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What do you do if you have a bankruptcy?

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    Best Answer (Chosen by Voting):

    TonyCE - 56-60 years old - male

    Posted by TonyCE Jan 10th, 2013 at 9:41AM

    You lose your credit for a while

    [ Reply ] | Like (2)

11 Answers to "What do you do if you have a bankruptcy?"

  1. jeanemae - 26-30 years old

    Posted by jeanemae Jan 10th, 2013 at 9:58AM

    The court settles your debt according to bankruptcy laws..depending on what kind of dept it is..it can allow you to start over, arrange for dept payment from assets, or just make things worse if you have a lot of debt that will still be there after the bankruptcy is filed.

    Like (1)

  2. Oso41412 - 41-45 years old - female

    Reply by Oso41412 Jan 10th, 2013 at 9:52AM

    The only thing that is not "erased" is any kind of debt owed to the IRS....

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  3. QueenIzabella - 56-60 years old

    Reply by QueenIzabella Jan 10th, 2013 at 9:56AM

    Student loans cannot be "erased," either!

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    1 more reply
  4. QueenIzabella - 56-60 years old

    Posted by QueenIzabella Jan 10th, 2013 at 9:57AM

    It's definitely no fun, tho it's not the end of the world, either.

    Like (1)

  5. Oso41412 - 41-45 years old - female

    Posted by Oso41412 Jan 10th, 2013 at 9:51AM

    I went through this two years ago, personal & business bankruptcy. If you have any questions or want to know more, message me....I will give you honest answers....

    Like (1)

  6. thesphinxess - 26-30 years old - female

    Posted by thesphinxess Jan 10th, 2013 at 9:46AM

    you start over... its like a second chance for you

    Like (1)

  7. stevez24 - 26-30 years old - male

    Posted by stevez24 Jan 10th, 2013 at 9:43AM

    Dont F*&k up the second time!

    Like (1)

  8. jedclampet - 56-60 years old - male

    Posted by jedclampet Jan 10th, 2013 at 9:42AM

    Hasn't your lawyer told you?

    Like (1)

  9. 1littlerose - 56-60 years old - female

    Posted by 1littlerose Jan 10th, 2013 at 9:42AM

    You start fresh and debt free.

    Like (1)

  10. l3b25 - 22-25 years old - male

    Posted by l3b25 Jan 10th, 2013 at 9:42AM

    nothing the usual iv always been bankrupt !!

    Like (1)

  11. sumnerkagan - 41-45 years old - male

    Posted by sumnerkagan Jan 10th, 2013 at 9:42AM

    Start again.

    Like (1)

  12. onwayout - 41-45 years old - female

    Posted by onwayout Jan 10th, 2013 at 9:41AM

    Depends on what type of bankruptcy you've filed. But either way, after you file, you want to come up with better solutions so that you don't run into debt or financial ruin in the future.

    Like (1)

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