I just moved out of the parents house and am having financial troubles already. Any tips on budgetting?
4 Answers to "I just moved out of the parents house and am having financial troubles already. Any tips on budgetting?"
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Look up frugal living :)
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shut off your internet and PC, no ISP charges, and less power expenditure
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Good advice. But i dont psy utilities. My rent is 400 a month utilities included. Thanks tho.
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Welcome to real life... I left my nineteen alone to fiend for his self once and came home to a freezer of McDoulbles. His grocery shopping and cooking expense accounted for.
I told him if I wasn't around anymore how are you going to survive?
Google some good advice on Dave Ramsey Show and listen. I was debt free before I found him but he does make sense if you really are serious about being financially responsible for yourself.Like (1)
Best Answer (Chosen by Voting):
Posted by MzAliceFaye Jul 18th, 2012 at 1:41PM
Determine your income. Determine your expenses. Then prioritize the rest. Usually when a pay check comes in, you pay yourself first. (A percentage should go into savings, any amount you can afford. Even 10$. You can have this automatically pulled once a month/week etc if you set it up with the bank.) Then bills are paid. You've now set a budge.
To stick to a budget, Other tips include:
-leave your credit cards/debit cards at home and work with cash. Its easier to track.
-cut your habit. Whether its alcohol, cigarettes or daily latte's. You can do without when money is this tight
-save all your receipts in order to help you stick to that budget. Receipts assist you in being accountable, and your budget trackable
-analyze your spending regularly. Take note of things that can be cut, where your over spending, unnecessary spending
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