Embarrassed to say I have been living paycheque to paycheque. Shouldn't be the case as I have a good job, but it is. Thankfully, I've managed to stay on track for a week, and am working only with cash now (cards are either cut up or stored away).
I'll have six months of living expenses saved by the end of January. I'm glad I've made it this far, but some days I feel like I'll never be able to save enough for big things like house down payment, big vacations, etc.