I filed Chapter 7 in August this year and I really never realized what it was going to do to my already hard situation. I, like many others, once had a great paying job, stability of an ox, and then it all went out the window. I had a bad breakup, I lost my car and my job, also had my words construed to someone and got into trouble so was then facing legal trouble. (My advice, don't lose your temper in Boston.) I still remember the court acting as if being charged with a low level misdemeanor was "no big deal" wow was that wrong. I never realized if charges are dropped, they still stick with you on your record. Long story short, I couldn't find work at many places that ran background checks, time passed and my skills became obsolete in IT. I tried to start my own company, no luck there. I moved to Seattle with my new gf, once we got there they forgot to run my credit and background check and I was denied. To add insult to injury, my crappy car I had bought was being repossessed that same day 3000 miles away at my moms in Michigan. I had no choice, the creditors after 3 years were coming out of the woodwork for their money. I filed Chapter 7 2 weeks later and here I am 5 months later. Back in Michigan, back at home, severely depressed about how to even go about trying to make a life. Where does a person go when they claim chapter 7 and haven't been able to find work? Add a background check issue to that and you really have a problem. I've had ideas of moving to Europe to try and avoid the whole mess but how realistic is that? I have thought about training in computers again in my home state but who will rent to me? Where would I live? I pray all the time that God will somehow let me back into the world or I turn 35 instantly and my background is gone and my Chapter 7 is old enough where I can buy a home or possibly even rent.
I wish you all luck, I feel for everyone of you.