This is the Thing.That is a crock of Horse Hockey. You can't expect the Unexpected. That is what makes it UNEXPECTED. Just like they say Prevent accidents,If you could prevent them they wouldn't Happen,Thus they wouldn't be accidents, Right ? lol
That's a good question. One of my mantras has always been expect the unexpected. Another has been count on nothing, but be ready for anything.
It seems to me like a fate question the way you put it. I've always tried to let it be open ended. In other words, you just don't know.
Ask a bonsai tree.
Or if we didn't ask to exist, or make our own mind, senses, body, or instincts... if we didn't choose or make this world... or pick the options we have to choose from... are we even free at all? What did we have a choice in the first place?