If someone hits your car and the insurance says it's totaled how can they only pay you the blue book value of the car=
when that amount will never replace the car or pay for a car of equal value for you to drive so your left with no car, no way to get another. Isn't the point of having insurance to restore your property back to what it was before someone hit you? Expecialy when the other driver was at fault. You buy a new car for $15,000 and take good care of it for 15 years in perfect condition and then someone hits you totalng your car and the other drivers insurance will only pay you buebook value of $1986. Isn't the insurance company suposed to replace your car with a car of equal value? $1986.Is in no way going to restore what you had. What can someone do about it?