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I Have Bad Credit

Personal Stories, Advice, and Support 40 People

    No Fico Credit Card Program - We have started our NO FICO CREDIT CARD PROGRAM for the next 45 people after that we will not start again until the middle of October to accomodate...
    getcreditnow getcreditnow 41-45 1 Response Sep 28, 2010

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    I Am Ashamed - to say it, but it's true. I got into a car accident many years ago, and as a result of having to sue because the other person's insurance wouldn't pay, etc.  I...
    deleted deleted 26-30 1 Response Sep 30, 2007

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    My Credit Is Really, Really Crappy - Okay, i am a 31 year old with really, really bad credit.  So bad infact my score is 505.  I am trying to get myself out but everytime...
    Tryingtogetout Tryingtogetout 31-35, F 7 Responses Nov 24, 2009

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    Bad Credit - Bad credit,You must be joking,Not I,Excuse me,There's some mistake,You've got the wrong bloke!
    lazycrazybasket lazycrazybasket 46-50, M 1 Response Dec 2, 2011

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    Potential Help For People With Bad Credit (Feel Free To Ignore If Not Interested) - All, I've read quite a few stories of folks that are living under the cloud of bad credit. It...
    zapbrannigan1 zapbrannigan1 36-40 1 Response Nov 12, 2012

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    As In People Right ? - like ppl dont believe me and or listen to what i say kinda .. and like yar .. but thats jus it, im looking for a lot of better ppl than the ppl iv met so far...
    wezamuntkee wezamuntkee 36-40, M 1 Response Sep 15, 2007

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    Chippin' Away The Ole' Debt Block...zen Style - I got a credit card when I was 20 and it was a measly $300. I said I would use it for gas, but of course I ended up using it for...
    commonthread commonthread 22-25 2 Responses Apr 1, 2012

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    I Was Given Really Bad Advice... - During my freshman year of college, I had every credit card there possibly was to have. I payed the monthly bill faithfully. Never missed a...
    Caprisun Caprisun 31-35, F 2 Responses Jun 17, 2009

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    Beautiful - I was recently denied for a secured credit card.  How is that possible?  I thought that because I was supplying the money for the credit limit, it'd...
    Inknote Inknote 22-25, F 1 Response Mar 9, 2009

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    Early 20's Mess - Agh where do I start? I was very very irresponsible with my spending habits when I was younger. Funny thing is that I swore that I would never fall into the...
    Jas10 Jas10 26-30, F 6 Responses Jan 1, 2012

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    Protecting Your Credit At a Young Age Is Paramount -  I can definitely agree with the writer of the article "I Have Bad Credit."  This is NO joke (especially...
    tyoungmil tyoungmil 41-45 1 Response Aug 21, 2008

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    Related Experiences

    Well just a mastercard. But I still don't have a job because I'm still a student. So what I earn from my parents the rest of it I put it on my mastercard or give it back to my mom...
    patooooots patooooots 18-21, F Mar 31

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    I am having the worst day ever and I can't call out. I had uneconomic dreams about an ex last night. They left me emotionally and mentally drained. I woke up feeling empty and...
    eekclips eekclips 26-30, F 1 Response 1 day ago

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    My classmates are going to have a get-together but they say that 'there are too many people' and everyone in my house are in a bad mood and bossing me around. My boyfriend isn't...
    SecretsNeverHidden SecretsNeverHidden 22-25, F Mar 23

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    I thought yesterday was bad! I was so wrong today ate yesterday for breakfast and crapped it out in five min!!!!
    eekclips eekclips 26-30, F Mar 25

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    This reminds me of "The Best Day" by Atmosphere, where it's like "Everyday can't be the best day Do what you can right now don't hesitate That's why we try to make love and get...
    mahnouls mahnouls 16-17 a week ago

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    I have friends that treat me like crap because I am crazy and I help them with problems but they don't return the favor and if I unfriend them then their is no one else to be...
    nmhusker11 nmhusker11 18-21, M Mar 30

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    I have moments of profound discontentment. Some days I leave work and just descend into a deep, abiding funk that nothing can penetrate. It's like catatonia.
    needlessthings needlessthings 31-35, M Apr 1

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    I'm beginning to think I'm the problem. I have never found one single man that makes me their priority. They always decide to make time for other things other than me. Currently I...
    justdandy12 justdandy12 18-21, F Apr 7

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    This year I (finally) found someone that likes me back despite all my personality quirks. The only problem is that we're both seniors. Neither of us want to start a relationship so...
    Fallensparrow Fallensparrow 18-21, F 2 Responses 6 days ago

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    Today has been oddly rough. I don't even feel like I'm fully here. My head just feels like it's floating around. I keep falling and dropping things. I feel like crying but I have...
    xtimeb0mbxx xtimeb0mbxx 18-21, F 6 days ago

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    I have never made love, but had a couple of relationships. Last semester, I got out of my first relationship in five years. I want to ask girls out, but every time I see one who...
    animatedman animatedman 22-25, M 1 Response 14 hrs ago

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    In my dream i wanna get up, but i cannot and im kicking and want to move around but i cannot.then i saw a tall black shawdow of a men i believe walking passing my head thats when i...
    mamelba mamelba 51-55, F Mar 23

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    Just last night I dreamed I was trapped in a house with someone other people. It was old and run down, but yhe food on the table and in the old fashioned oven was still good...
    fairgoddess fairgoddess 22-25, F Mar 25

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    You can't tell from the pictures right? I wouldn't want to give you nightmares.
    LiyaR LiyaR 18-21, F Mar 28

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    Fortunately, it's not every day ....LOLz
    Kaddath Kaddath 41-45, M 1 Response Mar 30

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    TODAY IS AN AWFUL DAY! I woke up at 8 AM to go to my class and on my way home, I got pulled over and got a ticket because my plates were expired! HUGE FINE! Not a happy camper...
    sweetsarahxo sweetsarahxo 18-21, F 1 Response Apr 2

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    Always guilty by association. Life's a trip carnal
    mierdamundo mierdamundo 31-35 a week ago

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    It's hard to please everyone.
    lunamoon2435 lunamoon2435 18-21, F 5 days ago

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    It may seem strange, but I really look forward to nightmares. When you realized that you are dreaming, all the possibilities change. Reoccurring nightmares are the best. When you...
    carterv101 carterv101 31-35, M 4 days ago

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    14mm overjet my top row of teeth are pretty good despite that, except for one tooth that's just randomly back in my gum where my teeth should be, and my bottom teeth are just...
    rebeccalouise11 rebeccalouise11 16-17, F 1 Response 4 days ago

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    Last night before I went to sleep, that last thought that crossed my mind was "what a tragedy it is to keep caged pets" and I thought of french fry and maize and how I always...
    Dinorat Dinorat 18-21, F 15 hrs ago

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    It's always my fault. When I speak do my words just go through one ear to the next? Or do you actually understand what I am saying. I am trying to improve myself and make things...
    Mangocupcakes Mangocupcakes 16-17, F 2 Responses 8 hrs ago

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    WEIGHTED AVERAGE COST of DEBTS (WACD) for WHOLE ECONOMY........... For those that live in Australia and indeed everywhere in the world, we would have been bombard by the cry from...
    jiaberg jiaberg 51-55, M 1 Response 3 days ago

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    I am frustrated that I have to write this. I feel that if I do not get these words down on something that they will burst out at the wrong time. I am thankful for the anonymity...
    ShootTheButterfly ShootTheButterfly 26-30, F 5 Responses Mar 17

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    I have bi-polar and thus I have bad days. When I say bad days I mean that thinking and socializing become difficult. I still don't know what to do when this happens but I have a...
    chaoticallycosmosme chaoticallycosmosme 26-30, M 2 Responses Mar 28

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    I have bad days where sometimes all I can do is cry and let it all out. These bad days almost always start at the worst possible moment. They are so random and I can't figure out...
    worldisupsidedown worldisupsidedown 16-17, F Mar 23

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    My husband has been struggling with depression throughout our ten-year relationship. He refuses to get treatment. He works one part time job and that's "too much." I work two...
    FakeIsTheNewReal FakeIsTheNewReal 31-35, F 4 Responses Mar 26

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    I could never bring myself to have bad grammar...I am just a grammar nazi at heart.
    Rebecca12K Rebecca12K 16-17, F 2 Responses Mar 30

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    We're on vacation, and I think he's determined to ruin it for me. The other day, we were at a restaurant and my mom was telling me about a girl who was on Suze Orman. My mom...
    Marvilles Marvilles 13-15, F 2 Responses a week ago

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    I keep wondering when I will completely break. I have bad dreams. I don't remember when I last showered. I volunteer at church because it worked at the time. Now I don't believe...
    searchingfar searchingfar 22-25, F 1 Response Mar 25

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    When someone asks what I want to do when I'm older I'll mindlessly say "Pastry chef", but honestly I don't really care too much about being a chef, it just shuts them up. I don't...
    ExplorerJoe ExplorerJoe 16-17, M 1 Response a week ago

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    I always have weird dreams, I always have bad dreams, I always have nightmares, I never have a single good night's sleep, I'm always tired.
    FoxieRoxa FoxieRoxa 18-21, F 1 Response Mar 17

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    If you're use bad grammar your an dirty fagit
    rocketman84 rocketman84 26-30, M 3 Responses 2 hrs ago

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    It's easy to point at my mother as the "bad guy" out of my parents. After all, she was the one who was constantly yelling, cussing at us, saying she hated us and wanted to leave us...
    mindofmaster mindofmaster 22-25, F 1 Response Mar 23

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    I sell items on eBay, Amazon, ebd, Esty, Bidurway, and Webstore. I have heard of egate market never sold or have ever used their website. As far as getting the most traffic...
    Mike200140 Mike200140 31-35, M Apr 3

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    Bare with me... this might turn into a novel. My boyfriend and I have been together for almost two years now. It's been a roller coaster of events with his gambling. What makes it...
    evamestanza evamestanza 26-30, F 1 Response Mar 23

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    I'm a little more than halfway thru a normal lifetime and career period. I'm at the point now, health becomes an important issue and bad things are to be expected. Six months into...
    1490wayb 1490wayb 46-50, M 1 Response Apr 6

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    Right now I really feel like people don't give me the credit I deserve. I'm currently working in job positions that do not require any college education yet I have a psychology...
    betweenlustandlove betweenlustandlove 22-25, F 1 Response Apr 1

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    My husbands suddenly gone from healthy to not healthy at all. He is scheduled for open heart surgery next week and I'm just shocked. We have been struggling with bills since he was...
    crystalkat crystalkat 51-55, F 23 hrs ago

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    Moreover, you need to take care that these are registered online resources or services and they abide by all the laws on personal privacy. Typically, the need for a hired service...
    mmogank12 mmogank12 22-25, F Mar 19

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    So they have this thing....lately they will have a "fight" right after I get in bed....and one of them ends up on the bed "scared." The thing is...it alternates every night which...
    ILIKEBIGBOOKS1982 ILIKEBIGBOOKS1982 31-35, F Mar 19

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