be forgiving because the more you forgive you will be able to love more. When we hold onto our hurts/grudges and don't forgive we are closed off from loving others and receiving love.
Thank you for BA. :-)
3 things I tell the kids at school. 1. Take a real good multivitamin everyday 2. See a chiropractor every 6 months 3. Learn to meditate. If I had done those things at your age, 80% of the misery in my life could have been spared.
Why does a kid need to see a chiropractor?
Just as a tune up....
Don't be one of the sheep.
At your age I would say learn how money really works. Google Financial Peace University by Dave Ramsey. That will do the trick for you. Then learn to live on 80% of what you make and invest the rest. By age 40 you will be able to retire and live the good life.
Any time. We are always here for you. :) :)
Thank you. You have no idea how exciting it is to see a younger person care about their future. :) :) :) You go girl!!! :) :)
Just a thought along the lines of what you said. By 40 you should have around 5 to 6 million dollar's. The interest on half of that is about $300,000 a year. Live off of that and let the other 3 million grow. Since money doubles about every seven years do the math. When you pass away leave half to your children and with the other half set up a charity and use the interest every year to provide scholarships to deserving girls who could never afford to go to college. That is a legacy that will be there long after you are gone. :) :) This is just one example of the many wonderful things you can do.
You are very welcome. At your age this is very easy to achieve. If you want a example of this let me know. :)
That is so true. Instead of a cheaper used car everyone wants a new sporty model. Then you just have to pull out the credit card for a long weekend at the beach to show off that new car. That is precisely why I live in a neighborhood that is beneath what I can afford and never buy a car newer then 4 year's old. I will retire and live the good life. If I would have had wise advice and good investment advice when I was your age I would already be retired.
Ok here is an example. We have two young ladies. They are best friends. They graduate high school together and are both 18. Girl 1 goes to work and puts $2,000 a year into a IRA, individual retirement account. She does this every year from 18 to 25. Then she gets married has kids and is never able to put any money into her retirement account again. Girl 2 goes to college. She parties and doesn't work. She gets out of school. Gets a job meets a guy and gets married at 25 too. Her new husband had never saved any money either. Their tax person suggests starting a IRA, so they do. From age 25 to 65 they faithfully put in $2,000 every year for 40 years. Both girls retire at age 65 on the same day, because they are best friends of course. Who has more money? Girl one who put away $14,00 between age 18 and 25 then stopped and never put in another penny or girl two who put away $80,000 between age 25 and 65?
That is good and bad. Did you think about the question?
Very good! :) You are correct. Assuming they bot averaged 10% per year girl one would have $970,000. And girl two would have $830,000. The difference here is compound interest. You can either receive it or pay it to credit card companies. Make wise choices early and reap the rewards. A friend of mine retired at age 35.
Anytime :) I hope God blesses you with a truly wonderful life. :) :)
Foloow your head and never give up
Stay away from drugs :P