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I Am Losing My Home

Personal Stories, Advice, and Support 41 People

    We've owned 3 homes for over 20 years.

    My husband and I use to be very active and productive people. I am on disability now so our income has dropped. My husband is now on disability due to a heart condition. We are waiting to see if the bank will redo our loan for smaller payments. We may lose our home and have to...
    Lucymae2 Lucymae2 51-55, F 2 days ago

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    Nineteen And Almost Homeless

    I've lived in my home in Maine for almost 15 years. My grandfather built it when my grandparents moved almost 50 years ago. It's a small brown house with a basement and an attic and three bedrooms, 1 giant bathroom, a medium sized living room and a small kitchen. My grandparents...
    Kuron Kuron 18-21 Sep 9, 2012

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    Family With No Place To Go And No Where To Turn

    I'm in a privately held mortgage with a crack addict I found out after the fact been in my home sense feb of 09 got behind because of partner ship break up of a small business now the phone isn't ringing my wife and four children are scared out of their wits my children are...
    Airezenmaster Airezenmaster 51-55, M 1 Response Aug 24, 2013

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    I Can'T Bear To Lose My Home Of Almost 30 Years

    I have rented the same rent controlled apartment for almost 30 years. This is my home, my refuge, my sanctuary. My landlord sold our house to be demolished last year without even bothering to tell us. We had to read about it in the newspaper. I am outraged and feel betrayed...
    onelegshorter onelegshorter 51-55 Mar 11, 2013

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    I Moved To Denver To Find No House!

    I have had a hard time with this month everything has gone wrong. First we had a grand time going through the airport and boarding the plane to our new home in Denver. Well we got here to find it was a scam and we lost out on our money and left me my wife and 3 little girls ages...
    lifewithbreasts lifewithbreasts 36-40 Sep 30, 2013

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    Losing My 5 Bedroom Home For $6,800!!!

    I am a 28 yr old woman trying to survive on my own. My father was diagnosed and died of colon cancer/stroke and left me with a house full of debt. I decided to not only work one job but two and walk to and from work by myself in a bad neighborhood even in the winter just to get...
    lilcsmiley lilcsmiley 26-30, F 1 Response Sep 16, 2011

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    Late Taxes

    We have never missed a mortgage payment. But the bank my husband worked for, and who holds our mortgage, downsized him in June. We were late on our spring property taxes. We believed, according to the state, we chad till Nov. 1st to pay them. But the bank w/o a warning phone...
    Illtrickit Illtrickit 36-40, F 1 Response Oct 16, 2012

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    We were forced to sell,

    and now, we're paying 2750 rent on an absolute craphole, and we're looking for a home in a nice area for under 200k, in Morris County, NJ (we're trying to stay near our store).... It feels like we're trying to win the lottery, here.
    Ihaveanaccount Ihaveanaccount 22-25 Feb 7, 2015

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    I Am Losing My Home

    we bought our home 10 years and have been paying on time until one year ago.My husbands business went down he was rob and a customer was killed at the place of business and we never recovered from it,We are owing $850,000 and the house is worth $1,400,000 our credit is not good...
    akusika21 akusika21 51-55, F 1 Response Aug 20, 2013

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    I'm not exactly losing it I guess,

    but me and my family are getting kicked out of my house. I've lived in this house since I was 3 years old and am now 19. This house, this neighborhood, it's all comfortable and now because he would get some extra money my landlord has decided to sell my home, forcing me and my...
    skyblue12 skyblue12 18-21, F Jan 20, 2014

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    We Have to Do a Short Sale On Our Home.

    My husband and I would drive by the models and look at each other and say, "Someday we'll go in and look." One day we finally did. Put a deposit down and started to get everything in order. It took 20 months and 3 hurricanes but the house was finally built. I love my...
    caitilie caitilie 41-45, F 10 Responses Jul 4, 2008

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    Please Pray For Me

    i HARDLY KNOW WHERE TO START.  THINGS HAVE GONE FROM BAD TO WORSE IN SUCH A SHORT TIME.  YOU SEE MY HUSBAND LOST MOST OF HIS PENSION WHEN THE STOCK MARKET HADS IT PROBLEMS.  A VERY LARGE AMOUNT.  HE WAS IN EARLY RETIREMENT AND WE HAD JUST PURCHASED A NEW HOME...
    A10M9 A10M9 56-60 2 Responses Sep 13, 2010

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    I Have Lost Everything In A Matter Of Days!!

    Hello, I am a 22 year old single mother of 2, my beautiful, sweet 5 year old, and my unborn son who I am currently pregnant due in 4 months. One day, my car stopped running. The engine blew, and working a minimum wage job with little hours, I cannot afford to restore my vehicle...
    Mshoover22 Mshoover22 22-25, F 2 Responses Nov 14, 2013

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    I'll Be Losing My Home Soon

    I'll soon be losing my home.   I've only owned it a little over a year. I got laid off from a good paying job a year ago (just 5 months after I closed on this house).  When I bought the house I could afford it.  I don't have an ARM...I've got a good interest...
    Roaring20s Roaring20s 41-45, M 7 Responses Aug 13, 2008

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    Tomorrow My Family Is Homeless

    Tomorrow I will lose my home, I did everything to protect my family that I could.  My husband is terminal and everything fell on my shoulders. I did a bankruptcy to protect our home, we had no credit cards it was only day to day bills and medial bills. What...
    mommy2four mommy2four 41-45, F 2 Responses Jul 19, 2009

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    Life, and Hopless.

    A little while ago [with in the past year], our home got damaged by weather, twice in two months. Both were to the point of needing massive aid, the first time we got it, the second we didn't. We moved, leaving alot behind but still owning the property. After we moved, our lively...
    heartwithout heartwithout 36-40 Sep 19, 2009

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    Has Anyone Worked With Loss Mitigation On a Modification?

    I just submitted my loan modification paperwork to Citimortgage today.  I proposed that they take both my mortgages and modify them from 30 years to 40 years and keep my interest rates the same (I have good interest rates...no ARMS). I'm hoping that they'll seriously...
    Roaring20s Roaring20s 41-45, M 2 Responses Aug 24, 2008

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    Desperately Seeking Hope

    I knew nothing about mortgages, just signed my initials. Five years later I am learning the hard way. We are in a negative amortization loan on our dream home. We owe more than what the house is worth now. We haven't defaulted yet, but on February 1st, our payment more than...
    Hrtbrkg Hrtbrkg 31-35 2 Responses Dec 11, 2011

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    Are They Taking Away Your Home?

    If you are losing your home, consider this... People pay tons of money an hour for an attorney to stand up and defend them against cases like this, but their is a solution, legalshield.com. For only $40 a month you get access to the greatest attorneys in your area, they will...
    Cveca Cveca 18-21 2 Responses Oct 27, 2011

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    What Am I Going To Tell My Kids?

    I am a married mother of a 7 year old boy and 3 year old girl. We have lived in our home for 12 years. I began working full time in 1995 when I was 18. I worked no less than 40 hours per week up until 2011 when I took a buyout from my job. It was a crap-shoot really. If I...
    Nichole5 Nichole5 36-40, F 33 Responses Sep 11, 2013

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    Lengthy Sob Story.

    my dad died recently, we have a little over 100,000 in medical bills, and cant aford to rent our farm style home which we have lived in for 2 years now, which before we moved around for a year after losing our house to forclosure. I cant go through this again. I dont want to live...
    BurningCastle BurningCastle 18-21, F 1 Response Jun 2, 2009

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    Sad

    Ive been in my home 4yrs & because my lanlord didnt pay his morgage so now we are gonna have to move we feel like were being punished we are losing everything we worked hard to get I keep asking god why but only god knows.i know in my heart we are gonna be homeless & we are...
    Elizabeth1967 Elizabeth1967 41-45, F 2 Responses Nov 12, 2013

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    How I Got A Loan Modification

    I tried for almost two years to get a loan modification through my lender, Bank of America. Because, after all the only way to get a loan modification is through your lender - right? Well, yes - that is right. But! I had to find out the hard way that you can get an attorney to...
    markchris markchris 31-35 3 Responses Aug 5, 2011

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    after some consideration and my appointing of the new title of Supreme leader in my organization I have decided to give back to my community by unveiling an expansion to my already...
    SladeTheLegend SladeTheLegend 18-21, M 2 Responses 1 day ago

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    My Son Patrick Patrick is my oldest son. He is the first of four. I lost my third, Andrew because he was premature and only lived for 11 hours and 40 minutes and he died in my...
    Jackie69C Jackie69C 46-50, F 3 Responses 1 day ago

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    So as you all know my boy friend cheated on my with my best friend (roommate) so last night at 2 am ish I went home and knocked on the door and when my parents answered it they...
    Hollyhh Hollyhh 22-25, F 8 Responses 2 days ago

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    I'm driving to a local cafe with my headphones, a good book, and my laptop to get some work done. As I ride on the freeway, I'm jammin Alabama Shakes' "Dunes", singing the bridge...
    Lena1982 Lena1982 31-35, F 3 days ago

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    When I look out my new bedroom window, I see beautiful brown creatures scurrying around our backyard and into the wood beyond our back fence.When I wake up some mornings I smell...
    blackgirlsblush blackgirlsblush 31-35, F 6 Responses 4 days ago

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    Homework sucks ***! We do enough work at school so why do we have to do more at home? And then they give out detentions for not handing it in on time. I'm gonna get so knacked...
    Katy2003 Katy2003 13-15, F 17 Responses 5 days ago

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    The firecracker sound is starting, reminding me again it's Chinese new year's eve. This home is the same desolate as usual, not to mention to a gathering meal. You can't even find...
    ExileMyself ExileMyself 26-30, F 5 days ago

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    I'm scared of losing a lot of my loved ones, but sometimes losing the most beautiful people in my life is what I fear losing the most! (The two families who love me no less because...
    derricksautism derricksautism 18-21, M 6 days ago

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    I guarantee that when I transfer next year, I will miss my mom's home cooked meals. I might even come home on a random weekend just so I can stuff my face with my mom's cooking...
    glassbonespaperskin glassbonespaperskin 18-21, F 1 Response 6 days ago

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    At the root of my behaviour, this simple but constant fear breathes. Every year I watch my parents age, hearing an imaginary ticking clock, counting down the time I have left with...
    sophiebelle27 sophiebelle27 26-30, F 4 Responses 6 days ago

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    Nothing better than being naked for a long time at home. I am very lucky to have a mother that loves me and I get to have a naked day with her when we are home. She is the coolest...
    Jacob090301 Jacob090301 16-17, M 1 Response Feb 4

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    My mom's health isn't the best. Two years ago, she had a stroke and lost the vision in her left eye. Next week she is having surgery on her right eye, in hopes of preventing her...
    angelwings626 angelwings626 46-50, F Feb 4

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    The goal - how to work from home to get a