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I Am Losing My Home

Personal Stories, Advice, and Support 42 People

    Desperately Seeking Hope

    I knew nothing about mortgages, just signed my initials. Five years later I am learning the hard way. We are in a negative amortization loan on our dream home. We owe more than what the house is worth now. We haven't defaulted yet, but on February 1st, our payment more than...
    Hrtbrkg Hrtbrkg 31-35 1 Response Dec 11, 2011

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    Nineteen And Almost Homeless

    I've lived in my home in Maine for almost 15 years. My grandfather built it when my grandparents moved almost 50 years ago. It's a small brown house with a basement and an attic and three bedrooms, 1 giant bathroom, a medium sized living room and a small kitchen. My grandparents...
    Kuron Kuron 18-21 Sep 9, 2012

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    Please Pray For Me

    i HARDLY KNOW WHERE TO START.  THINGS HAVE GONE FROM BAD TO WORSE IN SUCH A SHORT TIME.  YOU SEE MY HUSBAND LOST MOST OF HIS PENSION WHEN THE STOCK MARKET HADS IT PROBLEMS.  A VERY LARGE AMOUNT.  HE WAS IN EARLY RETIREMENT AND WE HAD JUST PURCHASED A NEW HOME...
    A10M9 A10M9 56-60 1 Response Sep 13, 2010

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    Life, and Hopless.

    A little while ago [with in the past year], our home got damaged by weather, twice in two months. Both were to the point of needing massive aid, the first time we got it, the second we didn't. We moved, leaving alot behind but still owning the property. After we moved, our lively...
    heartwithout heartwithout 36-40 Sep 19, 2009

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    I Am Losing My Home

    we bought our home 10 years and have been paying on time until one year ago.My husbands business went down he was rob and a customer was killed at the place of business and we never recovered from it,We are owing $850,000 and the house is worth $1,400,000 our credit is not good...
    akusika21 akusika21 46-50, F Aug 20, 2013

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    Lengthy Sob Story.

    my dad died recently, we have a little over 100,000 in medical bills, and cant aford to rent our farm style home which we have lived in for 2 years now, which before we moved around for a year after losing our house to forclosure. I cant go through this again. I dont want to live...
    BurningCastle BurningCastle 18-21, F 1 Response Jun 2, 2009

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    Tomorrow My Family Is Homeless

    Tomorrow I will lose my home, I did everything to protect my family that I could.  My husband is terminal and everything fell on my shoulders. I did a bankruptcy to protect our home, we had no credit cards it was only day to day bills and medial bills. What...
    mommy2four mommy2four 41-45, F 1 Response Jul 19, 2009

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    Has Anyone Worked With Loss Mitigation On a Modification?

    I just submitted my loan modification paperwork to Citimortgage today.  I proposed that they take both my mortgages and modify them from 30 years to 40 years and keep my interest rates the same (I have good interest rates...no ARMS). I'm hoping that they'll seriously...
    Roaring20s Roaring20s 41-45, M 2 Responses Aug 24, 2008

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    Sad

    Ive been in my home 4yrs & because my lanlord didnt pay his morgage so now we are gonna have to move we feel like were being punished we are losing everything we worked hard to get I keep asking god why but only god knows.i know in my heart we are gonna be homeless & we are...
    Elizabeth1967 Elizabeth1967 36-40, F Nov 12, 2013

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    I Have Lost Everything In A Matter Of Days!!

    Hello, I am a 22 year old single mother of 2, my beautiful, sweet 5 year old, and my unborn son who I am currently pregnant due in 4 months. One day, my car stopped running. The engine blew, and working a minimum wage job with little hours, I cannot afford to restore my vehicle...
    Mshoover22 Mshoover22 22-25, F 3 Responses Nov 14, 2013

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    I Can'T Bear To Lose My Home Of Almost 30 Years

    I have rented the same rent controlled apartment for almost 30 years. This is my home, my refuge, my sanctuary. My landlord sold our house to be demolished last year without even bothering to tell us. We had to read about it in the newspaper. I am outraged and feel betrayed...
    onelegshorter onelegshorter 51-55 Mar 11, 2013

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    Are They Taking Away Your Home?

    If you are losing your home, consider this... People pay tons of money an hour for an attorney to stand up and defend them against cases like this, but their is a solution, legalshield.com. For only $40 a month you get access to the greatest attorneys in your area, they will...
    Cveca Cveca 18-21 2 Responses Oct 27, 2011

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    I Moved To Denver To Find No House!

    I have had a hard time with this month everything has gone wrong. First we had a grand time going through the airport and boarding the plane to our new home in Denver. Well we got here to find it was a scam and we lost out on our money and left me my wife and 3 little girls ages...
    lifewithbreasts lifewithbreasts 36-40 Sep 30, 2013

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    We Have to Do a Short Sale On Our Home.

    My husband and I would drive by the models and look at each other and say, "Someday we'll go in and look." One day we finally did. Put a deposit down and started to get everything in order. It took 20 months and 3 hurricanes but the house was finally built. I love my...
    caitilie caitilie 41-45, F 10 Responses Jul 4, 2008

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    Losing My 5 Bedroom Home For $6,800!!!

    I am a 28 yr old woman trying to survive on my own. My father was diagnosed and died of colon cancer/stroke and left me with a house full of debt. I decided to not only work one job but two and walk to and from work by myself in a bad neighborhood even in the winter just to get...
    lilcsmiley lilcsmiley 26-30, F Sep 16, 2011

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    I'm not exactly losing it I guess,

    but me and my family are getting kicked out of my house. I've lived in this house since I was 3 years old and am now 19. This house, this neighborhood, it's all comfortable and now because he would get some extra money my landlord has decided to sell my home, forcing me and my...
    skyblue12 skyblue12 18-21, F Jan 20

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    Family With No Place To Go And No Where To Turn

    I'm in a privately held mortgage with a crack addict I found out after the fact been in my home sense feb of 09 got behind because of partner ship break up of a small business now the phone isn't ringing my wife and four children are scared out of their wits my children are...
    Airezenmaster Airezenmaster 51-55, M Aug 24, 2013

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    I Am Sorry For All Those Losing Their Home

    Just now, I read a story by a lady who is going to lose her home.I live in Sydney Australia and when I hear or read such stories, I really feel very sorry for those affected. We here somehow dodged the impacts of the 2008~09 economic crisis more or less intact in Australia. The...
    nswwoy nswwoy 51-55, M 1 Response Sep 28, 2013

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    I'll Be Losing My Home Soon

    I'll soon be losing my home.   I've only owned it a little over a year. I got laid off from a good paying job a year ago (just 5 months after I closed on this house).  When I bought the house I could afford it.  I don't have an ARM...I've got a good interest...
    Roaring20s Roaring20s 41-45, M 6 Responses Aug 13, 2008

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    Late Taxes

    We have never missed a mortgage payment. But the bank my husband worked for, and who holds our mortgage, downsized him in June. We were late on our spring property taxes. We believed, according to the state, we chad till Nov. 1st to pay them. But the bank w/o a warning phone...
    Illtrickit Illtrickit 36-40, F Oct 16, 2012

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    How I Got A Loan Modification

    I tried for almost two years to get a loan modification through my lender, Bank of America. Because, after all the only way to get a loan modification is through your lender - right? Well, yes - that is right. But! I had to find out the hard way that you can get an attorney to...
    markchris markchris 31-35 1 Response Aug 5, 2011

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    What Am I Going To Tell My Kids?

    I am a married mother of a 7 year old boy and 3 year old girl. We have lived in our home for 12 years. I began working full time in 1995 when I was 18. I worked no less than 40 hours per week up until 2011 when I took a buyout from my job. It was a crap-shoot really. If I...
    Nichole5 Nichole5 36-40, F 34 Responses Sep 11, 2013

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    Related Experiences

    4.5 yrs ago my husband of 12 yrs left me and our 3 kids for another woman. It was New Yrs and as I sat at home with our then 6 yr old daughter and 9 mo. Old twin boys I received a...
    strongerbytheday strongerbytheday 36-40, F a week ago

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    Let's call my best friend Alex. Alex and I have been best friends for the past 4-5 years. Considering the fact that we are basically the same person, we were practically...
    misunderstoodx10 misunderstoodx10 18-21, F 1 Response Aug 10

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    Would love to know one day that someone I care about losing actually cares about losing me as well maybe even more than I care about losing them....but I guess I better keep...
    VivirLaVida VivirLaVida 16-17, F Jul 31

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    Unfortunately I'm too lazy to take before and after pictures. Here is my story. I've almost always been a healthy kid up until I turned about 10-11. I started to eat a lot more...
    samiaboud9 samiaboud9 16-17, M Aug 18

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    What's the worst thing about losing weight? -my clothes are getting baggy -can't afford to get new clothes -not sure if the weight is coming off from stress or if changing a few...
    Shygirl917 Shygirl917 18-21, F a week ago

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    So it's been 25 days since my boyfriend left for boot camp & I have not received a single letter from him. I'm fearing that it is due to him not loving me anymore. I've been having...
    Aline03 Aline03 18-21, F 1 Response Aug 15

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    This is not to BRAG but to INSPIRE! I only have 2 secrets for losing weight and getting the body you've always wanted. 1. EAT CLEAN - as much as possible always eat natural foods...
    MissBlue143 MissBlue143 18-21, F 1 Response Jul 29

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    Men: how did you lose your virginity? My dad and I never got around to talking about it. I still never lost it and apparently trying to get one of your boys to tell you their...
    OneHowlToTheMoon OneHowlToTheMoon 22-25, M 2 Responses Aug 2

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    Im 14 and the guy i lost my virginity to is 16. I'm going to be a freshman in high school and he's a junior. We knew each other for about a month through a mutual friend who got us...
    abzry abzry 13-15, F 2 Responses Aug 3

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    The worst thing about love, you give your 100% without even knowing and you try not to keep any kind of expectations but in the end, when love deceives you, you find out that you...
    scarredbutrelentless scarredbutrelentless 18-21, M Aug 6

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    my mum not well :( im so scared of losing her... she just threw up soo much and shes slowly getting blind :( it hurts seeing her like this and rejecting to go hospital because she...
    heeeeey heeeeey 16-17, F Aug 8

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    I have Polysistic ovarian syndrome. It makes my metabolism work slow & makes me gain weight and bunches of other stuff. It's really hard for me cause i'm only 15. I'm on medicine...
    leahxxgabrielle leahxxgabrielle 13-15, F 1 Response Aug 10

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    Got rid of my daily carmel machiatto and I feel much better...losing weight faster now!
    fairyfantastic fairyfantastic 31-35, F 1 Response Aug 14

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    On a new medication for anxiety which is making me not have an appetite. Iv been losing weight which isn't a bad thing I mean I needed to lose some.
    Klcataldo Klcataldo 18-21, F Aug 14

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    Its been six years, and slowly slowly I think I am losing it a bit daily, I am trying to think straight and make it work but I don't know, what future holds. I think I am refusing...
    rockfordseagull rockfordseagull 22-25, M Aug 15

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    All my life, Ive been alone. My father killed himself while I was a child, causing my mom into a depression. I was alone at night. Never comforted, never feeling loved or wanted. I...
    JustPlainScared JustPlainScared 13-15, F 1 Response Aug 16

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    I don't mean to... I really don't but I've noticed that I don't eat much anymore and when I noticed I stopped not eating. But I was still losing pounds by days or weeks it scared...
    MatildaBlack MatildaBlack 13-15, F 3 Responses Aug 16

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    I love my grandma! She lives with us so she's been with me since I was born and I would say I'm very close to her. I call her mum lol. I'm scared of losing her and hate thinkin...
    champagneroses champagneroses 18-21, F Aug 16

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    losing a part of me every day.
    MrFoe MrFoe 13-15, M Aug 17

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    Losing weight is definitely not easy especially you are a foodie. Never did I know that a 5km run would burn only 300 to 400 calories. Worse is it takes about 30 to 40mins...
    uselessguy uselessguy 36-40, M a week ago

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    You also have to reside in the home as your primary residence. If you're going to rent the position out, You'll have to utilize a special sort of bank loan.There's also stamp duty...
    Dremavv Dremavv 31-35, M 1 Response Aug 17

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    Cease putting off these home repairs Movie by: Description: A handful of stuff you can perform now that can conserve you a lot of funds later on.The map earlier mentioned...
    Emile232 Emile232 31-35, M 1 Response Aug 8

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    A Zestimate® home valuation is Zillow's estimated market place benefit. It isn't an appraisal. Use it as a place to begin to determine a home's value. Learn moreShane’s all...
    Madonnadz Madonnadz 31-35, M 1 Response Aug 12

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    They stand for essentially the most impressive, superior-close, luxury Attributes on the planet. To browse the remarkable luxury listings as part of your sector, simply find from...
    Emile232 Emile232 31-35, M 1 Response Aug 15

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    Customers on the Institute who hold the CLHMS designation have documented general performance in the very best 10% of their marketplaces, and have productively demonstrated their...
    Tyree1187pq Tyree1187pq 31-35, M 1 Response Aug 15

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      Our luxury home strategies are greater than massive in size. The luxury home goes higher than and outside of during the upscale category. All of our hand picked home types...
    Emile232 Emile232 31-35, M 1 Response Aug 15

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    You'll be delighted to locate several more recent homes, and construction of recent luxury residence is expanding as builders race to keep up with desire.Regularly updated by our...
    Tyree1187pq Tyree1187pq 31-35, M 1 Response Aug 15

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