Depressed ,worried And Stressed Out

Thank you so much for your comments.It does help to feel that someone understands:)

When I read the title of your blog I had to read it because it sounds just like me. I stay so stressed out that my hair has fallen out really bad, I can't sleep without sleeping pills, I grit my teeth so bad at night I have broken 3 of them. Needless to day can't afford to see a Dentist. I finally hit rock bottom and have hired a Bankruptcy attorney. Seems I have worked full time my whole life and can't even afford to stay in my freaking trailer house at age 52, so I understand your comment worked like a dog with nothing to show for it! Some things which help lift me from my darkest moment is ... Without your health you can have all the money in the world and still be poor. I was reminder oh this when my long time friend suddenly died of cancer. So if I have my health I should be happy. Bankruptcy laws are so different depending on what state you live in. You can Easley read your bankruptcy laws by searching on google. I did this for months before I hired an attorney. In Texas your home and your car you can usually always keep. After finally excepting bankruptcy is my only way out and talking to a lawyer It lifted my worry some. I have been told that usually within 2 years after filing bankruptcy you can get a credit card (not that I EVER want another on) and purchase on credit. Bankruptcy is so much more common now that is just is not looked down upon near as much as ten years ago. I too feel like a great big idiot because I managed to rack up a huge credit card debt. I divorced after a 30 year marriage and make less than $35,000 a year. The credit card companies are calling me every day 4 to 10 times. It has made me a nervous wreck. I will give you a little bit of advice I learned the hard way. Don't be so too trusting as many people are after your buck when you try to reach out for help. I saw what I thought was a gift from God when this financial advisor offered to see me for free, stating the bible. I buried my pride and just laid my story in hopes this dear man should help to guide me. I soon learned his market was to pick up money referring people like me to debt settlement agencies. When he realized I was not going to make a $ for him because I had no money to offer any settlement he lost all interest in me. Go straight to an attorney as most of these (free debt solutions) are just out to make them a buck. A attorney is at least working for you. If you have your health and the health of your family remember there are millions of people who would give every cent they have to trade places with you. Money does not define you. The sun will rise in the morning and the clear night sky just as full of stars. Money can't buy those things so don't let the lack of money rob you of enjoying those things and living a good life. This is what I say to myself when the darkness creeps in. Life truly is what you make it. Study your state bankruptcy laws and see an attorney ASAP to see what your options are. Most will meet with you free the first visit to give you a quote. Be sure you schedule an attorney who works in the city you will be required to file in. Hope you feel a little better just knowing your not alone.