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I Have Bad Credit

Personal Stories, Advice, and Support 45 People

    Beautiful

    I was recently denied for a secured credit card.  How is that possible?  I thought that because I was supplying the money for the credit limit, it'd suffice??     I was told to challenge items on my credit report.  Thing is, I've already...
    Inknote Inknote 22-25, F 1 Response Mar 9, 2009

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    Potential Help For People With Bad Credit (Feel Free To Ignore If Not Interested)

    All, I've read quite a few stories of folks that are living under the cloud of bad credit. It can be incredibly difficult to live the life you've always wanted when so many doors are closed to you. I just thought some of the folks here would like to know that I'm working at a...
    zapbrannigan1 zapbrannigan1 36-40 2 Responses Nov 12, 2012

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    As In People Right ?

    like ppl dont believe me and or listen to what i say kinda .. and like yar .. but thats jus it, im looking for a lot of better ppl than the ppl iv met so far .. but i so have met ppl on the exact page at the exact time .. so i kno its not jus me, atleast im willing to even go...
    wezamuntkee wezamuntkee 36-40, M 1 Response Sep 15, 2007

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    Bad Credit

    Bad credit,You must be joking,Not I,Excuse me,There's some mistake,You've got the wrong bloke!
    lazycrazybasket lazycrazybasket 46-50, M 1 Response Dec 2, 2011

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    Protecting Your Credit At a Young Age Is Paramount

     I can definitely agree with the writer of the article "I Have Bad Credit."  This is NO joke (especially when you've reached my age).  I just met a very inspirational young man who is writing a book that's coming out in '09 I believe that will help a...
    tyoungmil tyoungmil 41-45 1 Response Aug 21, 2008

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    I Am Ashamed

    to say it, but it's true. I got into a car accident many years ago, and as a result of having to sue because the other person's insurance wouldn't pay, etc.  I lost my job, (because of the injury) and things just snowballed, and got way out of control.  I was really...
    deleted deleted 26-30 1 Response Sep 30, 2007

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    Got a credit card at age 18

    and it was a downward spiral from there. Now, I'm working on rebuilding it.
    guideme2truth guideme2truth 26-30, F Aug 13, 2014

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    My Credit Is Really, Really Crappy

    Okay, i am a 31 year old with really, really bad credit.  So bad infact my score is 505.  I am trying to get myself out but everytime i try something goes wrong.  My wages have been garnished twice, so i end up with no extra money to pay off my old debts when that...
    Tryingtogetout Tryingtogetout 31-35, F 7 Responses Nov 24, 2009

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    Chippin' Away The Ole' Debt Block...zen Style

    I got a credit card when I was 20 and it was a measly $300. I said I would use it for gas, but of course I ended up using it for other things and since it's such a small amount, it got filled up easily. I didn't know you were supposed to only use, at most, 50% of your credit card...
    commonthread commonthread 22-25 2 Responses Apr 1, 2012

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    No Fico Credit Card Program

    We have started our NO FICO CREDIT CARD PROGRAM for the next 45 people after that we will not start again until the middle of October to accomodate the ones we already have on file!!! If you are interested send me your name, email address, phone number, and city and state you are...
    getcreditnow getcreditnow 41-45 1 Response Sep 28, 2010

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    Early 20's Mess

    Agh where do I start? I was very very irresponsible with my spending habits when I was younger. Funny thing is that I swore that I would never fall into the credit card trap... And then a credit card was given to me. After the first, came a second, third, and you get the...
    Jas10 Jas10 26-30, F 6 Responses Jan 1, 2012

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    Related Experiences

    Holy ****... Mood swings.. Having a major mood swing today.. Influenced by the one and only PMS... Decided I'd get really bitchy and have a go at people... But yet be an angel to...
    Catho Catho 18-21, F 1 hr ago

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    I didn't do well in this test. but they heard about my results. they literally didn't give me a minute of computer time since then. but what can i do? i did the best i can! and...
    player6598 player6598 13-15, M Apr 28

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    i dont know why the bad luck is always following me i wanna die??????
    imanb99 imanb99 13-15, F 3 Responses 2 days ago

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    Know what, to hell with this sudden bad mood. Ima find some good movies to distract myself. See ya, guys!
    MienaMena MienaMena 26-30, F 2 days ago

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    I have days where I just shut down. Yeah, I'm doing okay and better than I was. Though I have those days where I'm sad and don't do anything. I hate those days
    EssSmith EssSmith 16-17, F 3 Responses Apr 24

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    I have the same dream over and over nearly every time I go to sleep. Since September.... Someone I really care about that won't talk to me killing himself and its terrifying and I...
    AsCharleigh AsCharleigh 18-21, F Apr 28

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    The smallest things put me in the worst mood. Someone says a small comment and I want to rip their neck out with my teeth. I have absolutely no way of releasing my anger. I've...
    maroonmonsterchip maroonmonsterchip 13-15, F May 11

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    I have the worst friends. I'm always there for them and yet they are constantly ditching me or they'll go weeks without talking to me. ;( ;( ;(
    gjf112 gjf112 16-17, M 1 Response May 11

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    Yesterday I'd felt like I was still awake though I was sleeping, if that makes sense at all. I had a dream about living in this little worn down shack and for some reason I was...
    Britt4ny Britt4ny 70+, F 1 day ago

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    Particularly with guys. Somehow the universe messes with the stars and destines me with men who i find very attractive, to be gay. I am for gay people, don't get me wrong, but i...
    Garcinia Garcinia 16-17, F 1 Response Apr 26

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    I go out to eat for the first time in like 2 months and now I'm sick. Great.
    akaShaun akaShaun 16-17, M 3 Responses May 1

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    My day didn't even start yet but I know it probably won't be a good one. I just woke up feeling sad and angry. Right now I feel very irritated and im sitting here in silence...
    anonamanda001 anonamanda001 18-21, F 2 Responses May 5

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    Yah...My brother bad to me and sometime he have bad luck in his life
    baem baem 13-15, M 1 Response a week ago

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    doing the dishes never takes as long as I think it will. when I look over at a full sink I think "ugh. that'll take like four hours!!" I have bad time judgment. dishes take like 45...
    ZenaMarie ZenaMarie 22-25, F 5 Responses Apr 27

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    I am 17 years old. I have danced (ballet, tap & freestyle) since I was 3, I also do other sports activities. I work in an office so am sat down a lot of the time. I will admit I am...
    AHelpfulLover AHelpfulLover 16-17, F May 12

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    On good days. I truly believe this dream can come true. That if I work hard and give it my all I'll end up fine. But then I have bad days. Where I feel like maybe this is all in my...
    silentbirdy silentbirdy 16-17, F 2 days ago

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    Ok, y'all ready for another rant? Here we go in 3...2...1...NOW! I have a classmate named Sylvia. She is SO. FŬCKING. ANNOYING (there's gonna be a lot of letters with weird...
    BlueMetalChick BlueMetalChick 18-21, F 9 Responses 18 hrs ago

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    "Booksmart" "You don't use your brain" "Do not make decisions on your own anymore, ask me before you do anything" "F*** U" "Stupid" "Lazy" And that's not even half of it. I can...
    DearYou DearYou 22-25, F 1 Response Apr 25

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    A letter I would write to my ex: Hey So just a quick overview of everything we went through together: When I met you, you had a history of bad relationships, including...
    SeeJayEss SeeJayEss 16-17, M 6 hrs ago

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    I have adhd like a b****. growing up i always knew i was different from other kids. i felt it. i was always in my own world, i never payed attention in class. cause it was about...
    Muffin19 Muffin19 18-21, F 1 Response Apr 28

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    I was great, I mean really. 18 years with my perfect girl and lucky enough to marry her, but I recently cheated on her and felt so bad about it I told her...AM I BAD?
    paulleigh1977 paulleigh1977 36-40, M 5 Responses 17 hrs ago

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    I am bad, I'm bad!! am always thinking about it!
    Yesuhhuh Yesuhhuh 26-30, M 16 hrs ago

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    Penger ledelse tips for brudepar Forskning viser at pengesaker er ofte sitert som en av de viktigste årsakene til ekteskapelig konflikt Man kan være en spender og den andre, en...
    luisraujo luisraujo 26-30, M May 11

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    I've never even been diagnosed with anxiety before, but I KNOW I have it. My parents refuse to take me to a psychiatrist, I've seriously begged them to take me, and I can't go by...
    kaylynx kaylynx 16-17, F 5 Responses 5 hrs ago

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    Although I'm a lot better than I was a few months ago, I still have very bad days. Today is one of them. I'm just failing to see the point in my life and feeling let down by...
    Brokenheartblacksoul Brokenheartblacksoul 26-30, F 1 Response 3 hrs ago

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    I have a little bit of a different experience that use to happen to me, thank god i finally got out of the house and got my own life and i have never been so happy and so "free...
    link9us link9us 26-30, M 1 Response May 3

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    My mom was always pretty ambitious when I was a little kid. She started her own small online store alongside my dad before I was born. But soon she was ready to move onto something...
    anon1296 anon1296 18-21, F 1 Response 4 days ago

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    Twenty years ago I suffered a brain injury during a drug experience. In some ways it I contributed to it, it's hard to say that I caused it because the aftermath is something I...
    mohinder23 mohinder23 36-40, M 4 days ago

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    I have a serious problem. I have a huge crush on my civics teacher and hes like, 40. Hes goofy and smart and handsome. I hate that I feel this way though. I have been hospitalized...
    justagirl428 justagirl428 13-15, F 58 mins ago

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    I don't ever want a credit card. I don't ever want a bank account because banks take out your money. You can have $700 in a account. You don't remove money out the account yet. You...
    lorrena19 lorrena19 18-21, F 2 Responses May 14

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    I just had a bad dream about finding a lost dog and it took forever to read the phone number on the tag. finally I could decipher it and called. it was an old lady who just didn't...
    orange200 orange200 46-50, F 12 hrs ago

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