search for free wifi. Great huh so if anyone wanted to...
    elizarose elizarose 31-35, F Nov 18

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    Hi, I am from Pakistan. I did bachelors and i want to pursue my Masters degree from US. I have got scholarship offer from a university. Tho i work for extra hours but still i only...
    dansizzling dansizzling 22-25, M Nov 19

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    Sucks how the holidays are here and I'm worrying about presents and money. All I think of is money money money! I just want my family to have a great christmas, but that means...
    LizC815 LizC815 22-25, F Nov 20

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    By deciding to quit a great job hoping it would improve my marriage by lessening stress. Now I can't get another job and my marriage is close to over.
    squirrelbounce squirrelbounce 41-45, F 1 Response Oct 29

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    This corporate system is just not gonna last much longer. It could collapse any day. But if you think about it, its not a big shock. We got so many pointless jobs out there...
    ratburn ratburn 18-21 3 Responses Oct 30

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    Every post and every comment and every reply (especially the replays) on this exp. category are so long. and sometimes irrational and doesn't contribute. Ain't nobody got time...
    whatsname whatsname 22-25, M 1 Response Oct 31

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    People talk about the 1% like they are the bad but the real people we should be worrying about is .01%. They are the rich getting richer not the 1%. I can't even talk about the...
    whatsname whatsname 22-25, M 1 Response Oct 31

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    my whole life im to blame for everything that went wrong,. its all my fault.
    unlovednbroken unlovednbroken 18-21, F 2 Responses Oct 31

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    Im getting sick of pro-corporate idiots trolling this groups stories insulting anyone who does not buy into their corporate propaganda
    ratburn ratburn 18-21 Oct 31

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    whatsname whatsname 22-25, M 1 Response Nov 1

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    Especially my stepfather! He married my mother, he should of known what he was getting himself into. I am sorry he didn't want to have to deal with me and my brother, but that does...
    Profweird Profweird 18-21, M 1 Response Nov 2