I Have Student Loan Debt

Personal Stories, Advice, and Support 115 People

    I am about a year from graduating a PhD in

    Biology. Thankfully I have only have to take out 8k for graduate school (most was paid by a stipend) but I have about 30k from undergraduate loans. The period to have to start making payments will start shortly after I graduate. Because of the recession, the government has cut...
    ChrisT26 ChrisT26
    31-35, M
    Jul 18, 2014

    Been A Bumpy Road...

    I am a musician. I was born in Texas. Beaumont to be exact. I am not afraid to let people know who I am because I have nothing to hide. I now live in New York City. I grew up with my twin brother. Life was tough, divorce, child abuse, I am sure far too many adults and teens can...
    JohnJustJohn JohnJustJohn
    26-30, M
    2 Responses Nov 30, 2011

    $80,000 In Student Loans

    Decided to go to law school. What a mistake! 5 years later, I'm drowning in "direct" student loans of about $80,000 and another $40,000 in "indirect" student loans. I have a job, but not sure it's going to be enough. Debating whether or not to try out for this reality TV show...
    BobbyMcShea BobbyMcShea
    31-35, M
    5 Responses Sep 26, 2013

    Today is the day I am going to take care of my

    stupid student loans. This is bullshit! I'm feeling really angry right now. I think I'm 3 weeks past due. I don't know what to do. I want to just defer it again. HELP!!!
    airzm airzm
    31-35, F
    1 Response Sep 21, 2015

    Hi y'all. Let me begin to say -- I never feel

    sorry for myself. EVERYTHING in life is an experience. My student loan nightmare began as soon as I graduated, and I didn't even know it. Repayment should start 6 months after -- but that was triggered then by an "exit interview" my U was supposed to schedule ... and...
    calyjames calyjames
    46-50, F
    1 Response Jul 19, 2015

    Debts For Life Starting At 22

    I was forced into college right after high school because my mother wanted to live vicariously through me (since she didn't get to go to college at that age). I chose a private school and, like most new college students, didn't read much of the financial aid papers before signing...
    StrawberryPocky StrawberryPocky
    22-25, F
    7 Responses Aug 11, 2010

    $1 Trillion Dollars In Defaulted Student Loans, And How Are We Going To Pay Them Back??

    I went to a prestigeous college for both the second half of my bachelor's program and my MBA. What started out as a $60,000 debt is now over $250 thousand because of interest and penalties. I took time off to take care of my aged, debilitated parents, who had senile dementia and...
    fishsweeper fishsweeper
    56-60, F
    14 Responses Apr 8, 2012

    Going Into As Much Debt As Possible.

    Person A works a job all through full-time undergrad. Tries to pay off as much as s/he can and avoid student loan debt. Truly believes if s/he just works hard enough s/he can overcome a system designed to keep them down. Graduates with high stress levels and $35K in debt. Person...
    melvingrotto melvingrotto
    4 Responses Jun 6, 2013

    I could not afford to go to college

    and I did not have anyone to help me pay for my education. I was ill-informed about the steps for applying to college and finding scholarships and grants (I am the first in my family to really attend University). Unfortunately my high school counselor was not much help although...
    harliieq harliieq
    26-30, F
    1 Response Jul 20, 2015

    In Default

    I was making the payments and then put the loans in forbearance several times when I was working because I had money troubles already. Then I lost my job and once again did the financial hardship thing but eventually my money started to run out and I had to pay bills and rent...
    Purehope Purehope
    41-45, F
    6 Responses Aug 13, 2009

    Merry Christmas From Sallemae

    I was doing fine paying my loans. i have about 3 private loans (they call it loan number 2, 6, and 10) and one Federal loan. At least i Thought i was doing so well, then around June of this year i get a call saying I'm not paying ENOUGH to cover all 3 private loans and i have to...
    arlogurl arlogurl
    22-25, F
    2 Responses Dec 14, 2009

    Hey guys I know that I'm knew I hope

    that I don't annoy anyone or get in their way. But I found this number on my campus and FB wall it's a number for student loan forgiveness it might help and you never know right. Student loan can take a real bite out of your life so here, hope it helps.
    justanothermouse justanothermouse
    26-30, M
    1 Response Oct 8, 2015

    Success is the progressive realization of a

    worthy goal or idea. Inbox if you need help getting out of debt!
    CarlosWun CarlosWun
    18-21, M
    Jun 28, 2014

    Single Mom, Drowning

    i went to graduate school because i thought it was a good idea so i could get a good job. i agreed to student loans because i thought that was the only way. years later i find myself straddled with nearly three times what i borrowed and with a daughter too young to understand...
    3 Responses Feb 15, 2013

    The Millennial Debacle

    I grew up with the plan that I was going to go to college. No problem. I did exceedingly well in high school but received no financial aid offers from anyone. So, I took out loans. Looking back, neither I nor my parents really knew what we were doing and we didn't know where to...
    frozen421 frozen421
    1 Response Nov 9, 2013

    I just wanted to let everyone know my

    experience with SoFi. I attended undergraduate at SUNY Canton as a full pay student. I gradated with 40K in student loan debt with no prospect of repayment. I then met a girl who would go onto be my wife. I knew I had to take my finances seriously, but had no way to face the...
    zaclaramay zaclaramay
    26-30, M
    1 Response Nov 4, 2014

    Anyone familiar with Nelnet?

    If I pay off my loans early (still in school) will I get charged?
    deleted deleted
    1 Response Jan 29, 2015


    com I hope everyone will check it out and let me know if they see anything that needs revising. I paid off $80K in student debt over the course of 6 years. The blog shares info I wish I had known.
    StudentDebtMonkey StudentDebtMonkey
    1 Response Apr 16, 2014

    I'm sitting at 60k. I've managed to make a big

    dent in my loans but there's a long way to go. I have stopped caring about them though. I'd rather enjoy life instead of doubling down and paying off the stupid things quicker.
    gottabebettertoo gottabebettertoo
    36-40, F
    2 Responses May 4, 2014

    I was the first person on

    both sides of my family to go to college. When I graduated from high school, I did not want to go to college right away. I wanted to take a year or two off and decide what I wanted to study and what I wanted to do. I vividly remember my mother becoming very angry with me when I...
    saileen saileen
    36-40, F
    3 Responses Mar 28, 2014

    My goal is to help 20 people get out of student

    loan debt or any debt for that matter! If you are in debt and need help message me :)
    CarlosWun CarlosWun
    18-21, M
    2 Responses May 8, 2014

    I Feel Lucky...Kind Of

    I have been obsessed with reading about student loan debt on the internet. I know it's mainly due to my anxiety and obsessive compulsive tendencies. I can't help it. It's because I, like so many others my age and younger, have an exorbitant amount of student loans. However, I...
    elcee8 elcee8
    31-35, F
    2 Responses Jul 15, 2013
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