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I Lost My House to Foreclosure

Personal Stories, Advice, and Support 48 People

    Little To Do With The Economy - More To Do With Cruel Greedy Humans

    We lost our home roughly almost 5 years ago now - just before the economy became National news. Its changed who we are, killed any hope we ever had, and has drastically changed what once was our positive outlook on people. Our story started when a developer purchased the lot...
    SBcomposer SBcomposer 46-50, M 3 Responses Dec 4, 2012

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    What Happens After Foreclosure

    I only have the funds to make about 4 more housepayments....If my house doesnt sale by august I will have to let it go into foreclosure..I have had it for sale for five years through 4 different real estate agencies. I have been doing everything right..I had to take work out of...
    chugelen chugelen 41-45, F 5 Responses May 1, 2011

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    My Background

    That is, before I came here. I am one of the many who lost their home to foreclosure. Evicted in August of 2011, I have drifted around the country with my cats ever since. I'm currently living at an animal rescue. Let me tell you, waking up to 100 dogs barking is an odd...
    SlushGray SlushGray 56-60, F 2 Responses May 23, 2013

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    Starting All Over

    It happend to me...My family lost our home, due to forclouser last thursday. I have worked with a company ( Iowa Mortgage Help) That was no help. They had me faxing pay stubs, Tax papers, and so on. I would call, and they would always need something. They also would lose my...
    shawnanshawn06 shawnanshawn06 31-35, F 7 Responses Oct 10, 2011

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    My House On Mill Pond

    It was 6 years ago. My finances were in order. I been looking for 5-6 months for my first house. I wanted it all; good neighbors, big fence (for the Chihuahua), downstairs party room, walk in closet, master bathroom suite, fireplace, big kitchen, living and sitting rooms. It was...
    AkA007 AkA007 26-30, F 10 Responses Mar 1, 2009

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    Down... On The Farm

    Well... were do I begin... my husband and I purchased 14 beautiful acres in NC back in 2005, in Dec. 2007 we began construction of our beautiful home which also included a 4 stall barn with tack room and wash rack.   AND  it all began we left suburbia and  moved our family and...
    down039 down039 46-50 1 Response May 15, 2012

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    Just In Case You Didn't Know

    you can pay the sheriff the day of sale if you are scurring to get the cash last minute I didnt know that or i could have saved my home
    atinnd atinnd 26-30 2 Responses Dec 3, 2012

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    House Being Sold At Sheriffs Auction In March

    We, like many others tried to do the responsible thing and keep our house out of foreclosure. We thought we had an obligation to repay the loan even as it threatened to bankrupt us. Here's our story: In 2007 I received a job offer which would double my pay. Unfortunately the job...
    DadOMatic DadOMatic 51-55, M 2 Responses Jan 31, 2013

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    For 6 years, I was the owner of a condominium

    in West Phoenix. But after a bout w/a bad illness, several repairs, & other unpleasant experiences, I decided to let go of this "American Dream" & walk away. I had lived in apartments for about 5-6 years & many people advised me to invest in a home instead of throwing away money...
    afdragon afdragon 36-40, F Jun 27, 2014

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    We Lost Our Home Due to the Company Forgot About Us.

    We were working with one of those companies that help you get your loan payments under control and lower them for you. well we spent our 1200.00 dollars to them and waited like good people I would call them over and over again. and over and over again they would say we are...
    abigheart abigheart 36-40, F 5 Responses Sep 11, 2008

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    I Was Also A Victim Of Foreclosure, But I Saved My Home

    After experiencing the worst feelings possible, associated with losing control of my family's integrity and being on the brink of losing my home...I found an FHA approved program that has been identified as the ideal solution.Stay in your home while eliminating foreclosure...
    CertifiedLegacy CertifiedLegacy 31-35 3 Responses Jan 12, 2010

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    So the bank has come a'calling.

    We walked away from our house two years ago, thinking our nightmare was over. We didn't strategically default but we didn't have a job loss, or big hospital bills, nothing like that. My husband is military, we've been very lucky with that. Just enlisted, not big money but he was...
    Lrnmonroe Lrnmonroe 26-30, F 1 Response Feb 2

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    Dream Over

    Lost our house of 10 years and have just a few days until we must vacate. Like most of us here, illness or job loss or both (Like us) played a big factor. I was fired during a labor dispute. The Wife had a series of strokes which took a long time to recover from. I had a hard...
    Kentland Kentland 56-60, M Aug 26, 2013

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    You Can Still Save Your Home!!!

    I am so sorry to hear of your mortgage hardship.  Your can still save your precious home if you so desire and not only that reduce the principal balance on the principal of the mortgage if you have an upside down mortgage.  You can get a rate between 2% and prime which...
    rdocherty rdocherty 51-55 3 Responses Nov 12, 2009

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    Dishonest

    we lost our house due to the realtor and seller did not diclouse that the house ounce was a meth house   the police that busted it did not call the health department. so i did some  investagating on my own and found out that was a true story. i called the health...
    1eva 1eva 46-50 4 Responses Jul 14, 2009

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    Where Is The Light At The End Of The Tunnel?

    Ok...so heres my story. I was a grocery store manager for 35 years. I started having trouble with my feet and found I had trouble walking..went to dr..planter faciitis in both feet. It got so bad, I am now using a cane. I had to stop work and got on diability within 2 months...
    cmko cmko 46-50 Feb 16, 2013

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    I lost my house to foreclosure

    after a long battle legally. House was sold and now I have no where to go and no money to get into a rental house. Just started a new, great job and I need to find a rental house, money for deposit and first months rent and my credit is bad. Have no family and friends cannot...
    bordelonn bordelonn 51-55 Feb 21, 2014

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    Lost My House And Wrote A Book To Help Others

    I am a journalist and I lost my home that I owned for 20 years. Had to sell it in a short sale. (mortgage fraud)  But I was born with the happy gene I guess and refused to be a victim. I moved to another state where I found a job. I now rent a house on a beautiful lake and love...
    firedwriter firedwriter 51-55 5 Responses Oct 16, 2011

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    Hoping For A Fresh Start

    It has been a rough few years for my husband and me. In 2008, the company he worked for went under just ahead of the economic meltdown. Bad time to look for work. We are in an area that ended up hardest hit in Canada, one of the highest unemployment rates in the country. Bad...
    SnowboundSouthernBelle SnowboundSouthernBelle 41-45 Nov 23, 2013

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    You Can Sell Your Home For Less Than You Owe The Bank

    You can sell your home for less than you owe the bank, Avoid Foreclosure, Save you Credit and Get your Lender to Pay all the Sales Costs for FREE. Free Information GetHomeHelp.com  - If this is not for you then refer this to a friend, they will thank you for it.  Do something...
    MissBrandee MissBrandee 56-60 1 Response Aug 8, 2012

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    At A Lost

    I'm a 21 year old college student. In my family of four, I am the optimism, but I'm running out of that bottle of sunshine. My parents relationship fell apart before I hit 10 years of age. My dad smoked marijuana and was a dealer of it. My mom had married my dad to get away from...
    hosune hosune 18-21, F 1 Response Aug 8, 2011

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    I am passing out of high school this year. I'll be in college soon. I'm sure my grades won't be that great for I'm not the same me now. Since my very childhood I have been very...
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    Tonight - I wept - I stood in wet grass - and did yoga by moonlight. I stood in my yard in the wet grass as it had rained earlier in the day. With the clouds overhead and the...
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    Out of shock, I dropped the knife I was holding and didn't even blink when it clanked to the wooden floor. He looked worried. “Um. Excuse me? Our tour bus broke down and we need...
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    I'm 15 and my boyfriend was 18, he loved his car and he loved to go fast. I loved him so much. He was my first true love, we had everything planned out and he told his mother on...
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    I will dearly missed "Dan". He was a lot like me and I could talk to him about my problems because he shared a lot of the same. I never met him, except for here, on EP and then...
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    Apollymi357 Apollymi357 18-21, F 1 Response Mar 1

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    My roommate was bragging all night about how good he was at a video game. I got tired of it so I told him if he was so good he'd have no problem making a bet on it: loser takes the...
    gigapixel gigapixel 22-25, M Mar 2

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    i was waiting for 3 years for this girl. she didnt know it but i just watch her from a far (i was in high school) so one day she asks me to come over to her house. i was probably...
    gallen143zz gallen143zz 51-55, M Mar 6

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    My mother died when I was 1 year old, she died from cancer which started in her breast but eventually spread throughout her entire body. There will always be a part of me who...
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    Lost in my forever lasting battle between myself. in the never ending battle that me yes me who moans at lost Lost confused about the road ahead, alone without anyone to guide me...
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    Mom gone. Dad gone. Husband gone. Kids gone. Business gone. Job gone. House gone. School gone. Boat gone. Jeep gone. Money gone. I wish I was gone.
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