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I Have Too Much Credit Card Debt

Personal Stories, Advice, and Support 64 People

    Going Down

    I've got too much credit card debt. But then why else would I have joined this experience?   A few months ago, I got one paid off. Today I just paid off another one. The money I was putting to these two cards are being put onto other cards to get those balances...
    DietIcedTea DietIcedTea 36-40, F May 7, 2009

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    Keep Your Plastic

    years ago i got into debt with the plastic. try as i could to get this bill down it just never seemed to go away. When i lost my job due to a knife attack at work i was left with no income and a pile of debts. I wrote to all my creditors and asked them to stop the interest on my...
    thehippy thehippy 41-45, F 27 Responses Sep 1, 2009

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    OMFG!!!!!!

    I just checked my credit score. I paid the extra to have the full report from all 3 major companies. OMG my credit score is only 656. That's terrible!!!! :( I should have never opened the cards that I did. I had one for dental work, one for my tires, my capitalone, my bank card...
    Warmthoughtsofyou04 Warmthoughtsofyou04 26-30, F 7 Responses Aug 13, 2008

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    Now You're Way Late

    This is especially for the ignorant judgemental who think, naively, that creditors are NOT predators [clever rhyme, eh?]; This month, March, through NO fault of my own a withdrawal of over $750 I knew was coming and was prepared for, mistakenly was deducted TWICE, leaving me...
    freeed freeed 66-70, M 2 Responses Mar 28, 2010

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    Dry Drowning

    I'm a married woman in early '40's 3 kids. Spouse always been good with money, me, not so much. I have a secret I've been keeping from him for years - I'm $9,000 in C/C Debt. I can't bring myself to tell him, he would n't understand cause he's always managed money so well...
    celi1234 celi1234 41-45 1 Response Jul 14, 2011

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    In a Hole Again....but a Deeper One

    My husband and I were CC free when we bought our first home in 2001.  We had been married 3yrs and finally paid off the last of our bad debt and raised our scores (still had student loan debt).  The loos of my job caused us to relocate across the country and that's what...
    freedom1974 freedom1974 31-35 2 Responses Aug 12, 2009

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    Credit Card Debt

    I have approx. $39,000 in credit card debt.  I pay the minimum.  I know the basics of getting out of debt.  Live below your means - put every extra dollar toward one card.  Snowball.  Cut, Cut, Cut. Get a second job.  But doing all I can - it will probably still take years...
    Bunker42 Bunker42 41-45, F 2 Responses Jan 28, 2011

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    Watch Out For Sharks!

    Loan sharks that is. I just heard from an associate after a year that he'd signed up with one of those MANY credit negotiators. I thought he was on track till he told me that in the year since I've seen him he's been dragged into court FOUR TIMES because the company "doesn't...
    freeed freeed 66-70, M 2 Responses May 21, 2010

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    Been There, Done That

    Credit card debt -Not for me,Been there,Done that,Never again,No thanks,Not on your life -I'm not going there again,Now I'm free,Out of debt,Let it stay that way.
    cndrewdrvr8 cndrewdrvr8 46-50, M 1 Response Jul 5, 2011

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    How Much Is Enough {interest}??

    I've got and have had for awhile choking credit card debt.   I was wondering if the Banks' CEOs reads Bible. Check Matthew 18:23-35, which it speaks of having been forgiven by a debtor [say the Government], a forgiven slave [banks] refuse to forgive their debtors - us...
    freeed freeed 66-70, M 5 Responses Feb 13, 2010

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    hell no was at one time,

    but now keep a Mobile gas card and a Master card and pay the balance monthly
    itsBob itsBob 51-55, M Jan 29

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    I have 3 credit card.

    Debts iam finding it. Hard to pay off my debts in Total I owe. 1;300 I am on benfits but this year I must try and pay them off its going to take time. But I will get them
    Joanne181 Joanne181 18-21, F 3 Responses Jan 21

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    I Reduced My Debt From $212,000 To $30,000.

     I am an independent film maker.  In April of 2007 I went into production on a small but warm film with only a $500,000 budget. I had a single investor and it was the culmination of a decade’s work to get the film made.  As we started shooting we went over...
    KG101 KG101 41-45, M 3 Responses Oct 27, 2009

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    Down to One

    Just have one credit card left....need it GONE Dont see that happening anytime soon though...
    Lexus Lexus 36-40, F Nov 28, 2007

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    It's Drowning Me

    I have more than 5 cards and at first i thought i was in control until i realized that my impulsive shopping habit had drowned me in a pool of debt. Paying the minimum only, it took me way too long to realize that if I don't pay them all off fast, it will never end. A vicious...
    uglynakedguy uglynakedguy 31-35, M 4 Responses Nov 2, 2007

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    Dear J. You don't realise it but I have so much to thank you for. I have always felt at work that I have had to be strong and get on with it all. I have got used to having no...
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    I think that I over think things too much. I've tried to meet women and I'm very open from the very beginning and start enjoying chats but on 9 out of every 10 times the women are...
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    I aaaaaaaalways think toooooo much!! 😖😑 I think if the tiniest detail especially when I'm with my close friends I always think about what I said and how I reacted , what...
    tachibana12 tachibana12 18-21, F 3 Responses 3 days ago

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    Jade although we're best friends I don't see you like that. I see you as that we both know that our bond is brother and sister and I wouldn't have it any other way. we've been...
    SladeTheLegend SladeTheLegend 18-21, M 1 Response 4 days ago

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    And this is the problem. I feel so Much and live by My Whole heart. And I think and I am to logical. And this tears me apart when I'm making choises. Two extremely strong sides...
    darkspiritwolf darkspiritwolf 18-21, F 4 days ago

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    Suffocating head locked down, feel you crenching my throat Was knocked by the blood clot to my brain I tried to make peace but it seems nothings better without you Hopeless...
    LeahLovee LeahLovee 70+, F 5 days ago

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    Two people commit the same crime.... one gets community service... the other is jailed for 10 years. (And yes, it can be even more extreme than that). Why? Because they had...
    AliceMarie92 AliceMarie92 22-25, F 5 days ago

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    I worry over everything health, family, lack of job and independence, whether or not "he" really likes me, or if we will ever meet. I am making myself sick over it. . . I need to...
    RebekahWriter13 RebekahWriter13 31-35, F 2 Responses 5 days ago

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    Screwing me good, that’s what I sought to have you do Use to be us now you're gone I'm here working hard to improve So far away I'm here doing good without you Working hard...
    LeahLovee LeahLovee 70+, F 1 Response 6 days ago

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    my panty drawer is overflowing I have too many but it's beautiful when you open it up and see all that silk and satin I am such a sucker for satin panties
    satinlover1958 satinlover1958 56-60, M 1 Response Jan 31

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    "I think too much" is an understatement. Each day, my mind is a whirlwind of activity and I can't turn it off, ever. I can't remember the last time I had a full night of sleep...
    SacrificeMe SacrificeMe 41-45, F 4 Responses Jan 31

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    I have so much love to give but the boys I give it to think it's okay to abuse it (even though they say they love me back) and do stuff with other girls behind my back
    deleted deleted 26-30 2 Responses Jan 31

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    I have so much love to give... it's just that I seem to give it to the wrong people. :(
    AmiraMyx AmiraMyx 13-15, F Jan 31

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    I was at a bar I normally hang out at, and one of the servers was sitting at the bar. Despite wearing a cardigan, she was shivering and complaining as to how cold she was. Feeling...
    PhillyAutismGuy PhillyAutismGuy 26-30, M Jan 30

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    There's a bar I hang out at. A few years ago, I started going there on Saturdays because there was a certain barmaid who, due to her personal schedule, worked only Saturdays. The...
    PhillyAutismGuy PhillyAutismGuy 26-30, M Jan 30

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    I think about everything and it hurts my f so much
    Buttercake30 Buttercake30 36-40 1 Response Jan 30

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    Ok, last night on the news they said that the moon and 5 planets would be in line and visable in the southern sky this morning. They were right. Why do I know this? Because I...
    Jill1957 Jill1957 56-60, F 3 Responses Jan 30

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    Ya I think too much... What's the Remedy to stop thinking So much
    Amnik Amnik 26-30, F 2 Responses Jan 30

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    I have been known for my very severe anger problem for years. for since i had been a child i had learned too bottle it up but through the years it had been growing deep inside me...
    SladeTheLegend SladeTheLegend 18-21, M Jan 29

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    Deadass I curse way too much 😂😂 but **** happens
    weirduo weirduo 13-15, F Jan 28

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    The thoughts come to me in a daze, suffocating me. My eyes are open, my lungs collecting air, but avoiding reality...I am scared of my thoughts on all days that end with 'day...
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    Sometimes I get too deep into my own mind that I can't find my way out.
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