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I Have Bad Credit

Personal Stories, Advice, and Support 45 People

    Chippin' Away The Ole' Debt Block...zen Style

    I got a credit card when I was 20 and it was a measly $300. I said I would use it for gas, but of course I ended up using it for other things and since it's such a small amount, it got filled up easily. I didn't know you were supposed to only use, at most, 50% of your credit card...
    commonthread commonthread 22-25 2 Responses Apr 1, 2012

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    Potential Help For People With Bad Credit (Feel Free To Ignore If Not Interested)

    All, I've read quite a few stories of folks that are living under the cloud of bad credit. It can be incredibly difficult to live the life you've always wanted when so many doors are closed to you. I just thought some of the folks here would like to know that I'm working at a...
    zapbrannigan1 zapbrannigan1 36-40 2 Responses Nov 12, 2012

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    Protecting Your Credit At a Young Age Is Paramount

     I can definitely agree with the writer of the article "I Have Bad Credit."  This is NO joke (especially when you've reached my age).  I just met a very inspirational young man who is writing a book that's coming out in '09 I believe that will help a...
    tyoungmil tyoungmil 41-45 1 Response Aug 21, 2008

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    Bad Credit

    Bad credit,You must be joking,Not I,Excuse me,There's some mistake,You've got the wrong bloke!
    lazycrazybasket lazycrazybasket 46-50, M 1 Response Dec 2, 2011

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    As In People Right ?

    like ppl dont believe me and or listen to what i say kinda .. and like yar .. but thats jus it, im looking for a lot of better ppl than the ppl iv met so far .. but i so have met ppl on the exact page at the exact time .. so i kno its not jus me, atleast im willing to even go...
    wezamuntkee wezamuntkee 36-40, M 1 Response Sep 15, 2007

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    My Credit Is Really, Really Crappy

    Okay, i am a 31 year old with really, really bad credit.  So bad infact my score is 505.  I am trying to get myself out but everytime i try something goes wrong.  My wages have been garnished twice, so i end up with no extra money to pay off my old debts when that...
    Tryingtogetout Tryingtogetout 31-35, F 7 Responses Nov 24, 2009

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    I Am Ashamed

    to say it, but it's true. I got into a car accident many years ago, and as a result of having to sue because the other person's insurance wouldn't pay, etc.  I lost my job, (because of the injury) and things just snowballed, and got way out of control.  I was really...
    deleted deleted 26-30 1 Response Sep 30, 2007

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    Got a credit card at age 18

    and it was a downward spiral from there. Now, I'm working on rebuilding it.
    guideme2truth guideme2truth 26-30, F Aug 13, 2014

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    Early 20's Mess

    Agh where do I start? I was very very irresponsible with my spending habits when I was younger. Funny thing is that I swore that I would never fall into the credit card trap... And then a credit card was given to me. After the first, came a second, third, and you get the...
    Jas10 Jas10 26-30, F 6 Responses Jan 1, 2012

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    Beautiful

    I was recently denied for a secured credit card.  How is that possible?  I thought that because I was supplying the money for the credit limit, it'd suffice??     I was told to challenge items on my credit report.  Thing is, I've already...
    Inknote Inknote 22-25, F 1 Response Mar 9, 2009

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    No Fico Credit Card Program

    We have started our NO FICO CREDIT CARD PROGRAM for the next 45 people after that we will not start again until the middle of October to accomodate the ones we already have on file!!! If you are interested send me your name, email address, phone number, and city and state you are...
    getcreditnow getcreditnow 41-45 1 Response Sep 28, 2010

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    Related Experiences

    People usually compliment me on my breasts. Until recently, I didn't like my body... I really don't like it right now either. I'm short and overweight (not by too much, but not...
    Storiesnotforthefaintofheart Storiesnotforthefaintofheart 18-21, F 19 mins ago

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    The tiniest comments put me in such a funk! I was bsing with one of my favorite customers about life and cancer and hardships etc. she finishes off the conversation with "do you...
    Whatsmystory Whatsmystory 26-30, F 1 Response 1 hr ago

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    Why do I feel bad about everything I do ? I smoke and drink but when I do I feel bad about it all the time do I have too much of a guilty personality because I just wish I could...
    tweakk21 tweakk21 18-21, M 2 Responses 1 hr ago

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    It's so bad sometimes it gets to the point where I can't leave my house and I think that I'm stupid and an idiot /).(
    jessythekittenx jessythekittenx 18-21, F 2 Responses 1 hr ago

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    To preface this, I need advice on how to deal with my anxiety, how to manage my emotions and how to make friends... Currently I smoke week when I am stressed or sad or anxious...
    MyMindCravesNectar MyMindCravesNectar 22-25, F 3 Responses 4 hrs ago

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    I Have Random Thoughts My top 10. Opinions are mine and mine alone. Don't like them. Go away. 1. Without coffee I think I would be in a coma or dead. 2. A nice tattoo or nice...
    mslvr01 mslvr01 46-50, M 4 hrs ago

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    I woke up to my family yelling about drugs, that was at 9:30am and now it's 11:30am but I saw a grandfather who I haven't seen in like 3 years ago. That was good
    dominick6 dominick6 13-15, M 5 hrs ago

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    I started watching "Bad Ink" on Netflix.. and I decided I want to go to Vegas to get a job in the mermaid tank being a mermaid... Why shouldn't I do something I love in a bad...
    Illll Illll 31-35 5 hrs ago

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    On the flip-side of the pick up line, I have a pin that says "I like your approach. Now let's see your departure"
    painterchick painterchick 36-40, F 1 Response 5 hrs ago

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    Okay so one part if my dream I was chasing my dead dog who was running away. I wanted to catch her so bad and I did the first time after running after her for a few blocks. The...
    MaryAlias MaryAlias 22-25, F 1 Response 6 hrs ago

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    I was in a relationship for about a year and a few months and i broke up about a month ago. My ex asked me to stay friends but I rejected and since that time he didnt talk to me...
    vanessa8599 vanessa8599 18-21, F 6 hrs ago

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    I would like to have a friend who have sweaty hands like me because she can understand how I feel and I do not have to feel embarrassed about my hands and can be myself around them...
    ternat567 ternat567 22-25, F 7 hrs ago

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    In any case, as you have presumably discovered, that flexibility includes some significant pitfalls. You are completely in charge of your profession advancement, must search out...
    Tuhamjehulariyo Tuhamjehulariyo 22-25, F 7 hrs ago

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    I love people watching. Generally it tends to happen when I'm eating out on my own and wifi/3G is bad. But I've always been fascinated by the way people carry themselves. You can...
    AthenaJones AthenaJones 36-40, F 7 Responses 7 hrs ago

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    Well yesterday was probably the least fun birthday iv had in forever, and today's just gonna be bad to follow. Alone as always and sad as ever, why don't i just end this misery.
    Bubbalicious93 Bubbalicious93 18-21, F 1 Response 8 hrs ago

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    Have you ever tripped over a branch? How about a root?
    KiwiRota KiwiRota 18-21, M 11 hrs ago

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    One day, I badly wanted to know who helped to guide me through life, so I laid down, & asked for my spirit animal to please show him/herself. I fell asleep & I dreamed of an open...
    CheyenneShands CheyenneShands 13-15, F 12 hrs ago

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    First let me express my deepest gratitude for this site, and this group. I'm a 23 year old female from the depths of one of the most religious and conservative places in the US. I...
    poliscinerd25 poliscinerd25 22-25, F 13 hrs ago

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    Grrrrrr. Kinda pissed off right now! Punching in your face sounds good right about now! To bad I can't!
    BeautifullySickkk BeautifullySickkk 31-35, F 5 Responses 13 hrs ago

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    My ex-friends sucked. There were the little things. Just typical teenaged small problems that would roll off my back. I'd be the third-wheel whenever I was in a group with them...
    sabertigersab sabertigersab 18-21, F 13 hrs ago

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    I have bad anxiety I'm always thinking my illness is going to make me stop breathing and them I start to get a bad feeling and it really bothers me
    newhope123 newhope123 31-35, M 14 hrs ago

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    I wonder if I have a secret admirer on my hands. I did the wrong thing and looked at an astrology report suggested by others. It told me that I had a secret admirer and that his...
    Holii35 Holii35 31-35, F 1 Response 15 hrs ago

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    Some days I miss her more then I should. I don't even want to go to the gym today! Which is really bad cuz I'm there like 4-5 days a week for at least and hr. Why does she have...
    missingmag missingmag 41-45, M 19 hrs ago

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    With latest swiss technology everyone can get fixed teeth in 3 days without cut; no bone grafting ; no waiting This technique is specially for senior citizens ; diabetic patients...
    rohanvirani rohanvirani 31-35, M 1 day ago

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    So today was going great until my dad got home and I had to come home for some god awfully reason about my car. That we now have to go get it fixed bc this stupid mykey showed up...
    maebugg maebugg 18-21, F 1 day ago

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    Hi I'm Nicole a psychic reader , spiritual advisor , life coach and reiki master , I'm doing a Special on my readings till Wednesday they are $10 , you can pm or text/call...
    psychicnicole psychicnicole 26-30, F 1 day ago

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    Bad news first on this Monday morning... I have an amazing friend who had not one moment that made her smile yesterday. The good news for her... The fact that I know her and know...
    pinkstarburst pinkstarburst 41-45, F 2 Responses 2 days ago

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    I suppose I could sit here and whine and make excuses for all my bad behavior... all the mistakes I have made in my life... but I would only be preaching to the choir. Make no...
    orewinelover orewinelover 26-30, F 3 days ago

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    I have bad luck in love all of my life. I never had anyone cos noone liked me back. Im 34 year old and feel like im a little girl cos i never expirienced real love and i dont feel...
    lonely4560 lonely4560 31-35, F 1 Response 4 days ago

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    I'm trying coconut oil pulling. I'll see how it goes.
    space4rent space4rent 36-40, F 1 Response Jul 21

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    those moments when you can feel yourself descending into something else....something worse...a darker place....
    ZuckerOaksPilgrim ZuckerOaksPilgrim 18-21, M Jul 21

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