I Make Observations

Personal Stories, Advice, and Support 6 People

    WEIGHTED AVERAGE COST of DEBTS (WACD)

    for WHOLE ECONOMY........... For those that live in Australia and indeed everywhere in the world, we would have been bombard by the cry from the political class that the need to reduce government debts to a manageable level. The GFC seems to make this imperative. However this...
    VentNote VentNote
    56-60, M
    1 Response Apr 12, 2014

    SUPERANNUATION TAX CONCESSION & PENSION

    BENEFITS......... SUMMARY: This note talks about the cost of tax benefits due to superannuation contribution and profits from superannuation and if such tax benefits could be better off used in another way such as for pension entitlements for every one. My assessment concludes...
    VentNote VentNote
    56-60, M
    Apr 14, 2014

    COMMISSION OF AUDIT REPORT------REAL WAGE TO BE

    CUT. Tony Shepherd as the chairman for the report is a director of the construction company- Transfield which I believe built the Sydney Harbour Tunnel many years ago....... SUMMARY: Discussions using examples in real life comparisons. The real wage (after inflation and...
    VentNote VentNote
    56-60, M
    1 Response May 1, 2014

    International Competitiveness And Standard Of Living

    This note is about the Currency-level driven international competitiveness and the standard of living of people for any nation. US and Australia and indeed most western economies have experienced the huge volume of Chinese goods in their stores and the high level of trade...
    VentNote VentNote
    56-60, M
    2 Responses Aug 2, 2013

    GOOGLE-ANDROID IS A FAILURE.

    ............. 1) The Wall Street and most in the IT media use the success of PC/Windows vs Mac as guide to the war of Android vs iOS. They forget that in the 1980's, half of the world manufacturing power was closed off- CHINA. China did not enter the pc making at all in the...
    VentNote VentNote
    56-60, M
    Feb 1, 2014

    Rise Of TV Sciences

    TV Sciences?? You may think I am loopy talking stupid. However just look at your tv guide and even the dvd collection of your tv documentaries. There are many tv programmes on sciences. And there are many news bulletins, current affairs, news-magazine programmes etc that have...
    VentNote VentNote
    56-60, M
    Aug 3, 2013

    US Housing Finance Reform Debate

    Washington Post says that $270bn housing aide since GFC still has not solved homelessness.http://www.washingtonpost.com/blogs/wonkblog/wp/2013/09/04/this-chart-shows-why-270-billion-in-housing-aid-hasnt-solved-homelessness/?I also read the on-line article in New York Times about...
    VentNote VentNote
    56-60, M
    1 Response Aug 8, 2013

    GOOGLE-ANDROID PAINS-DEMISE COMING SOON.

    ........... I am a known Apple loyalist. From me experiences of using Mac since 1985 (30 years soon) and observing the IT industry closely, I have to say that Google-Android platform will not enjoy its dominance for long. Indeed, I will not be surprised that Android may even die...
    VentNote VentNote
    56-60, M
    Jan 16, 2014

    Note On Microsoft Vs Google Chrome

    ....................... Due to the huge losses from early failures of Android tablets, all non-Apple pc makers are watchful of the likely success or otherwise of Windows RT tablets. That is, the OEM's are as scared for their own survival as anyone in this fast moving changing...
    VentNote VentNote
    56-60, M
    Oct 24, 2013

    Note To Apple Sceptics

    ...................This note is in response to an article in Seeking Alpha................ 1) 00's of millions of new Android users since early 2012 are mostly first time touch-screen smartphone users. They are not iPhone deserters. Many are low usage people hence many are...
    VentNote VentNote
    56-60, M
    1 Response Oct 24, 2013

    MRRT- Minerals Resource Rent Tax- a note.

    .......... The MRRT has been controversial since Rudd-Swan first brought it out from the tax consideration list of the the Federal Treasury in 2010. This has been used by all political parties for their own advantages one way or another. The mining industry of course hates it...
    VentNote VentNote
    56-60, M
    Apr 7, 2014

    Iphone 5c Is Not Too Expensive + Addendum

    I believe that iPhone 5C is not that expensive. Indeed, it is competitive. I also believe that China-India specific iPhone models will come soon too. Addendum is at the bottom of the note. 1) Android 2~2.3 (repeat 2.3) phones are the main so called CHEAP Android phones sold in...
    VentNote VentNote
    56-60, M
    Sep 11, 2013

    A4 Size Ipad Is Coming in Q1 2014

    My prediction is that 12" iPad shaped-sized like A4 (with bezel together) will come to be part of iPad line-up sometimes in 2014. Below are explanations. 1) Today's Apple' Keynote presentation brings out iPad Air which is the evolutionary iPad of 9.7" in screen size. Due to the...
    VentNote VentNote
    56-60, M
    Oct 23, 2013

    WEIGHTED AVERAGE COST OF DEBTS

    for the WHOLE ECONOMY........... This morning on Sydney Morning Herald an article quotes the chief economists of 4 major banks as saying that there is NO BUDGET DEFICIT EMERGENCY as claimed by Tony Abbott and Joe Hockey. http://www.smh.com.au/federal-politics/political-news...
    VentNote VentNote
    56-60, M
    Apr 30, 2014

    PRIVATISATION- A CAPM & DEBT vs MARKET RETURN

    ANALYSIS In 1990 March edition of the famed respectable Harvard Business Review (HBR), there is a note on the Efficiency of Privatised Former Government Enterprises. The article is a summary of the researches to verify the claim of better efficiency from the privatisation...
    VentNote VentNote
    56-60, M
    Jan 20, 2014

    Australia Housing Crisis

    The Australian property market is horrendously unaffordable for first time buyers. In late 1980's, the price to wage multiplier for housing purchase was about 4 times of household income. These days it is well over 7 times for Sydney. This is unprecedented in the Australia...
    VentNote VentNote
    56-60, M
    Aug 21, 2013

    VW Emission Cheating Scandal- Is there

    something else besides corporate cheating we are talking about? California/US government-public are HYPOCRITICAL as they do not want investment in massive public transport and heavily pass on burden of emission reductions to car makers. ***SUMMARY***--- Turbo Diesel cars reduce...
    VentNote VentNote
    56-60, M
    Sep 30, 2015

    GP and Independent Health Professionals HAVE To

    Improve EFFICIENCY via ACHIEVING ECONOMY OF SCALE....... Summary- GP practices and all independent health professional services such as dentists etc are run like small businesses. There is no economy of scale which could reduce costs at all. Other industries would have achieved...
    VentNote VentNote
    56-60, M
    Apr 30, 2014
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