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I Have Too Much Credit Card Debt

Personal Stories, Advice, and Support 50 People

    How Much Is Enough {interest}?? - I've got and have had for awhile choking credit card debt.   I was wondering if the Banks' CEOs reads Bible. Check Matthew 18:23-35...
    freeed freeed 61-65, M 5 Responses Feb 13, 2010

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    It's Drowning Me - I have more than 5 cards and at first i thought i was in control until i realized that my impulsive shopping habit had drowned me in a pool of debt. Paying the...
    uglynakedguy uglynakedguy 31-35, M 4 Responses Nov 2, 2007

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    Dry Drowning - I'm a married woman in early '40's 3 kids. Spouse always been good with money, me, not so much. I have a secret I've been keeping from him for years - I'm $9,000 in...
    celi1234 celi1234 41-45 1 Response Jul 14, 2011

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    Now You're Way Late - This is especially for the ignorant judgemental who think, naively, that creditors are NOT predators [clever rhyme, eh?]; This month, March, through NO...
    freeed freeed 61-65, M 2 Responses Mar 28, 2010

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    I Reduced My Debt From $212,000 To $30,000. -  I am an independent film maker.  In April of 2007 I went into production on a small but warm film with only a $500,000...
    KG101 KG101 41-45, M 3 Responses Oct 27, 2009

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    Going Down - I've got too much credit card debt. But then why else would I have joined this experience?   A few months ago, I got one paid off. Today I just paid...
    DietIcedTea DietIcedTea 36-40, F May 7, 2009

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    Down to One - Just have one credit card left....need it GONE Dont see that happening anytime soon though...
    Lexus Lexus 36-40, F Nov 28, 2007

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    OMFG!!!!!! - I just checked my credit score. I paid the extra to have the full report from all 3 major companies. OMG my credit score is only 656. That's terrible!!!! :( I should...
    Warmthoughtsofyou04 Warmthoughtsofyou04 22-25, F 7 Responses Aug 13, 2008

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    Keep Your Plastic - years ago i got into debt with the plastic. try as i could to get this bill down it just never seemed to go away. When i lost my job due to a knife attack at...
    thehippy thehippy 41-45, F 27 Responses Sep 1, 2009

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    Credit Card Debt - I have approx. $39,000 in credit card debt.  I pay the minimum.  I know the basics of getting out of debt.  Live below your means - put every extra dollar...
    Bunker42 Bunker42 41-45, F 2 Responses Jan 28, 2011

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    Watch Out For Sharks! - Loan sharks that is. I just heard from an associate after a year that he'd signed up with one of those MANY credit negotiators. I thought he was on track...
    freeed freeed 61-65, M 2 Responses May 21, 2010

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    In a Hole Again....but a Deeper One - My husband and I were CC free when we bought our first home in 2001.  We had been married 3yrs and finally paid off the last of our bad...
    freedom1974 freedom1974 31-35 2 Responses Aug 12, 2009

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    Related Experiences

    I suffer from insomnia because when I get stressed or have too much going on, I can't relax. Really sucks sometimes!
    bluebutterfly13 bluebutterfly13 36-40, F 3 Responses Apr 1

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    Whenever I should be asleep I can't. I hear nothing but the noises from crickets and cars passing by. It just calms me. To the point where I can't sleep. I just lay down for a few...
    Raven628 Raven628 16-17, F 1 Response Apr 4

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    "Too much" being my bf. and how I haven't seen him in like almost 2 weeks. How I miss him, his hugs and kisses, his sexy voice, his cute smile, or amazingly beautiful eyes. Just...
    Blissfulkissofdeath Blissfulkissofdeath 18-21, F Mar 30

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    2.25am and I'm wide awake, so much going round and round in my head. Thoughts, feelings, emotions so many things to think and worry about.
    Lulu77xx Lulu77xx 26-30, F 4 Responses Apr 2

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    I couldn't sleep at all last night so I thought I'd pull an all nighter and sleep through the next night. I accomplished so much that day and went to bed looking forward to maybe...
    Echoesofsilence93 Echoesofsilence93 18-21, M 2 days ago

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    It 2:25 am and still i feel like something is stoping or disturbing my to have a sound sleep.
    shadow010 shadow010 26-30, M Mar 26

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    I feel like there is some mental blockage in my mind, from all the trauma I have experienced in my life. I don't want to see a therapist I don't have the money for that and I just...
    mp3s mp3s 22-25, M 2 days ago

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    I hate it when in the day I can't remember anything!! But at night everything is rushing through my head :(
    punkpanda3 punkpanda3 13-15, F Mar 24

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    7:14 in the morning and still no sleep. Sick of this.
    Echoesofsilence93 Echoesofsilence93 18-21, M 4 Responses Mar 26

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    I need to sleep! My brain is just not letting me.
    itzayana itzayana 18-21, F 2 Responses Mar 27

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    I'm trying to go to sleep but so many thoughts and memories are running through my head right now. I just want to fall asleep!
    andreaespe andreaespe 18-21, F 2 Responses Mar 27

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    Wide awake mind won't switch off
    sand28 sand28 46-50, F 1 Response Mar 27

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    That experience when you look at your clock and say to yourself ok it's only two if I go to sleep right now I will still get five hours....ok so now it's four I can still work with...
    kamiept kamiept 36-40, F 2 Responses Mar 28

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    I think of many things every night, especially when I try to go to sleep and I just can't.
    Littlemonster77777 Littlemonster77777 13-15, F 1 Response Mar 29

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    Take tonight for example :/
    jordinv jordinv 16-17, F 4 Responses Mar 30

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    Another sleepless night, this is just great.
    itzayana itzayana 18-21, F 1 Response Mar 30

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    Resting in the dark with my eyes wide open. I'm feeling sick in my stomach because I am stressing out about everything that is going on in my life. I am fine during the day. I...
    Christinewl Christinewl 26-30, F 4 Responses Apr 1

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    Well it's not weird, a lot of people feels the same, and well I could be worry or just bored/thinking about some things of life that could be interesting but well I hope that this...
    Melotellixx Melotellixx 13-15, M 1 Response Apr 1

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    3 AM. I can't sleep. I can close my eyes but what would that do? It doesn't help. Nothing does. Nothing can blunt the blade of my consciousness.
    writercookies writercookies 13-15, F 2 Responses Apr 3

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    Please watch me on YouTube I'm really cute and like to make people smile :) http://youtu.be/n3bJbzLks8U
    cutieserafina cutieserafina 22-25, F Apr 4

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    I over think things all the time
    SamanthaH234 SamanthaH234 18-21, F 2 Responses Apr 5

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    :( I am 21 and having night falls from the age of 16 or 17 i guess... What are the reasons and what are the solutions??? Please help! It is embarrassing when i am on a visit, i...
    papipurushji papipurushji 22-25 5 days ago

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    I feel.. Drained. I feel like a can't cope anymore and I'm just shutting everyone out. I have no friends anymore, because my old bestfriend just used me.. And my other friend...
    ImChelsea ImChelsea 16-17, F 4 Responses a week ago

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    Don't trust too much Don't love too much Don't hope too much Because that"too much" Can hurt you so much!!!
    Sandyshaw13 Sandyshaw13 36-40, F 2 Responses Apr 8

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    And I think my profile and stories are starting to get the bipolar look. Well I just write what I think and feel at the moment. Like right now, the Q&A section has been talking...
    kixisback kixisback 22-25 3 Responses 2 days ago

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    Three months ago I almost killed myself. Life became too much for me to handle. I took 20 Doxepin (a sleep/anxiety pill) and pleaded that God finally take me home and apologized to...
    Somejoygirl Somejoygirl 22-25, F 2 Responses Mar 28

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    So yesterday kinda got me thinking about something i always felt but never actually thought too much about. I realized that no matter how many people I find around, no matter what...
    anonymouslyherenow anonymouslyherenow 16-17, F 2 Responses Apr 4

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    My mom is one of those people. Whenever I'm being quiet, she has to talk it up way too much and jump from subject to subject. Also, the people at school who talk way too much...
    laubrown1 laubrown1 16-17, F 6 days ago

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    I think too much about everything happening in my life...my past ,present and future and sometimes it's negative .It becomes too difficult sometimes to take actions but still...
    sneha9951 sneha9951 16-17, F 4 Responses Mar 19

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    I cry too much but I'm not weak. Things in life are too overwhelming that I can't help but let my emotions soar so I can try and move with my life.
    Flowerangel9 Flowerangel9 16-17, F 1 Response Mar 21

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    I must set high expectations. Either that or I'm just hanging out with the wrong people....it's probably the wrong people, lol! I enjoy treating people the way I would like to be...
    MommaBella MommaBella 31-35, F 1 Response Mar 24

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    I go too school sometimes and just cry, It's not like I don't want too be there I just cry way too much, I can't even help it
    charlotteK charlotteK 13-15, F Mar 25

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    I think far too much, way too much for my own good. What do they mean when they say that? What is that look for? Is Isaac okay today? I wonder what my sisters and brother are up to...
    DeJeKlu DeJeKlu 18-21, F Mar 29

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    Too many unsolicited dramas come my way. Please, I've already too much of my own to deal with, don't force your hate towards me, It's only ******* me off. I need a break, just a...
    SinisterSmile SinisterSmile 22-25 Mar 30

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    I've been thinking about my ex today, I had this dream and as usual it gets me thinking! I hate thinking about him, I feel like my thoughts are wasted on him! He was so gentle...
    Shortie82 Shortie82 31-35, F 3 Responses Mar 31

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    I think this is something a lot of people do. We expect too much from ourselves and need to please everyone. Even strangers I see on the subway, I care what they think of me. I...
    nyc441010 nyc441010 22-25, F 1 Response Apr 3

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    My mind works overtime... I've tried resting, meditating, working out and even long hot baths but I just can't seem to zone out. I'm in a new relationship but find it hard to...
    cancerian19 cancerian19 26-30, F 5 Responses Apr 9

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    Good LORD I have heard "you think too much" a lot lately. Too many times. I should probably take this under consideration. For all of my faults; the overthinking and insecurity...
    MommaBella MommaBella 31-35, F 5 days ago

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    I was never a party animal as i was younger i was smoking and barely drinking..i went to study and i had some crazy friends and we were full of energy and life, it couldn't go...
    insomniadreamer insomniadreamer 22-25, F 2 Responses Mar 19