Post
Experience Project iOS Android Apps | Download EP for your Mobile Device

I Am In Financial Ruin

Personal Stories, Advice, and Support 64 People

    It's All Bad

    I owe everything. $9980.00 in student loans. $1647.56 to DTE. $10985 to Gateway Financial. $2875 in rent. I have no car no home 3 kids and been laid off since June. Still looking for employment! (248)636-6497 Mr. AJ
    AJRuin AJRuin 26-30 Oct 30, 2012

    Your Response

    Cancel

    I've Really Blown It

    Hi- I have never done anything like this before, but I am in such a mess that I am just reaching out I guess.   I have always let my wife do our finances.  She always seemed to be doing things right.  I am an artist and I loathe anything that has to do with money...
    bent66 bent66 41-45, M 3 Responses Dec 29, 2009

    Your Response

    Cancel

    Student Loan Debt: Ball And Chain

    I'm not going to ramble too much. I'm a 25 year old (soon to be 26) laboratory technician. I graduated in 2009 with over 90K in student loan debt. I never took out more than I needed to borrow for school ( tuition, room & board). Unfortunately my parents never attended...
    ladyt1787 ladyt1787 22-25, F Nov 15, 2012

    Your Response

    Cancel

    Desperate With No Clue What To Do

    Am a 36 y o woman who has worked since the age of 16. In 2008 when I got pregnant with my daughter my contract was terminated. In 2009 my husband was fired when his company got sold and we were both unemployed then. After thousands of CVs sent and no luck, I decided to open a...
    desperatewithnoclue desperatewithnoclue 36-40 Oct 23, 2013

    Your Response

    Cancel

    Yeah, I Am Right There With You All Too And It Feels Pretty Horrible.

    So where do we go from here? It seems inevitable that I will end up in jail eventually and it won't be for criminal acts, it will be because I am unable to pay my civil penalties for a traffic ticket. They want jail time for that. I never thought it would come to that. I...
    tingtingcj tingtingcj 51-55 4 Responses Dec 10, 2012

    Your Response

    Cancel

    Never Give Up!

    Financial ruin. What a concept! I have found that financial ruin always has another step down for you to take. I guess the ground floor is a cardboard condo over a sidewalk subway grate. After making a living during my first 16 years and then making a good living for the next...
    cashew00 cashew00 56-60 2 Responses Dec 14, 2011

    Your Response

    Cancel

    Too Far Down To Know What To Do

    I really don't know where to start. I guess with...I live in a rural area that is getting more depressed every year. We live 45 minutes to an hour from the nearest large city that offers something like fresh produce. Why am I still here? Because I have no money to move. It all...
    blondenimitz blondenimitz 41-45 3 Responses May 23, 2010

    Your Response

    Cancel

    My Venting Session.

      Back in May of this year, my wife lost her job. It was her fault, instead of being aware of a memo, she disregarded it. So, to no suprise, she was fired. No unemployment benifits either. I have been the sole source of income, and as a state worker, it isnt much. To make...
    puppetmaster305 puppetmaster305 31-35 2 Responses Dec 19, 2011

    Your Response

    Cancel

    Always Broke

    My sob story..... Combined, my wife and I make well over 6 figures. Yet, our bills are more than our income. We dont live lavishly by any means. we have 2 kids and they come first with sports, activities, school, clothes, etc. Credit cards are maxed to the tune of $20k in debt...
    TheDays TheDays 46-50, M 3 Responses Sep 12, 2013

    Your Response

    Cancel

    Small Business Success Turned Into Nightmare

    i have no one to blame but myself. last year at this time my small online business was making a profit (finally after years of limping along) but I didnt know I was in a bubble. my relationship failed, my housing costs doubled due to living in an area that is disaster prone. then...
    sprechensiedutch sprechensiedutch 41-45 1 Response Oct 1, 2012

    Your Response

    Cancel

    Money Makes Me Numb

    Here goes my sad, sad sob story: I quit my job at an insurance company in July becuase it was sucking the life out of me. Oh yeah...and I was probably going to be fired, so I took the premptive strike by blowing that popscicle stand.  I thought that I could flash my resume...
    bellamia24 bellamia24 22-25 6 Responses Dec 9, 2008

    Your Response

    Cancel

    Familly Of Six

    I've been dealt a blow and wish I can turn back time to change things. They say you learn from your mistakes and move on, but I wish I knew things back then that I know now and the repercussions is affecting my partner and kids which they now suffer the life they live because of...
    lifesabitch2013 lifesabitch2013 36-40, M 1 Response Oct 2, 2013

    Your Response

    Cancel

    4 years ago I opened up to my manager asking him

    for support, I told him I was feeling frustrated and was getting help for depression. I had never missed a day of work, performed my job as expected and had no conflicts with anyone, but I was struggling inside and had to seek a break to recharge. His response was to terminate...
    rascan rascan 41-45, M 1 Response Jan 31, 2014

    Your Response

    Cancel

    Related Experiences

    I miss being on the depo shot. I enjoyed not having my period for almost 2 years. I had to come off of it though because it can cause some weight gain, and I wasn't sure if it is...
    cb0622 cb0622 22-25, F 26 mins ago

    Your Response

    Cancel
    I know it's extremely overdue as this happened in the late 90's during my highschool years but to the girl who's singing solo I ruined I'm sorry. It was one of those where we all...
    DeathSaw DeathSaw 31-35, M 1 day ago

    Your Response

    Cancel
    THANKS DAD !!!! For buying me a gameboy color , Xbox, GameCube , game gear, neo geo , Nes , Snes , and sega genesis !!! WHEN I WAS 4 years old !!!! It made me anit social , an...
    ButterCups644 ButterCups644 16-17, M 1 day ago

    Your Response

    Cancel
    Ways to Avoid Payment Scams in Exporting Heavy Equipment Axis Capital Group, a company which sells and rents heavy equipment has been delivering, exporting and importing capital...
    celenholt celenholt 31-35, F 3 days ago

    Your Response

    Cancel
    I am MissKimando, a Princess that deserves to be worshiped, spoiled and pampered. I am a seeking longterm, loyal and obediant finslave that will that will bend over backwards to...
    MissKimando MissKimando 22-25, F 3 days ago

    Your Response

    Cancel
    I am MissKimando, a Princess that deserves to be worshiped, spoiled and pampered. I am a seeking longterm, loyal and obediant finslave that will that will bend over backwards to...
    MissKimando MissKimando 22-25, F 3 days ago

    Your Response

    Cancel
    I lived a very exciting youth. I took tons of drugs, sold even more, and traveled around partying and being wild. I was very careful (read: lucky) and so I never seriously...
    milehighHeartbreak milehighHeartbreak 31-35, M 2 Responses 3 days ago

    Your Response

    Cancel
    Someone can ask me why I resent you so much but it's emotions that I've battled with for years. I know you didn't want me even when I was in my mothers womb... Then you brought us...
    Juiceyangel333 Juiceyangel333 22-25, F 1 Response 5 days ago

    Your Response

    Cancel
    Looking for someone to make a donation to my girlscout troop
    JeanDevian JeanDevian 16-17, F 5 days ago

    Your Response

    Cancel
    Help..please I'm really in need of help
    Rose7879 Rose7879 36-40, F 1 Response 5 days ago

    Your Response

    Cancel
    I am 26 and I lost one of my front teeth. Guess what? Chipped right to the gum. Dentist said there was no hope, unless I have money to buy my way out of such a tragedy...
    myfungasm myfungasm 26-30, M 1 Response 6 days ago

    Your Response

    Cancel
    Justin McGlamry is a highly skilled financial analyst with more than 8 years of experience. based in New York, he provides professional advice and guidance on borrowing...
    gaul63 gaul63 22-25, M 6 days ago

    Your Response

    Cancel
    Most people want this but fail miserably by getting involved with an MLM company who only cares about making the company successful & or lining the pockets of a few instead of the...
    bakfin bakfin 46-50, M a week ago

    Your Response

    Cancel
    Financial Expansion A seminar by Meir Ezra Finance is the subject of controlling or handling the money of an organization, country or individual. Being able to use the laws of...
    gabrielnielsen gabrielnielsen 31-35, M a week ago

    Your Response

    Cancel
    On their wedding night, the young bride approached her new husband and asked for $20.00 for their first lovemaking encounter. In his highly aroused state, her husband readily...
    Rusham Rusham 66-70, M 10 Responses Aug 19

    Your Response

    Cancel
    I'm not exactly sure what to do about life. I have been struggling with things ever since I got left by my ex. Now, I'm not still broken hearted about her (I don't think)... in...
    milehighHeartbreak milehighHeartbreak 31-35, M 1 Response Aug 19

    Your Response

    Cancel
    It's really hard to deal with the fatigue the ache, the pain, depression, Anxiety, the emotional issues that go with it. I'm single I don't no if I will find someone to love me...
    dkl79 dkl79 36-40, F 2 Responses Aug 19

    Your Response

    Cancel
    I have been married for 17 years. We have 3 children 21, 18 and 14. For the past 17 years my husband has had 16 different jobs. He has put us in extreme financial jeopardy. He...
    Annaise Annaise 46-50, F 4 Responses Aug 17

    Your Response

    Cancel
    i hate everything about this stupid illness BPD.. because of this i have lost friendships made my mom look like a terrible person. it is making me live like the "little boy who...
    xxcaylaxx xxcaylaxx 16-17, F 1 Response Aug 17

    Your Response

    Cancel
    There are moments in my life recently where I'm disappointed in myself. At 35 I was set financially, loved my career although it didn't allow for much personal time, family time or...
    cacutie3 cacutie3 36-40, F Aug 17

    Your Response

    Cancel
    Seeing this one day millionaire woman makes me sick. I just opened my facebook and I was like... "You again!?" brrhh.. this not so old woman posted photos of her and the car that...
    IamNikola IamNikola 26-30, F Aug 16

    Your Response

    Cancel
    there is a way to critique, i learned in art school. it's "constructive criticism" i have been trained to obsess over one offense. i am going to slowly retrain my brain to do...
    amazedbygrace amazedbygrace 31-35, F Aug 15

    Your Response

    Cancel
    I am a mother of two beautiful daughters and in an attempt to make like better for my children I worked through full time jobs and college. I made it to a master's degree and now I...
    mamamandy28 mamamandy28 26-30, F 3 Responses Aug 14

    Your Response

    Cancel
    Why why why do i get carried away and become intense :(
    sweetguy2016 sweetguy2016 22-25, M Aug 13

    Your Response

    Cancel
    And there was my master….. Three years ago during a routine depressing day of my life I was forced by my father to go to a college for some vacancy, which he wanted me to avail...
    snuffal snuffal 26-30, F 2 Responses Aug 13

    Your Response

    Cancel
    There are times in our lives when we are struggling to assess the value of our relationships based on - Love Money Adventure Love - starts of great, cant live without each...
    methinks464 methinks464 31-35, M 2 Responses Aug 13

    Your Response

    Cancel
    (background infro: my parents are divorced. I live some of the time with my dad and stepmother, and some of the time with my mom. My brother is currently residing at my mom's house...
    RipperKing RipperKing 13-15, M 1 Response Aug 13

    Your Response

    Cancel
    Feeling suicidal Lost😢 For family I'm alone and helpless and got into bad financial problem I'm really at the edge
    Rose7879 Rose7879 36-40, F Aug 13

    Your Response

    Cancel
    I've done this so many times for guys I like. They never realize it though. I always get burnt in the end. Because leads to one, half the time their never on, two the friendship...
    BeautifullySickkk BeautifullySickkk 31-35, F 7 Responses Aug 12

    Your Response

    Cancel