no it's not a common term, in fact I don't think it's a term at all. Mom was burnt, tired, and sick of dealing with a pre-teen. My guess she probably paid some decent money for that phone and daughter carelessly lost it...making mom a bit over the top.
Yeah I have a 10 year old and she acts like she's going into high school. I don't use the term payback but I've been known to use other terms. I know I'm getting my payback for how I treated my mother 3-fold! And I call my mom hoping to get support and instead I get laughter and a flashback from my teen years. Paybacks really are a *****! Lol
Payback... The karma related to being a wildly uncontrollable kid for your parents, only to find that your child behaves the same way