I havent bought so much as a stick of bubble gum on credit. If I can't pay cash for it, then I can't afford it. I've never had a credit card in my name. My wives did, and it caused me nothing but grief. This world is in trouble. Nobody wants to take responsibility for nothing these days. That includes the bill.
I don't use credit cards at all...pay cash for everything and if I can't,I wait until I have the money.
The Americans seem to live off their Credit cards, and that could be the reason everyone is in debt here. If I can't afford to buy something, I wait until I have the money to buy. Seems logical to me. Q~Q
I've never owned a credit card in my life and never will. I don't always do my best to live within my means, but I'm never in debt to anyone.
Especially in America.
I don't have credit cards, just debit cards. So do most Russians.
Here but i came from Austria, maybe not your country who you mean :D
I don't have any credit cards. I live a very simple life.
I have a credit card but I keep it at home most time use it just to buy online.
I also never spend beyond my means so I can pay the bill end of the month in full without paying interest.
A major part of this recession is because people would just get credit cards and buy lots of expensive things they could not afford and then when time comes to pay the bills they get into trouble and have to go bankrupt or they have to make all sorts of cutbacks just so they could have a new top of the range iPad or flat screen tv.
When things like credit cards were for the rich only and it wasnt as easy to borrow as it is now if people wanted something they saved up for it.
Meant they couldn't just go straight out and buy what they wanted but they knew when they did buy it they wouldnt get into any debts they were going to have trouble repaying later