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I Am In Financial Ruin

Personal Stories, Advice, and Support 62 People

    It's All Bad

    I owe everything. $9980.00 in student loans. $1647.56 to DTE. $10985 to Gateway Financial. $2875 in rent. I have no car no home 3 kids and been laid off since June. Still looking for employment! (248)636-6497 Mr. AJ
    AJRuin AJRuin 26-30 Oct 30, 2012

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    Student Loan Debt: Ball And Chain

    I'm not going to ramble too much. I'm a 25 year old (soon to be 26) laboratory technician. I graduated in 2009 with over 90K in student loan debt. I never took out more than I needed to borrow for school ( tuition, room & board). Unfortunately my parents never attended...
    ladyt1787 ladyt1787 22-25, F Nov 15, 2012

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    Always Broke

    My sob story..... Combined, my wife and I make well over 6 figures. Yet, our bills are more than our income. We dont live lavishly by any means. we have 2 kids and they come first with sports, activities, school, clothes, etc. Credit cards are maxed to the tune of $20k in debt...
    TheDays TheDays 46-50, M 2 Responses Sep 12, 2013

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    Too Far Down To Know What To Do

    I really don't know where to start. I guess with...I live in a rural area that is getting more depressed every year. We live 45 minutes to an hour from the nearest large city that offers something like fresh produce. Why am I still here? Because I have no money to move. It all...
    blondenimitz blondenimitz 41-45 3 Responses May 23, 2010

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    I've Really Blown It

    Hi- I have never done anything like this before, but I am in such a mess that I am just reaching out I guess.   I have always let my wife do our finances.  She always seemed to be doing things right.  I am an artist and I loathe anything that has to do with money...
    bent66 bent66 41-45, M 3 Responses Dec 29, 2009

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    4 years ago I opened up to my manager asking him

    for support, I told him I was feeling frustrated and was getting help for depression. I had never missed a day of work, performed my job as expected and had no conflicts with anyone, but I was struggling inside and had to seek a break to recharge. His response was to terminate...
    rascan rascan 41-45, M 1 Response Jan 31, 2014

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    Familly Of Six

    I've been dealt a blow and wish I can turn back time to change things. They say you learn from your mistakes and move on, but I wish I knew things back then that I know now and the repercussions is affecting my partner and kids which they now suffer the life they live because of...
    lifesabitch2013 lifesabitch2013 36-40, M 1 Response Oct 2, 2013

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    Small Business Success Turned Into Nightmare

    i have no one to blame but myself. last year at this time my small online business was making a profit (finally after years of limping along) but I didnt know I was in a bubble. my relationship failed, my housing costs doubled due to living in an area that is disaster prone. then...
    sprechensiedutch sprechensiedutch 41-45 1 Response Oct 1, 2012

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    Never Give Up!

    Financial ruin. What a concept! I have found that financial ruin always has another step down for you to take. I guess the ground floor is a cardboard condo over a sidewalk subway grate. After making a living during my first 16 years and then making a good living for the next...
    cashew00 cashew00 56-60 2 Responses Dec 14, 2011

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    Desperate With No Clue What To Do

    Am a 36 y o woman who has worked since the age of 16. In 2008 when I got pregnant with my daughter my contract was terminated. In 2009 my husband was fired when his company got sold and we were both unemployed then. After thousands of CVs sent and no luck, I decided to open a...
    desperatewithnoclue desperatewithnoclue 36-40 Oct 23, 2013

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    Yeah, I Am Right There With You All Too And It Feels Pretty Horrible.

    So where do we go from here? It seems inevitable that I will end up in jail eventually and it won't be for criminal acts, it will be because I am unable to pay my civil penalties for a traffic ticket. They want jail time for that. I never thought it would come to that. I...
    tingtingcj tingtingcj 51-55 4 Responses Dec 10, 2012

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    My Venting Session.

      Back in May of this year, my wife lost her job. It was her fault, instead of being aware of a memo, she disregarded it. So, to no suprise, she was fired. No unemployment benifits either. I have been the sole source of income, and as a state worker, it isnt much. To make...
    puppetmaster305 puppetmaster305 31-35 2 Responses Dec 19, 2011

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    Money Makes Me Numb

    Here goes my sad, sad sob story: I quit my job at an insurance company in July becuase it was sucking the life out of me. Oh yeah...and I was probably going to be fired, so I took the premptive strike by blowing that popscicle stand.  I thought that I could flash my resume...
    bellamia24 bellamia24 22-25 6 Responses Dec 9, 2008

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    Related Experiences

    hi I need financial help for my eye surgery
    jayn12 jayn12 18-21, F 19 hrs ago

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    So my sissy life is ruining my life. I spend hour, days, a whole week, looking for the humiliating rush I crave ever so often, and until I get it, it's all i think about. The...
    jakethesissy4U jakethesissy4U 18-21, M 1 Response 3 days ago

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    Well I don't know where to start. I've been through so much but the really tough times started when my husband lost his job this past summer and we lost our townhouse, our kids...
    babybluash babybluash 31-35 a week ago

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    Still with my current bf who is financially not the smartest. I feel like I'm his mom taking care of him. Emotionally we have our way downs. I realize he lacks respect towards me...
    love9494 love9494 18-21 Mar 7

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    So now that my sister is doing me a favor and staying away from me I can finally think and get things done. It's kinda scary how everytime she shuts up I feel alot better. Her...
    HigherCalling HigherCalling 26-30, F 1 Response Mar 11

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    A friend asked me to "financially dominate" him. He says it would turn him on to be teased and then have his account drained. I don't really know what to think about it. Anyone...
    Cannesteele Cannesteele 26-30, F 2 Responses Mar 21

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    I'm 28 years old. After I got married in 2012 I came off the pill- no period ever arrived and 6 months later was diagnosed with PCOS. Having never had any symtpoms at all other...
    Annaloulabelle Annaloulabelle 26-30, F 1 Response Mar 8

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    Went to look for work in a country abroad. Not wanting to mention the details for security reasons. I have had all my belongings taken, everything including my passport. I know...
    traya15 traya15 22-25, F 10 hrs ago

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    My parents were jobless for 6 years straight at the same time, now they work at Walmart making barely minimum wage, and I can't get on antidepressants. What was that again about...
    bandgeekavery bandgeekavery 13-15, T 1 hr ago

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    Last week we came to know of some names who have stashed black money in HSBC in Switzerland. All this was possible due to not our governments but due to a whistle bower. Two...
    aproudwoman aproudwoman 46-50, F Mar 4

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    http://www.gofundme.com/ovknbk
    rainyday10 rainyday10 22-25, M Mar 21

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    http://www.gofundme.com/ovknbk
    rainyday10 rainyday10 22-25, M Mar 21

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    How did it get that way you ask? Voter apathy, sickeningly low voter turnouts, and the stupidity and ignorance of the average citizen. THAT'S how things were allowed to get bad...
    SofaKing9000 SofaKing9000 26-30, M 1 Response Mar 5

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    A few weeks ago my boyfriend added a woman to his Facebook. I asked him who she was he states a girl I went to school with. Ok no problem. The other day he says so I need to tell...
    mrsmorning mrsmorning 36-40, F Mar 6

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    Lose track of time, wind up with three hours to write a paper, and have no willing to start until I submit it late, destroy my grade. What about you all? How do or did you deal...
    oneoutofmany oneoutofmany 18-21 Mar 9

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    I don't know if he does it on purpose but my husband always seems to start an argument or is mean to me around special occasions. Previous mothers days included him ignoring my...
    probablyPMT probablyPMT 31-35, F Mar 15

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    High school is hell when you have BPD... silly things making me emotional/suicidal. I too often consider suicide when I have a tough assignment coming up, or something silly like...
    dinorap1 dinorap1 13-15, F 1 Response Mar 15

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    But help others cope. Since we are already enslaved.
    convertihd convertihd 46-50, M a week ago

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    They are clean these days, long hair isn't a requirement. You can even have a well paying job and fit in with this lot. You can even become president of the United States (as long...
    trent74 trent74 36-40, M 3 days ago

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    The Road to Ruin March 29, 2015. I'm sitting at home in front of my laptop, still feeling a bit weird, maybe cos I've been drinking every night since Thursday, it's Sunday today...
    DGSteele DGSteele 22-25, M 1 Response 19 hrs ago

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    I messed up really bad and I might just ruined a fantastic relationship and hurt somebody that I care deeply about, and even if I didn't ruin the relationship it won't be the same...
    Msundertheinfluence Msundertheinfluence 13-15, F 1 Response 14 hrs ago

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    How do people get homeless? Maybe it sounds like a stupid question, but think about it. Of course there are alot of scenarios and some people just are very unfortunate. But if you...
    Cizzy Cizzy 22-25, F 1 Response 10 hrs ago

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    Today is a sombre day Feeling broken but will try my best to put my best face forward to not inflict my pain on those that don't deserve it Why sombre? Today I am 50 yay it's my...
    fivefoottall fivefoottall 46-50, F 5 Responses 8 hrs ago

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    Hi. So my sister has been addicted to drugs since a teen. Mainly pain meds has dabbled in heroine n the like. She was a functioning drug addict for ever u couldn't really tell...
    Punkin7788 Punkin7788 22-25, F Mar 21

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    Regrets of The Dying by Bronnie Ware For many years I worked in palliative care. My patients were those who had gone home to die. Some incredibly special times were shared. I was...
    Hugmybear Hugmybear 46-50, F 1 Response 11 hrs ago

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    I just saw a post saying "how do you support Israel after years of peace negotiation and palestine still resorting to violence" Really? Are people still that blind-.- I'm gonna...
    sidraa sidraa 16-17, F 2 Responses 9 hrs ago

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    Random Harvest - A 1942 romantic drama starring Ronald Colman and Greer Garson. **note: The app. version of EP does not show this story in its entirety. I guess I surpassed a...
    Loverofpeace Loverofpeace 41-45, F 2 Responses 8 hrs ago

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    Many thanks a great deal for all of the effort in guiding us in the com domain name registration approach - you worked extremely tough to aid us with the mandatory administration...
    melodiwey14 melodiwey14 26-30, F 1 Response 6 hrs ago

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    I'm so stressed out and suicidal. I found out 7 weeks into it that I am pregnant. It's about a week later now... My boyfriend and I came to terms that we struggle daily not only...
    nothingzx0real nothingzx0real 22-25, F 2 hrs ago

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    I think I once fell in love or strongly liked a guy who I met on here, he's diagnosed a psychopath and we got really close and he made me feel special... I know it sounds extremely...
    xoValentina xoValentina 18-21, F 1 Response 21 hrs ago

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