Confused

I'm a very sexual person and I'm into kinky stuff like daddy/daughter role play, BDSM, etc. I find pretty much all fetishes to be a turn on. I'm a pretty attractive women. I have curves all in the right places and i have guys always wanting to have sex with me. So why am I still a virgin??? Well my biggest fear is that i will have sex for the first time and end up pregnant and on the Maury show looking for my baby's daddy. I guess the main reason I have this fear is because majority of the girls I've went to high school with are pregnant or have babies. Don't get me wrong I love children it's just that I don't want to unexpectedly bring a child in this world and barely be able to take care of it. When I have children I want it to be with someone I love and i am able to give them everything they need. I don't want my children to grow up not having nice things because I had them too early and then I'm working at a minimum wage job. On the other hand I want to have sex. I feel that I'm ready, but consequences of getting pregnant is always there in the back of my mind. Until this fear passes, I only go as far as having oral.