I Am Not In Debt

Personal Stories, Advice, and Support 66 People

    I have always had a horror of being in debt

    and all my life I have lived within my means.I refuse to have store cards and keep my credit cards down to 2. For many years as a family we ended up at the end of the month with no money in the bank and could rarely afford holidays. I know that in some ways I am fortunate and...
    deleted deleted
    Sep 23, 2014

    Not At the Moment

    Things I would go into debt for: Health - Mental or Physical Home - To keep a roof over my head Education - If I need to learn something that isn't accessible otherwise.
    deleted deleted
    4 Responses Mar 25, 2008


    I just passed a building somewhere between the Red Square and the former headquarters of the KGB, Putin's former employer. There I saw all the signs of the new cult: Bulgari, Maserati, Bentley, Fendi, Ferrari united to convince the passer-by that the worker's paradise changed for...
    moreandless moreandless
    56-60, M
    1 Response Jun 13, 2011


    I do still owe money  for student loans and one more car payment, but other than that, I have no debt.  I do not use credit cards nor do we buy anything on credit. I don't consider myself to be in debt in a way that would cause me to lay awake at night worrying...
    Gem1970 Gem1970
    46-50, F
    1 Response Dec 16, 2008


    I have always managed to live within my means and am very carfeul about what I spend.It means I feel secure but I go without a lot of things some people would think essnstial like a car, a mobile phone, long holodays etc. I like a simple life.
    Fulke Fulke
    70+, M
    Apr 23, 2011

    Never Have Been...never Want to Be

    My logic has always been to only buy what you can afford.  I mean, technically I can get a credit card and buy something I don't have enough money for, but then I have all the stress of paying it off...and if I don't pay it off in enough time, it all gets repossessed. ...
    RopinTexan RopinTexan
    22-25, M
    7 Responses Aug 21, 2008
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