Dad always said do not let your environment dictate to you want to do, but dictated to it. I think he was talking about peer pressure at the time, but it still works for me today.
Everyone follows societies rules just to survive, so everyone is sheep. Whether it be buying a house, a car, merely by walking on a pathway, you are already following a path that is laid out before you, and I mean that in both senses of the term. No one really has free will, we all just carry the illusion of free will. Wealthy or homeless, you live by societies rules and you die by them :)