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I Am In Financial Ruin

Personal Stories, Advice, and Support 64 People

    I've Really Blown It

    Hi- I have never done anything like this before, but I am in such a mess that I am just reaching out I guess.   I have always let my wife do our finances.  She always seemed to be doing things right.  I am an artist and I loathe anything that has to do with money...
    bent66 bent66 41-45, M 3 Responses Dec 29, 2009

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    Always Broke

    My sob story..... Combined, my wife and I make well over 6 figures. Yet, our bills are more than our income. We dont live lavishly by any means. we have 2 kids and they come first with sports, activities, school, clothes, etc. Credit cards are maxed to the tune of $20k in debt...
    TheDays TheDays 46-50, M 2 Responses Sep 12, 2013

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    It's All Bad

    I owe everything. $9980.00 in student loans. $1647.56 to DTE. $10985 to Gateway Financial. $2875 in rent. I have no car no home 3 kids and been laid off since June. Still looking for employment! (248)636-6497 Mr. AJ
    AJRuin AJRuin 26-30 Oct 30, 2012

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    Familly Of Six

    I've been dealt a blow and wish I can turn back time to change things. They say you learn from your mistakes and move on, but I wish I knew things back then that I know now and the repercussions is affecting my partner and kids which they now suffer the life they live because of...
    lifesabitch2013 lifesabitch2013 36-40, M 1 Response Oct 2, 2013

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    Never Give Up!

    Financial ruin. What a concept! I have found that financial ruin always has another step down for you to take. I guess the ground floor is a cardboard condo over a sidewalk subway grate. After making a living during my first 16 years and then making a good living for the next...
    cashew00 cashew00 56-60 2 Responses Dec 14, 2011

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    Desperate With No Clue What To Do

    Am a 36 y o woman who has worked since the age of 16. In 2008 when I got pregnant with my daughter my contract was terminated. In 2009 my husband was fired when his company got sold and we were both unemployed then. After thousands of CVs sent and no luck, I decided to open a...
    desperatewithnoclue desperatewithnoclue 36-40 Oct 23, 2013

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    My Venting Session.

      Back in May of this year, my wife lost her job. It was her fault, instead of being aware of a memo, she disregarded it. So, to no suprise, she was fired. No unemployment benifits either. I have been the sole source of income, and as a state worker, it isnt much. To make...
    puppetmaster305 puppetmaster305 31-35 2 Responses Dec 19, 2011

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    Money Makes Me Numb

    Here goes my sad, sad sob story: I quit my job at an insurance company in July becuase it was sucking the life out of me. Oh yeah...and I was probably going to be fired, so I took the premptive strike by blowing that popscicle stand.  I thought that I could flash my resume...
    bellamia24 bellamia24 22-25 6 Responses Dec 9, 2008

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    Yeah, I Am Right There With You All Too And It Feels Pretty Horrible.

    So where do we go from here? It seems inevitable that I will end up in jail eventually and it won't be for criminal acts, it will be because I am unable to pay my civil penalties for a traffic ticket. They want jail time for that. I never thought it would come to that. I...
    tingtingcj tingtingcj 51-55 4 Responses Dec 10, 2012

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    Too Far Down To Know What To Do

    I really don't know where to start. I guess with...I live in a rural area that is getting more depressed every year. We live 45 minutes to an hour from the nearest large city that offers something like fresh produce. Why am I still here? Because I have no money to move. It all...
    blondenimitz blondenimitz 41-45 3 Responses May 23, 2010

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    Small Business Success Turned Into Nightmare

    i have no one to blame but myself. last year at this time my small online business was making a profit (finally after years of limping along) but I didnt know I was in a bubble. my relationship failed, my housing costs doubled due to living in an area that is disaster prone. then...
    sprechensiedutch sprechensiedutch 41-45 1 Response Oct 1, 2012

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    4 years ago I opened up to my manager asking him

    for support, I told him I was feeling frustrated and was getting help for depression. I had never missed a day of work, performed my job as expected and had no conflicts with anyone, but I was struggling inside and had to seek a break to recharge. His response was to terminate...
    rascan rascan 41-45, M 1 Response Jan 31, 2014

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    Student Loan Debt: Ball And Chain

    I'm not going to ramble too much. I'm a 25 year old (soon to be 26) laboratory technician. I graduated in 2009 with over 90K in student loan debt. I never took out more than I needed to borrow for school ( tuition, room & board). Unfortunately my parents never attended...
    ladyt1787 ladyt1787 22-25, F Nov 15, 2012

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    My name is Robert, i was in the united States Navy for just over 10 years. My wife and I and our 2 kids moved to Minnesota. I am going through a foreclosure on our home. I would...
    RobertFriday RobertFriday 46-50, M 1 Response 4 days ago

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    Things have been horrible between me and my husband for some time now. No intimacy , him seeing other women, me not caring about it, you know all the signs we are more friends than...
    KittyKurious KittyKurious 26-30, F 4 Responses 5 days ago

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    I do it all the time so if I'm late to school or something thats why lol
    pinklover83 pinklover83 18-21, T 6 days ago

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    4 hours of video chat just talking with someone who rocks my world.
    SailorsAngel SailorsAngel 41-45, F 3 Responses 6 days ago

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    NOTE; JOINING THE ILLUMINATI BRINGS YOU INTO THE LIMELIGHT OF THE WORLD IN WHICH YOU LIVE IN TODAY. YOUR FINANCIAL DIFFICULTIES ARE BROUGHT TO AN END. WE SUPPORT YOU BOTH...
    jennieluv jennieluv 22-25, M 2 Responses Jan 31

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    Music: thanks a lot to the stupid person who shot Tupac. you ruined EVERYTHING!!!! I cant stand this crap anymore. I mean, don't get me wrong, some of the songs are good to twerk...
    HeySafaaJust HeySafaaJust 16-17, F 1 Response Jan 31

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    I have always dreamed of having one of those husbands that would die for me. That loved me so much and had nothing but nice, beautiful things to say about me. To be my knight in...
    Scarletcharlotte Scarletcharlotte 36-40, F 3 Responses Jan 31

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    Did he change And why is he my dad http://katsandkonspiracies.tumblr.com/post/138401585269/lol-yes-love-the-calligraphy-touch-classy
    JustBipolarMe JustBipolarMe 46-50, M 2 Responses Jan 31

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    I have been dating my fiance for 9 months and were about to get married in May (I'm 19 she's 21 if that makes a difference with the story)..... but I ******* hate her mom. Oh my...
    ambs57 ambs57 18-21, F 3 Responses Jan 31

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    I just helped somebody. Uhm.. actually not people. They're cats. Stray cats in my dorm area. I just came back from the canteen bought a chicken dish and sardines for my lunch and...
    rainyrainsky rainyrainsky 26-30, F 5 Responses Jan 30

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    I have been diagnosed with bipolar with psychotic features. it has been very hard dealing with this. I have delusions and hallucinations when I am not on medicine. but I think we...
    kparker33 kparker33 22-25, F 1 Response Jan 29

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    my bipolar disorder and anxiety is ruining my life. i can not sustain a relationship. i usually do not even get past the initial meeting. i start to get overbearing and pushy...
    LannaKitten LannaKitten 41-45, F Jan 29

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    i thought i had found the perfect guy for me. i thought he understood my anxiety and my need for constant attention and reassurance. two days ago he said he'd die with out me...
    LannaKitten LannaKitten 41-45, F Jan 29

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    I don't know what to do anymore. My depression is getting worse and I don't feel like it will ever get better. I'm 22 years old. My half-brother(different fathers) is 31 years old...
    acidicbase acidicbase 22-25, F 4 Responses Jan 29

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    I need help either clearing my debts away or paying for my therapy sessions for anger management and anxiety. 1100 for therapy or 5000 for my debts. I got kicked out by my gfs...
    makenchi45 makenchi45 26-30, M Jan 28

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    Examples: They are millions and millions of single mothers in the world why? Because when a girl gets pregnant most men can't mentally handle being a father so he runs away...
    Kornisone Kornisone 26-30, F 9 Responses Jan 28

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    Saw this on Facebook, Reposting it here Interesting fact: Mussolini, Hitler, and Franco were all "fascists," not "socialists." They HATED socialism. One fascist thinker of the...
    OldRacer OldRacer 70+, M 1 Response Jan 28

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    It's hard not to when you don't get to talk often or have a really fantastic conversation going. However, it does catch up eventually. It is rather embarrassing to have to admit...
    lovehonestly lovehonestly 36-40, F 5 Responses Jan 27

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    Don't we all. Due to disabilities, I'm out of work right now and not making any income except my disability checks. I just need to get my bills paid and enough to get by on.
    VoloProVeritas VoloProVeritas 56-60, M Jan 27

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    Reading the news made me tired. The economy in my country now is not good. Many students lost their scholarship and financial help. Universities budget has been cut. Meaning...
    rainyrainsky rainyrainsky 26-30, F Jan 27

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    I found out my husband is Divorcing me! I can't say I'm surprised but I am hurt after the way it all panned out. He has cheated on me. The worst instance is cheating on me with...
    deleted deleted 26-30 2 Responses Jan 27

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    Jesus message about marriage, and all relationships, is to "Treat others the way you want to be treated," the "Golden rule". We should always be loving to people, and never...
    carazaa carazaa 56-60, F 9 Responses Jan 26

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    im voluntery of animal rescue i need money for my life please if anyone want help me just messege me GBU all
    huskywoof huskywoof 18-21, M Jan 26

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    I enjoy trashing my clothes knowing I'm deliberately ruining them putting the substances on them & myself, then rolling/wallowing in the substances. Usually Jeans, T-shirt/Long...
    Nadiawet83 Nadiawet83 36-40, F 4 Responses Jan 25

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    I just ruined an amazing friendship because I threatened to tell her mom about her problems. she believes I betrayed her... which I did.. basically I ruined everything and it's all...
    XDeadxNxAliveX XDeadxNxAliveX 13-15, F Jan 25

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