Anything enterprise classified as a business is inherently dishonest, crooked, and out to screw the customers. Never, ever, trust a businessman. They're worse than lawyers. Maybe tied.
Insurance is expensive because that's how much it costs. If company A and B are charging one price and company C can do it cheaper they will. Unless they've got protection from the government.
Medical insurance is so expensive because the drug companies have protection from the government to keep their competition at bay so they can charge what they like for drugs and treatments and the higher costs are passed on through insurance to the consumer.
Obama isn't proposing any real change. He signed a medicare deal with the drug companies which bans the government from negotiating prices so Obama is part of the problem. If you want to improve health care in the US what you need is a liberaliser, not a legislator.
Sounds like a game of paper scissors stone
if insurance company A is super expensive and company B is less expensive than A but still expensive and C is just expensive, why is insurance so expansive?
i think this is what u intended.
it's set up so each company can legally claim to be cheaper by focusing on different policies. it's a scam.
ONLY because of GREEDY "Lobbyists" and ALL of the Insurance Company's Executives from their CEO's on down! This is, after all, a "Capitalistic Country"! lol
Because you are a bad driver?
For years we had insurance through Company A. For a while, I was reviewing it every year, and every year it was on par with other companies. Thus I quit reviewing it for the the longest time. Just got the bill every year and paid. (This was for vehicles and the house.) This year I checked. Company A was charging me $3500 a year. Company B? $2400 - and slightly better coverage.
I got complacent and got overcharged for years. Just my experience, always review your insurance coverage. Make sure you're getting the best bang for your bucks.