I took a business risk 3 years ago and didn't have a plan B. Now I'm finally facing reality and I feel like my life is over. I've called a suicide hotline, debt counselor, and now seeking legal help because everything that is being told me says it is going to get much worse. I'm 47 and I am completely screwed. I am still current on all my payments but it can't last. I'm unable to find a job. And even if I did, it wouldn't keep me ahead. I want it all to stop. I can't sleep anymore. I wake up shaking, not knowing where I am, what day it is, or what I'm supposed to do.