..and what will you use to pay for the fun you are having?
Not really. Someone has to grow the food you eat and make everything else like your clothes so it makes sense that you pay them back by producing something for them.
We can't because food growing, clothes making etc all take specialists to do them especially in the quantities and quality that we want them in. So the idea is that everyone produces and a symbol of their production is money.
No-one controls money because money is ultimately just an expression of the productivity of a country. It it makes more money than it can back up with production then everything collapses into hyper inflation. Of course there are people who think they control money. Check out "The Theory of Money and Credit" by Mises.
Central banks are a bunch of jokers. If it wasn't for them we wouldn't have recessions.
Ordinary banks do. Central banks are different. What central banks do is guess where the interest rates of a country should be and then print money to lend to commercial banks which means that commercial banks can lower the interest rates. So you would assume that bank loans are financed by savings but typically interest rates are so low that no-one is encouraged to save so all loans actually come from printed money from central banks and very rich people who have to have their money in banks because there's no where else to put vast sums.
Central banks stop banks operating as they should and force them into gambling on the stock market to make money.
Oh they genuinely think they're regulating the economy for everyone's benefit.
Never ascribe to malice what can be ascribed to incompetence.
haha, dream on, but yeah, I wish I didnt have to start working