Strumming is easier especially as a learner will only know a few chords to begin with, picking well takes a lot of practise and some skill. A combination of both is best to my ears :)
Strumming is prolly a bit easier to pick up but experiment with both and see which works best for you cuz i do mostly fingerpicking i love it
Finger picking can be hard on your still soft fingers, I have a cheap classic guitar so I do both the strumming and the picking with my fingers, wouldnt recommend doing the same with steel strings, unless you want chipped nails lol (yes ive tried!), strumming is way more fun too I should add.
Strumming is easier but fingerpicking sounds a lot better.. I find fingerpicking a bit complicated to learn though.. well, if you're trying to learn it all by yourself that is..
Chords are the easiest. Read my story if you want.
Obviously it's good to know both but do whats comfortable for you.
It isn't so difficult.. you can learn a lot from youtube and daily practices. I like strumming though..but I prefer picking for some songs.
I prefer finger picking.