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I Hate Debt Collectors

Personal Stories, Advice, and Support 34 People

    Portfolio Recovery Associates Facade -- And Their Ugly Reality

    Back in 2008 Portfolio Recovery Associates harassed me by telephone for two months. They demanded money, but despite my repeated demands, they would never tell me why they were pestering me. Later I learned that this was because the debt they were harassing me over lay far...
    rockyspikes rockyspikes 41-45 1 Response Sep 4, 2010

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    Collectors

    I encourage everybody who has been burned by a debt collector to take action. There is a company in Wichita Kansas called United Management Associates and they have developed a nasty reputation. They are taking payments from consumers and in some cases may not be reporting all...
    generallaw generallaw 41-45 1 Response Jul 25, 2013

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    Arguing With Strangers Is Fun...

    i have student loans that i can't pay right now. i graduated at the worst possible time of the last decade. we're still in a recession. it's so bad that i've applied at mcdonald's and they didn't even call me back. i went to school for graphic design, but everyone is cutting that...
    CreativeChaos CreativeChaos 31-35, F 2 Responses Jan 10, 2011

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    No You Are Not Going To Jail For An Old Payday Loan

    I've had about ten calls in the past couple of days from clients who are victims of a huge scam. People are being called by scammers posing as debt collectors, or prosecutors, or governmental agencies. They are told they owe on an old payday loan and if they don't pay they will...
    AnnDroid7 AnnDroid7 41-45, F 3 Responses Feb 22, 2012

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    I Used to Be a Debt Collector...

    But i never yelled at people and threatened to do bad things to them.  I would watch at times how some of my co workers would just annihilate some people's character.  I never saw the reason to yell at the debtors.  I remember having debtors who would send me...
    deleted deleted 26-30 9 Responses Jan 20, 2009

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    Having Nothing But Still Trying to Collect.....

    I really, really hate debt collectors......Even though i have either updated my information with them, or they have skip traced me thye already know that I have nothing available.  my boyfriend who is currently deployed has decided that he is going to help pay off almost all...
    rosemaria1520 rosemaria1520 22-25 May 5, 2009

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    The Guardian For My Parents

    Basically I am their guardian not really when a unknown caller comes in or a 1-800 number comes in.  I answer the phone if they don't give me enough details i don't let them talk to my parents. Well my parents won't talk to them anyways. Ugh. I rather answer damn poison of a...
    AngelDragon999 AngelDragon999 18-21, F 1 Response Sep 22, 2009

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    Collecting From Me When I Have Nothing

    I am frustrated.  Frustrated because, I know I am in debt, but because I was laid off and on top of it, a single parent of two (without child support coming in), I cannot pay back this debt as my finances are stretched thin and can only cover the basic needs of my...
    WhatMattersCannotBeSeen WhatMattersCannotBeSeen 31-35, F 4 Responses Jan 30, 2009

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    ...That's Why I Decided to Make a Film About Them

    I really just had enough of debt collectors.  So I hired a production crew, did three months of research, and am currently working on a feature length documentary exposing this industry for their questionable, unethical even illegal tatics. I would like to hear from other...
    rareform rareform 26-30, M 2 Responses Sep 17, 2009

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    Related Experiences

    I belonged to a very rich family. Our family was perfect. Vacations, movies, shopping, outings, were all a part of our family. Dad minted good money with his good business sense...
    meaningful2216 meaningful2216 26-30, F 1 Response 6 days ago

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    *We strongly advise all of our purchasers choose professional suggestions from their accountants or economic advisors just before coming into any finance, insurance policy or asset...
    Meljbr26d Meljbr26d 31-35, M 2 hrs ago

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    Considering that all three get-togethers have anything to get from signing onto this type of lease, The key reason why why a lease arrangement of this nature is well known will...
    Noelict Noelict 31-35, M 1 Response 1 hr ago

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    I hate having asian parents. Why? Because they push you so hard in school and wanted a Full marks as always. They wanted me to be a doctor but I wanted to be a vet. I hate it when...
    Mitzeeeeey Mitzeeeeey 13-15, F 3 Responses 6 hrs ago

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    ARA / Fraud and Forensic Services: Judgment Enforcement Did you know that 80% of all judgments go uncollected? If you’ve been awarded a judgment where the principal amount of...
    peytwatson025 peytwatson025 18-21, F Aug 3

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    I have decided to pay off my credit card debt which is $902 at the moment and never go in debt again. today I paid $500 towards my debt. or at-least I would cut 95% credit card...
    cancerian24 cancerian24 22-25, M Aug 4

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    As Everyone Else On Here, I do hate my body. The hate is pretty consistent from day to day. Things I hate include: My mousy brown hair, my weight, my wide feet, and my round face...
    Emilys93 Emilys93 18-21, F 2 Responses 3 hrs ago

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    I hate it, and i know this sounds crazy, but i hate missing school and staying in bed, almost more than i hate the actual symptoms. Dad told me this morning i wasn't allowed to go...
    bridgetdarcy998 bridgetdarcy998 18-21 34 mins ago

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    I really despise my husband. We have been married for over 5 years and I have started to have such angry feelings toward him I could scream. He is an abusive man, he digs into his...
    Anon0526 Anon0526 22-25, F 6 Responses Jul 28

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    Hello everyone:I have been an RN for over ten years. It has been an impossible and hard job every single step of the way. I have given everything to nursing and gotten mistreated...
    NurseNickiRN NurseNickiRN 31-35, F Aug 11

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    My brother held a Canada Day party at his new house. Funny how when he is building it, he seeks my advice but once it's built, not a single invitation. Lol. That's my...
    singlemom1254 singlemom1254 36-40 Jul 30

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    I am sick and tired of my parents telling me that they will do certain things and as soon as I ask about them they pretend they never said it and accuse me of lying about it and...
    stuckinchains stuckinchains 16-17, F 4 Responses 7 hrs ago

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    It sux being here alone wit no one to tlk to...hate being alone...just lookn for sumone to make me feel good
    tonystarkz tonystarkz 22-25, M 4 hrs ago

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    A big pet hate if mine being ignored... Cannot stand it... Not trying to be disrespectful to men or anything... Or cause a stir there, I know all men are different. I have had a...
    Gaffa1234 Gaffa1234 22-25, F 1 Response 3 hrs ago

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    i hate school to we start september 4 but its halfdays the first two days
    kerri012 kerri012 18-21, F 1 Response 3 hrs ago

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    I think this is my problem a lot of the times. The reason I feel happy, sad, angry, depressed or bored is usually effected by being alone or feeling alone.. On here, I can be...
    heartdeflowerboys1 heartdeflowerboys1 18-21, F 3 hrs ago

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    I don't hate anything. EP suggests I make my story longer. Is that long enough?
    SamTheMan234 SamTheMan234 36-40, M 1 hr ago

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    So, I broke up with my ex and I'm now left with over $10,000 in debt from the loans I took out to do the home improvements in a home that I no longer live in. Is it wrong for me to...
    PinkSugarplum PinkSugarplum 31-35, F 2 Responses Jul 24

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    The past of others is what affects me. I thought my family was a good, happy family like they show on tv. But no, in the real world like ours, that's impossible. Cheating...
    emilesfault emilesfault 16-17, M Jul 30

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    Where to start.... the racism and house prices and cost of living and zero opportunity. There's plenty of opportunity if you want to become a cleaner or a garbage man or a cook...
    wigitrelax wigitrelax 31-35, F 8 Responses Jul 30

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    I need these username....for computer debt...
    goodriddance223 goodriddance223 46-50, F 2 Responses Aug 7

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    In Washington I was about to go to college, had a job and a car. Well I go visit my Mom in North Dakota and she drops a bomb shell on me. Shes going to federal prison for this...
    gradyjellyneck gradyjellyneck 18-21, M 2 Responses 6 days ago

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    Leaving my husband has put me in debt. Finding it hard to pay for necessities now. it's depressing and lately the stress has been affecting my health. I try to get out of a very...
    bcali bcali 36-40, F 1 Response 2 days ago

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    Too almost everyone. It bites. Hard. Almost too hard. Am surprised i can breathe. And my debt is small. If i charge for being abused. Lol.
    Livyn4pals Livyn4pals 46-50, M 2 days ago

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    I am in serious debt that I forget how much I owe. It's so sad because I can't even afford to get a bankruptcy lol.
    roselani2005 roselani2005 26-30, F 2 days ago

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    I am blessed to have a roof over my head, food to eat, family who supports me, and a man that loves me. Yes I may be in debt and not have much money, but I am more blessed than a...
    roselani2005 roselani2005 26-30, F 1 day ago

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    If I ever could change ANYTHING in my life, it would have been to NEVER ever have tasted alcohol. It would seriously not been any loss at all! I am no alcoholic. I never drunk and...
    Olmed Olmed 36-40 1 Response Jul 26

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    what i have for myself is beyond hate. i hate everything about myself. i hate my own existence. i hate my parents for having me. i hate god for creating such a weak helpless being...
    SlaveToMyBullshit SlaveToMyBullshit 18-21 1 Response Aug 1

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    I hate the people who said it was okay, it wasn't my fault, and allowed me to be victimized. I hate the people who told me that it was okay that I have depression. Because...
    YesterdayIsOver YesterdayIsOver 13-15, F Aug 9

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    I think I'm in need of physcological help. I hate school, I hate homework, I hate how my mind set hates everything, I hate how I can't change that fact, I hate life, I hate food I...
    MeXYours MeXYours 16-17, F 23 hrs ago

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    I live nearby my cousins houses.. we live in a small neighbourhood consists of few houses... I hate them because they are so mean to me especially these 3 people.. they are toxic...
    thesimpletruth77 thesimpletruth77 36-40, F 1 Response Jul 21

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    I'm adopted. But my Mother and my Sister always tend to gang up on me. Even when I'm sick, or I've been busy or something they complain or they blame for me for something I wasn't...
    rachelharperr rachelharperr 13-15, F Jul 25

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    It didn't use to be this bad. I just felt like being a guy was better, but now it's at a whole other level. I look into a mirror and I see breasts, I see a vagina, and I hate...
    WhiteSparrow127 WhiteSparrow127 16-17, F 2 Responses Jul 26

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    I don't think any girl would enjoy their periods. Surely there are some who are okay with it and accept it as a part of life, but I am definitely not one of them. Firstly, the...
    WhiteSparrow127 WhiteSparrow127 16-17, F Jul 26

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    yes i hate. Because for years he treats my sister and me as we are bad people . As if we are going outside with boys and we do bad actions because his mind is full of these bad and...
    themoodofsolitude themoodofsolitude 18-21, F 1 Response Aug 1

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    I hate myself and I hate my life . My mom will be the death of me. I kno teens go through this "I hate my parents stage" but this is way past a stage. I strongly hate my mom and I...
    BrownSugar96 BrownSugar96 18-21, F 4 Responses Aug 3

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    I hate Myself. SO much it hurts. I'm horribly ugly. I hate that there is sexism. I hate being a girl. I hate my big breasts. I hate my hair, my face, my brain, my everything. I...
    DarkOnTheInside13 DarkOnTheInside13 13-15, F 7 Responses 4 days ago

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    Please don't hate.... haters feed on being hated. Just like lovers grow on love. Become neutral, indifferent... it takes you less energy and feeds them less. I have hated with a...
    mickyisback mickyisback 51-55, M 1 Response Jul 20

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    Let me say this as just hate me for loving so sincere and have no return treat from the one i am in love with. OK! I found out that my girl friend can walk and protest and do...
    Egyptianguy34 Egyptianguy34 31-35, M Jul 22

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