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Beyond Broke

I am broke and pissed about it.I can't blame anyone but me for bad choices that I have made in the past which have landed me in the financial situation that I am in today.All the bills are way past due,My van is falling apart actually their is only one working door to our van and it has to be closed with a bungee cord while we are driving.

We are so broke that we have no toilet tissue we are using baby wipes that my husband went to a church and got.We have no gas money for my husband to get to work.We do have some food thank God for that.My kids have been eating cereal with water for the past couple of days and we don't even have detergent to wash clothes.Well actually even if we had the detergent I would have to wash the clothes out by hand because I have no money for the laundry mat!

I start working soon so hopefully things will get better,Right now I'm so broke that I have considered doing some things that are out of my character,I'm so broke I am starting to lose the good sound judgment that I am usually known for having.

diamond33 diamond33 31-35 17 Responses May 25, 2008

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God bless you. Try the church, yea i know doesnt make you feel any better, but the trick as you know is finding work, any work

I wish I could help all of you who sound so brave but scared. I am not broke yet, but scared to death the day is coming soon. I have breast cancer and no insurance. I have what I thought was a small savings account, but apparently it is enough to prevent me from getting financial aid. I am going to ask the doctor if the surgery can be postponed a few years until I can get Medicaid, but I don't expect him to agree. I can't stop crying and I know I am feeling sorry for myself and burdening my children with my constant reaching out to them. that has to stop. I have no friends in this world, and I live alone, so I get desperate just to talk. I love all of you, I do, and I will pray for us all.

I got $17 bucks and 38 cents left in checking till 12 days from now when I get my Soc security disability check.

Hi diamond33 and the rest of you. I too am broke, sometimes more broke than other paydays, and all the time I wish I were someone else other than me. But this I keep in mind: I am blessed, I am strong, I am loved, and this I feel for you too. Some days, I carry the umbrella in case of rain when it's sunny all day, and other days I'm soaked to the bone because the weatherman lied to me (the clouds gave a clue and yet I chose to listen to the fool who makes more money than I do). It's always something. But, such is life, as my sister says, and I'm much too stubborn and determined to let being broke beat me down. I believe in God, in me, and I believe in you too. Have faith, be strong, and know that for days that go wrong, right around the corner are days that go just right.

I typed in "I am broke". This is October 2012. I am retired and do get a pension although it does not cover the bills (utilities). It's 2 days until the first of the month when I get my pension. No food left in the house except 2 eggs, the heels of a loaf of bread and jelly beans. I do have coffee! I''ll make it. Thank God I get a pension. So I am blessed. For those of you who have not considered bankruptcy, check in to it. I did it after my disabled and sick boyfriend, passed away in 2010. He lived with me after a stroke in 2001 for 9 years. Once the recession hit etc. things got very bad. At least bankruptcy allowed me to eliminate much debt, keep my house and car. I am an independent contractor working as a pet sitter. Anyone with a profound love of animals and sincerity to care for them can start their own pet sitting business. I have had many garage sales and sold off or cashed in any gold/silver jewellry I had including heirlooms. This has helped me survive. There's a major storm hitting the east coast today (Monday), Sandy the hurricane. At least we may be blessed by the fact we will not have to be affected by the wrath of that storm. God Bless us all.

I am broke.....I literally went to Google and typed "I am broke" to see if I can get any answers. The story is really crazy. I was married to a very wealthy man and got a great job that paid 60K a year. My husband was always away and having affairs so I got divorced, re-married while still holding the job. Recession hits. I lost my job, we lost the house as many other people did but our spirits were up, started new business and were OK from bill to bill at least but then something horrible happened. We moved to a quite neighborhood where I though we will save a little on rent. My 6 year old son got a friend one house down. The boy was way too destructive for our principals and upbringing so we asked our son not to bring him to our house anymore. Well, that boy has a little sister who also came to our house once while her mom asked me to babysit her one day. Obviously, my son is not hiding nothing and tells the boy not to play with him anymore because his daddy doesn't want him anymore in our house. In about a month 6 police cars appear next to our house. For about 5 hours we don't know what's going on while police is in our house talking nonsense about our 6 year old boy behavior in school. After 5 hours and search warrant they finally tell us that my husband is accused of raping a little girl that I babysit one time. I am writing it and tears are coming out like river. Why someone would do that to my family? From that point on, police takes all the computers from our house. Don't forget we run online business. My husband is ordered to leave the house immediately because he is "danger" to his own son and 17 year old stepdaughter or children services will take the kids. My business is gone, my kids don't see their dad for six month, my son is in therapy because he thinks his dad left him, all the savings spent on lawyers trying to keep him out of jail. I am having panic attacks every day since my neighbor lives next to me and I see her almost every day. I am ready to move for the sake of not having a heart attack. We moved....after six month my husband is finally home but his mental health is in such bad shape that he cannot work and I cannot find any job. I applied as a dog sitter, babysitter, caregiver and at the same time looking for a job as I used to have: programmer/developer. I do not get it. I cannot get a job. It's almost like GOD turned his back on me. I pray every day to stay strong and not to cry in front of my kids but I am loosing it. I have $65 in my bank account and about $1500 in bills overdue, not to mention we got an eviction notice and have nowhere to go. Can someone give me a word of wisdom. My daughter says:"Mom, things can always get worse". I cannot see how much worse can they get.

I have $6.00 in my savings I work but it's just enough to cover bills nothing extra ... I'm too sick to work a second job... had female surgery last year it's now costing me my health- depression weight gain.. the only way I sleep with a pill.. have always worked don't just tired my teenager been out looking for a job no ones hiring here too Many grown folks working at McDonald and burger king ... sad part is I'm not the only person living pay check to pay check...

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

BUT IM HAPPY FOR YOU GUYS THAT YOUR SITUATION TURNED AROUND BLESSING AND THANKS CUZ I NEEDED THIS. (pretty long lol)

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

BUT IM HAPPY FOR YOU GUYS THAT YOUR SITUATION TURNED AROUND BLESSING AND THANKS CUZ I NEEDED THIS. (pretty long lol)

Hi thanks for sharing stories. I agree that when we looked back in our golden years, its the hardship we have gone thru and how we overcome them that we will feel proud of. Right now I am also in a dilemma...hopefully I do not have to be broke. Its the lowest point of my life rright now and I hope God and heaven will take pity on me for all the sincerity and hard work that I have put in.

Hi thanks for sharing stories. I agree that when we looked back in our golden years, its the hardship we have gone thru and how we overcome them that we will feel proud of. Right now I am also in a dilemma...hopefully I do not have to be broke. Its the lowest point of my life rright now and I hope God and heaven will take pity on me for all the sincerity and hard work that I have put in.

Now is the time that you will find out just what type of a person that you are....



Go out and get a cook book that teaches you on how to eat on a dime.....borrow movies from the local library...Or just rent....pop popcorn....or read or watch the telly...clip coupons...you never know just what you can do that will help you...



I was told more than once that I live a very simple life......So at least for me....I have always used my brain and figured out how to live with less.....For at least for me....I have found out that living with less....makes you life much more...



Best of luck to all here

Thanks for sharing your life stories here. I was in search of lives that crossed the troubled waters. Right now i am deep in troubles. Broke. All is due to mistakes and wrong choices. Now i am standing at cross roads and losing hope day by day. Though i am not totally broke, but well below where I am supposed to be. this in turn depresses family.



I am sure with the courageous life stories i can cross my problems for a better life.



Thank you and all the best.

I am soo happy to hear that you are doing better my friend...Just hang in there.....LIke I said...These are the times that you will look back on in your golden years...ANd smile about...You made it...together...

Thanks for asking,I am doing much better.I am currently working on getting caught up with my bills,I still have money trouble but I no longer have the sense of impending doom hanging over my head.I know there will be brighter days. I am working now,it's a registry type job so the income fluctuates from month to month but every little bit helps.I was happy to be able to buy my children some of the little things they needed to go back to school and some of the things they wanted.My van is still holding on by a thread but we are praying it makes it until we can afford something else.I am looking into going back to school which will improve my situation tremendously.Please keep me in your prayers

Can you give us an update? I hope things have turned around for you.

Read my story I was the one that lived in a tent. Nothing is ever so bad as to lower your princapuls. ( sorry for the spelling) as long as you have your husband then you will get through the bad times. It is the times like this that you look back on the most. If you want to contact me then please feel free to. I will tell you how I got through it. It is still not the best, but then when is it ever. You will always have problems in some form or another. Keep your head up and your eye on the prize. This will only make you and your husband stronger.