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I Was a Victim of Predatory Lending

Personal Stories, Advice, and Support 3 People

    Paying $13,000 For A Car That Costs $3,000 (or Probably Less Than That.

    At the beginnings of this year, (January 2010) we were living in Richmond, VA and we were in urgent need of a car.  Our credit was not the best, but both of us were had a decent job.  We are educators that with the economic situation of the country in the last 4 years...
    mareignotum mareignotum 56-60, M 1 Response Nov 16, 2010

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    I Could Possibly Be Homeless Soon

    In 2004 I decided to refinance our home to get rid of some medical bills and a few credit cards.  I found a lender who I worked well with, and the whole process took a short amount of time as we had great credit and I am a good household manager.  My husband had nothing...
    Michiganmom Michiganmom 46-50, F 2 Responses May 13, 2008

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    Related Experiences

    I am a 41 year old male whom has been a victim of emotional abuse to a sometimes extreme and severe level for almost 23 years with the slow but effective transition up until today...
    emotionally114 emotionally114 41-45, M 2 Responses Nov 10

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    Okay, please bare with me, as this is the first time I'm publicly sharing my story, and I really need to get this out of me, because it's becoming too overwhelming and I'm not sure...
    fuckitol fuckitol 22-25, F 5 Responses 11 hrs ago

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    I searched everywhere online to find a place to vent my story. I hope I finally found it. I am a victim of domestic violence. I wish I could could replace the word "victim" with...
    imsolost14 imsolost14 26-30, F 6 Responses Nov 8

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    I've probably said this to 20 people on here. But its worth repeating: The source of all unhappiness is having expectation. Expectations exist solely in your mind. They are a...
    hmmhmmhmm hmmhmmhmm 26-30 5 days ago

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    With my being in love with a loser has caused a lot of agony. Being cheated on over and over. Being told that he didn't like what I had on and that I was crazy. Yea i was damn...
    SentimentalMood SentimentalMood 36-40, F 4 Responses Nov 12

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    It is an awful thing to see on the outside a child that has been abused. The problem is that there are so many varying degrees of abuse and dysfunctional families especially from...
    teekitten teekitten 31-35, F 1 Response 5 days ago

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    I have no idea why this says I was a victim but this is the closest I could find. I still live with my ex husband we just live in different sections of the house. My biggest...
    VBLOVE1106 VBLOVE1106 22-25, F 2 Responses Nov 12

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    Hell no. I never been a victim. But if a guy wants to hurt and touches me. He is getting slapped.
    RebeccaMontero RebeccaMontero 22-25, F 2 Responses Nov 7

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    I'm like a sore thumb in my family. I stick out, I don't belong and I definitely didn't feel welcome when I used to live with them.. I was the child that was nagged and pushed...
    christismyguide christismyguide 22-25, F 7 Responses Oct 25

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    It Haunts Me Still The thing I remember most about Jr. High is feeling so alone. I was a smallish guy. Smart, too. Never a good combination. I wasn't fat, but I was no athlete...
    JesseLeeJames JesseLeeJames 46-50, M Nov 10

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    Have any of your stories on EP ever been plagiarized? It’s happened to me, believe it or not. In my case, it was one of my earliest stories, which I deleted from my account a...
    Rutterman Rutterman 36-40, M 8 Responses 4 days ago

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    I am having a difficult time deciding if my situation is as serious as everyone tells me it is. I keep going back and forth, almost on a daily basis. I've been with my husband for...
    htb1025 htb1025 31-35, F 1 Response 3 days ago

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    I was molested by a women repeatedly . I am confused. My body was exploited and the ******* was intense. I feel ashamed that I like her rubbing me between my legs??
    thesecrettearkeeper thesecrettearkeeper 26-30, F 3 Responses Oct 25

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    Here is my experience.. still experiencing.. My 21 year old daughter met a man on Christian Mingle. 2 weeks later she was asking us to meet him and gave some details about him that...
    mrdesoto918 mrdesoto918 36-40, M 2 Responses Oct 30

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    And it was awful. My ex wife used to go crazy when she had pmt. she would cause and create all manner of situations that would have me cowering in a corner or doing anything to...
    picklebobble picklebobble 46-50, M Nov 7

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    I wonder if I will ever forget him. I'm sure the answer is no. It's unfortunate but it's how it is. I wonder if he ever thinks of me and if so what he thinks. I want to know how...
    Jeradactyl Jeradactyl 22-25, F 2 Responses Nov 10

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    My childhood was dysfunctional, a fact I didn't really figure out until I was about 15. Since then, I can't say my life has improved much. I went away for college but immediately...
    ediskrad ediskrad 26-30, F 1 Response Nov 13

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    I won a judge, several teachers, multiple officials, and an uncountable amount of peers. I feel horrible about it, now. After it was glorified by a therapist, guidance counselor...
    marilynandcupcakes marilynandcupcakes 13-15, F Nov 14

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    I was the only kid in a wheelchair that I knew growing up and I was bullied all through school. I had all the verbal abuse. But I also was put in my chair on a picnic table so I...
    mattywheels25 mattywheels25 26-30, M Nov 16

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    the guy who was my first kiss, ended up raping me because i refused to have sex with him. he said that he accepted that i believe sex is for marriage but apparently not :/ it...
    chevonsmith chevonsmith 18-21, F 8 Responses 6 days ago

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    8th post. I almost decided yesterday not to continue my story, and then I thought it would not be fair to myself. It just seems a huge task, and then my mind started playing those...
    rana3434 rana3434 36-40, F 1 Response 6 days ago

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    Just got back from a three day biz trip. W was at the computer as usual "working" on her gym's marketing that she is so utterly devoted to. She managed a low "hi" without turning...
    deepbreathneeded deepbreathneeded 36-40, M 7 Responses 5 days ago

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    So basically, when I got pregnant for my boyfriend, yes I was young. We were stupid, but we were in love. When we told his mother, she flipped out and started asking for a DNA test...
    SincerelyRae SincerelyRae 16-17, F 3 Responses 2 days ago

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    I was molested at 11-12 I been having flashbacks of it I see one of the boys who molested me everyday I go to school I'm a victim of Getting molested When it happen I was afraid...
    Singing13 Singing13 13-15, F 5 Responses 1 day ago

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    Adoption and Holiday Dread By John Veit Arcata, CA As Turkey Day approaches the words of cinema pugilist Rocky Balboa ring in my head. “To you, it’s Thanksgiving; to me, it...
    JohnV25 JohnV25 41-45, M 1 day ago

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    "How was the day?" "Fine" "How are the girls?" "Fine" "Did they have a good day at school?" "Yep, normal Monday?" "Can you share anything interesting about their day?" "Not right...
    deepbreathneeded deepbreathneeded 36-40, M 3 Responses Oct 27

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    I been emotional abused by my mother since long ago.. It was a long story.. She been addicted to gambling since long ago.. I and 4 of my siblings were having problem to live...
    tarachoo tarachoo 26-30, F Oct 29

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    He says that he is stressed. So that gives him te right to treat and talk to me like I am a no good junk yard dog. Then he has the gall to send me an sms asking me what my problem...
    Christa44 Christa44 41-45, F 2 Responses Oct 30

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    All my life. Done absolutely done with this ****. I am still angry. It's crazy how easily your perception can get so warped whenever you face an experience like this. Suddenly, you...
    onafaerieswings onafaerieswings 18-21, F 1 Response Nov 2

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    It's funny how it happens so slowly... One minute they're your Prince Charming and the next, you're full of anxiety just wondering what will set him off next. Is the house the...
    Lostrainbow Lostrainbow 31-35, F Nov 4

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    Do you stick up for yourself and get beaten worse or just take it in and beat yourself up on the inside. I chose to stick up for myself. Im left with tear stained cheeks, a jaw I...
    itsmemargret itsmemargret 18-21 3 Responses Nov 6

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    I hate mydamn ex so much i want to hurt him.he deserves to suffer.I want revenge.solo much pain he caused.I feel broken down with no strength.so I kept going back because I felt so...
    amtired amtired 22-25 8 Responses Nov 7

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    Well, I was hypnotized at the after prom party. It was fun. Embarrassing. But fun. lol
    niklb niklb 41-45, F Nov 10

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    I think I belong to 1920's-1960's era. Things I love exactly comes from that era. I'm The Beatlemania, I read classics, I love Elizabeth Taylor and Audrey Hepburn. I wear things...
    fikydiamond fikydiamond 18-21, F 1 Response Nov 10

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    Every day, I have to put up with the same gentleman lurking in the bushes across from my home. The first time he did that I thought he was just being nosey. Now, I'm not so sure...
    imnervous42 imnervous42 41-45, F 2 Responses Nov 12

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    So.. I am suffering. Again.sorry people. I just dont know what to do to recover. What do i do now that hes gone?Ifeel too broken to do anything. I feel too weak to be the...
    amtired amtired 22-25 5 Responses Nov 13

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    I was assaulted 3 weeks ago haven't slept since
    wherethewildthingswere wherethewildthingswere 26-30, F Nov 15

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    I just want him to stop. I don't know what he wants from me. I heard him outside my window tonight and I got the sense that he was watching me. This is sooo unnerving...
    imnervous42 imnervous42 41-45, F 6 Responses Nov 15

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    Finally stayed at a new lovely home. I watched sunset from my big windows last night. It was an amazing view. I am lucky! Still my ex bothers me. Text like thousand times a day...
    girlyloveorange girlyloveorange 31-35, F 1 Response 6 days ago

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    this post is going to be super long. also excuse the random jewish phrases i will try to translate them... my sister wrote this on a public blog about her therapist and this is the...
    Anaihsohs Anaihsohs 18-21, F 5 days ago

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    Sticks and stones just break bones But your words have burnt a whole in my heart No matter what any one else says I blame myself for this relationship broken apart And Why why...
    mea95 mea95 18-21, F 4 Responses 4 days ago

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    I'm leaving my abuser (my boss, I live with his family) but I haven't told him yet. My family and boyfriend support me in leaving, and say none of it is my fault, but I still feel...
    mea95 mea95 18-21, F 2 Responses 4 days ago

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    Oh wow.I'm finally free.finally! Eh.. But eh.... Whew! Whatta unnecessary rollercoaster THAT was! Phew! Jeez!
    amtired amtired 22-25 5 Responses 3 days ago

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