Help Me Please With An Encouraging Word

I'm facing bankruptcy and right now I am scared to death. I feel like such a loser,and I'm paralyzed with fear. I just need a shoulder to lean on right now , and if anyone could please send some encouraging words my way I would greatly appreciate it. Thanks for being there for me , I really need it  Kathy

kathytj kathytj
51-55
10 Responses Feb 15, 2009

your not the only one I hope things improve for you my wife and I are going through the same thing

Hi everyone, I have the same situation as the people here... My business for 6 years ended up and leaves me with huge debts and angry collectors...Im suffering depression and fear of my future, Im scared to loose my house, my car, my friends, my husband and the education of my 11 yr old son. I am very talented person Im a designer and I made my own stuffs ( gifts items) and use in the business but unfortunately... failed... I know I still have my talent, my tools and some machine to create resin gifts, all i need now is somebody who would believe in me again and my designs to be able to get up again... But right now seems no bright and positive hope for me... Im 42 yrs old.. its hard here in my country ( Philippines) to get a job on my age, even just a clerk or food crew. As designer, company prefers fresh graduates..I am so scared.... I hope anybody can give me hope....

I'm only 41 and never thought I would be going bankrupt since I always had a good job...Yesterday I went bankrupt and today I feel frozen...

I'm only 41 and never thought I would be going bankrupt since I always had a good job...Yesterday I went bankrupt and today I feel frozen...

Reading this was like reading my own story...scared out of my mind. I meet with a lawyer on Friday..

I'm in the same boat, and you ARE NOT a loser. Times are hard.

I'm in the same boat, and you ARE NOT a loser. Times are hard.

I also had filed last year...and trust me I was very embarrassed about it but it was either do that or loose everything that I fought so hard to keep...Trust me u will be ok...and like MA said u will be getting credit card offers before u know it....good luck!!!!

Hang in there, things can only get better, my late husband had claimed bankruptcy right before I met him and everything eventually turned out ok.

Having been there, I know the feeling, but you are not a loser....society of course portrays bankruptcy (personal at least) as something bad to discourage people from using it, but stop and think of all the businesses that go bankrupt, and no one ever looks at them as "losers"....it's just a reorganization and clean-sweep of your financial situation, and you'll get through it. Believe me, within months you will be getting credit card offers. Also, today you have lots and lots of company......please keep us posted on how you are doing!