Do the state legislatures set the insurance rates in those states? I doubt it. Those are set by the insurance companies ba<x>sed on risk and the costs of repairs, litigation, etc.
Greedy has little to do with it. If that were the case, you would choose a different insurance company. They are businesses like any other, except that most of them pay dividends to stockholders like your grandmother who can, therefore, live better in her golden years. (By the way, I'll laugh my *** off if you block me. You're just a progressive if you stifle contrasting opinions.)
About accusations of greed, I find it interesting that if it as a financial institution, the motivation is greed, but if it is Apple or Roc-A-Fella Records, it's brilliant and deserved.
Incorrect, stud. I have not had a political affiliation in twenty years -- except the one time I joined the Kansas Republican party to vote against Sam Brownback as its candidate for Senator. Obviously, I was unsuccessful in that. Maybe I take a little bigger view than partisan politics.