I always defer to Ebenezer Scrooge's genius. Reduce the pay of employees, raise the rent on slum tenements, etc.
You could get a new credit card tbh, aslong as you are able to repay it com next year?
That´s is just so sad.
Why do you feel pressured to shop ?
It´s not mandatory, it´s stressful and completely ruins the mood for many people.
sell stuff on the corner