How about going someone house.

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It's not hard... You just have to decide to stop spending... While you have no savings you are captive to the system... With savings you get to make your own choices

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I used a method that really helped me save a lot of money. I got a small budget book and wrote down every penny I spent each day and what for. I could look back and see where I was frittering away my money. One thing was getting large iced drinks at convenience stores in the hot months when I was out and about running errands several hours a day. I started bringing a large ice water in my car and drinking that instead. It only took 2 months for me to figure out my bad spending habits and saved enough to put away the money and go on trips.

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How much you need to save?

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My grandpa taught me, 'pay yourself first'...put aside at least 10% of your pay into savings before you pay bills, party, shop for fun stuff, etc. After awhile, you won;t even notice that 10%...

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Very simple ... spend less than you make.

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