I think it depends on who's saying it....some guys call every woman babe.... If it's someone I like...someone I feel close to, I love it. But when it's just some random guy who doesn't know me, I find it a bit too generic.
It can sometimes be an endearment. I think it's ok after I know them pretty well. I think using my name is actually very intimate. Hearing a man say my name kinda makes me shivery.
Agreed, it can be very endearing to that one you hold close to your heart. Some guys over use the word so I can see how women question the sincerity. Babe while endearing, can be a cover so nothing slips out.
It means he thinks of a woman as more than just a friend
term of endearment
*Babe* , that means he LIKES you ... extending him*self* towards the callee ;) :P