Does anyone know of any LEGIT help for crushing credit card debt?
I wont get into my big sob story, I'll just say that my husband and I are in a crushing credit card debt MESS and there is no apparent way out...
It's not debt for "fun" things either, it's been stacking up because for the last few years we haven't been able to make it paycheck to paycheck without credit cards. We've had to use our credit card for essentials like groceries, emergencies, medical bills, etc.
This mess we've been in just continues to get worse despite all our best efforts to find a way to turn things around. :(
We do not want to have to file for bankruptcy but are so afraid that that's what we'll have to end up doing and then my husband's wages will be garnished and we certainly cannot afford that. :(
Do you know of any LEGIT ways to help with credit card debt?
Any help would be MUCH appreciated. Thanks so much! :)