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I Have Bad Credit

Personal Stories, Advice, and Support 46 People

    I Am Ashamed

    to say it, but it's true. I got into a car accident many years ago, and as a result of having to sue because the other person's insurance wouldn't pay, etc.  I lost my job, (because of the injury) and things just snowballed, and got way out of control.  I was really...
    deleted deleted 26-30 1 Response Sep 30, 2007

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    I Was Given Really Bad Advice...

    During my freshman year of college, I had every credit card there possibly was to have. I payed the monthly bill faithfully. Never missed a payment until, I stop attending school and working to give birth to my son. I was like "What am I going to do?" My mother...
    Caprisun Caprisun 31-35, F 2 Responses Jun 17, 2009

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    As In People Right ?

    like ppl dont believe me and or listen to what i say kinda .. and like yar .. but thats jus it, im looking for a lot of better ppl than the ppl iv met so far .. but i so have met ppl on the exact page at the exact time .. so i kno its not jus me, atleast im willing to even go...
    wezamuntkee wezamuntkee 36-40, M 1 Response Sep 15, 2007

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    My Credit Is Really, Really Crappy

    Okay, i am a 31 year old with really, really bad credit.  So bad infact my score is 505.  I am trying to get myself out but everytime i try something goes wrong.  My wages have been garnished twice, so i end up with no extra money to pay off my old debts when that...
    Tryingtogetout Tryingtogetout 31-35, F 7 Responses Nov 24, 2009

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    Beautiful

    I was recently denied for a secured credit card.  How is that possible?  I thought that because I was supplying the money for the credit limit, it'd suffice??     I was told to challenge items on my credit report.  Thing is, I've already...
    Inknote Inknote 22-25, F 1 Response Mar 9, 2009

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    Protecting Your Credit At a Young Age Is Paramount

     I can definitely agree with the writer of the article "I Have Bad Credit."  This is NO joke (especially when you've reached my age).  I just met a very inspirational young man who is writing a book that's coming out in '09 I believe that will help a...
    tyoungmil tyoungmil 41-45 1 Response Aug 21, 2008

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    Chippin' Away The Ole' Debt Block...zen Style

    I got a credit card when I was 20 and it was a measly $300. I said I would use it for gas, but of course I ended up using it for other things and since it's such a small amount, it got filled up easily. I didn't know you were supposed to only use, at most, 50% of your credit card...
    commonthread commonthread 22-25 2 Responses Apr 1, 2012

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    Bad Credit

    Bad credit,You must be joking,Not I,Excuse me,There's some mistake,You've got the wrong bloke!
    lazycrazybasket lazycrazybasket 46-50, M 1 Response Dec 2, 2011

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    Early 20's Mess

    Agh where do I start? I was very very irresponsible with my spending habits when I was younger. Funny thing is that I swore that I would never fall into the credit card trap... And then a credit card was given to me. After the first, came a second, third, and you get the...
    Jas10 Jas10 26-30, F 6 Responses Jan 1, 2012

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    Potential Help For People With Bad Credit (Feel Free To Ignore If Not Interested)

    All, I've read quite a few stories of folks that are living under the cloud of bad credit. It can be incredibly difficult to live the life you've always wanted when so many doors are closed to you. I just thought some of the folks here would like to know that I'm working at a...
    zapbrannigan1 zapbrannigan1 36-40 2 Responses Nov 12, 2012

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    No Fico Credit Card Program

    We have started our NO FICO CREDIT CARD PROGRAM for the next 45 people after that we will not start again until the middle of October to accomodate the ones we already have on file!!! If you are interested send me your name, email address, phone number, and city and state you are...
    getcreditnow getcreditnow 41-45 1 Response Sep 28, 2010

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    Got a credit card at age 18

    and it was a downward spiral from there. Now, I'm working on rebuilding it.
    guideme2truth guideme2truth 26-30, F 1 Response Aug 13

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    Related Experiences

    I don't necessarily have bad teeth . I have a front Gap that I love . Maybe one day I'll get adult-braces or invisalign, but for right now I'm good. Straight teeth might take away...
    Alylovespuppies Alylovespuppies 16-17, F 2 days ago

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    Bad teeth gave me confidence... when i was younger i had the best teeth ever them being milk teeth they fell out..m adult teeth i believe are the worst ever instead of being...
    twinkieblue twinkieblue 22-25, F 1 Response 5 days ago

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    so I've had gum disease for pretty much my whole childhood all the way to now; and last year it got real bad, part of my gums had swollen and I didn't know what to do! my grandma...
    gypsykk gypsykk 18-21, F 2 Responses Jul 27

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    Hate that its true. Good karma is delayed by it. Traded trucks. Thought i could get the new one legal. Found out i cant. The miner i traded with vanished. Could...
    Livyn4pals Livyn4pals 46-50, M Jul 30

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    There's bad days, then there's days like this. Today was horrible. Rest in peace sweet angel your sleeping up in heaven as I type this. I hope God or whatever higher power is...
    Jess7787 Jess7787 26-30, F Aug 1

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    Lately I been having really bad dreams that don't stop so I'm really to scared to fall back asleep because they seem to scary . My first dream was me dreaming in the exact...
    riaa777 riaa777 18-21, F 3 Responses Aug 2

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    My hand-writing is so bad, when I was at school they made me write everything in capital letters. Has it helped? No way! Uppercase, lowercase, my hand-writing is shocking no...
    ConcreteSleeper ConcreteSleeper 31-35, M Aug 6

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    So I've been talking to this guy, he's a senior im a sophomore. I had a dream where my mom read our texts and found out we were sexting and it was so bad cause at first she asked...
    PierceTheGreen PierceTheGreen 13-15, F Aug 6

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    Many. But that shows good days. If i live through the bad.
    Livyn4pals Livyn4pals 46-50, M Aug 12

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    Lately, i've been feeling really on edge, like i just want to ******* blow up & cry & then just laugh. I've been feeling suicidal, but i haven't been wanting to go back to the...
    xxbangbangxx xxbangbangxx 13-15, F 1 Response Aug 12

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    Im 14. When I was 11 I had braces put on, simple expect for one of the tooth's next to my two fronts is deformed and small amd jagged, as if its coming through but never does. i...
    avabelle24 avabelle24 13-15, F 1 Response Aug 14

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    I randomly get all depressed and I feel like no one want me around :( I don't know what to do. I don't have many friends as it is and my family is a damn mess. If only there was an...
    tm0801 tm0801 16-17, M 1 Response Aug 15

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    Omg we are going back to school in about 2 weeks and I'm freaking out, I have a lump in my throat again how will I manage another year like this? Help me :((
    acissej10 acissej10 13-15, F 5 days ago

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    Whenever I smile I don't show my teeth. I don't have any cavities or rotten teeth. However my top front teeth are yellowed due to years of smoking. I no longer smoke. This has...
    BtotheR BtotheR 36-40, M Aug 16

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    I was born and raised in a neglected and isolated place where we used golf carts instead of cars and school hallways were outside and it was hot and humid outside. I lived in a...
    Miserablechildhood Miserablechildhood 13-15, M Jul 31

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    I accidentally closed the door she forgot to shut on my way out... .. My roomate had so many friggin saints and idols it looked like a botanica over 40 different figures it was a...
    PillsNpotion PillsNpotion 31-35, F 2 Responses Aug 1

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    Well, I wouldn't say that my handwriting is sloppy. I think of my handwriting as my own font!!!
    AwkwardlyClumsy AwkwardlyClumsy 16-17, F 1 Response Aug 6

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    They say rapid cycling bipolar. My pals say i care too much. Me says too hypersensitive. And too humane. And too ethical. And too much good stuff. Lol. Lmao...
    Livyn4pals Livyn4pals 46-50, M Aug 12

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    Today. I don't want to be a mom. For one day I don't want to be responsible. Day in day out I'm mom and dad. Today I want to be irresponsible. Today I want to get drunk. Today I...
    Jess7787 Jess7787 26-30, F Aug 12

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    Cyclothymia maybe :/ there are triggers though. I'm not good with change.
    Bluesrain Bluesrain 26-30, F Aug 18

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    Bam. I woke up, I found out I got straight As in science GCSEs I took early. Science is my worst subject so yeah I felt ecstatic. I then look at myself in the mirror and, being...
    n4ta1i3 n4ta1i3 16-17, F 1 Response 5 days ago

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    My teeth are awful. When I was younger I never brushed my teeth as I hate Mint and now , even though I do brush my teeth , I am seeing the consequences of my malnourishment . I'm...
    hannahleonard23 hannahleonard23 13-15, F 2 days ago

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    I somehow managed to smash my grandmothers $200 per lamp, lamps in under 10 seconds. Oh great. :((
    TheSongPlaysWithin TheSongPlaysWithin 16-17, F 2 days ago

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    I am such a bad person. I have done so many bad things in my life and I am still doing some of them till now and I'm afraid that it is only a matter of time before I go back to my...
    meme30 meme30 18-21, F 1 Response Aug 15

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    For as far as I can remember, I have the ability to influence the television. When I was young, the influence appeared to be positive. I wasn't aware that I had this influence...
    DidIAskForThis DidIAskForThis 46-50, M 1 Response Aug 3

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    This is the way I have come to view my mother at this point. Until recently, I thought it was just bad events in her life that caused my mother to be angry and gloomy everyday...
    SamiSquare SamiSquare 18-21, F 1 Response Aug 18

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    ever since I was a little girl running around in my cinderella pjs, I always have flashbacks of when I would have bad panic attacks over some little things kids shouldn't worry...
    suicidegetout suicidegetout 13-15, F 7 Responses Aug 5

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    My life started in 2012, I was born in 1987. Those 25 years have nothing to do with me. Part 1 I was stuck in a bad relationship. And when I say stuck I mean I wasn't allowed...
    NinaBobina NinaBobina 26-30, F 1 Response 3 days ago

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    Update! There's hope guys - don't settle! Last time I posted it had been only one month since being cheated on - and I was a mess. Only thing I was sure of is that there was no way...
    imatulipinacup imatulipinacup 22-25, F 1 Response 3 hrs ago

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    I had this one the night before last and I barely recall any of it, which is sad because it was very engaging and complex. Basically, I lived in this alternate dimension where...
    PinkMellow PinkMellow 18-21, F 2 hrs ago

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    Enabled portal that renders not merely its custom CMS but in addition syndicated articles from other written content vendors for an agreed charge. There are generally 3 romance...
    Anthony825d5cr0 Anthony825d5cr0 31-35, M 1 day ago

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    he's not necessarily attractive or anything. it's just something about his old school, authoritative look that really turns me on. I can just imagine it going like this: me: is...
    fuckinglife fuckinglife 16-17, F 1 Response Aug 15

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    I have decided to pay off my credit card debt which is $902 at the moment and never go in debt again. today I paid $500 towards my debt. or at-least I would cut 95% credit card...
    cancerian24 cancerian24 22-25, M Aug 4

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    Today is off to a rotten start. I went to a play date for my son at a park but no one was there and both parking lots were being ripped up. This is the 9th time I've tried to hook...
    Discomfited Discomfited 31-35, F 3 Responses Aug 4

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    Feel bad for the ones who are going back to school hahahaha but then I miss school maybe I should go to college I graduated 2012 give ya tips 1 dont give a **** what people say...
    Xxchristinx18 Xxchristinx18 18-21, F 1 Response a week ago

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    HTML 5 contains provisions for audio and video clip with out plugins. javascript is also constructed into Latest Net browsers, and permits Site creators to mail code to the online...
    Michael592w2ui6 Michael592w2ui6 31-35, M 1 day ago

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