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I Am In Financial Ruin

Personal Stories, Advice, and Support 60 People

    Small Business Success Turned Into Nightmare

    i have no one to blame but myself. last year at this time my small online business was making a profit (finally after years of limping along) but I didnt know I was in a bubble. my relationship failed, my housing costs doubled due to living in an area that is disaster prone. then...
    sprechensiedutch sprechensiedutch 41-45 1 Response Oct 1, 2012

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    Too Far Down To Know What To Do

    I really don't know where to start. I guess with...I live in a rural area that is getting more depressed every year. We live 45 minutes to an hour from the nearest large city that offers something like fresh produce. Why am I still here? Because I have no money to move. It all...
    blondenimitz blondenimitz 41-45 3 Responses May 23, 2010

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    Never Give Up!

    Financial ruin. What a concept! I have found that financial ruin always has another step down for you to take. I guess the ground floor is a cardboard condo over a sidewalk subway grate. After making a living during my first 16 years and then making a good living for the next...
    cashew00 cashew00 56-60 1 Response Dec 14, 2011

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    Student Loan Debt: Ball And Chain

    I'm not going to ramble too much. I'm a 25 year old (soon to be 26) laboratory technician. I graduated in 2009 with over 90K in student loan debt. I never took out more than I needed to borrow for school ( tuition, room & board). Unfortunately my parents never attended...
    ladyt1787 ladyt1787 22-25, F Nov 15, 2012

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    4 years ago I opened up to my manager asking him

    for support, I told him I was feeling frustrated and was getting help for depression. I had never missed a day of work, performed my job as expected and had no conflicts with anyone, but I was struggling inside and had to seek a break to recharge. His response was to terminate...
    rascan rascan 41-45, M 1 Response Jan 31

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    I've Really Blown It

    Hi- I have never done anything like this before, but I am in such a mess that I am just reaching out I guess.   I have always let my wife do our finances.  She always seemed to be doing things right.  I am an artist and I loathe anything that has to do with money...
    bent66 bent66 41-45, M 3 Responses Dec 29, 2009

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    My Venting Session.

      Back in May of this year, my wife lost her job. It was her fault, instead of being aware of a memo, she disregarded it. So, to no suprise, she was fired. No unemployment benifits either. I have been the sole source of income, and as a state worker, it isnt much. To make...
    puppetmaster305 puppetmaster305 31-35 2 Responses Dec 19, 2011

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    Money Makes Me Numb

    Here goes my sad, sad sob story: I quit my job at an insurance company in July becuase it was sucking the life out of me. Oh yeah...and I was probably going to be fired, so I took the premptive strike by blowing that popscicle stand.  I thought that I could flash my resume...
    bellamia24 bellamia24 22-25 6 Responses Dec 9, 2008

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    Familly Of Six

    I've been dealt a blow and wish I can turn back time to change things. They say you learn from your mistakes and move on, but I wish I knew things back then that I know now and the repercussions is affecting my partner and kids which they now suffer the life they live because of...
    lifesabitch2013 lifesabitch2013 36-40, M Oct 2, 2013

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    It's All Bad

    I owe everything. $9980.00 in student loans. $1647.56 to DTE. $10985 to Gateway Financial. $2875 in rent. I have no car no home 3 kids and been laid off since June. Still looking for employment! (248)636-6497 Mr. AJ
    AJRuin AJRuin 26-30 Oct 30, 2012

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    Yeah, I Am Right There With You All Too And It Feels Pretty Horrible.

    So where do we go from here? It seems inevitable that I will end up in jail eventually and it won't be for criminal acts, it will be because I am unable to pay my civil penalties for a traffic ticket. They want jail time for that. I never thought it would come to that. I...
    tingtingcj tingtingcj 51-55 4 Responses Dec 10, 2012

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    Always Broke

    My sob story..... Combined, my wife and I make well over 6 figures. Yet, our bills are more than our income. We dont live lavishly by any means. we have 2 kids and they come first with sports, activities, school, clothes, etc. Credit cards are maxed to the tune of $20k in debt...
    TheDays TheDays 41-45, M 1 Response Sep 12, 2013

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    Desperate With No Clue What To Do

    Am a 36 y o woman who has worked since the age of 16. In 2008 when I got pregnant with my daughter my contract was terminated. In 2009 my husband was fired when his company got sold and we were both unemployed then. After thousands of CVs sent and no luck, I decided to open a...
    desperatewithnoclue desperatewithnoclue 36-40 Oct 23, 2013

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    Related Experiences

    I Need Financial Help I badly need financial help.. After i lost our home last year during the biggest storm here in Philippines, and staying now at evacuation center, now I need...
    autolady autolady 26-30, F 1 Response Aug 30

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    All my life I had people try ruin my life and mess things up for me. From people I knew as accuaintance to family members. People I knew years ago would lie to girls that I liked...
    Niko864 Niko864 41-45, M Sep 2

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    I badly need financial help.. After i lost our home last year during the biggest storm here in Philippines, and staying now at evacuation center, now I need money for my surgery...
    autolady autolady 26-30, F 1 Response Aug 30

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    I badly need financial help. . After i lost our home last year during the biggest storm here in Philippines, and staying now at evacuation center, now I need money for my surgery...
    autolady autolady 26-30, F Aug 31

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    I think everyone could use a little financial help. I am working to sort things out myself and with my bank. I think it's better than begging.
    Professorfate Professorfate 51-55 Sep 1

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    I badly need financial help. . After i lost our home last year during the biggest storm here in Philippines, and staying now at evacuation center, now I need money for my surgery...
    autolady autolady 26-30, F Sep 1

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    Hello! I am from Russia. I'm having financial difficulties - lost his job and ended rental apartments, there is almost no money. I need to get to Moscow and for the first time. If...
    Maximili Maximili 26-30, M Sep 5

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    Go fund me Help me support me in financial aid I'm raising money for Medical supply. Click to Donate: http://www.gofundme.com/ez85pc #gofundme I'm not a robot but I really do...
    Teeteesky Teeteesky 18-21, F 12 hrs ago

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    Okay so I'm an 18 years old guy, 3 years ago my dad put me in a school that I didn't want it's about business I hated my life 3 years bcz of that school and and because there was...
    mhmdysf mhmdysf 16-17, M Aug 30

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    It's seriously tearing everything into pieces. I can't think straight. I'm only motivated for a quick second then back to just feeling empty like nothing. Like a zombie is the best...
    dandylions4 dandylions4 22-25, F 2 Responses Sep 2

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    Not long ago I spent a night with my best friend. It was my first same sex experience. Now it seems he's completely ignoring me. If I had known it ruin the best friendship I ever...
    Randomnomad Randomnomad 26-30, M 1 Response Sep 8

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    I came out of two very abusive and manipulated relationships. I had bad dating experiences and now I am scared for life. I honestly, do not want to DATE ever. I do get lonely at...
    Elizabethgl7302 Elizabethgl7302 26-30, F 5 Responses Sep 21

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    I am in my 30s single no children and I am the soul income in the house. I have been doing this for 2 years. It has had a large strain on my credit score, emotional state, and...
    beautifulsound beautifulsound 31-35, F 1 Response 4 hrs ago

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    Ugh seriously getting so annoyed, I was supposed to have money for college like a week ago and still haven't received it.... :/
    TheSongPlaysWithin TheSongPlaysWithin 16-17, F 1 Response Aug 31

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    Hello I am unemployed from last couple of years.I have tried over and over but I am let down again and again .now I take a decision to do a business of jute bag making .jute is...
    talukder13 talukder13 26-30, M Sep 4

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    The entire concept of our banking system is corrupt. The banks have everyone by the balls. If you had a million dollars 100 years ago you could have bought everything you could...
    LifeDispenser LifeDispenser 31-35, M Sep 5

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    Hi I am unemployed.please help me buying this domain name appshoard.com from sedo. Thanks
    talukder13 talukder13 26-30, M Sep 10

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    Hi I am unemployed.please help me buying this domain name appshoard.com from sedo. Thanks
    talukder13 talukder13 26-30, M Sep 10

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    Hiii i am a poor farmer this year in india this time not enough rain me and my family really in bad time please help me Thanks
    kala54 kala54 26-30 1 Response Sep 12

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    I recently graduated from a 4 year college, with a loan over 60k, school still holding my degree because I couldn't pay the balance due. For the last 8 month I been trying to find...
    ColdWorld316 ColdWorld316 26-30, M 1 Response Sep 19

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    hello my name is anime I'm currently in Phoenix Arizona my wife is in Kissimmee Florida the kids I was supposed to build a relationship of the business here I got stole everything...
    Aaronlamey Aaronlamey 36-40, M Sep 19

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    hello my name is Aaron lamey, I am in Phoenix Arizona I stayed here to build a store I have a E I N Number the man that had the lease on the building that I put my business name...
    Aaronlamey Aaronlamey 36-40, M Sep 20

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    Lets face it. These bums in Washington are caught up in American Greed. They no longer care about you and I. They only care about those people / corporations that line their...
    horsess horsess 66-70, M 3 Responses Sep 8

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    The Control of power is what is and what continues to be. The "elite" Cabal of global control through Central Banking Gangsters aren't bothered by keeping their global...
    Gracie4u Gracie4u 46-50, T 3 Responses Sep 9

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    37 lies Americans tell themselves to avoid confronting reality by Mike Adams, the Health Ranger, NaturalNews Editor (NaturalNews) Have you noticed the incredible detachment...
    Hiddenheart101 Hiddenheart101 56-60, F 2 Responses Sep 9

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    Modern capitalism isn't working. The greed has become too ingrained. But the alternatives have un appealing aspects.
    Mstroig Mstroig 18-21, F 2 Responses Sep 9

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    I have trouble socializing at school and I even have to avoid assemblies I feel like I should be in a special class, I see all to he selfish reasonings behind people's actions and...
    mamatherearewolves mamatherearewolves 18-21, F 1 Response Sep 11

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    I never actually spoke to him. I used to look the other way all the time we passed each other, but I could tell he was looking at me sometimes. We made eye contact once, but I was...
    ravenskylarmoore ravenskylarmoore 18-21 1 Response Sep 12

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    oh, wow, I so thought there would be like 50 times as many members in here...
    zmedleff1 zmedleff1 41-45 Sep 18

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    Ever since I hit puberty (about 13 years ago) I've become very quiet and introverted. When I was a kid, I had no trouble making friends or reading aloud. I was the class clown...
    TheBotanist TheBotanist 26-30, M 1 Response Sep 20

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    It is 3 AM here and I am so tired I can only use voice to speech to text this message and I mean type but I am so sad like sad is it everything sad because I am sad I don't think I...
    char3249 char3249 18-21, F Sep 21

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    End of America A movie you must see to believe
    Hiddenheart101 Hiddenheart101 56-60, F 6 days ago

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    Naomi Wolf The End of America revisited New Hampshire Liberty Forum 2014
    Hiddenheart101 Hiddenheart101 56-60, F 3 Responses 6 days ago

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    I work for a corporation, I know how they cuddle up to people just to get their money. People say they run America. I disagree. They run the government but they don't run America...
    ValhallaAwaits ValhallaAwaits 18-21, M 6 days ago

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    I haven't spoken to my 32 year old son in 4 years. I still cry about it, especially during the month of the "sentinel" event. I still can't believe it actually happened. We'd...
    confusedinmanyways confusedinmanyways 56-60, F 2 Responses Aug 30

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