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I Have Bad Credit

Personal Stories, Advice, and Support 45 People

    As In People Right ?

    like ppl dont believe me and or listen to what i say kinda .. and like yar .. but thats jus it, im looking for a lot of better ppl than the ppl iv met so far .. but i so have met ppl on the exact page at the exact time .. so i kno its not jus me, atleast im willing to even go...
    wezamuntkee wezamuntkee 36-40, M 1 Response Sep 15, 2007

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    Chippin' Away The Ole' Debt Block...zen Style

    I got a credit card when I was 20 and it was a measly $300. I said I would use it for gas, but of course I ended up using it for other things and since it's such a small amount, it got filled up easily. I didn't know you were supposed to only use, at most, 50% of your credit card...
    commonthread commonthread 22-25 2 Responses Apr 1, 2012

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    Potential Help For People With Bad Credit (Feel Free To Ignore If Not Interested)

    All, I've read quite a few stories of folks that are living under the cloud of bad credit. It can be incredibly difficult to live the life you've always wanted when so many doors are closed to you. I just thought some of the folks here would like to know that I'm working at a...
    zapbrannigan1 zapbrannigan1 36-40 2 Responses Nov 12, 2012

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    Got a credit card at age 18

    and it was a downward spiral from there. Now, I'm working on rebuilding it.
    guideme2truth guideme2truth 26-30, F Aug 13, 2014

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    I Am Ashamed

    to say it, but it's true. I got into a car accident many years ago, and as a result of having to sue because the other person's insurance wouldn't pay, etc.  I lost my job, (because of the injury) and things just snowballed, and got way out of control.  I was really...
    deleted deleted 26-30 1 Response Sep 30, 2007

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    Protecting Your Credit At a Young Age Is Paramount

     I can definitely agree with the writer of the article "I Have Bad Credit."  This is NO joke (especially when you've reached my age).  I just met a very inspirational young man who is writing a book that's coming out in '09 I believe that will help a...
    tyoungmil tyoungmil 41-45 1 Response Aug 21, 2008

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    Bad Credit

    Bad credit,You must be joking,Not I,Excuse me,There's some mistake,You've got the wrong bloke!
    lazycrazybasket lazycrazybasket 46-50, M 1 Response Dec 2, 2011

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    No Fico Credit Card Program

    We have started our NO FICO CREDIT CARD PROGRAM for the next 45 people after that we will not start again until the middle of October to accomodate the ones we already have on file!!! If you are interested send me your name, email address, phone number, and city and state you are...
    getcreditnow getcreditnow 41-45 1 Response Sep 28, 2010

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    Early 20's Mess

    Agh where do I start? I was very very irresponsible with my spending habits when I was younger. Funny thing is that I swore that I would never fall into the credit card trap... And then a credit card was given to me. After the first, came a second, third, and you get the...
    Jas10 Jas10 26-30, F 6 Responses Jan 1, 2012

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    Beautiful

    I was recently denied for a secured credit card.  How is that possible?  I thought that because I was supplying the money for the credit limit, it'd suffice??     I was told to challenge items on my credit report.  Thing is, I've already...
    Inknote Inknote 22-25, F 1 Response Mar 9, 2009

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    My Credit Is Really, Really Crappy

    Okay, i am a 31 year old with really, really bad credit.  So bad infact my score is 505.  I am trying to get myself out but everytime i try something goes wrong.  My wages have been garnished twice, so i end up with no extra money to pay off my old debts when that...
    Tryingtogetout Tryingtogetout 31-35, F 7 Responses Nov 24, 2009

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    Related Experiences

    I have been friends with this girl (let’s call her Squirrel) for about 20 years. And she is the most selfish, self-centered person on the planet! She only cares about herself...
    jennythedreadful jennythedreadful 26-30, F 1 hr ago

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    I just dumped my boyfriend.. And i feel so bad about it.. His family knew me and they liked me so much, but i just could not continue with him anymore.... My mom was advising me to...
    Theonestar Theonestar 18-21, F 2 Responses 3 hrs ago

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    I love the bad effects that being a very heavy cigarette smoker have on my body! I've been smoking 1ppd since 11 and 3ppd since 17. I love what smoking do heavily does to my body...
    GirlyBoy6969 GirlyBoy6969 26-30, T 2 Responses 3 hrs ago

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    Hi, I get the feeling you found what I posted last time... and I must say I am totally embarrassed to be posting online like this. But, it's the only way I can communicate with you...
    bluebird144 bluebird144 22-25, F 4 hrs ago

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    Used listerine. Tongue swelled up.
    Converted Converted 46-50, M 4 hrs ago

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    Well, Everyday feels like it's a bad day. I just can't help feeling so down all the time.
    ThePiggycorn ThePiggycorn 13-15, M 13 hrs ago

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    All my life coping with anxiety. So many psychologists that I can't remember the number. I'm coming back to school and I would like to know why I find to do a normal activity, an...
    mmorgam mmorgam 41-45, F 2 Responses 16 hrs ago

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    I met this Italian lady (29 now) 2 years ago when visiting a friend. We were both struck by lightning and fell in love with each other though we did not mention it at the time. She...
    DutchDaniel DutchDaniel 26-30, M 5 Responses 1 day ago

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    How can I get my fiance to get on board with saving for a house? he wants a house, but doesn't want to start saving, getting his credit started, or want to hear about my plans on...
    noncomm noncomm 22-25, F 1 Response 3 days ago

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    My memories of 5th grade are for the most part negative. I started at a new school when I was in 5th grade and I was 10 years old at the time and wore dresses and white pantyhose...
    allisonhashope allisonhashope 13-15, F 3 days ago

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    A mortal conducts spiritual economics in his or her life, amassing credit and debt. Tell me, Dear Reader, how indebted are you by now? How vast the imbalance between good deeds...
    WripTyde WripTyde 46-50, M 2 Responses 5 days ago

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    I was raised in a home where my dad treated my mum like filth which led to me being with a controlling physically and mentally abusive man. I remember the one time I asked my dad...
    deleted deleted 26-30 1 Response 5 days ago

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    On the night i get brave. Brave enough to ask motorists for help. None come close. Lol.
    Converted Converted 46-50, M 6 days ago

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    Over many years I have gained some valuable information. It doesn't matter of how you look like to people, just to you. That might seem kinda hard because everyone's opinion...
    DavidHamilton1 DavidHamilton1 16-17, M 1 Response 6 days ago

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    Muchas personas se preguntan por qué nunca parece tener nada de dinero. Ellos saben que ganan un ingreso decente, pero nunca parece tener ningún dinero sobrante...
    creditosrapidos10min creditosrapidos10min 26-30, M Aug 25

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    (Image credit: https://commons.wikimedia.org/wiki/User:Kokin)(Image credit: https://commons.wikimedia.org/wiki/Special:Contributions/Barbaralv8)I created this group cuz I came...
    LordJackass LordJackass 18-21, M 1 Response Aug 24

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    I spent my summer working as a gymnastics coach. I worked with 3-6 year olds a few hours a week, and in return the gym owner credited my account $9 an hour. I love working there.
    Elly2020 Elly2020 13-15, F Aug 24

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    Since I am a little girl I remember that I had difficulty making friends. When I was growing up I always had just one friend that I would not separate of, but that friendships...
    MRX45 MRX45 18-21, F 3 Responses Aug 23

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    My Fake Mother is extremely lazy and constantly stresses that she has to do everything in the house, taking all the credit, when I'm the one who does all of the work, in regards to...
    ONESTARRYSTARRYNIGHT ONESTARRYSTARRYNIGHT 26-30, F Aug 22

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    Bit into cold pizza. A tooth broke off. The tooth had a cap. Went to dentist years ago. For that tooth. Dentist was greedy ego. Billed state for four teeth capped...
    Converted Converted 46-50, M 1 Response Aug 22

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    I'm trying my best to not let this concern me but its so hard. Maybe you can give me insight. My best friend told me she is two months pregnant and is going to keep it. I feel very...
    courtcourt94 courtcourt94 18-21, F 2 Responses Aug 20

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    the laughing stock of those who enjoyed so much the situation of one's suffering, but no matter how it pierced the heart, crumpled the morale, head high.. walk straight... you know...
    catacomb catacomb 66-70 Aug 19

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    Everything 30 feet and further is kinda blurry
    b30allen18 b30allen18 18-21, F 1 Response Aug 19

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    I could be bounded in a nut shell and count myself a king of infinite space, were it not that I have bad dreams.
    Weirdfacedkidii Weirdfacedkidii 16-17 Aug 19

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    I'm 16 and I'm in totally and crazy love with him. I love him so much. I think that it's not only in my mind and I think that he likes me too. I'm not sure. Can you help me please...
    Erica017 Erica017 16-17, F 1 Response Aug 18

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    My phone got lost and stolen over the weekend... why couldn't that person be honest and turn in my phone?? I hope God strikes that person dead for stealing MY phone! I had to buy a...
    noaht43 noaht43 41-45, T 1 Response Aug 17

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    I was born with great talent, I learned to fix computers when I was a kid, excelled at martial arts and video games, slept in classes and got good grades anyway, could always see...
    anon8369 anon8369 31-35, M 1 Response Aug 16

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    It's so weird having him gone. I can't help but cry. And bc of my stupid ex I keep think about the what if? Like what if he cheats on me or what if I get hurt
    maebugg maebugg 18-21, F 1 Response Aug 16

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    Lost my magnifyer. Now reading ep will be rough. Much like life.
    Converted Converted 46-50, M Aug 15

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    Rats!! Maybe next time il win the jackpot
    theusunghero3 theusunghero3 26-30, M Aug 15

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    When am I gonna win the 💷💶💵??
    theusunghero3 theusunghero3 26-30, M 1 Response Aug 15

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