I can only tell you from experience, but you must be committed. I strongly suggest going to Dave Ramsey's website and ordering his book.
We refuse to borrow any money for anything and refuse to pay interest. We do have a couple of credit cards but never charge more than we are...
Ive payed off my hospital bills and now at the age of 44 own my 2 house
I dont know what tommorow holds but i cant wait to face tommorow with my wonderful husband
it feels so good to have my bills payed off and own our house.
I chose a picture of an open window looking out on a rosy dawn to symbolize my goal.
Being in debt is like being in prison. You look out, but you can’t get out. You went into bondage following trinkets and thrills, like a bird following seed into a trap. ...