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Terrified.

A personal story in the experience: I Am Afraid of Being Poor
I have discovered, or rediscovered perhaps, that I am desperately terrified of being poor. (By poor, I mean having all my money run out. I couldn't think of a better word, my bad).

This is not because I come from a family that is rich, or has even been all that well off until recent years. The only time that my parents felt financially comfortable was the latter half of my teenage years. I am not saying that we were ever even below the poverty line, mind you. The real problem is that it's not what you actually have that truly counts, but the attitude towards what you don't have. And in this case, I appear to have been deeply imprinted with the unspoken attitudes toward scarcity that existed in my family as I was grown up. That sort of stuff you don't realise you have, unless you dig right deep down.

After all, I have pretty much always had anti-materialist and anti-consumption values. The excesses of the super-rich appal and horrify me. I do not believe that happiness has anything to do with the accumulation of newer or more or better stuff. I have mostly second hand furniture because of an environmentalist ethos, haven't bought new clothes in years.

Perhaps that's what threw me off the track. If I don't really have much need for money, why would I be afraid of being poor?

And yet, there it is. Lurking so large that if I was to go and stand underneath its shadow, I would collapse, overwhelmed.

What on earth will I do when the money runs out?

I don't have the courage to find out. Or to even really work through the idea.

Here is an interesting lesson that I have learned from it though. Being independent and self sufficient is actually a fallacy if you are able to do so only because of money, because it has no truth. Of course, any good Buddhist, or follower of the Abrahamic religions knows this. And anyone who has lived hand to mouth might well find this story causes incredulity.

But it is what it is. An irrational phobia, and those things are never rational, funnily enough.

I don't have the courage to face it, so I think I will just go solve the financial situation by working. (If you can't see the problem with that, it's because that would be me fleeing fear rather than facing up to it. Sure, we should all contribute to society, and do what we can to support ourselves, but that really, really, really isn't the point).
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Posted Dec 24th, 2007 at 5:12AM
If the money rubs out my friend, You go to work. : )
That;s always been my solution to that problem.
Happy Holidays
     
Posted Dec 24th, 2007 at 5:19AM
*nods to both bluegeorgia and funlovingfestiveflirt*

Valid points, indeed.

But where's the courage in running away from your fears? Sure, I can manage a fix for pretty much all my fears and insecurities, but where will that ever get me?

I've been a high functioning neurotic all of my life. It's not the best way of living.
+2 nods     
Posted Dec 24th, 2007 at 5:29AM
I get the feeling that funlovingfestiveflirt made that comment with good intentions though... in the spirit of "you gotta learn to relax dude!!!"

Which, is definitely true.

hahahahah
     
Posted Dec 24th, 2007 at 5:41AM
I think the part of the fear that is irrational is that it is actually highly unlikely that i would ever starve to death. I have plenty of stuff to sell, friends that I haven't talked to for ages, but would probably still feed me and house me provided i promised to look for work, and have family that would do the same, probably without that qualification.

And when you look through the ages, it does seem to be the consensus opinion that wanting material possessions are a barrier to true wisdom or enlightenment or fearlessness?

And it's very true. I think I would have to give away all my material possessions before I truly faced that fear.

Now *that* would be a true personal challenge!
+2 nods     
Posted Dec 24th, 2007 at 5:03PM
I'll feed and house you, Dodo, if you ever need it. :) That is, unless I lose my house and all income. :( I really hope that never happens to either of us. I feel you are brave to attempt to face your fear a little, by joining this group. I do believe that too many material possessions can bog one down not only physically, but mentally. I don't remember who said: for every slave you have, you are a slave to them as well...
+2 nods     
Posted Dec 30th, 2007 at 12:47PM
I dont think it's an irrational fear- my last year of college i had to couch surf because i couldnt work and do my senior research at the same time..

it is sucky... and a bit scary to know that everything you need to live is dependent on the charity of somebody else- no matter how much stuff you have.... to worry if the bills will get paid on time and if you will continue to have hot water and heat...
     
Posted Jan 22nd, 2008 at 6:19PM
You know, I read this the first day I found EP, and I wasn't going to comment, but I have been thinking about it ever since. When you say that getting a job is running from your fear of being poor, well, I think that is just ridiculous. I don't really give a crap about contributing to society, but hell yes you should support yourself! Haven't you ever done something for the satisfaction of it? And happened to get paid for it? Working doesn't have to mean that you're giving in to the man, and it doesn't have to have anything to do with consumerism or materialism. You say that you can "manage a fix" for your various neuroses, but that that won't get you anywhere. I've read a lot of your stories, and looked at all your groups, and it seems to me like you are a really smart person being held back by a lot of insecurity related issues. Nobody wants to be poor, but to boil it down, are you really saying that you think working is a cop out to facing your fear of poverty? Because that really is irrational. Not the fear of poverty, I know what that looks like, I live with a person for whom just thinking about running out of money can trigger a "spell". I think your fear is really about something else. This same person has taught me how easy it for supremely intelligent people to use their mastery of language to make the issue about something entirely different in order to avoid the actual heart of the problem. If you think that way, then move out on the streets. Get yourself a nice big box, maybe a shopping cart, and that would facing up to a fear of poverty. And hypothermia, malnutrition, panhandling- a lot of scary things! I really am sorry if that sounds harsh, I do think you're cool, but this I had to weigh in on.
I'll tell you something- I used to positively drown in fear and self loathing. I remember sitting in my apartment, looking outside at beautiful afternoons, thinking how I should go out, go out to the barn, go for a walk, anything. I coudn't do it, the thought of having to talk to people, have people look at me and judge (of course, they all were!) made me paralyzed. I've had kind of personal journey since then, and I have a completely different perspective. Between myself and my significant other, I have learned a lot about asking the right questions to get to the heart of things that look really different on the surface.
+3 nods     
Posted Jul 23rd, 2008 at 4:20PM
Have you considered staring your fear in the eyes without giving up your material possessions? Try volunteering at a homeless shelter. Spend an extended amount of time there until you really see the patterns behind people and their situations. Once you watch a number of people start their lives over after hitting rock bottom, you may find that living their experience vicariously has helped you overcome your fears.
+3 nods     
Posted Jul 24th, 2008 at 3:44PM
That fear you have is a universal one, it has to do with our survival instincts, need for social interaction, self esteem. Virtually everybody has that fear, but you have to learn to tone it down and make it livable by taking control of your financial situation as much as possible. Live well within your means and do your homework before making any big financial decisions. Get professional when you need to, a good financial advisor, accountant, mortgage broker. I have over 20 years in the investment business and I have seen people inherit money and totally freak out. Money is a powerful force, best managed with a reasoned, deliberate approach. You can do it!
     
Posted Jul 25th, 2008 at 12:40AM
I wish I knew how to deal with that fear myself. I had a great career, husband, money, kids, friends, and the hole bit. I was extremely happy, until out of the blue I got sick. Husband divorced me for being sick and was forced to live with my parents. I ended up on SSD making $6.87 an hour, when you calculate it out. I loved working and Ive always tried to support myself. However, when I got sick, my life had no hope. Not be able to afford your own place, not afford to feed your own kids, stuck on welfare, being a slave to parents who treat you like a kid. Its a horrible feeling and it scares me, as living in the street is becoming more and more real. Im still sick, so how am I suppose to work? SSD only pays you less then minimum wage, so how do you find an apartment to live in? How do you raise your children, so the state doesn't take them from you? I havent found one friend who was willing to help pack a box, neverless help feed you or your kids. When you have no children, you can live anywhere is you have to. But when you have children, that fear is very very real and can happen at a time when you least expect it.

My best suggestion, is watch your health and pray that you never get sick, so you can continue working. Once you get sick, everyone abandons you and you will be lucky if you even have family member to help.
     
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