Means you know a lot of random facts that can be looked up in a book. Doesn't necessarily mean you have what is called "common sense" which is being able to use that knowledge with good judgement.

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Massive student loans

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Thanks for the BA- All that fancy learnin paid off!

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What the heck!? You got a BA for THAT!? :p

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Sometimes you're the bug. Sometimes you're the wind shield.

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