My financial situation is bad. DH and I went to see a credit counselor and she said we have moe than enough reason to file bankruptcy.
It's very complicated because I have a house I can not pay for that my daughter's family lives in. When I lose the house they will be homeless.
Most of the real problems are a result of a massive flood that ruined my house with 2 feet of water inside for 3 days. Instead of just walking away from it then, i went way into debt to fix it and now can't pay for it. It won't sell as is in the flood zone.
I'm reading the messages here on EP for support.