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I Hate Debt Collectors

Personal Stories, Advice, and Support 34 People

    No You Are Not Going To Jail For An Old Payday Loan

    I've had about ten calls in the past couple of days from clients who are victims of a huge scam. People are being called by scammers posing as debt collectors, or prosecutors, or governmental agencies. They are told they owe on an old payday loan and if they don't pay they will...
    AnnDroid7 AnnDroid7 41-45, F 3 Responses Feb 22, 2012

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    The Guardian For My Parents

    Basically I am their guardian not really when a unknown caller comes in or a 1-800 number comes in.  I answer the phone if they don't give me enough details i don't let them talk to my parents. Well my parents won't talk to them anyways. Ugh. I rather answer damn poison of a...
    AngelDragon999 AngelDragon999 18-21, F 1 Response Sep 22, 2009

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    Having Nothing But Still Trying to Collect.....

    I really, really hate debt collectors......Even though i have either updated my information with them, or they have skip traced me thye already know that I have nothing available.  my boyfriend who is currently deployed has decided that he is going to help pay off almost all...
    rosemaria1520 rosemaria1520 22-25 May 5, 2009

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    Collecting From Me When I Have Nothing

    I am frustrated.  Frustrated because, I know I am in debt, but because I was laid off and on top of it, a single parent of two (without child support coming in), I cannot pay back this debt as my finances are stretched thin and can only cover the basic needs of my...
    WhatMattersCannotBeSeen WhatMattersCannotBeSeen 31-35, F 4 Responses Jan 30, 2009

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    I Used to Be a Debt Collector...

    But i never yelled at people and threatened to do bad things to them.  I would watch at times how some of my co workers would just annihilate some people's character.  I never saw the reason to yell at the debtors.  I remember having debtors who would send me...
    deleted deleted 26-30 9 Responses Jan 20, 2009

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    Arguing With Strangers Is Fun...

    i have student loans that i can't pay right now. i graduated at the worst possible time of the last decade. we're still in a recession. it's so bad that i've applied at mcdonald's and they didn't even call me back. i went to school for graphic design, but everyone is cutting that...
    CreativeChaos CreativeChaos 31-35, F 2 Responses Jan 10, 2011

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    Portfolio Recovery Associates Facade -- And Their Ugly Reality

    Back in 2008 Portfolio Recovery Associates harassed me by telephone for two months. They demanded money, but despite my repeated demands, they would never tell me why they were pestering me. Later I learned that this was because the debt they were harassing me over lay far...
    rockyspikes rockyspikes 41-45 1 Response Sep 4, 2010

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    ...That's Why I Decided to Make a Film About Them

    I really just had enough of debt collectors.  So I hired a production crew, did three months of research, and am currently working on a feature length documentary exposing this industry for their questionable, unethical even illegal tatics. I would like to hear from other...
    rareform rareform 26-30, M 2 Responses Sep 17, 2009

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    Collectors

    I encourage everybody who has been burned by a debt collector to take action. There is a company in Wichita Kansas called United Management Associates and they have developed a nasty reputation. They are taking payments from consumers and in some cases may not be reporting all...
    generallaw generallaw 41-45 1 Response Jul 25, 2013

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    Related Experiences

    I have only been with my husband for 4 years... 2 years married. Ever since we got married, he's become anti social. It has really became a huge stress in my life. We argue about...
    onelove2755 onelove2755 26-30, F 1 Response Sep 22

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    I hate my job. I didn't always hate it, but I do now and with a passion. The thing is, I really wanted this job....BAD! When I started here I worked one day a week, four hours...
    gracienglory gracienglory 41-45, F 1 Response Sep 5

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    Well, actually my mom does. So that means I have them too. It all started two years ago, when my biological father spent all of our savings on prostitutes. Then he quit his job...
    CrackedPorcelainDoll CrackedPorcelainDoll 18-21, F 1 Response Sep 13

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    The name's Allie and I'm 25. I always thought that, by this time, things would have either gotten better, or I would have killed myself. Neither have happened, surprisingly. I have...
    Allielost Allielost 18-21, F 2 Responses Aug 30

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    Today I just need to vent. I know that I shouldn't hate her, and that honestly, love - not romantic- but agape or unconditional love is the only way ahead. I honestly don't know if...
    Boredonline4discovery Boredonline4discovery 31-35, M 5 Responses Sep 14

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    Before you say you hate yourself please read this...about me I assure you. You'll feel better about yourself. I'm 24-years-old still living with my parents and although I don't...
    Concerto Concerto 22-25, F 5 Responses 18 hrs ago

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    I hate people that are so stupid they literally suck the life out of everyone by taking themselves too f***ing seriously. I hate people who do not understand sarcasm even when it's...
    adianoeta adianoeta 26-30, F 2 Responses 6 hrs ago

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    i'm addicted, i was off it for 4 months and feeling good about myself,but now iv'e relapsed,and i'm feeling miserable!! i ruined my life through gambling.i dont know what to do...
    cowshed123 cowshed123 31-35, M Sep 9

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    I am 5 thousand dollars in debt. My phone bill sky rocketed. I'm not pretty enough to be a sugar baby. My family can't help :/ ugh!!!!
    SydneyLockwood SydneyLockwood 22-25, F 2 Responses Sep 15

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    It seems like I have always been in debt.:( It's my fault for not paying more attention to my credit when I was younger.:( Right now, I get child support & social security. I...
    RubyLane RubyLane 41-45, F Sep 18

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    I have always had a horror of being in debt and all my life I have lived within my means.I refuse to have store cards and keep my credit cards down to 2. For many years as a family...
    Wulfstan Wulfstan 70+, M a week ago

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    i hate it when my close friends get me mad and i say 'u r so dirty, never touch me, please' :( i hate myself for putting people away but also hate myself for letting them into my...
    lynncaulfield lynncaulfield 18-21, F 7 hrs ago

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    Hypocritical beyond belief . WBC needs to get their story straight, that's right WBC there's an element of you that's not straight (heaven forbid). I have been absolutely...
    tstst tstst 46-50, M 9 hrs ago

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    I seriously hate love. Its like whenever I see my dream girl/guy love reminds me that I'm never ever going to date them because they are either in a relationship or they don't like...
    LustyAnon LustyAnon 22-25, M 7 hrs ago

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    I HATE when people fish for compliments! No, no dont go fishing! We aint gonna give you a compliment! Then what annoys me even more is when some idiot gives them a compliment and...
    LLAMAAAA LLAMAAAA 13-15, F 18 hrs ago

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    I hate being married to my husband he is a big disappointment. I can't believe I have wasted 13 years of marriage and over 18 years with him. We have 4 children who are embarrassed...
    SkylarPeach SkylarPeach 36-40, F 1 Response 17 hrs ago

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    I hate it when people complain how ugly they are yet they have a lot of pictures of their self online. When someone tells them they're attractive, they can't accept it and keep...
    WhatTheFrenchToast WhatTheFrenchToast 18-21, M 1 Response 15 hrs ago

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    She makes me sick to my stomach that I had to unfriend her on Facebook and I don't care if she hates me. I can't stand her. She is a single mother that doesn't know her role as a...
    barney2014 barney2014 26-30 1 Response 14 hrs ago

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    Who doesn't hate school? Probably just some people who really have a great school life. Well, I'm definitely not one of them. They said that we could make friends at school. True...
    EmotionlessDude EmotionlessDude 13-15, M 2 Responses 14 hrs ago

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    It's 6am here. I wake up, It's suppose to be quiet, calming even with the rain pattering on the window. The perfect atmosphere to sleep to. A most calming lullaby. I am awaken by...
    Sometimesilence Sometimesilence 18-21, F 2 Responses 12 hrs ago

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    My mum walked out when i was 13 I have a younger sister 11.My Dad found someone new and she was real nice with 2 daughters younger than me 11 and 9.All went well untill the marrige...
    Emmag44 Emmag44 22-25, F 1 Response 12 hrs ago

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    At a sleepover with my friends and they all think I have an eating disorder and made me eat a two meals and it was horrible and I hate food so much too cause all I want to be is...
    starvetobeskinny starvetobeskinny 18-21, F 1 Response 11 hrs ago

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    I just want to ******* die. I hate this place. I have everyone. I don't want to love anymore
    Poth15 Poth15 16-17, F 4 Responses 8 hrs ago

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    i am exactly what society hates and finds unattractive and i have to wake up in disgust for myself every ******* day. im not even wanted by any man. i look like a boy in the body...
    unlovednbroken unlovednbroken 18-21, F 6 Responses 7 hrs ago

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    I hate being near with drunk people. I find it annoying. Especially if it's my boyfriend. My bf soon to be husband like to get wasted. He's acting like some college boys. He'd...
    LovelyLilly13 LovelyLilly13 22-25, F 6 hrs ago

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    I hate being near with drunk people. I find it annoying. Especially if it's my boyfriend. My bf soon to be husband like to get wasted. He's acting like some college boys. He'd...
    LovelyLilly13 LovelyLilly13 22-25, F 6 hrs ago

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    I hate getting spanked but tomorrow's the big day for one. I need this and deserve it. My boo says he's going to take his belt off and make sure it's a lesson that I don't forget...
    PaddledDawn PaddledDawn 36-40, F 5 Responses 5 hrs ago

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    I do hate fake people because I am honest about myself. I don't want anyone wasting my time or trying to trick me. I'm not doing that to anyone. My pro pic is of me and my words...
    day24dreamer7 day24dreamer7 18-21, M 2 Responses 5 hrs ago

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    I will write this Experience/Story in the comments section below! Because the content got blocked the first time I tried uploading it! God I **$&@"-/;/ hate EP sometimes!!!
    MilitaryHistoryNerd94 MilitaryHistoryNerd94 18-21, M 1 Response 4 hrs ago

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    I don't hate anyone but I know from losing a boyfriend at 20 and my sons father when I was 22 both of whom killed at the scene and the drunk drivers without a scratch that it's...
    Onecoolchick Onecoolchick 36-40, F 1 Response 51 mins ago

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    Not so much of dressing. I just hate waking up in the mornings
    andreaespe andreaespe 18-21, F 1 Response 50 mins ago

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    Thanks, Taylor. That sounds like a great idea! "Shake It Off" "I stay out too late Got nothing in my brain That's what people say, mmm-mmm That's what people say, mmm-mmm I go on...
    Aimee17 Aimee17 41-45, F 1 Response Sep 11

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    I hate my legs. I'm only 18, I have stretch marks, so much hair. They're huge, They're not tight. I can't seem to shave them right. I hate my stomach. It's big, it's pale, it's...
    leboyd leboyd 18-21, F 5 Responses Sep 5

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    Both of my sisters have ruined my childhood and are still continuing to haunt me every day. The thought of them makes my blood boil and I can't even describe how much I hate hate...
    D2BA D2BA 18-21, F 5 Responses Sep 9

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    No joke... I hate my school, I hate my teachers, I hate the students! I hate my family! I hate my ****** up lungs I hate my brain! I hate everyone who bully's me I hate the...
    Chocolate29 Chocolate29 13-15, F 1 Response Sep 11

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    I'm just glad I found a place where I can say I HATE HER! I HATE HER!! I HATE HER!! I have never hated anyone in my life but I hate her!! I hate her for the way she treats me & my...
    DAK1969 DAK1969 41-45, F 7 Responses Sep 1

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    I hate my life, I hate my age, I hate my hair, I hate my eyes, I hate every body part I have, I hate my past decisions, I hate my current decisions, I hate my family, I hate my...
    lonelygypsy lonelygypsy 13-15, F 2 Responses Sep 3

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    I ******* hate my self so much. I hate everything about me nothing I ever do is good enough or how I look is horrid all the ******* time. I always look gross and ugly everyday. I...
    mymindsalivingnightmare mymindsalivingnightmare 13-15, F 4 Responses Sep 9

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    I hate going outside and just siting around because im scared my neighbors will be looking at me. there back windows face our backyard its really awkward. I hate the need to do...
    rosepetalsgirl rosepetalsgirl 18-21, F 2 Responses Sep 13