This is stupid. How about you just give a twenty, I don't give you anything, & we call it even.
A person asking to "borrow" and is trustworthy will ask for only what they need then pay you back at the promised time. (friends, acquaintances and trusted family members) <br />
The person who is not trustworthy is attempting a scam and will offer you more in return and still never pay you back. (junkies, thieves and used car sails-men)
I'm not a gambler.
No. I don't believe in getting something for nothing, not even $2.