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I Have Bad Credit

Personal Stories, Advice, and Support 45 People

    Protecting Your Credit At a Young Age Is Paramount

     I can definitely agree with the writer of the article "I Have Bad Credit."  This is NO joke (especially when you've reached my age).  I just met a very inspirational young man who is writing a book that's coming out in '09 I believe that will help a...
    tyoungmil tyoungmil 41-45 1 Response Aug 21, 2008

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    As In People Right ?

    like ppl dont believe me and or listen to what i say kinda .. and like yar .. but thats jus it, im looking for a lot of better ppl than the ppl iv met so far .. but i so have met ppl on the exact page at the exact time .. so i kno its not jus me, atleast im willing to even go...
    wezamuntkee wezamuntkee 36-40, M 1 Response Sep 15, 2007

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    Chippin' Away The Ole' Debt Block...zen Style

    I got a credit card when I was 20 and it was a measly $300. I said I would use it for gas, but of course I ended up using it for other things and since it's such a small amount, it got filled up easily. I didn't know you were supposed to only use, at most, 50% of your credit card...
    commonthread commonthread 22-25 2 Responses Apr 1, 2012

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    My Credit Is Really, Really Crappy

    Okay, i am a 31 year old with really, really bad credit.  So bad infact my score is 505.  I am trying to get myself out but everytime i try something goes wrong.  My wages have been garnished twice, so i end up with no extra money to pay off my old debts when that...
    Tryingtogetout Tryingtogetout 31-35, F 7 Responses Nov 24, 2009

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    Beautiful

    I was recently denied for a secured credit card.  How is that possible?  I thought that because I was supplying the money for the credit limit, it'd suffice??     I was told to challenge items on my credit report.  Thing is, I've already...
    Inknote Inknote 22-25, F 1 Response Mar 9, 2009

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    I Am Ashamed

    to say it, but it's true. I got into a car accident many years ago, and as a result of having to sue because the other person's insurance wouldn't pay, etc.  I lost my job, (because of the injury) and things just snowballed, and got way out of control.  I was really...
    deleted deleted 26-30 1 Response Sep 30, 2007

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    Potential Help For People With Bad Credit (Feel Free To Ignore If Not Interested)

    All, I've read quite a few stories of folks that are living under the cloud of bad credit. It can be incredibly difficult to live the life you've always wanted when so many doors are closed to you. I just thought some of the folks here would like to know that I'm working at a...
    zapbrannigan1 zapbrannigan1 36-40 1 Response Nov 12, 2012

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    I Was Given Really Bad Advice...

    During my freshman year of college, I had every credit card there possibly was to have. I payed the monthly bill faithfully. Never missed a payment until, I stop attending school and working to give birth to my son. I was like "What am I going to do?" My mother...
    Caprisun Caprisun 31-35, F 2 Responses Jun 17, 2009

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    Bad Credit

    Bad credit,You must be joking,Not I,Excuse me,There's some mistake,You've got the wrong bloke!
    lazycrazybasket lazycrazybasket 46-50, M 1 Response Dec 2, 2011

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    Early 20's Mess

    Agh where do I start? I was very very irresponsible with my spending habits when I was younger. Funny thing is that I swore that I would never fall into the credit card trap... And then a credit card was given to me. After the first, came a second, third, and you get the...
    Jas10 Jas10 26-30, F 6 Responses Jan 1, 2012

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    No Fico Credit Card Program

    We have started our NO FICO CREDIT CARD PROGRAM for the next 45 people after that we will not start again until the middle of October to accomodate the ones we already have on file!!! If you are interested send me your name, email address, phone number, and city and state you are...
    getcreditnow getcreditnow 41-45 1 Response Sep 28, 2010

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    Related Experiences

    (Pic) Ya i have bad days, but they could be worse. I feel sorry for Mr. Stickman. He really has been out through a lot all these years.
    QuiltedBathwater QuiltedBathwater 18-21, M 1 Response 11 hrs ago

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    I just have bad luck with guys I'm tried of getting let down hurt and told the same bs lies over and over. I'm here for you, I won't leave, I'm not like other guys, I won't lie or...
    XFallingAngelX XFallingAngelX 16-17, F 1 Response 5 days ago

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    Stormtroopers don't have bad in. In ANH, they had to let Han, Luke and Leia escape so that they would lead Vader to the rebel base. So the stormtroopers had to shoot to miss. When...
    Hoplite39 Hoplite39 41-45, M 1 Response Jul 5

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    Idl how to feel right now...I think I would be more happy to fall asleep and just not get back up. I'm trying to be strong and positive but I just can't do it no more. Last night...
    XFallingAngelX XFallingAngelX 16-17, F 5 days ago

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    The thoughts they creep in without me even knowing sometimes, they hit me so hard it takes my breath away. Some thoughts i have visions with and the visions can feel like i am...
    Gentleandlovingsoul Gentleandlovingsoul 36-40, F Jun 29

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    So sad..I found in this world people like to use people ..they only care their own profit..This is truth..Bad people end up get punishment?...Maybe maybe only in fairy tale... I...
    Farmerwork Farmerwork 22-25, F 1 Response Jun 28

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    Oooh yeah...really bad days where nothing makes sense...and I wonder about life and all this ducked up reality.I feel pain and cold...missunderstood and all I wish is for love and...
    4biandu 4biandu 26-30, F Jul 4

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    I have such bad mood swings I hate it even when I txt I'm suddenly happen then mad then sad...it sucks
    boredandlonly boredandlonly 13-15, F 1 Response Jul 5

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    Whenever I feel like I'm stuck in a rut or I'm having a bad day I feel like I need some kind of change. So tonight I'm dying and cutting my hair, it always makes me feel better for...
    LivviyLove LivviyLove 16-17, F 3 Responses Jul 5

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    My hand writing is atrocious, mostly because I'm homeschooled and my school is online, I like to think I have my own font instead of having bad handwriting ;)
    Bflyboo14 Bflyboo14 13-15, F Jul 10

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    A lot of bad days actually 😏
    BeccaK1 BeccaK1 16-17, F 3 Responses Jul 11

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    Once again, in popular fashion, if one of our work trucks is going to break down, it will be when I am driving it. Weather it is a clutch going out, pulleys locking up, water pumps...
    System113 System113 18-21, M Jul 11

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    This is weird, because in normal everyday life I don't stop to think about it - I just get on with things. But when I do stop to think about it, I get a little scared at how bad it...
    CarMechanic CarMechanic 66-70, M 2 Responses Jul 13

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    I have had bad luck for awhile.Right now my husband has been out of work for a week,and i have money to pay rent for august but thats it. .I'm working odd jobs right now.He was...
    1prettygirl 1prettygirl 36-40, F 5 Responses 3 days ago

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    I dreamt I sent my kids to school, and one of them didn't come back. He was just gone. And I was destroyed. All I did was screen and weep and wither down walls. And all these...
    ZombieBaitMaiden ZombieBaitMaiden 31-35, F 2 Responses Jun 25

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    My teeth are really just messed up like one of my front tooth is chipped and I got gaps between my teeth just the top row of my teeth just have gaps and my teeth are kinda cricked
    Chasemanning Chasemanning 13-15, M 1 Response Jul 15

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    The experience speaks for itself. And don't say you know what anxiety because you got nervous presenting in front of people. I have it daily.
    Kaleymorgan Kaleymorgan 13-15, F 13 hrs ago

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    I suppose it's not severe but my anxiety attacks really take a toll on me. My anxiety attacks seem to go away as school ends but when I am in school, they occur almost every night...
    PrincessKayleigh PrincessKayleigh 16-17, F 1 Response 13 hrs ago

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    Had been too excited and happy earlier today and all of a sudden became moody and depressed. I hate mood swings. I wish someone could make me happy😒😒
    Nik2014 Nik2014 22-25, M Jun 26

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    Two speeding tickets in three days 47/25 and 66/55 it sucks
    tweeky469 tweeky469 41-45, M 1 Response Jul 2

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    I was in the auditorium with all of the school and there was a mini soccer game going on inside for spirit week. A kid in my class started yelling at me cause he was pissed about...
    CatWithScars CatWithScars 13-15, F 1 Response Jul 4

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    I can't stand being here with them anymore. Yeah this is my only home that I've ever had but they make it a house. Not a home. I just want my mama to come save me so I can finally...
    Gayminniemouse Gayminniemouse 13-15, F Jul 7

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    I felt pain in my nightmare and I couldn't wake up
    catchinghigher catchinghigher 16-17, F 1 Response Jul 8

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    I had a dream about an Indian man and women he told me where my dead was at but my friend was killed 4 years ago in my dream I saw her what does this me please help me
    thehulksmash500 thehulksmash500 22-25, M 1 Response Jul 8

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    Today is not my day. Working both jobs and won't be home till late. My bf barely talked to me already and I saw a photo that really really bothered me.... Just doesn't feel like a...
    Soldiergirl3 Soldiergirl3 18-21, F 1 Response Jul 11

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    I suffer from depression and anxiety, I wish it would just go away and let me be myself again. I miss the confident person I used to be.
    kirstyc4321 kirstyc4321 18-21, F 1 Response Jul 11

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    Every time I look at myself in the mirror, I want to tear my eyes out because I don't like what I see.
    kirstyc4321 kirstyc4321 18-21, F 1 Response Jul 11

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    Last nights was about when my little sister was in hospital and when she had her tracheostomy put in place and all I could see was the pain she was going through and knowing that...
    Daisyellenrose Daisyellenrose 13-15, F Jul 13

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    My strong glasses. +6.5 with -3.5 astigmatism.
    CarMechanic CarMechanic 66-70, M 6 days ago

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    So much that I've considered being a lesbian.
    BlueLiving BlueLiving 16-17, F 1 Response 5 days ago

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    and they keep disturbing, coming back to me. no matter how hard i try to forget..
    indian3677 indian3677 22-25, M 4 days ago

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    Phone malfunctioning. Wont hold a charge after operating upgrade. Welcome to overpriced crap. Will be back asap.
    converted converted 46-50, M 3 days ago

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    So today I decided to night the bullet and buy an Xbox One. I brought it home, hooked it up, and realized after it updated that something wasn't right with the connection between...
    purposebuilt purposebuilt 22-25, M 3 days ago

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    I'm typing all over the place, in a very messy way. Fghxhxgxgxhg, so there!
    TheAnonymousINTP TheAnonymousINTP 18-21, F 3 days ago

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    One time when I went shopping (haha username reference!), I went to try something on. I then went to show my friend the outfit, and when I came back to what I knew what my dressed...
    shopaholichippie shopaholichippie 16-17, F 1 Response 2 days ago

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    Especially I just type without thinking much. I just write the next words that come to my mind when I start writing something. I change one word and forget to adjust the rest of...
    LeahNl LeahNl 31-35, F 1 day ago

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