Step 1: find something you want<br />
Step 2: contemplate buying it<br />
Step 3: decide not to buy it<br />
Step 4: curl up in a ball and cry<br />
Step 5: cry some more
Seems like my case XD
Don't eat fast food! It adds up FAST. Prepare your meals.
I agree, plan what you'll make to eat each day and stick to it
Not buying packaged convenience foods at the store helps, too.
Give up beer and cigarettes.
whaaaaaaaat? Never! I'd rather be penniless than give up the beer. It's natures cure to get us through life!
So true Mick!!!!
Bad ...bad advise
Pre plan your meals. I spend a lot eating out because I'm too lazy make lunches or fill water bottle
Not spending it, unless it is on something I need (as opposed to want)
I agree with you. One step further, ask yourself when you are in front of it if you need it or want it? It sometimes hard to walk away when you tell yourself you only want it. Practice makes perfect though!
Pay yourself. Set up a savings account and treat it like a creditor.
I never thought of it like that but I see it now!
Easy: Stop buying things you don't need...
Instead of money, I'm going to use my 26,260 EP points to purchase a wide exchange of things from their rewards catalogue!
Don't spend it
Money jar! Set allowances every week for certain necessities (I.e grocery, gas) each in a jar. the trick is you only can use cash and what ever is left over you can decide to carry over next week or spend it that week on a reward
dont spend it
Cut back on spending
Make a bank account, put some cash in it, then promptly forget your pin number and then forget it existed, then get cryogenically frozen for 1000 years by accident when delivering a pizza to somebody that turned out to be a tiny black alien on New Year's... And then spend it all buying the last ever pack of sardines.
Don't spend it.
don't spend more than you can afford
Keeping in mind how much I've got left on the account and balancing between purchase and earnings.
Personally what I do to save money is pretend I don't have it. Once I keep telling myself I don't have money I start believing it and then my money is all saved up.
Reading some of the other answers here, I was reminded of when I was a teen, saving for a trip to Europe. My parents didn't want me to go and refused to contribute at all, so I had to earn every penny. So I stopped partying (except for actual celebrations of friends' birthdays and stuff like that) and bought damn near nothing. When I did contemplate buying something, I asked myself two questions:<br />
1. Do I REALLY need this? If yes, then I bought it, plain and simple. If no, then...<br />
2. Do I want this more than I want a trip to Europe?<br />
The answer to that second one almost never came back as 'yes'...<br />
So my advice would be: Don't just save your money for the heck of it. Set a goal to achieve to keep you focused. Checking your account (or piggy bank) regularly and watching the balance grow is highly addictive!
The fastest way to double your money, is to fold it in half and put it back in your pocket.
Put away 20%