"Don't spend" becomes my mantra when I'm trying to save money.

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For young people just entering the workforce, save 5 dollars from every pay check and put it on the side...10 or 15 years from now youll be glad you did.

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Yeah...Dont spend it!

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cut back on everything possible. like cell phones, fuel, drive more responsibly... all the little things add up. bundle your internet, phone and tv.

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don't fall for the dollar sale. you don't usually need those things you buy there.<br />
those dollars add up.

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This was developed at Harvard by some ..I dunno, smart Harvard people I guess. <br />
<br />
ONLY spend 20 percent of your monthly income on what you want. <br />
ONLY spend 50 percent of your monthly income on what you need (if you spend more than that, you're living beyond your means) and <br />
SAVE 30 percent of your monthly income, each and every month.

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adopt a frugal lifestyle, and learn to enjoy it. but never be afraid to spend money on what's most important.

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If you watch your pennies, your dollars will take care of themselves.

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This might sound crazy but it does help- get a separate money box for each note and coin and put one of each in each pay.

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Yes charge your partner for sex,adds up quickly<br />
Greetings Hierman

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