I'm 18 and a senior in High School. I'm currently on my moms health insurance but she won't let me use it because they'll charge her the deductible. I need to go see a dermatologist about a skin disease I have a get surgery. My fiance is looking for himself an insurance plan and was going to put me on his but my grandmother said I have to be on a parent or guardians. That I can't even have my own plan till I'm over 26 or I get married. I don't feel like thats right. When can I get my own health insurance and could I be on my fiances now? We live in VA
You are going to have a deductible no matter which plan. Why not give her the deductible so you can use hers ?
That doesn't make any sense at all. It would have been so easy just to do that.