I think we have to cut people slack or give them a wide birth. I get tired of the "Guru's" who have All the "answers" they dont, sorry, as much as i adore wayne and Louise. Maybe they wore the same clothes before they started giving out advice and pullin in huge checks. Your loved ones are just doing the best they know how and thats OK...............................
My Brother and Sister in law. OMG! What if we were not millionaires?! They eat P&B jelly sandwiches and panic every time the stock market goes down a notch and wear the same clothes for a week at a time. The most annoying people I know. They would be excellent spend thrifts if they were homeless.
In some situations its good to say what if.
maybe they didn't always hold back, and now they're overly cautious.