I am scheduled to start grad school next year. But, I'm having second thoughts ba
sed on the following:
My savings have been depleted, and I have no one to assist me in the event that I need a loan. I am now 40 and will incur over $40k in additional debt. In addition, my organization have not given a raise in over 2years due to budget cuts. I want to know if I am making the right decision. If I don't go to grad school next year, that will be it. As I want to start enjoying my life. Advice?