I Have Bad Credit

Personal Stories, Advice, and Support 44 People

    Bad Credit

    Bad credit,You must be joking,Not I,Excuse me,There's some mistake,You've got the wrong bloke!
    lazycrazybasket lazycrazybasket
    46-50, M
    1 Response Dec 2, 2011

    I Am Ashamed

    to say it, but it's true. I got into a car accident many years ago, and as a result of having to sue because the other person's insurance wouldn't pay, etc.  I lost my job, (because of the injury) and things just snowballed, and got way out of control.  I was really...
    deleted deleted
    26-30
    1 Response Sep 30, 2007

    Early 20's Mess

    Agh where do I start? I was very very irresponsible with my spending habits when I was younger. Funny thing is that I swore that I would never fall into the credit card trap... And then a credit card was given to me. After the first, came a second, third, and you get the...
    Jas10 Jas10
    26-30, F
    5 Responses Jan 1, 2012

    Beautiful

    I was recently denied for a secured credit card.  How is that possible?  I thought that because I was supplying the money for the credit limit, it'd suffice??     I was told to challenge items on my credit report.  Thing is, I've already...
    Inknote Inknote
    22-25, F
    2 Responses Mar 9, 2009

    Protecting Your Credit At a Young Age Is Paramount

     I can definitely agree with the writer of the article "I Have Bad Credit."  This is NO joke (especially when you've reached my age).  I just met a very inspirational young man who is writing a book that's coming out in '09 I believe that will help a...
    tyoungmil tyoungmil
    41-45
    1 Response Aug 21, 2008

    Chippin' Away The Ole' Debt Block...zen Style

    I got a credit card when I was 20 and it was a measly $300. I said I would use it for gas, but of course I ended up using it for other things and since it's such a small amount, it got filled up easily. I didn't know you were supposed to only use, at most, 50% of your credit card...
    commonthread commonthread
    22-25
    1 Response Apr 1, 2012

    Got a credit card at age 18

    and it was a downward spiral from there. Now, I'm working on rebuilding it.
    guideme2truth guideme2truth
    26-30, F
    1 Response Aug 13, 2014

    My Credit Is Really, Really Crappy

    Okay, i am a 31 year old with really, really bad credit.  So bad infact my score is 505.  I am trying to get myself out but everytime i try something goes wrong.  My wages have been garnished twice, so i end up with no extra money to pay off my old debts when that...
    Tryingtogetout Tryingtogetout
    31-35, F
    7 Responses Nov 24, 2009

    As In People Right ?

    like ppl dont believe me and or listen to what i say kinda .. and like yar .. but thats jus it, im looking for a lot of better ppl than the ppl iv met so far .. but i so have met ppl on the exact page at the exact time .. so i kno its not jus me, atleast im willing to even go...
    cdwishimatgurlCalandraBelle cdwishimatgurlCalandraBelle
    36-40, T
    1 Response Sep 15, 2007

    No Fico Credit Card Program

    We have started our NO FICO CREDIT CARD PROGRAM for the next 45 people after that we will not start again until the middle of October to accomodate the ones we already have on file!!! If you are interested send me your name, email address, phone number, and city and state you are...
    getcreditnow getcreditnow
    41-45
    1 Response Sep 28, 2010

    Potential Help For People With Bad Credit (Feel Free To Ignore If Not Interested)

    All, I've read quite a few stories of folks that are living under the cloud of bad credit. It can be incredibly difficult to live the life you've always wanted when so many doors are closed to you. I just thought some of the folks here would like to know that I'm working at a...
    zapbrannigan1 zapbrannigan1
    36-40
    2 Responses Nov 12, 2012

    Related Experiences

    I have bad days today is one of them. It all went bad as soon as 12am hit. I had misunderstood my work schedule and thought I worked Thursday night which in actuality 3rd shift is...
    GabbyWoodBerry GabbyWoodBerry
    18-21, F
    Apr 21
    HI beautiful ladies, okay so I feel little embrressed posting this but I try to talk to my husband about this but the poor guy can't relate and he don't know what to say so I'm...
    Samanthahowle1 Samanthahowle1
    22-25
    Apr 19
    Its human responsibility for the dogs behavior! Dont ever blame the dog! Dogs just want love & attention & obviously the bad owner couldnt give that to them. Respect & care for...
    XXLovelyPoisonXX XXLovelyPoisonXX
    22-25, F
    1 Response Apr 19
    i love my parents to death and im not a prone to depression type or struggling type or anything at all its just I NEED REASONS yes if my mom says no to something I can't hold my...
    123swimmergirl123 123swimmergirl123
    13-15, F
    Apr 19
    I'm going to take some time to reflect today. I'm at a point where I question what I'm "studying" is really what I want to do for a "career". And yet, I feel hesitant jumping ship...
    Nick8876 Nick8876
    18-21, M
    Apr 18
    Just needing some advice or anyone to talk to. I am 22 and my boyfriend is 25. We have been together for 2 years now. Recently my boobs had gotten really sore and I was having bad...
    AllieDal85 AllieDal85
    22-25, F
    Apr 18
    Im Missing my kids dad so bad it hurts im crying. no we didnt break up but have been separated since July 28 2015 reason why is because i had to go D&A treatment there is...
    LoneRanger34 LoneRanger34
    22-25, F
    Apr 17
    I've denied it for years. But admittedly, it's something I have and can't seem to rise above. It effects much more than most can imagine. So last night, I was at my cousins' 19th...
    TheMasterMan1 TheMasterMan1
    16-17, M
    1 Response Apr 17
    What kind of sick person wants this for their children? First of all, it's unhealthy. It's bad for your body, like your joints, organs etc. Also, children are mean. If you let your...
    Hannah1100 Hannah1100
    13-15, F
    Apr 17
    My son is 15 he had surgery in Oct 2014 which was lateral release and tightening of his own inner ligament. He was casted for 4 weeks then immobilized for 6 weeks. Now surgery did...
    Dbaird73 Dbaird73
    41-45, F
    Apr 17
    I guess that's what happens when you hold in a big poop for a week or so, you get really gassy
    heyitselly heyitselly
    16-17, F
    1 Response Apr 17
    I'm losing interest... in almost everything. It's like, it doesn't matter anymore. I don't know if it's just my mood today but I feel like I'm not going anywhere. I'm not...
    soyyoprincesa soyyoprincesa
    22-25, F
    2 Responses Apr 17
    Don't give up: I know this is easier said than done. Years ago and unbeknownst to me at the time, I suffered from social anxiety. I had these paranoid, irrational thoughts about...
    arcenciel arcenciel
    22-25, F
    Apr 17
    Ok. So my babysitter had a pool and it was summer so she'd let us (my sister and I) swim if we brought bathing suits and floaties. One day we forgot our floaties and my mom told...
    EridianaAndErin EridianaAndErin
    13-15, F
    1 Response Apr 16
    I want to open a bakery when I get older, me and my best friend are going to open it together! We've signed up to go to a special school and learn skills to open a business and...
    EridianaAndErin EridianaAndErin
    13-15, F
    Apr 16
    I need HELP!!! My best friend is still having nightmares and we live far from each other. It seems like they're happening more often. This last one was really bad. I need to help...
    ThatWeirdGayKid ThatWeirdGayKid
    22-25, M
    Apr 16
    I'm gassier than I thought I'd be today.
    heyitselly heyitselly
    16-17, F
    1 Response Apr 15
    Sometimes I wonder if the bad old days were really all that bad.
    savoy2 savoy2
    46-50, M
    1 Response Apr 15
    I began to search the internet after a really bad pick session and came upon this website. It's nice to have a place where I can relate with all you guys. I'm 32 and have been...
    Jdski Jdski
    31-35, F
    Apr 15
    Life is good and bad, What happened good and bad happened for a reason, I wouldn't take it back because it made who I am today, I learned to let people show me they love and care...
    renewed2015 renewed2015
    31-35
    Apr 14
    My Dad is very emotionally abusive. Wrecks me with guilt every time I see him, which isn't often. And when I can't make it to one of our dinner one night, if my mom takes the car...
    cecame cecame
    16-17, F
    Apr 14
    The day you got scammed, the day you got ripped off, the day with a nightmare. The day you lose your friend. The day you get yelled at by your boss. The day you're about to lose...
    PotatoStarch99 PotatoStarch99
    16-17, F
    1 Response Apr 14
    So, I believe in God just not religion. In fact I reject religion as an institution and body. I sleep with a bible but have little to no interest in reading it. I like meditating...
    UnicornsOfHope UnicornsOfHope
    26-30
    3 Responses Apr 14
    # 10 I just finished doing my assignment due in the morning and uploaded it. I wanted to have a quick scroll through ep and came. But I saw a question that made me think. It's...
    Abi936 Abi936
    22-25, M
    3 Responses Apr 14
    My biggest fear can be akward because of what im going to tell its going to scare other students that were part of this horrible day. That day begins by me going to her class 8th...
    Joeyfromcdd Joeyfromcdd
    18-21, M
    1 Response Apr 13
    Hi, I am 23 years old and have been trying to figure out what on earth my body is up to from the age of 15. I have had painful and heavy periods from about the age of 15 (I...
    stilllearning20 stilllearning20
    22-25, F
    Apr 13
    So I see people are trying to post more experiences and let more things off their chest and telling their stories before EP closes. So I decided, hey, I might as well join the...
    jaeger053 jaeger053
    16-17
    1 Response Apr 12
    I was a part of an orthodox christian church for over ten years and have been separated for over a year and it's been the best year of my life
    Katieloveslove Katieloveslove
    18-21, F
    Apr 12
    when I was young and out I used to pretend that I didn't have a mum cause she was a pain. only some off my friends know what she really like. but most off my friends thinks she...
    slivereyes slivereyes
    36-40, F
    1 Response Apr 11
    because you just said this, "I hurt and I'm sad for the reason that you can't tell me anything and I have to watch you sit there helpless and sad.", "Sometimes I feel like i am...
    silentsimp silentsimp
    16-17, F
    1 Response Apr 11
    I want to talk to him but i feel like he shouldn't forgive me for treating him ******. I feel like he thinks I take him for granted. I feel bad.
    silentsimp silentsimp
    16-17, F
    Apr 10
    I suppose this is where I can speak freely, not revealing my identity. Honestly, writing about my life, a stupid, sob story, I feel skeptical about it. Not knowing if anyone cares...
    Aselfconsciousturtle Aselfconsciousturtle
    13-15, F
    Apr 10
    I'm having it really bad right now. I've been trying to contact my bf for the past few days but he isn't responding. We're in a long distance relationship so it's not like I can...
    Marie107 Marie107
    22-25, F
    Apr 10
    I have really bad news. My boyfriend and I are not together anymore. He broke up with me last night. He called me to break up on the phone but I drove right over to see him. He...
    auntwinnie auntwinnie
    22-25, F
    Apr 10
    Every once in a while, I start to think of all the mistakes I've made in the past couple years, and they really bother me a lot. Gaining an enormous amount of weight. Dropping...
    animallover110293 animallover110293
    22-25, F
    1 Response Apr 10
    I woke up an hour ago. I have to pee so badly! I am rocking back and forth hectically. I am about to burst!
    Aysha78 Aysha78
    36-40, F
    6 Responses Apr 10
    Lately, I have been forced yet again to ride PTSDs roller coaster ride of craziness. The past how many days truly tested my smile. It didn't steal it however. I started having...
    loveismyfriend loveismyfriend
    36-40, F
    1 Response Apr 9
    ok so for the past 6 years I have been dealing with self esteem issues. there are some days where I wake up and I hate my self. I have the way I look and I feel like im never good...
    nijjana nijjana
    18-21, F
    1 Response Apr 9
    Have you ever been paralyzed with fear? I used to feel that way often when I was younger. It's one of the worst feelings in the world, you couldn't be more helpless. Your body goes...
    RoastedCycki RoastedCycki
    70+, F
    3 Responses Apr 9
    i have a weird obsession with scott weiland i know he's deceased now but iv'e been a fan for quite sometime and i found him so attractive even in his older years not into his look...
    themisanthropicalien themisanthropicalien
    22-25, F
    2 Responses Apr 9
    Its funny.........my mom always thought I just had a wild imagination. Turned out it wasn't exactly that. It wasn't til I was 14 I realized what it was. First time Ace came out was...
    Ace43262 Ace43262
    22-25, F
    Apr 9
    I'm nice and an *******. I manipulate others to get what I want because I want more. I've been hurt. I've been back stabbed. I've been robbed left naked by the wayside. I'm done...
    DaFufinator DaFufinator
    22-25, M
    Apr 9
    57. There's nothing more embarrassing than having your bad habits and flaws exposed. I feel really embarrassed this morning! :(
    UnicornsOfHope UnicornsOfHope
    26-30
    1 Response Apr 9
    I've been single for about 3 years now. No one had shown any true interest in me and I figured I'd always be alone. I had resorted to just saying and telling myself I'd always be...
    MeekaMonstahh MeekaMonstahh
    22-25, F
    Apr 8
    Pt. 15: For those who use EP to get ideas for a novel or film....and happen to stumble across my stories I ask that you give credit to who you got it from. For these are not just...
    OldSoulRedux OldSoulRedux
    22-25, F
    1 Response Apr 8
    My favorite gym leader from my favorite region :P(I dont know who the original artist is but credit for the picture goes to them, whoever they are)
    LordJackass LordJackass
    18-21, M
    Apr 8
    I had a bad day that lasted a year. I had a bad childhood and it is something I can't shake.
    Kittenzombie Kittenzombie
    31-35, F
    Apr 8
    My friend Jose asked me what's wrong lately. Why, u ask? Well cause my dark & twisted side is startin to show more. To be honest that's da real me. I love darkness. Like my...
    SuchHorribleThings SuchHorribleThings
    16-17, F
    Apr 8
    i finally decided to give my visitors the option to vote for the website to get an award. The button doesn't look bad at the bottom of each page, so i hope that it gets some clicks...
    LoneSouls LoneSouls
    31-35, F
    1 Response Apr 7
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