Post
Experience Project iOS Android Apps | Download EP for your Mobile Device

I Have Bad Credit

Personal Stories, Advice, and Support 46 People

    Chippin' Away The Ole' Debt Block...zen Style

    I got a credit card when I was 20 and it was a measly $300. I said I would use it for gas, but of course I ended up using it for other things and since it's such a small amount, it got filled up easily. I didn't know you were supposed to only use, at most, 50% of your credit card...
    commonthread commonthread 22-25 2 Responses Apr 1, 2012

    Your Response

    Cancel

    Protecting Your Credit At a Young Age Is Paramount

     I can definitely agree with the writer of the article "I Have Bad Credit."  This is NO joke (especially when you've reached my age).  I just met a very inspirational young man who is writing a book that's coming out in '09 I believe that will help a...
    tyoungmil tyoungmil 41-45 1 Response Aug 21, 2008

    Your Response

    Cancel

    Bad Credit

    Bad credit,You must be joking,Not I,Excuse me,There's some mistake,You've got the wrong bloke!
    lazycrazybasket lazycrazybasket 46-50, M 1 Response Dec 2, 2011

    Your Response

    Cancel

    I Am Ashamed

    to say it, but it's true. I got into a car accident many years ago, and as a result of having to sue because the other person's insurance wouldn't pay, etc.  I lost my job, (because of the injury) and things just snowballed, and got way out of control.  I was really...
    deleted deleted 26-30 1 Response Sep 30, 2007

    Your Response

    Cancel

    No Fico Credit Card Program

    We have started our NO FICO CREDIT CARD PROGRAM for the next 45 people after that we will not start again until the middle of October to accomodate the ones we already have on file!!! If you are interested send me your name, email address, phone number, and city and state you are...
    getcreditnow getcreditnow 41-45 1 Response Sep 28, 2010

    Your Response

    Cancel

    Got a credit card at age 18

    and it was a downward spiral from there. Now, I'm working on rebuilding it.
    guideme2truth guideme2truth 26-30, F Aug 13, 2014

    Your Response

    Cancel

    As In People Right ?

    like ppl dont believe me and or listen to what i say kinda .. and like yar .. but thats jus it, im looking for a lot of better ppl than the ppl iv met so far .. but i so have met ppl on the exact page at the exact time .. so i kno its not jus me, atleast im willing to even go...
    wezamuntkee wezamuntkee 36-40, M 1 Response Sep 15, 2007

    Your Response

    Cancel

    Beautiful

    I was recently denied for a secured credit card.  How is that possible?  I thought that because I was supplying the money for the credit limit, it'd suffice??     I was told to challenge items on my credit report.  Thing is, I've already...
    Inknote Inknote 22-25, F 1 Response Mar 9, 2009

    Your Response

    Cancel

    I Was Given Really Bad Advice...

    During my freshman year of college, I had every credit card there possibly was to have. I payed the monthly bill faithfully. Never missed a payment until, I stop attending school and working to give birth to my son. I was like "What am I going to do?" My mother...
    Caprisun Caprisun 31-35, F 2 Responses Jun 17, 2009

    Your Response

    Cancel

    My Credit Is Really, Really Crappy

    Okay, i am a 31 year old with really, really bad credit.  So bad infact my score is 505.  I am trying to get myself out but everytime i try something goes wrong.  My wages have been garnished twice, so i end up with no extra money to pay off my old debts when that...
    Tryingtogetout Tryingtogetout 31-35, F 7 Responses Nov 24, 2009

    Your Response

    Cancel

    Potential Help For People With Bad Credit (Feel Free To Ignore If Not Interested)

    All, I've read quite a few stories of folks that are living under the cloud of bad credit. It can be incredibly difficult to live the life you've always wanted when so many doors are closed to you. I just thought some of the folks here would like to know that I'm working at a...
    zapbrannigan1 zapbrannigan1 36-40 2 Responses Nov 12, 2012

    Your Response

    Cancel

    Early 20's Mess

    Agh where do I start? I was very very irresponsible with my spending habits when I was younger. Funny thing is that I swore that I would never fall into the credit card trap... And then a credit card was given to me. After the first, came a second, third, and you get the...
    Jas10 Jas10 26-30, F 6 Responses Jan 1, 2012

    Your Response

    Cancel

    Related Experiences

    I don't have bad teeth. I have a bad tooth. So bad, that i'm at the hospital at this very moment; my cheeck swelled up to the size of a baseball.:(
    spaciousmind spaciousmind 26-30, M Mar 9

    Your Response

    Cancel
    I am human and I have bad days it's part of the thing we call life
    shannonsjourney shannonsjourney 18-21, F Mar 18

    Your Response

    Cancel
    Today is a bad day. I'm craving alcohol and I stared at my razors for hours. Such a bad day.
    CeBeY1 CeBeY1 18-21, F Mar 16

    Your Response

    Cancel
    One minute you think everything is fine and then the next minute your whole life has changed. I had a blood test last week and got the results today. I have diabetes (not bad) but...
    Kru24 Kru24 18-21 Mar 13

    Your Response

    Cancel
    When it rains, it pours. Why does everything bad happen to me all at once? I might be cursed. Lol. It sure feels that way at times.
    BlondeSweetheart BlondeSweetheart 41-45, F 1 Response Mar 14

    Your Response

    Cancel
    And bad teeth days. But poor plus trust issues does that. Especially when shoved into poor. By car makers and doctors. And lawyers who like easy wins.
    convertihd convertihd 46-50, M 1 Response Mar 16

    Your Response

    Cancel
    I don't have many friends pretty much because I have trust issues and I know that it's worse that I know it. I can't trust anyone truthfully because they will never understand me...
    lilac2001 lilac2001 13-15, F Mar 8

    Your Response

    Cancel
    I literally have the worst luck
    doc15 doc15 18-21, F 1 Response Mar 9

    Your Response

    Cancel
    I have like a Toni Romiti obsession right now and I almost saw Kalin and Myles in concert
    Alylovespuppies Alylovespuppies 18-21, F 1 Response Mar 12

    Your Response

    Cancel
    Ever had one of those days? You know the ones. The days where you just need one of those hugs? You know the hugs I’m talking about. The ones where someone just holds you so that...
    Changeling79 Changeling79 36-40, F 1 Response Mar 20

    Your Response

    Cancel
    I have to wear contacts or everything is as clear as looking at a steamy mirror after a hot shower.
    deyada deyada 18-21, F 2 days ago

    Your Response

    Cancel
    but I need one. or at least a debit card. how the hell am I supposed to spend thousands of dollars on audiophile equipment online without a card? lol I'll just send them bank notes...
    TheCroissant TheCroissant 18-21, M Mar 8

    Your Response

    Cancel
    In my dreams I'm either, getting hurt, chased or followed. I don't remember a dream that was fairly ok
    WhisperingGrass WhisperingGrass 16-17, F Mar 4

    Your Response

    Cancel
    Last night I was up in pain all night. Today I went to the dentist and found out I need a double root canal on Sunday. Yay
    xxalicerosexx xxalicerosexx 16-17, F Mar 6

    Your Response

    Cancel
    My eyes always swell up. It's very annoying. And I get very congested. I use this stuff called Benzedrex and it's the only thing that uncloggs my nostrils!
    DemonDreaminn DemonDreaminn 22-25, F 2 Responses Mar 7

    Your Response

    Cancel
    i need to find help my help my teeth are most likely going to kill me!
    needtoeat needtoeat 51-55, M Mar 9

    Your Response

    Cancel
    i need to find help my help my teeth are most likely going to kill me!
    needtoeat needtoeat 51-55, M Mar 9

    Your Response

    Cancel
    i need to find help my help my teeth are most likely going to kill me!
    needtoeat needtoeat 51-55, M Mar 9

    Your Response

    Cancel
    i need to find help my help my teeth are most likely going to kill me!
    needtoeat needtoeat 51-55, M Mar 9

    Your Response

    Cancel
    i need to find help my help my teeth are most likely going to kill me!
    needtoeat needtoeat 51-55, M Mar 9

    Your Response

    Cancel
    i need to find help my help my teeth are most likely going to kill me!
    needtoeat needtoeat 51-55, M Mar 9

    Your Response

    Cancel
    i need to find help my help my teeth are most likely going to kill me!
    needtoeat needtoeat 51-55, M Mar 9

    Your Response

    Cancel
    i need to find help my help my teeth are most likely going to kill me!
    needtoeat needtoeat 51-55, M Mar 9

    Your Response

    Cancel
    i need to find help my teeth are most likely going to kill me!
    needtoeat needtoeat 51-55, M 1 Response Mar 9

    Your Response

    Cancel
    Got sick of city life. When medications wrecked me. And lawyers refused me. Went hunting gold. Met more moronic egos. Helped some. Got my own claim lease. Found...
    convertihd convertihd 46-50, M Mar 17

    Your Response

    Cancel
    I hate love I mean it ***** you over a lot and that just sucks
    AmarHamdan AmarHamdan 18-21, F 3 days ago

    Your Response

    Cancel
    Ugh.....parents that meddle and change their ******* minds after the fact...so pissed off!!!
    mongoheadmonster mongoheadmonster 31-35, M 1 Response 3 days ago

    Your Response

    Cancel
    Hi. So my sister has been addicted to drugs since a teen. Mainly pain meds has dabbled in heroine n the like. She was a functioning drug addict for ever u couldn't really tell...
    Punkin7788 Punkin7788 22-25, F Mar 21

    Your Response

    Cancel
    When I was younger, I was hurt really bad by an older person that drastically altered everything about myself. Because of that I have bad dreams . Idk if my nightmares can compare...
    2323keka 2323keka 16-17 1 Response Mar 4

    Your Response

    Cancel
    I have bad acne on my back but am a pretty fit and good looking guy. I'm going to college next year and was wondering if a community style bathroom would be a bad idea since I'd...
    Cuteboy1714 Cuteboy1714 18-21, M a week ago

    Your Response

    Cancel
    I've been dealing with this for over 10 years now, most of this time I have been in a dark hole. It went as far as me losing all hope and even forgetting who I am, who I used to be...
    lily449 lily449 18-21, F Mar 6

    Your Response

    Cancel