If you like your doctor, you can keep your doctor....Hahaha

Employers to drop millions from health care plans as Obamacare premiums spike, CBO projects

By Stephen Dinan - The Washington Times - Thursday, March 24, 2016
Obamacare insurance premiums will leap 6 percent a year over the next decade, and companies will drop millions of employees from their health plans as insurers and employers calibrate their offerings for the new marketplace, the Congressional Budget Office said Thursday.
The health law will continue to steadily grow in both cost and coverage, working toward President Obama’s goal of expanding those with access to insurance — but the government will shell out tens of billions of dollars to pay for it, analysts said in their latest evaluation of the federal budget and the Affordable Care Act, which is driving much of the change.
Medicaid, the federal-state health program for the poor, is growing particularly fast, with some 13 million people signed up for the program this year because of Obamacare. That’s up 3 million from 2015, and it will grow to 19 million by 2026, the CBO said.
Some of those millions will be the working poor, who could get coverage through their jobs but choose Medicaid instead. But millions of others will be thrown out of their plans by businesses who decide it’s cheaper to pay the government penalty than to offer coverage to all of their employers.
“Over the next few years, more employers are expected to respond to the availability of coverage through the marketplaces by declining to offer insurance to their employees,” the CBO said. “As employers change their insurance offerings, some of their employers are expected to enroll in coverage through the marketplaces.”
Between the pull of Medicaid and the push of employers dumping plans, some 9 million fewer people will be getting coverage through their jobs than would have been the case without Obamacare, analysts said.
The expanded number of people on Medicaid, and the growing number of people buying insurance on the Obamacare health exchanges with the aid of taxpayer subsidies, will push up the cost of coverage some $136 billion over last year’s projection.
The health law turned six this week, with Democrats saying it has lived up to its promise of covering millions of Americans who lacked insurance before.
In 2010 the Census Bureau said more than 16 percent of residents in the U.S. lacked insurance. The CBO says that, under Obamacare, that will drop to about 10 percent — or about 27 million people. Many of those are illegal immigrants ineligible for Obamacare, some others are exempt, and still others choose to pay the tax penalty rather than obtain insurance.
But with the tax penalty biting ever deeper, interest in Obamacare’s exchanges — the marketplaces that are the crux of the health law — is growing. The CBO said some 13 million people selected plans this year, and that will rise to 15 million next year, and to as many as 19 million people later this decade.
Up to 16 million of those will be getting government subsidies to buy their insurance.
For the broader federal budget, the CBO said revenue is slightly lower than projected, but spending is even lower. That works out to a deficit of $534 billion, which is better than the estimate of a few months ago — though still worse than the 2015 total of $438 billion.
It’s the first time the deficit has spiked since 2009, when President Obama took office amid the economic downturn and massive government deficit spending to try to stimulate it.
The new numbers should be a wake-up call to Congress and the White House, budget watchdogs said.
“The era of declining deficits has clearly come to an end,” Michael A. Peterson, president of the Peter G. Peterson Foundation, said in a statement asking the presidential candidates to address the growing problem. “Americans are asking candidates to put forward a plan, and candidates have a responsibility to tell voters their ideas to put our debt on a sustainable path and build a strong economy in the decades ahead.”
lov2smile lov2smile
26-30, F
8 Responses Mar 27, 2016

The problem is that there are no people who are talented enough to balance our country and make the plan, and who are also unbiased.
So far, politicians have proven incapable of making the hard choices.
But the Affordable Healthcare Plan is not a problem and not doomed to fail. I doubt that keeping your Dr is going to be a real problem either.
Any new plan, government or private, will take some time to balance itself in the market. This plan is so huge that everyone, including it's architects, knew there would be growing pains.
Whenever we see the big businesses of America rant about impending disaster, you can be sure they are only worried about their profit lines. Big pharma has been raping Americans for decades and nobody complained, they just died poor because of it. We finally get a president who takes a stand and people rant about the poor pharma profit loss and having to change to a real Dr. who isn't only about profits.
I find it utterly insane that we can spend over half of our tax dollars ($598B) on the military (mainly waste) to defend us from possible threat, but a couple extra billion on healthcare??? NO WAY!
https://www.nationalpriorities.org/campaigns/military-spending-united-states/

We do not have a healthcare problem in this country....We have a price problem.
Quite frankly, we need to find ways to reduce the price of health care. Competition across state lines, Malpractice judgements need to be controlled.
Since when has the government ever run anything efficiently? If you don't like the way the Military wastes money...wait until you see the waste on healthcare. Fraud will be even more rampant just like welfare, medicare.
Dems simply want more control over people. If we need the government for our healthcare, then we need dems to take care of us.
There are better ways and I've just named two

I would love to see Trump get full rein over all these entities and run it just like one of his hotels or construction jobs. Especially the military. He's mentioned that. Get the best hardware from any company not just that huge bloated conglomerate that donated to your campaign that is totally overpriced
The savings and quality improvement s would be euuge! US is losing it's arms sales benefits to other countries...really not good.

Rozelli,
Thought you might like this....

1.) Trump believes that America should not intervene militarily in other country’s problems without being compensated for doing so. If America is going to risk the lives of our soldiers and incur the expense of going to war, then the nations we help must be willing to pay for our help. Using the Iraq War as an example, he cites the huge monetary expense to American taxpayers (over $1.5 trillion, and possibly much more depending on what sources are used to determine the cost) in addition to the cost in human life. He suggests that Iraq should have been required to give us enough of their oil to pay for the expenses we incurred. He includes in those expenses the medical costs for our military and $5 million for each family that lost a loved one in the war and $2 million for each family of soldiers who received severe injuries.

2.) Speaking of the military, Trump wants America to have a strong military again. He believes the single most important function of the federal government is national defense. He has said he wants to find the General Patton or General MacArthur that could lead our military buildup back to the strength it needs to be. While he hasn’t said it directly that I know of, Trump’s attitude about America and about winning tells me he’d most likely be quick to eliminate rules of engagement that handicap our military in battle. Clearly Trump is a “win at all costs” kind of guy, and I’m sure that would apply to our national defense and security, too.

3.) Trump wants a strong foreign policy and believes that it must include 7 core principles:
- American interests come first. Always. No apologies.
- Maximum firepower and military preparedness.
- Only go to war to win.
- Stay loyal to your friends and suspicious of your enemies.
- Keep the technological sword razor sharp.
- See the unseen. Prepare for threats before they materialize.
- Respect and support our present and past warriors.

4.) Trump believes that terrorists who are captured should be treated as military combatants, not as criminals like the Obama administration treats them.

5.) Trump makes the point that China’s manipulation of their currency has given them unfair advantage in our trade dealings with them. He says we must tax their imports to offset their currency manipulation, which will cause American companies to be competitive again, drive manufacturing back to America and create jobs here. Although he sees China as the biggest offender, he believes that America should protect itself from all foreign efforts to take our jobs and manufacturing. For example, Ford is building a plant in Mexico and Trump suggests that every part or vehicle Ford makes in Mexico be taxed 35% if they want to bring it into the U. S., which would cause companies like Ford to no longer be competitive using their Mexican operations and move manufacturing back to the U. S., once again creating jobs here.

6.) Trump wants passage of NOPEC legislation (No Oil Producing and Exporting Cartels Act – NOPEC – S.394), which would allow the government to sue OPEC for violating antitrust laws. According to Trump, that would break up the cartel. He also wants to unleash our energy companies to drill domestically (sound like Sarah Palin’s drill baby, drill?) thereby increasing domestic production creating jobs and driving domestic costs of oil and gas down while reducing dependence on foreign oil.

7.) Trump believes a secure border is critical for both security and prosperity in America. He wants to build a wall to stop illegals from entering put controls on immigration. (And he says he’ll get Mexico to pay for the wall, which many have scoffed at, but given his business successes I wouldn’t put it past him.) He also wants to enforce our immigration laws and provide no path to citizenship for illegals.

8.) Trump wants a radical change to the tax system to not only make it better for average Americans, but also to encourage businesses to stay here and foreign businesses to move here. The resulting influx of money to our nation would do wonders for our economy. He wants to make America the place to do business. He also wants to lower the death tax and the taxes on capital gains and dividends. This would put more than $1.6 trillion back into the economy and help rebuild the 1.5 million jobs we’ve lost to the current tax system. He also wants to charge companies who outsource jobs overseas a 20% tax, but for those willing to move jobs back to America they would not be taxed. And for citizens he has a tax plan that would allow Americans to keep more of what they earn and spark economic growth. He wants to change the personal income tax to:
Up to $30,000 taxed at 1%
From $30,000 to $100,000 taxed at 5%
From $100,000 to $1,000,000 taxed at 10%
$1,000,000 and above taxed at 15%

9.) Trump wants Obamacare repealed. He says it’s a “job-killing, health care-destroying monstrosity” that “can’t be reformed, salvaged, or fixed.” He believes in allowing real competition in the health insurance marketplace to allow competition to drive prices down. He also believes in tort reform to get rid of defensive medicine and lower costs.

10.) Trump wants spending reforms in Washington, acknowledging that America spends far more than it receives in revenue. He has said he believes that if we don’t stop increasing the national debt once it hits $24 trillion it will be impossible to save this country. Even though he says we need to cut spending, he does not want to harm those on Medicare, Medicaid, or Social Security. He believes that the citizens have faithfully paid in to the system to have these services available and that the American government has an obligation to fulfill its end of the bargain and provide those benefits. Therefore, he wants to build the economy up so that we have the revenue to pay those costs without cutting the benefits to the recipients. He disagrees with Democrats who think raising taxes is the answer and says that when you do that you stifle the economy. On the other hand, when you lower taxes and create an environment to help businesses they will grow, hire more workers, and those new workers will be paying taxes that become more tax revenue for the government.

11.) Trump also wants reform of the welfare state saying that America needs “a safety net, not a hammock.” He believes in a welfare to work program that would help reduce the welfare roles and encourage people to get back to work. And he wants a crackdown on entitlement fraud.

12.) Trump believes climate change is a hoax.

13.) Trump opposes Common Core.

14.) Trump is pro-life, although he allows for an exception due to r@pe, !ncest, or the life of the mother.

15.) Trump is pro 2nd Amendment rights.

16.) Trump’s view on same-s3x marriage is that marriage is between a man and a woman, but he also believes that this is a states' rights issue, not a federal issue.

17.) Trump supports the death penalty.

18.) Trump believes that there is a lack of common sense and innovative thinking in Washington. He says it’s about seeing the unseen and that’s the kind of thinking we need to turn this country around. He tells a personal story to illustrate the point:

“When I opened Trump National Golf Club at Rancho Palos Verdes in Los Angeles, I was immediately told that I would need to build a new and costly ballroom. The current ballroom was gorgeous, but it only sat 200 people and we were losing business because people needed a larger space for their events. Building a new ballroom would take years to get approval and permits (since it’s on the Pacific Ocean), and cost about $5 million. I took one look at the ballroom and saw immediately what needed to be done. The problem wasn’t the size of the room, it was the size of the chairs. They were huge, heavy, and unwieldy. We didn’t need a bigger ballroom, we needed smaller chairs! So I had them replaced with high-end, smaller chairs. I then had our people sell the old chairs and got more money for them than the cost of the new chairs. In the end, the ballroom went from seating 200 people to seating 320 people. Our visitors got the space they desired, and I spared everyone the hassle of years of construction and $5 million of expense. It’s amazing what you can accomplish with a little common sense.”

I totally agree that we have a price problem, and competition across state lines would be a good thing. I also agree with the cap on malpractice. I completely agree that the government is terrible at managing programs efficiently.
Where you are wrong is the %. The military budget is so massive that they will always waste more. The 6% we spend on healthcare, ALL forms of healthcare, including Medicaid and Obamacare, is so insignificant that it's less than state income tax in many states.
Democrats? Guess who already takes care of us. Guess who likes to forget that social security, GI-Bill, VA, bankruptcy, welfare, food stamps, homeless shelters, public schools, libraries, federal highways, federal park lands... all are programs we hate to call socialist.
The two ways you suggest are a good addition to the healthcare issue. Adding a federal support system and mandating health insurance are two more.
Think of it this way, you are required to have car insurance. why? Does it keep you alive? No, it pays the bills when you cant afford to replace my Mercedes when you smash into it. We protect property but not people? Greed but not family?

Mike,
Hmm very interesting and thought provoking.
As a conservative, I believe in less government, not zero government. First priority of the government is to protect it's citizenery. So military spending is simply a necessity. Technology is ever changing and we need to stay ahead of our enemies if we want to succeed in any war.

As for SS let's take that out of the above equation. We, as employees and employers pay into it. It's simply a forced savings program. Just because the government stole our money and placed it in the general fund doesn't make it theirs.

Welfare: I believe that Americans are a compassionate people, and we want to help those in need, unfortunately we've created a lifestyle with welfare and food stamps.

GI-Bill, VA, are the least we can do to help those who fight for our freedoms.

Bankruptcy: Bailing out "Too Big too Fail" is nothing more than a boondoggle. It never should have happened. We would've suffered at first but we would be out of it by now. We would have created a whole new era of entrepreneurs, but that's another story for another time.

With public schools, libraries, federal highways, federal park lands, I can't quite make the connection to socialism, but I see your point.

Yes car insurance is required....BUT, you have a choice. You don't have to own a car. You can opt for public transportation, taxi's, etc.

Health insurance?? Run by the government? it's just a shame, that so many people are willing to give up their freedom for security.

I don't argue with any of those points. But maybe some clarity.
Bankruptcy comes in lots of flavors. Personal and business alike, I wasn't specifically pointing to the bailout. But I do agree, we should have gone the other way. Bail out the people and jail the bankers.
I'm more conservative myself, so I shy away from programs like this healthcare and welfare and the like. But I, as you say, am compassionate. There is a way (thought our government has not yet found it) to handle some good, well thought-out safety nets, without making (or allowing) people to become dependent.
I grew up on welfare, my mom hated it, but without a spouse it was needed. My sister and I put ourselves through college using student loans. (provided at low interest through the federal student aid program) They got that program right. The government made money off of us while we paid back those loans, with interest. Then they made more on taxes at our new higher paying jobs.
I am hopeful that the Affordable Care Act will morph into a more streamlined program that benefits the poor without any addicting them to it like the welfare plan.
As for car insurance. I like knowing that people have it. But I still pay for the uninsured motorist coverage. It's not as "option" as you might think. People can't possibly all live near public transportation. Our country is not some tiny European state, we're far too spread out for decent Public transport. But the point was that our government tries to regulate every aspect of our lives. At least healthcare is something people actually need.
In Gambia, dead bodies are left on the side of the road. The governments policy is "you touch it, you pay for it". So nobody claims the dead. They just walk past it. I'm talking about basic care. Patch you up when you're cut. Aspirin and Penicillin when you're sick. Not nose jobs and knee replacements.

Humrph!!! Are you telling me I need a nose job?? Haha, just kidding.
It's commendable that you and your sister put yourselves through college using student loans, grants etc. The way you paid it back is the way it's suppose to be.

There is a high percentage of students that never even intend to pay it back, and they get away with it.
Seems to me it's simple "Law Enforcement" Pay it back or we garnish you salary.

Healthcare...yes we need to help those in need....But the government is a poor manager of our tax dollars. I guess it all comes back to who we elect to represent us. As long as we elect politicians we'll get the same thing over and over. No different than welfare, only these crooks get paid way too much.

Trump is like Obama. He is bringing the Dems and GOP together. With Obama they pretend to argue then meet afterwards high five each other and split the booty . Now with Trump are united again, to destroy him . He is threatening their kingdom .

EXACTLY!
They will take our money any-way-they-can. They will get it regardless of what we all want. SO why not at least make sure some of it does some good?

And unless you had some horrible accident, no, you don't need a nose job. :)

Since you brought it up... I think America has become so dependent on the media spoon feeding us the "facts" and emphasizing when we should all become angry, (it's like a daily laugh-track) that most of us don't know what's really happening. We have almost no chance of electing anyone who can help the situation. This Titanic country is heading for another revolution, it's the only way to I see us changing. We need a 10 year stretch with no politicians. We should pick (at random) one student from every university in the country and let them lead us for a while.

Have you seen the new college loan rules? College debt follows you for life, there is no mechanism for forgiveness, no bankruptcy. The interest rate went up, big banks cried and got their way and I fear that people like me (when I was young) will not be able to attend college. The plan is to enslave our younger generation to perpetual debt. Taxes will go up and college will get more expensive and without college, unemployment will rise and we will import educated labor from outside the country even more.
This is the wrong path for America. But that's what we're all crying for, right? No Mexicans, we can do that kind of work ourselves! Just send us your college educated people to rule over us. I'm not worried for my family, we made it and I have worked with my kids their whole lives so they understand debt and compound interest and the philosophy of "keeping up with the Joneses" and "instant gratification".
The public school system is literally designed to make soldiers. (Prussian education system) In school you get A's, B's, C's (if you're good enough) and punished for being late or wrong or thinking for yourself. In the military you get Bolo Badges like "Marksman, sharp shooter and expert" and they punish you for being late or thinking for yourself. Sure, it makes sense right? I mean, we need to listen to orders... But not all of us should be soldiers, we need doctors too! But there's the rub. The rich families make the doctors, the poor ones become soldiers. A perfect system. I was a soldier. My kids are going to be a doctor and a businessman.

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The problem is that Obamacare is actually NOT affordable for the working middle class! It's a huge scam. Literally the deductible is $12,000!!!!!!!!! Anyone who could afford a $12,000 could really pay for their own insurance. What a scam!

Country would be best off if Obama stayed on the golf course for next 10 months. Everything he touches turns to ****.

It's going exactly as he wants..... more govt intervention into people's lives thru health insurance... now the Fed's can. Know EVERYTHING about you.... it's why ADOLF HITLER did it....control the people...it's what the left is all about...all the hippy dippies that voted for this bullshit will be the first to complain......

Socialized medicine at work... ineffectual yet expensive too...

Exactly. When has the government ever provided an effective, efficient value in anything they do.

Not that anyone would ever be interested, but 😀... $15/HR minimum wage and government run healthcare are straight out of the ACP platform.

For those that didn't know, ACP = American Communist Party

Y empire building always is the scourge with gov led programs.

Any idea what the ACP recommends for Home Land Security budget?
Our Dept. of Home Land Security budget is $59 Billion.
Our total Medicare and healthcare plan is $66 Billion.

Lets contrast that with real issues.

(1995-2014) total Americans killed "worldwide" from Terrorists = 3503

Nearly 45,000 annual American deaths are associated with lack of health insurance.

Are we out to save American lives?
Lets do the math. Actually, lets not, it's utterly disgraceful.

But lets face it, there is no real comparison. Americans are ruled by Fear and Greed. That explains why we spend more than China, France, Russia, UK, Saudi Arabia, South Korea, Germany, Japan and India COMBINED!
And why we agree to not punish wall street fraud, but spend more to bail them out.

Healthcare for the poor? Where's the profit in that?

yeah health care is do cheap you can go bankrupt trying to pay the premiums but God help you and your family if you can't afford it. if I had not been covered under my VA benefits the IRS would have fined me $2386. wake up people something has to change.

Accept the IRS fine comes out of your tax return. (as I understand it) So if you don't have money coming back, no big deal.
I believe, if you have VA health coverage, you may also qualify for Vocational Rehab. They pay for your schooling and give you cash to live on while you're learning. Then you can get a job with health coverage. (although I spent more on my medical deductible last year than you would have on that fine)

Mean while congress the house as well as the president are exempt from Obama Care . If it's so great why isn't everyone required to use it . Well of course the tax payers pay for theirs and their family for life .

Ok way to much info for an Easter Sunday, so I'll just continue to watch golf ;)

Sticking your head in a hole Hugh ?

Suppose to be sticking their heads in a hole.
What until the tax on the Cadillac tax kicks in . If you have private health care your getting hit ! Obama delayed it until he's out of office

Well hilarious Clinton said that she thinks health care should be available for all . That even includes illegals . WTF!!!

Isn't she so generous with our money? Maybe we should tap into the Clinton foundation as a subsidy?

If you would look up incapable in the dictionary The definition would be Hillary.
Actually everyone in Goverment is out of touch with common citizens . They really don't want to hear what we have to say or want ., A good example is the republican race . The party doesn't like the results lets just change the rules and put someone in we the people don't want . If your a democrat you should worry about that to .

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