I Must File For Bankruptcy

Personal Stories, Advice, and Support 20 People

    Guilt

     I started the process by paying my attorney and organizing all the required paperwork last week. I feel guilty and embarrassed....does anyone else have these feelings. The worst part was having to tell my son  whats going on, I felt like a total failure. 
    riick riick
    51-55, M
    1 Response Jul 29, 2009

    Scammed

    Unfortunately I have been scammed by a so called "christian" business partner for the tune close to 900k. I sit here now devastated with no retirement, infrequent work thanks to the ****** economy, barely keeping myself above water.  The "christian"...
    BeenScammed BeenScammed
    41-45
    Sep 5, 2009

    Hoped It Wouldn't Come to This

    We were married young and made some really bad financial decisions at a time when my husband was making nearly a 6 figure income.  Then we unfortunately got involved in a multi-level scam that told us to use credit to pay for things as "we would be financially...
    tiredofdebt tiredofdebt
    31-35
    5 Responses Jun 24, 2009

    Bankruptcy

    I did file for bankruptcy.  It was a very difficult thing to do.  I  am married but my spouse only paid what he felt like paying , some weeks it would be maybe 300 or some weeks less.  When I lost my job as an RN due to disability, I had to pay my own health...
    cathi1154 cathi1154
    51-55, F
    3 Responses Aug 5, 2009

    Worried To Death

    It was two months ago when I decided that I needed to file bankruptcy. I have been struggling with this decision because I have no one to talk to about it. Even my partner makes me feel ashamed about my situation. That I am cheating the system but he has never had to worry about...
    fairywings2010 fairywings2010
    22-25, F
    Jan 6, 2010

    We Are Insolvent!

    My wife and owe about $200K in credit cards.  We both had very good high jobs which we lost last fall.  Had we not lost our jobs, we intended to pay back al of it.  The employment I have found is at a fraction of my previous salary.  There is no way we can pay...
    John62 John62
    46-50
    3 Responses May 22, 2009

    Need A Miracle..

    For the last 10 years, my husband and I have been responsible in paying off our credit cards debts. We managed to bring down a $125k debt to $75k. The last remaining $75k has been slowly killing us. We no longer have any money left to our names to pay this off. We have...
    miracleplz miracleplz
    41-45
    1 Response Apr 27, 2013

    Bankruptcy Doesn'T Have To Be That Scary

    I found a really great attorney in Los Angeles who has helped many of my friends go through this heart wrenching process. He took so much time with them, figured everything out and communicated calmly, clearly and supportively with them. I researched many bankruptcy lawyers...
    1 Response Jan 26, 2013

    Bankruptcy Advice, Please

    We have $80,000+ in credit card debt.  Have used the cards for consolidation only for the past ten or so years, so are not using credcit to live on, but are burdened by the debt obligation and unable to discharge it.  Lost my job last week.  No prospects. ...
    npanxx npanxx
    56-60
    6 Responses Apr 19, 2009
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