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I Am In Financial Ruin

Personal Stories, Advice, and Support 62 People

    Student Loan Debt: Ball And Chain

    I'm not going to ramble too much. I'm a 25 year old (soon to be 26) laboratory technician. I graduated in 2009 with over 90K in student loan debt. I never took out more than I needed to borrow for school ( tuition, room & board). Unfortunately my parents never attended...
    ladyt1787 ladyt1787 22-25, F Nov 15, 2012

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    Small Business Success Turned Into Nightmare

    i have no one to blame but myself. last year at this time my small online business was making a profit (finally after years of limping along) but I didnt know I was in a bubble. my relationship failed, my housing costs doubled due to living in an area that is disaster prone. then...
    sprechensiedutch sprechensiedutch 41-45 1 Response Oct 1, 2012

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    4 years ago I opened up to my manager asking him

    for support, I told him I was feeling frustrated and was getting help for depression. I had never missed a day of work, performed my job as expected and had no conflicts with anyone, but I was struggling inside and had to seek a break to recharge. His response was to terminate...
    rascan rascan 41-45, M 1 Response Jan 31, 2014

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    Money Makes Me Numb

    Here goes my sad, sad sob story: I quit my job at an insurance company in July becuase it was sucking the life out of me. Oh yeah...and I was probably going to be fired, so I took the premptive strike by blowing that popscicle stand.  I thought that I could flash my resume...
    bellamia24 bellamia24 22-25 6 Responses Dec 9, 2008

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    My Venting Session.

      Back in May of this year, my wife lost her job. It was her fault, instead of being aware of a memo, she disregarded it. So, to no suprise, she was fired. No unemployment benifits either. I have been the sole source of income, and as a state worker, it isnt much. To make...
    puppetmaster305 puppetmaster305 31-35 2 Responses Dec 19, 2011

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    I've Really Blown It

    Hi- I have never done anything like this before, but I am in such a mess that I am just reaching out I guess.   I have always let my wife do our finances.  She always seemed to be doing things right.  I am an artist and I loathe anything that has to do with money...
    bent66 bent66 41-45, M 3 Responses Dec 29, 2009

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    Yeah, I Am Right There With You All Too And It Feels Pretty Horrible.

    So where do we go from here? It seems inevitable that I will end up in jail eventually and it won't be for criminal acts, it will be because I am unable to pay my civil penalties for a traffic ticket. They want jail time for that. I never thought it would come to that. I...
    tingtingcj tingtingcj 51-55 4 Responses Dec 10, 2012

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    It's All Bad

    I owe everything. $9980.00 in student loans. $1647.56 to DTE. $10985 to Gateway Financial. $2875 in rent. I have no car no home 3 kids and been laid off since June. Still looking for employment! (248)636-6497 Mr. AJ
    AJRuin AJRuin 26-30 Oct 30, 2012

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    Desperate With No Clue What To Do

    Am a 36 y o woman who has worked since the age of 16. In 2008 when I got pregnant with my daughter my contract was terminated. In 2009 my husband was fired when his company got sold and we were both unemployed then. After thousands of CVs sent and no luck, I decided to open a...
    desperatewithnoclue desperatewithnoclue 36-40 Oct 23, 2013

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    Never Give Up!

    Financial ruin. What a concept! I have found that financial ruin always has another step down for you to take. I guess the ground floor is a cardboard condo over a sidewalk subway grate. After making a living during my first 16 years and then making a good living for the next...
    cashew00 cashew00 56-60 2 Responses Dec 14, 2011

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    Familly Of Six

    I've been dealt a blow and wish I can turn back time to change things. They say you learn from your mistakes and move on, but I wish I knew things back then that I know now and the repercussions is affecting my partner and kids which they now suffer the life they live because of...
    lifesabitch2013 lifesabitch2013 36-40, M 1 Response Oct 2, 2013

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    Too Far Down To Know What To Do

    I really don't know where to start. I guess with...I live in a rural area that is getting more depressed every year. We live 45 minutes to an hour from the nearest large city that offers something like fresh produce. Why am I still here? Because I have no money to move. It all...
    blondenimitz blondenimitz 41-45 3 Responses May 23, 2010

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    Always Broke

    My sob story..... Combined, my wife and I make well over 6 figures. Yet, our bills are more than our income. We dont live lavishly by any means. we have 2 kids and they come first with sports, activities, school, clothes, etc. Credit cards are maxed to the tune of $20k in debt...
    TheDays TheDays 46-50, M 2 Responses Sep 12, 2013

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    Related Experiences

    I am soooo stressed. I honestly let myself down so damn bad. I am going to ruin my credit and mess up all my bills because I can't afford them, I'm trying so hard and hoping that...
    secretdestiny secretdestiny 18-21, F 5 hrs ago

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    My name is Daniel Daily and for years I struggled with debt and bad credit. Mostly I shrug it off. I had decent jobs making decent wages so I was spending check to check like the...
    newbody76 newbody76 36-40, M 1 Response Feb 2

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    I have an idea, an expirement you could call it. I have recently signed up for this program, that I believe can be very beneficial for all of us. now let me start off by saying, I...
    kristymom kristymom 26-30, F 1 Response Feb 11

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    Help Me Complete My Education I am a Ugandan was recently at the high school but couldn't complete because of my financial problems. I managed to pay my tuition for my last year...
    wesleyspartan wesleyspartan 16-17, M 1 Response Feb 2

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    I am 55 years old man from the Philippines,a single parent of 3 young daughters.I have also 2 old women living with me,they are my mother who is 86 years old,she's wheel chair...
    Inchaos Inchaos 51-55, M 1 Response Feb 6

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    I am 55 years old man from the Philippines,a single parent of 3 young daughters.I have also 2 old women living with me,they are my mother who is 86 years old,she's wheel chair...
    Inchaos Inchaos 51-55, M 1 Response Feb 6

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    is anyone willing to try and gain financial freedom with an online business? I paid 20$ just need four people to sign up under me to start making money, I believe if we all start...
    kristymom kristymom 26-30, F 1 Response Feb 13

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    I posted the other day about being in financial trouble. I just need a few hundred dollars to get me in a weekly hotel for two weeks then I will have my checks to pay from then on...
    lnewman5569 lnewman5569 41-45, F Feb 21

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    I need financial help in pursuing my studies to America. will someone please help me? please I'm in need of help. I wanna pursue my dream in America
    GauttamRR GauttamRR 18-21, M 4 Responses 5 days ago

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    I just want to know it's over. I ruined it, which means I'm not the one who wants to step away from it. It started with them shutting and not talking to me or anyone I knew. I...
    davegvon davegvon 26-30, M Feb 14

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    My mom keeps telling me I haven't ruined it but I am not so sure. I've had suicidal feelings for weeks and felt like giving up. I feel like everyone in my life is sick of me...
    jetezak jetezak 36-40, F Feb 14

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    I'm 21 mother of a beautiful little girl. Recently my car blown out and my father kicked me and my family out his house to be homeless. I have no support from family and as of now...
    tajmitch tajmitch 18-21, F 2 Responses Feb 6

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    im unemployed I'm from India : (
    riya101 riya101 22-25, F 1 Response Feb 6

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    Lawyer and other bills piling up, pasting child support, working 2 full time jobs, can't afford a car or my own place, bouncing around between family members and friends houses.
    fjord83 fjord83 31-35, M 1 Response Feb 6

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    ... But then I gave it all up. Now I could really do with the money again, and the fun it brought. Oh well!
    lucidsoul lucidsoul 22-25, F 1 Response Feb 7

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    Make an EXTRA INCOME EASY& FAST! Click on link and set up a Free Account and watch your money grow. I just joined and made $300 in only 2 days... payhmm.com/?ref=68119
    yardie11226 yardie11226 31-35 2 Responses Feb 8

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    Hello people, I am a 30 years old girl living in London, battling life, out of money out of work, out of options. I need help as I want to somehow get my life together, but...
    SephiaSophia SephiaSophia 26-30, F Feb 10

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    Good morning all my friends I need you all to help me out and click the click below. It's a side job I have and I get paid for every time someone visits the website. Thanks Payhmm...
    yardie11226 yardie11226 31-35 Feb 11

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    Hello everyone I am asking you all to help me and my 3 children by simply clicking on the link below. This will not cost you a nothing but will help me out a great deal. This...
    yardie11226 yardie11226 31-35 Feb 11

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    I have an online opportunity for everyone to try if you wanna help each other out and start making money, its 20$ to start the income potential is great let me know if you wanna...
    kristymom kristymom 26-30, F 2 Responses Feb 13

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    Good day.We now have a difficult situation in our country.We have great respect for your country i thank your **** USA for the assistance rendered by our what do you camp, and...
    kolia077 kolia077 22-25, M Feb 14

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    I'm not really sure how this works or how much detail you are to go into. I am 45 year old woman, and I am scared, confused and desperate. I have a 23 year old daughter that...
    lanewman5569 lanewman5569 41-45, F 2 Responses Feb 15

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    Hello, my name is Cosmin and I am a teenager with a very sad story. When I was a little child I remember that my parents didn't have much things to gave me, but it was ok because I...
    Coszmin Coszmin 18-21, M 2 Responses a week ago

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    Every day I'm strug-strugg-lllllling
    Anonymouscoast Anonymouscoast 22-25 1 Response 6 days ago

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    I need advice. I'm getting divorced. Should I pay my ex for 1/2 of a shore house ( 2nd home) on the bay in NJ. Or sell the shore house to buy a bigger primary house. I have 4 kids...
    sweetJerseyGirl sweetJerseyGirl 41-45, F 1 Response 3 days ago

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    People - Like Me - WANT to Retain our innocence. To DO so, "we" (I) run from those who let Lies or Meanness Slip out of their lips, and We (I) hear. If You HAVE No Heart, then...
    desireindisguise desireindisguise 56-60 Feb 6

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    Life was going great, straight A's, new girlfriend, 1st chair tenorsax, Christmas was around the corner, still a new 13 year old, and then my cousin decides to kill himself and not...
    Bigwillyk Bigwillyk 13-15, M Feb 20

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    I am currently in a relationship where I can be happy.. where the other person claims they are happy, but I am an extremely jealous type.. and I know that because of this, it's...
    iwant0beHAPPY iwant0beHAPPY 26-30, F a week ago

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    Have you ever had those moments when you find out from your best friend that they are mad at you and then when you ask why, they won't tell you. Yeah that happened to me tonight...
    DaynaAase26 DaynaAase26 18-21, F 1 Response 6 days ago

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    At this point, it all depends on you. One decision. If it's good, you'll be at the peak of achievements If it is incorrect, you'll fall to the bottom
    iApril iApril 18-21 4 days ago

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    I'm 21 and a college student. I want to die. I spent so much money that I can't survive the semester. It's ruined my mood because I can't find enough cash to get back what I lost...
    thegreatestidiot thegreatestidiot 18-21, M 4 Responses 5 days ago

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    All except my most recent. It wasn't a bad break up. He just wasn't right for me and my kids. But now he won't talk to me unless it's to wrap up the details of getting each other's...
    Marcibella Marcibella 36-40, F Feb 19

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    So my husband and I. We've been together for 12 years, married for 8. We have 2 kids together. We met when we were both abroad, and he pretty much moved to a different continent...
    quira00 quira00 36-40, F 11 hrs ago

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