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I Have Too Much Credit Card Debt

Personal Stories, Advice, and Support 54 People

    Down to One

    Just have one credit card left....need it GONE Dont see that happening anytime soon though...
    Lexus Lexus 36-40, F Nov 28, 2007

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    Going Down

    I've got too much credit card debt. But then why else would I have joined this experience?   A few months ago, I got one paid off. Today I just paid off another one. The money I was putting to these two cards are being put onto other cards to get those balances...
    DietIcedTea DietIcedTea 36-40, F May 7, 2009

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    In a Hole Again....but a Deeper One

    My husband and I were CC free when we bought our first home in 2001.  We had been married 3yrs and finally paid off the last of our bad debt and raised our scores (still had student loan debt).  The loos of my job caused us to relocate across the country and that's what...
    freedom1974 freedom1974 31-35 2 Responses Aug 12, 2009

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    It's Drowning Me

    I have more than 5 cards and at first i thought i was in control until i realized that my impulsive shopping habit had drowned me in a pool of debt. Paying the minimum only, it took me way too long to realize that if I don't pay them all off fast, it will never end. A vicious...
    uglynakedguy uglynakedguy 31-35, M 4 Responses Nov 2, 2007

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    Now You're Way Late

    This is especially for the ignorant judgemental who think, naively, that creditors are NOT predators [clever rhyme, eh?]; This month, March, through NO fault of my own a withdrawal of over $750 I knew was coming and was prepared for, mistakenly was deducted TWICE, leaving me...
    freeed freeed 66-70, M 2 Responses Mar 28, 2010

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    Been There, Done That

    Credit card debt -Not for me,Been there,Done that,Never again,No thanks,Not on your life -I'm not going there again,Now I'm free,Out of debt,Let it stay that way.
    cndrewdrvr8 cndrewdrvr8 46-50, M 1 Response Jul 5, 2011

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    How Much Is Enough {interest}??

    I've got and have had for awhile choking credit card debt.   I was wondering if the Banks' CEOs reads Bible. Check Matthew 18:23-35, which it speaks of having been forgiven by a debtor [say the Government], a forgiven slave [banks] refuse to forgive their debtors - us...
    freeed freeed 66-70, M 5 Responses Feb 13, 2010

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    I Reduced My Debt From $212,000 To $30,000.

     I am an independent film maker.  In April of 2007 I went into production on a small but warm film with only a $500,000 budget. I had a single investor and it was the culmination of a decade’s work to get the film made.  As we started shooting we went over...
    KG101 KG101 41-45, M 3 Responses Oct 27, 2009

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    Watch Out For Sharks!

    Loan sharks that is. I just heard from an associate after a year that he'd signed up with one of those MANY credit negotiators. I thought he was on track till he told me that in the year since I've seen him he's been dragged into court FOUR TIMES because the company "doesn't...
    freeed freeed 66-70, M 2 Responses May 21, 2010

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    Dry Drowning

    I'm a married woman in early '40's 3 kids. Spouse always been good with money, me, not so much. I have a secret I've been keeping from him for years - I'm $9,000 in C/C Debt. I can't bring myself to tell him, he would n't understand cause he's always managed money so well...
    celi1234 celi1234 41-45 1 Response Jul 14, 2011

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    Keep Your Plastic

    years ago i got into debt with the plastic. try as i could to get this bill down it just never seemed to go away. When i lost my job due to a knife attack at work i was left with no income and a pile of debts. I wrote to all my creditors and asked them to stop the interest on my...
    thehippy thehippy 41-45, F 27 Responses Sep 1, 2009

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    Credit Card Debt

    I have approx. $39,000 in credit card debt.  I pay the minimum.  I know the basics of getting out of debt.  Live below your means - put every extra dollar toward one card.  Snowball.  Cut, Cut, Cut. Get a second job.  But doing all I can - it will probably still take years...
    Bunker42 Bunker42 41-45, F 2 Responses Jan 28, 2011

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    OMFG!!!!!!

    I just checked my credit score. I paid the extra to have the full report from all 3 major companies. OMG my credit score is only 656. That's terrible!!!! :( I should have never opened the cards that I did. I had one for dental work, one for my tires, my capitalone, my bank card...
    Warmthoughtsofyou04 Warmthoughtsofyou04 26-30, F 7 Responses Aug 13, 2008

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    This is just a ramble. I wouldn't look to much into it. After all how much damage can a broken psyche really cause. The way they see the perfect tool. To break something, someone...
    lastassassin lastassassin 22-25, M 21 hrs ago

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    I always care too much about what other people have to say about me.
    somegirl000 somegirl000 18-21, F 5 Responses 1 day ago

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    I do everything too much. I drink too much, I smoke too much, I have too much sex, I do too many drugs. But it's still fun.
    CigaretteEater CigaretteEater 18-21, F 2 days ago

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    My mind is cluttered with things that I can't change.Ideas for the future,and claculating just how much money the sandman would owe me.If I charged him a dollar for every hour of...
    Duckygirl2 Duckygirl2 46-50, F 5 Responses 3 days ago

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    its just too much so alone no one to talk too no to love me care for me all alone scared feeling loser i don't want to live i want help but who will oh god are you even there...
    evilkilllingme evilkilllingme 22-25, F 4 days ago

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    Yes it's true, I drank too much! WATER! I beat the heat with a constant drink in my hand. The weekend was great! All people and animals made it through the terrible heat safely...
    HotMessExpress101 HotMessExpress101 31-35, F 10 Responses 5 days ago

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    I have a hard time of finding a middle ground. Either i care too much or not enough.. I can't stop thinking about things that most of the time i shouldn't even be worried about.. I...
    EternityF EternityF 26-30, F 2 Responses 5 days ago

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    I tried I failed There is no safety in living my truth Only regret The explosion of my heart and mind The joy The sorrow The fascination The anger The love It is too much to...
    jacquelinejones jacquelinejones 46-50 2 Responses a week ago

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    God, I’m so tired... 12:26 am. The sound of my own breathing is annoying me and I can’t sleep. Every little twitch and itch feels like a spider taking a stroll cross my arm...
    drfate drfate 31-35, F 8 Responses a week ago

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    One of the things I ponder on too much is that like isn't it crazy that there is a possibility of of us actually being crazy. Like we think we have a family and a nice house and we...
    Unicornwhisperer03 Unicornwhisperer03 13-15, F 4 Responses Jun 24

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    I've posted this before, a long time ago. I've struggled with a certain aspect of my personality a lot this year. It's going to be challenged again, to a greater extent, pretty...
    LolaRosa LolaRosa 18-21, F 3 Responses Jun 23

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    Before every exam i imagine everything that could happen to me on the way to school, faint, get run over by a car, get lost, zombie apocalypse, etc. I also like to imagine the exam...
    Lalaloopsiebabe Lalaloopsiebabe 13-15, F 1 Response Jun 22

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    My dog has been having problems and in extremely afraid. He has Lyme, the vets gave us meds to give home for 30 days. They said that he should be fine within a few days. But he's...
    ishigo ishigo 16-17, M Jun 22

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    New routine, stay up until 4 in the morning, then sleep till noon... Why do I want to cuddle so badly and just be with that one girl I haven't met yet!? Why!?
    stewartgreen stewartgreen 18-21, M Jun 22

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    I honestly can't sleep. I have so much on my mind. Mehhhh. Life is so complicated ;-;
    skyfox2001 skyfox2001 13-15, M 2 Responses Jun 22

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    Waste Way Too Much Time On the Internet
    deleted deleted 26-30 1 Response Jun 21

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    Sleeping is never something that comes easy to me. Even as a child my mind was too full of unwanted thoughts. This last year has made sleep almost impossible. I have too much to...
    CallmeHopelessNotRomantic CallmeHopelessNotRomantic 36-40, F 1 Response Jun 21

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    Sleeping! Has always been a problem to me! Whenever I get moments alone my mind would just wander off itself and It's way worse at night! I would be awake for hours! Sometimes I...
    Wynee Wynee 36-40, F 1 Response Jun 21

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    My heart hurts. I can't sleep. My eating... is weird. I don't eat as much as I did or if I eat at all.... I also seem to gorge myself on food too. I don't get it. It's both. How...
    Johnviolinist823 Johnviolinist823 22-25, M 3 Responses Jun 21

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    And it's much too quiet in here. I wanna disappear. I'm hearing myself thinking too clear.
    MissUxx MissUxx 16-17, F 1 Response Jun 20

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    Sometimes, I feel like I think way too much for my own good. I wish I could be one of those people that just goes with the flow without worrying about unnecessary things. I wish...
    fatlover339 fatlover339 18-21, M Jun 18

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    Ive admitted to myself i dont want random hookups anymore.. Ive wanted something real once i knew i Was in love with you but i guess karma had its way with me and now you dont care...
    canabina canabina 18-21, F Jun 17

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    My friend told me I say sorry way too much and my response to that was "I know, sorry!"
    silence3412 silence3412 16-17, F Jun 16

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    Growing up, I remember hearing things like "we have so much in common" and "we were meant for each other, because we have everything in common". I'm not a fan!!! I've zero...
    Extant1 Extant1 51-55, M 9 Responses Jun 16

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    But then there's times where all I want to do is sleep to forget any hurt in my heart...
    RedHotCrazyPerson RedHotCrazyPerson 26-30, F 1 Response Jun 15

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    I have two credit cards. I used to be good about making payments but I've had a couple of hard months and I racked up some pretty bad debt. Usually I've been good about paying them...
    grenadoman grenadoman 18-21, M Jun 15

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    For some people when they are brokenhearted or really broken inside or out, they tend to fill emotional pain and physical pain. I am feeling it since November 2, 2012 Friday. It's...
    XxCuTiE14xX XxCuTiE14xX 16-17, F Jun 15

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    too much of anything is too much.
    CallmeHopelessNotRomantic CallmeHopelessNotRomantic 36-40, F 2 Responses Jun 15