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I Am In Financial Ruin

Personal Stories, Advice, and Support 61 People

    My Venting Session.

      Back in May of this year, my wife lost her job. It was her fault, instead of being aware of a memo, she disregarded it. So, to no suprise, she was fired. No unemployment benifits either. I have been the sole source of income, and as a state worker, it isnt much. To make...
    puppetmaster305 puppetmaster305 31-35 2 Responses Dec 19, 2011

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    Familly Of Six

    I've been dealt a blow and wish I can turn back time to change things. They say you learn from your mistakes and move on, but I wish I knew things back then that I know now and the repercussions is affecting my partner and kids which they now suffer the life they live because of...
    lifesabitch2013 lifesabitch2013 36-40, M 1 Response Oct 2, 2013

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    It's All Bad

    I owe everything. $9980.00 in student loans. $1647.56 to DTE. $10985 to Gateway Financial. $2875 in rent. I have no car no home 3 kids and been laid off since June. Still looking for employment! (248)636-6497 Mr. AJ
    AJRuin AJRuin 26-30 Oct 30, 2012

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    Student Loan Debt: Ball And Chain

    I'm not going to ramble too much. I'm a 25 year old (soon to be 26) laboratory technician. I graduated in 2009 with over 90K in student loan debt. I never took out more than I needed to borrow for school ( tuition, room & board). Unfortunately my parents never attended...
    ladyt1787 ladyt1787 22-25, F Nov 15, 2012

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    Too Far Down To Know What To Do

    I really don't know where to start. I guess with...I live in a rural area that is getting more depressed every year. We live 45 minutes to an hour from the nearest large city that offers something like fresh produce. Why am I still here? Because I have no money to move. It all...
    blondenimitz blondenimitz 41-45 3 Responses May 23, 2010

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    Yeah, I Am Right There With You All Too And It Feels Pretty Horrible.

    So where do we go from here? It seems inevitable that I will end up in jail eventually and it won't be for criminal acts, it will be because I am unable to pay my civil penalties for a traffic ticket. They want jail time for that. I never thought it would come to that. I...
    tingtingcj tingtingcj 51-55 4 Responses Dec 10, 2012

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    I've Really Blown It

    Hi- I have never done anything like this before, but I am in such a mess that I am just reaching out I guess.   I have always let my wife do our finances.  She always seemed to be doing things right.  I am an artist and I loathe anything that has to do with money...
    bent66 bent66 41-45, M 3 Responses Dec 29, 2009

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    Small Business Success Turned Into Nightmare

    i have no one to blame but myself. last year at this time my small online business was making a profit (finally after years of limping along) but I didnt know I was in a bubble. my relationship failed, my housing costs doubled due to living in an area that is disaster prone. then...
    sprechensiedutch sprechensiedutch 41-45 1 Response Oct 1, 2012

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    Never Give Up!

    Financial ruin. What a concept! I have found that financial ruin always has another step down for you to take. I guess the ground floor is a cardboard condo over a sidewalk subway grate. After making a living during my first 16 years and then making a good living for the next...
    cashew00 cashew00 56-60 2 Responses Dec 14, 2011

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    Always Broke

    My sob story..... Combined, my wife and I make well over 6 figures. Yet, our bills are more than our income. We dont live lavishly by any means. we have 2 kids and they come first with sports, activities, school, clothes, etc. Credit cards are maxed to the tune of $20k in debt...
    TheDays TheDays 46-50, M 2 Responses Sep 12, 2013

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    Desperate With No Clue What To Do

    Am a 36 y o woman who has worked since the age of 16. In 2008 when I got pregnant with my daughter my contract was terminated. In 2009 my husband was fired when his company got sold and we were both unemployed then. After thousands of CVs sent and no luck, I decided to open a...
    desperatewithnoclue desperatewithnoclue 36-40 Oct 23, 2013

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    Money Makes Me Numb

    Here goes my sad, sad sob story: I quit my job at an insurance company in July becuase it was sucking the life out of me. Oh yeah...and I was probably going to be fired, so I took the premptive strike by blowing that popscicle stand.  I thought that I could flash my resume...
    bellamia24 bellamia24 22-25 6 Responses Dec 9, 2008

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    4 years ago I opened up to my manager asking him

    for support, I told him I was feeling frustrated and was getting help for depression. I had never missed a day of work, performed my job as expected and had no conflicts with anyone, but I was struggling inside and had to seek a break to recharge. His response was to terminate...
    rascan rascan 41-45, M 1 Response Jan 31, 2014

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    As an English major, i have taken a multitude of varrious writing classes. In one particular creative writing class, we had to write about what animal represents who we are. I...
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    Through anonymous id I wrote to this girls friends on Facebook that she got aids and to pray for her recovery. She found out who sent those messages and started telling everyone...
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    Being with someone who accepts you just the way you are is so surreal. It takes a lot of courage, devotion and love to be with someone through thick and thin. And all the more...
    smitha143 smitha143 26-30, F Jan 23

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    I just don't know where to begin. I'm behind on all my bills. Me and my wife both work pt. hard enough to pay the bills. We have 6 heads to feed. I'm always thinking I should have...
    Dotcom2 Dotcom2 26-30, M 1 Response Jan 6

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    The Woo Group Review RBC Wealth Management: RBC Global Asset Management Inc. Kunngjor November Resultater RBC Global Asset Management Inc. kunngjorde i dag November aksjefond...
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    I am only 21 and already have bills to the ceiling. I can handle the stress sometimes, I don't know what to do with myself. I'm working but it's just not enough. I want to get a...
    Markymark0909 Markymark0909 18-21, M Jan 6

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    Hello, my name is James. I never thought I would ever feel the need to ask a stranger for anything, but I honestly don't know what to do. A little about me. I am 31 years old. I...
    james5342 james5342 31-35, M 1 Response Jan 8

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    Who would like too earn extra WEEKLY Income from the comfort of your home use social media on a phone or laptop??
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    I wonder... if I could be very lucky today... if someone feels very charitable and kindly today and would not mind sparing USD 1.5K and bank it straight into my bank account...
    Shaimaa8082 Shaimaa8082 31-35 Jan 21

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    i have been giving what little bit we had to feed my dogs so with 22.00 in food stamps doesnt go very far even if someone can send a gift card would be terrific we have aldis...
    BKGrandam96 BKGrandam96 56-60, F 1 Response Jan 23

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    offshore retailer Banks can help your business reach its full potential and let you process enough sales to get your company going great guns. It's possible for you to decrease the...
    Georgebankssi1 Georgebankssi1 31-35, M 1 Response a week ago

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    Hello my name is Brendan Cory. I'm from Vacaville California. My whole life me and my family have struggled through ruff times and as a kid it was hard. I never had the perfect...
    Brendancory Brendancory 22-25 1 Response 1 day ago

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    They dont ever get to the root of problems, their whole solution is aggression and vengeance instead of setting problems right. Like the war in Afghanistan, outlawing drugs...
    ratburn ratburn 18-21 1 Response Jan 1

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    i hate this fricken illness i feel like a body im so fricked i feel like a fat pig i cant handle feeling like this not real no tears dark dark no sleep want to sleep dont matter...
    hannahabbie hannahabbie 46-50, F 2 Responses Jan 3

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    I don't intend to do it again. I feel naïve a lot of the time, prone to blocking things out but problems don't get resolved that way. Facing my demons head on is terrifying; life...
    morea morea 22-25, F Jan 3

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    I have never hated anyone as much as I hate myself.
    Brokenheartblacksoul Brokenheartblacksoul 26-30, F 1 Response Jan 5

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    It's just too painful and Taylor Swift, the high WAS NOT worth the pain.
    SociallyIneptxD SociallyIneptxD 13-15, F Jan 6

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    I only ever visit this site to catch up with a few select people or to say what I can never say to anyone in my life. Sometimes it is all tooo much. Sometimes I look at my life and...
    imsoradalecki imsoradalecki 18-21, F 1 Response Jan 9

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    I have a very nice friend here. She always answers me and seems to be at least a little interested but she seems distant and uninterested in talking to me now. I don't know what i...
    garionrox garionrox 51-55 3 Responses Jan 12

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    Is there anybody out there that can do it?? So many offers, but no progress made. Rip me out of my bubble and make my body tingle all over. Blow my mind without doing much at all...
    kinkysexybabe kinkysexybabe 36-40, F Jan 14

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    I honestly don't know why. My relationship with my mother is destroyed because of my sarcastic attitude. She can't accept me for who I am. My father and I don't talk anymore...
    SweeterThanToblerone SweeterThanToblerone 13-15, F Jan 14

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    Im either too clingy or find EVERY crazy girl ever and i have no idea why
    rpoet55 rpoet55 18-21, M 1 Response Jan 14

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    I so don't need this right now. just when things are getting better.
    RememberingSunday22 RememberingSunday22 36-40, F 2 Responses Jan 15

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    I've never been good with money because I don't make enough money. As a male, I feel like money defines your worth. I hate my job. I'm leaving it. I want to do something inspiring...
    STMsSub STMsSub 36-40, M Jan 16

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    I have a friend (or so I thought) that I started talking to last year. I kinda liked him but then got over it because feelings weren't mutual and I was totally cool with it because...
    palomaflys palomaflys 16-17, F Jan 20