Do you hate the idea of paying premiums up-front, or do you hate the idea of being insured? If you dislike the premiums up-front, then you need to consider what yellowtip is saying, because the cost may come and sting you - unless you have set aside cash just in case... But if you hate the idea of an insurance culture, I do resonate with you. I thing that we lose the sense of the value of things when we insure them. Maybe we should just stick to third-party insurance on cars?

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You can't hate insurance any more than I do. I'm tangling with two different insurance companies right now and can't get satisfaction from either.

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Well your president wants to have it.

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