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I Am In Financial Ruin

Personal Stories, Advice, and Support 61 People

    I've Really Blown It

    Hi- I have never done anything like this before, but I am in such a mess that I am just reaching out I guess.   I have always let my wife do our finances.  She always seemed to be doing things right.  I am an artist and I loathe anything that has to do with money...
    bent66 bent66 41-45, M 3 Responses Dec 29, 2009

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    Desperate With No Clue What To Do

    Am a 36 y o woman who has worked since the age of 16. In 2008 when I got pregnant with my daughter my contract was terminated. In 2009 my husband was fired when his company got sold and we were both unemployed then. After thousands of CVs sent and no luck, I decided to open a...
    desperatewithnoclue desperatewithnoclue 36-40 Oct 23, 2013

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    Yeah, I Am Right There With You All Too And It Feels Pretty Horrible.

    So where do we go from here? It seems inevitable that I will end up in jail eventually and it won't be for criminal acts, it will be because I am unable to pay my civil penalties for a traffic ticket. They want jail time for that. I never thought it would come to that. I...
    tingtingcj tingtingcj 51-55 4 Responses Dec 10, 2012

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    Always Broke

    My sob story..... Combined, my wife and I make well over 6 figures. Yet, our bills are more than our income. We dont live lavishly by any means. we have 2 kids and they come first with sports, activities, school, clothes, etc. Credit cards are maxed to the tune of $20k in debt...
    TheDays TheDays 46-50, M 2 Responses Sep 12, 2013

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    Small Business Success Turned Into Nightmare

    i have no one to blame but myself. last year at this time my small online business was making a profit (finally after years of limping along) but I didnt know I was in a bubble. my relationship failed, my housing costs doubled due to living in an area that is disaster prone. then...
    sprechensiedutch sprechensiedutch 41-45 1 Response Oct 1, 2012

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    It's All Bad

    I owe everything. $9980.00 in student loans. $1647.56 to DTE. $10985 to Gateway Financial. $2875 in rent. I have no car no home 3 kids and been laid off since June. Still looking for employment! (248)636-6497 Mr. AJ
    AJRuin AJRuin 26-30 Oct 30, 2012

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    Never Give Up!

    Financial ruin. What a concept! I have found that financial ruin always has another step down for you to take. I guess the ground floor is a cardboard condo over a sidewalk subway grate. After making a living during my first 16 years and then making a good living for the next...
    cashew00 cashew00 56-60 1 Response Dec 14, 2011

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    Money Makes Me Numb

    Here goes my sad, sad sob story: I quit my job at an insurance company in July becuase it was sucking the life out of me. Oh yeah...and I was probably going to be fired, so I took the premptive strike by blowing that popscicle stand.  I thought that I could flash my resume...
    bellamia24 bellamia24 22-25 6 Responses Dec 9, 2008

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    Familly Of Six

    I've been dealt a blow and wish I can turn back time to change things. They say you learn from your mistakes and move on, but I wish I knew things back then that I know now and the repercussions is affecting my partner and kids which they now suffer the life they live because of...
    lifesabitch2013 lifesabitch2013 36-40, M Oct 2, 2013

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    Student Loan Debt: Ball And Chain

    I'm not going to ramble too much. I'm a 25 year old (soon to be 26) laboratory technician. I graduated in 2009 with over 90K in student loan debt. I never took out more than I needed to borrow for school ( tuition, room & board). Unfortunately my parents never attended...
    ladyt1787 ladyt1787 22-25, F Nov 15, 2012

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    4 years ago I opened up to my manager asking him

    for support, I told him I was feeling frustrated and was getting help for depression. I had never missed a day of work, performed my job as expected and had no conflicts with anyone, but I was struggling inside and had to seek a break to recharge. His response was to terminate...
    rascan rascan 41-45, M 1 Response Jan 31

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    My Venting Session.

      Back in May of this year, my wife lost her job. It was her fault, instead of being aware of a memo, she disregarded it. So, to no suprise, she was fired. No unemployment benifits either. I have been the sole source of income, and as a state worker, it isnt much. To make...
    puppetmaster305 puppetmaster305 31-35 2 Responses Dec 19, 2011

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    Too Far Down To Know What To Do

    I really don't know where to start. I guess with...I live in a rural area that is getting more depressed every year. We live 45 minutes to an hour from the nearest large city that offers something like fresh produce. Why am I still here? Because I have no money to move. It all...
    blondenimitz blondenimitz 41-45 3 Responses May 23, 2010

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    MONEY EXPRESS LOANS. Financial Aid Experts. If you require funding for your Business and Personal use, then this Financial opportunity is for you. We are here to offer very quick...
    money2express money2express 41-45, M Dec 2

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    I've struggled with being broke and poor since I moved out of my parents house over 10 years ago. I've had low paying entry-level jobs, had to juggle that with being a student and...
    myheart28 myheart28 26-30, F 4 Responses a week ago

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    Hello. Help financially. I am from Ukraine. Now I do not have work. I have a family to feed. $ 1, 2, or 10 EPF - but who can. My - Yandex purse №: 410012185129140 Thank you!
    AlexMalan AlexMalan 26-30 1 Response Nov 27

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    Hello. Help financially. I am from Ukraine. Now I do not have work. I have a family to feed. $ 1, 2, or 10 EPF - but who can. My - Yandex purse №: 410012185129140 Thank you!
    AlexMalan AlexMalan 26-30 1 Response Nov 27

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    I really want to help people in financial need if you can convince me you are real.
    Shawnterry247 Shawnterry247 31-35, M Dec 5

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    I think you have ruined this site/app for me sir. How can someone just be so cruel. FriggenGenius31 you sir are cruel! I shake my head in your direction.
    TexasGypsyMommy TexasGypsyMommy 22-25, F 2 Responses Dec 4

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    i hate when i have a crush on a good girl that i would love to be with but the last guy ruined her and she doesn't let me in.
    antoneli antoneli 18-21, M 6 days ago

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    Well, I ruined my relationship, again. She was amazing to me, and now she's gone. I have no contact details, just her snapchat and facebook profiles, which she deleted. She had...
    Tgharrold99 Tgharrold99 13-15, M 5 days ago

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    Considering becoming a ********.
    alliemamabear alliemamabear 18-21, F 1 Response Nov 28

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    I may not be able to do much but i want to help someone get pointed in the right direction. start yourself a way to make money. whether it be online or however. i want to post a...
    alicia0090 alicia0090 22-25, F Nov 30

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    i am disabled and my husband lost his job my car isnt running i have to cut my meds in half to get by we have very little food and i would be willing to make small payments to...
    BKGrandam96 BKGrandam96 56-60, F 2 Responses Dec 1

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    My dad died when I was 3 years old my mom has been raising me and my older sister by her self every since then , I am now 18 years old and I am in high school I need money to pay...
    RayJay1996 RayJay1996 16-17, F Dec 5

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    please help me i am disabled and almost out of food and need help for the holidays i need a secret santa if anyone knows one please send santa my way its really getting worse ty...
    BKGrandam96 BKGrandam96 56-60, F Dec 9

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    I am in a bit of a bind. I made a GoFundMe campaign to raise some money (Temporarily, can pay back in February). Here is the info on the GoFundMe (Link: http://www.gofundme.com...
    wc1393 wc1393 22-25, M Dec 10

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    There are three things I want in my life now more than anything. These are: 1. Basics for survival 2. To live together with my soulmate who is waiting for me. 3. To continue...
    saturnsdaughter saturnsdaughter 26-30, F Dec 18

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    christmas is in days and I am just bummed. all I can think of is how I wont be anle to afford my bills or anything next month and I am so stressed and so bummed because money is...
    secretdestiny secretdestiny 18-21, F 2 Responses Dec 19

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    So, this is just a vent, but here goes.... My water heater blew up yesterday, and my scumbag landlord won't have anybody out here to fix it until Monday-if then! So now I have a...
    MarikaBlue MarikaBlue 36-40 Nov 27

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    Like our phony "work" ethic. Better yet, its a slave ethic that just glorifies work for works own sake. The so called Corporate work Ethic cares more about the quantity and time...
    ratburn ratburn 18-21 3 Responses Nov 30

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    Lewis black teaches. http://youtu.be/jQcrO2yCf0U Chris noticed http://youtu.be/vw5lwK9UAY8 Song by poison. http://youtu.be/G5uamDMoW4o We call them entertainers and...
    OddlyScintilating OddlyScintilating 46-50, M 2 Responses Nov 30

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    Long story short. .. i cheayed on a man that i thought i didnt love anymore and i convinced myself that he didn't love me either. ..and now were apart he wants absolutely nothing...
    marylouise13 marylouise13 22-25 Dec 1

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    I didn't mean to. I mean, not really. I did when I started. I din't know where I was heading, but I knew it would drive me mad. So I figured I would give her my thoughts as they...
    LoopedMe LoopedMe 13-15, M Dec 1

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    When I was only in 5th grade, there was this transfer student who transferred into our class in the middle of the semester. He, coincidentally, goes home the same direction as me...
    DatGURLWithFangs DatGURLWithFangs 13-15, F a week ago

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    I was once good boy in gloucestershireh in year 6 I was one of the cleverest boy there I was in the newspaper of how smart I was in math and everything was going well infill one my...
    CaptainLFC89 CaptainLFC89 13-15, M a week ago

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    I was a very happy go lucky guy and suddenly i started loving a girl very much who was going out with me. Now we were having fun travelling places suddenly she started cheating on...
    kavsa kavsa 22-25, M 2 Responses 6 days ago

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    I used to live in China(which is "supposed" to be the country of pressure), back then, I had friends, my parents are busy for work but i love them, i never pissed them off(like...
    JackyEC JackyEC 13-15, M 1 Response 2 days ago

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    Can anyone relate to their mm saying that the biggest issue in leaving would be giving that he would be in financial ruins because she would get more than half of their assets if...
    youngnbeautifulme youngnbeautifulme 36-40, F 9 Responses 2 hrs ago

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    On their wedding night, the young bride approached her newhusband and asked for $20.00 for their first lovemaking encounter. In his highly aroused state, her husband readily agreed...
    jml2000 jml2000 56-60, M 4 Responses 4 days ago

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    Offshore Banking that is free can be a fantastic enticement for all investors. With all of the benefits that overseas banking offers, we strongly urge you look into them farther...
    Darronbanksso0 Darronbanksso0 31-35, M 1 Response 12 hrs ago

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    Nowadays, the Public/Private debt construction is far worse. Derivatives put the world banking system at extreme danger. National economies are incorporated. The very first time a...
    Darronbanksso0 Darronbanksso0 31-35, M 1 Response 4 hrs ago

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    I'm so glad that I found a place that I can share ideas and get criticism or have people build upon others ideas. I wanna share an idea I've been forming since I was a child. I've...
    teewrecks1 teewrecks1 31-35, M 2 Responses 6 hrs ago

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    I suffer from depression, paranoia and anxiety and have done since childhood. In my late teens I found that meds and therapy weren't really working and I made the fatal mistake of...
    anothernightowl anothernightowl 36-40, M 2 Responses Dec 4

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    My boyfriend is 37 years older than me. Actually, technically, for the 4 months between his birthday and mine (they fall on different years) he is 38 years older than me. I'm 20...
    hampersands hampersands 18-21, F 1 Response 17 hrs ago

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