Post
Experience Project iOS Android Apps | Download EP for your Mobile Device

I Am Losing My Home

Personal Stories, Advice, and Support 40 People

    I'll Be Losing My Home Soon

    I'll soon be losing my home.   I've only owned it a little over a year. I got laid off from a good paying job a year ago (just 5 months after I closed on this house).  When I bought the house I could afford it.  I don't have an ARM...I've got a good interest...
    Roaring20s Roaring20s 41-45, M 7 Responses Aug 13, 2008

    Your Response

    Cancel

    Desperately Seeking Hope

    I knew nothing about mortgages, just signed my initials. Five years later I am learning the hard way. We are in a negative amortization loan on our dream home. We owe more than what the house is worth now. We haven't defaulted yet, but on February 1st, our payment more than...
    Hrtbrkg Hrtbrkg 31-35 2 Responses Dec 11, 2011

    Your Response

    Cancel

    How I Got A Loan Modification

    I tried for almost two years to get a loan modification through my lender, Bank of America. Because, after all the only way to get a loan modification is through your lender - right? Well, yes - that is right. But! I had to find out the hard way that you can get an attorney to...
    markchris markchris 31-35 3 Responses Aug 5, 2011

    Your Response

    Cancel

    We were forced to sell,

    and now, we're paying 2750 rent on an absolute craphole, and we're looking for a home in a nice area for under 200k, in Morris County, NJ (we're trying to stay near our store).... It feels like we're trying to win the lottery, here.
    Ihaveanaccount Ihaveanaccount 22-25 Feb 7

    Your Response

    Cancel

    Family With No Place To Go And No Where To Turn

    I'm in a privately held mortgage with a crack addict I found out after the fact been in my home sense feb of 09 got behind because of partner ship break up of a small business now the phone isn't ringing my wife and four children are scared out of their wits my children are...
    Airezenmaster Airezenmaster 51-55, M 1 Response Aug 24, 2013

    Your Response

    Cancel

    I Moved To Denver To Find No House!

    I have had a hard time with this month everything has gone wrong. First we had a grand time going through the airport and boarding the plane to our new home in Denver. Well we got here to find it was a scam and we lost out on our money and left me my wife and 3 little girls ages...
    lifewithbreasts lifewithbreasts 36-40 Sep 30, 2013

    Your Response

    Cancel

    I Can'T Bear To Lose My Home Of Almost 30 Years

    I have rented the same rent controlled apartment for almost 30 years. This is my home, my refuge, my sanctuary. My landlord sold our house to be demolished last year without even bothering to tell us. We had to read about it in the newspaper. I am outraged and feel betrayed...
    onelegshorter onelegshorter 51-55 Mar 11, 2013

    Your Response

    Cancel

    What Am I Going To Tell My Kids?

    I am a married mother of a 7 year old boy and 3 year old girl. We have lived in our home for 12 years. I began working full time in 1995 when I was 18. I worked no less than 40 hours per week up until 2011 when I took a buyout from my job. It was a crap-shoot really. If I...
    Nichole5 Nichole5 36-40, F 33 Responses Sep 11, 2013

    Your Response

    Cancel

    Lengthy Sob Story.

    my dad died recently, we have a little over 100,000 in medical bills, and cant aford to rent our farm style home which we have lived in for 2 years now, which before we moved around for a year after losing our house to forclosure. I cant go through this again. I dont want to live...
    BurningCastle BurningCastle 18-21, F 1 Response Jun 2, 2009

    Your Response

    Cancel

    Late Taxes

    We have never missed a mortgage payment. But the bank my husband worked for, and who holds our mortgage, downsized him in June. We were late on our spring property taxes. We believed, according to the state, we chad till Nov. 1st to pay them. But the bank w/o a warning phone...
    Illtrickit Illtrickit 36-40, F 1 Response Oct 16, 2012

    Your Response

    Cancel

    I Am Losing My Home

    we bought our home 10 years and have been paying on time until one year ago.My husbands business went down he was rob and a customer was killed at the place of business and we never recovered from it,We are owing $850,000 and the house is worth $1,400,000 our credit is not good...
    akusika21 akusika21 46-50, F 1 Response Aug 20, 2013

    Your Response

    Cancel

    We Have to Do a Short Sale On Our Home.

    My husband and I would drive by the models and look at each other and say, "Someday we'll go in and look." One day we finally did. Put a deposit down and started to get everything in order. It took 20 months and 3 hurricanes but the house was finally built. I love my...
    caitilie caitilie 41-45, F 10 Responses Jul 4, 2008

    Your Response

    Cancel

    Has Anyone Worked With Loss Mitigation On a Modification?

    I just submitted my loan modification paperwork to Citimortgage today.  I proposed that they take both my mortgages and modify them from 30 years to 40 years and keep my interest rates the same (I have good interest rates...no ARMS). I'm hoping that they'll seriously...
    Roaring20s Roaring20s 41-45, M 2 Responses Aug 24, 2008

    Your Response

    Cancel

    Life, and Hopless.

    A little while ago [with in the past year], our home got damaged by weather, twice in two months. Both were to the point of needing massive aid, the first time we got it, the second we didn't. We moved, leaving alot behind but still owning the property. After we moved, our lively...
    heartwithout heartwithout 36-40 Sep 19, 2009

    Your Response

    Cancel

    Losing My 5 Bedroom Home For $6,800!!!

    I am a 28 yr old woman trying to survive on my own. My father was diagnosed and died of colon cancer/stroke and left me with a house full of debt. I decided to not only work one job but two and walk to and from work by myself in a bad neighborhood even in the winter just to get...
    lilcsmiley lilcsmiley 26-30, F 1 Response Sep 16, 2011

    Your Response

    Cancel

    Sad

    Ive been in my home 4yrs & because my lanlord didnt pay his morgage so now we are gonna have to move we feel like were being punished we are losing everything we worked hard to get I keep asking god why but only god knows.i know in my heart we are gonna be homeless & we are...
    Elizabeth1967 Elizabeth1967 41-45, F 2 Responses Nov 12, 2013

    Your Response

    Cancel

    I Have Lost Everything In A Matter Of Days!!

    Hello, I am a 22 year old single mother of 2, my beautiful, sweet 5 year old, and my unborn son who I am currently pregnant due in 4 months. One day, my car stopped running. The engine blew, and working a minimum wage job with little hours, I cannot afford to restore my vehicle...
    Mshoover22 Mshoover22 22-25, F 2 Responses Nov 14, 2013

    Your Response

    Cancel

    Nineteen And Almost Homeless

    I've lived in my home in Maine for almost 15 years. My grandfather built it when my grandparents moved almost 50 years ago. It's a small brown house with a basement and an attic and three bedrooms, 1 giant bathroom, a medium sized living room and a small kitchen. My grandparents...
    Kuron Kuron 18-21 Sep 9, 2012

    Your Response

    Cancel

    Please Pray For Me

    i HARDLY KNOW WHERE TO START.  THINGS HAVE GONE FROM BAD TO WORSE IN SUCH A SHORT TIME.  YOU SEE MY HUSBAND LOST MOST OF HIS PENSION WHEN THE STOCK MARKET HADS IT PROBLEMS.  A VERY LARGE AMOUNT.  HE WAS IN EARLY RETIREMENT AND WE HAD JUST PURCHASED A NEW HOME...
    A10M9 A10M9 56-60 2 Responses Sep 13, 2010

    Your Response

    Cancel

    Are They Taking Away Your Home?

    If you are losing your home, consider this... People pay tons of money an hour for an attorney to stand up and defend them against cases like this, but their is a solution, legalshield.com. For only $40 a month you get access to the greatest attorneys in your area, they will...
    Cveca Cveca 18-21 2 Responses Oct 27, 2011

    Your Response

    Cancel

    I'm not exactly losing it I guess,

    but me and my family are getting kicked out of my house. I've lived in this house since I was 3 years old and am now 19. This house, this neighborhood, it's all comfortable and now because he would get some extra money my landlord has decided to sell my home, forcing me and my...
    skyblue12 skyblue12 18-21, F Jan 20, 2014

    Your Response

    Cancel

    Tomorrow My Family Is Homeless

    Tomorrow I will lose my home, I did everything to protect my family that I could.  My husband is terminal and everything fell on my shoulders. I did a bankruptcy to protect our home, we had no credit cards it was only day to day bills and medial bills. What...
    mommy2four mommy2four 41-45, F 2 Responses Jul 19, 2009

    Your Response

    Cancel

    Related Experiences

    Yes for two reasons, one women are better at keeping homes running like clockwork than men and two sorry men everywhere but you suck at just about every house chore like seriously...
    sweetangel20 sweetangel20 22-25, F 15 Responses 7 hrs ago

    Your Response

    Cancel
    Almost always naked at home, I find it the most comfortable
    BillyBollox BillyBollox 36-40, M 3 Responses 10 hrs ago

    Your Response

    Cancel
    Being alone at home is a moment i cherished most apart from being in my room and being with my bf. Alone in home adds the fuel to grow h****. I feel butterfly throbbing hard with...
    smooch69 smooch69 18-21, F 5 Responses 12 hrs ago

    Your Response

    Cancel
    Hey guess who's back to complain? This guy! Here's what I hate: more than 1 page, a packet, and WEEKEND homework... I really hope that ALL homework is stopped. Truth about it: It's...
    Gary2015 Gary2015 13-15, M 12 hrs ago

    Your Response

    Cancel
    Because individuals don’t want to spend all their years renting rooms, they find solutions to have their own home. Many individuals learn how to make more serious decisions in...
    angoracheck53 angoracheck53 41-45, F 17 hrs ago

    Your Response

    Cancel
    People opt to get their own home rather than to rent rooms for the rest of their life. Because of this desire, lots of people are saving their income and putting aside their wants...
    angoracheck53 angoracheck53 41-45, F 17 hrs ago

    Your Response

    Cancel
    You can dramatically impact the importance of your house using a few little home developments. By investing a couple awesome on your own home you can increase the resale value...
    angoracheck53 angoracheck53 41-45, F 17 hrs ago

    Your Response

    Cancel
    Whether you or your loved one is experiencing the normal decrease in mobility occurring with the passing of time, or deals with an illness-related absence of physical agility, a...
    angoracheck53 angoracheck53 41-45, F 17 hrs ago

    Your Response

    Cancel
    Home equity loans certainly are a type of guaranteed loans where the house is held as a security by the debtor. These loans can be conveniently raised by one if one has all legal...
    angoracheck53 angoracheck53 41-45, F 18 hrs ago

    Your Response

    Cancel
    The birds themselves come... No garden would actually be the same minus the colors, sounds and motion of the birds that visit it. The British and Americans appreciate birds within...
    angoracheck53 angoracheck53 41-45, F 18 hrs ago

    Your Response

    Cancel
    Keep your house renovation projects easy and also organized with the helpful info in this article. You can never fail with making improvements to you home, you just need to know...
    angoracheck53 angoracheck53 41-45, F 18 hrs ago

    Your Response

    Cancel
    Maintain your residence enhancement tasks easy and also arranged with the valuable details in this short article. You can never go wrong with polishing to you home, you merely...
    angoracheck53 angoracheck53 41-45, F 18 hrs ago

    Your Response

    Cancel
    When it comes to whether you should purchase a home, heating problems are something you should take a close look at. That is especially true with increasing energy prices. Warming...
    angoracheck53 angoracheck53 41-45, F 18 hrs ago

    Your Response

    Cancel
    When I get homesick; I get homesick for the place in which I grew up, for my mother, for my innocence, for my childhood, for my carefree days, for when I thought that my future...
    GodIHateLife GodIHateLife 16-17, F 1 day ago

    Your Response

    Cancel
    SCROLL TO THE BOTTOM TO SEE MY MAIN QUESTION I NEED SOME ADVICE PLEASE. I have been best friends with this girl who lives really near me, for about 3YEARS which felt like more...
    Abay18 Abay18 16-17, F 1 Response 2 days ago

    Your Response

    Cancel
    If you've ever thought that you'd like to drop weight, but have been unsure of how to go about it, this report is for you. Following these straightforward steps, you can be...
    shieldpint95 shieldpint95 26-30, M 2 days ago

    Your Response

    Cancel
    I am ridiculously vain for a homeless guy. Last night I applied self tanner to my face and neck since I don't tan well with sun. And Besides, I don't want my skin in 30 years to...
    shapster shapster 22-25, M 1 Response 2 days ago

    Your Response

    Cancel
    When I decided to be s stay home mum, people in Singapore especially were doubtful whether we could afford living solely on one income. It took me and my husband a year to re...
    lpch lpch 26-30, F 4 Responses 2 days ago

    Your Response

    Cancel
    After 5 years of teaching children with special needs, I decided to quit my job to be a teacher to my son instead who was then a year old. Its been one year being a Stay Home mum...
    lpch lpch 26-30, F 1 Response 2 days ago

    Your Response

    Cancel
    Oh man, I just can't anymore. I have a nice home, friends/family, good grades, I have enough money, I have everything I just hate everything at the same time. I have everything...
    AnonymousJSS AnonymousJSS 13-15, F 3 days ago

    Your Response

    Cancel
    My toddler is 2 years old and I've started homeschooling him. But I am not sure how long and till when. In Singapore, there are lots of legal paperwork to proof that I am capable...
    lpch lpch 26-30, F 3 Responses 4 days ago

    Your Response

    Cancel