A few years ago my little guy stopped eating and got very listless. I got CHAMP when he was 3 months old. I took him to BANFIELD ANIMAL HOSTITAL. This place has a bunch of medical plans for your dog or cat from birth to senior that insure the medical performance of your animal. One visit is $40.00. Thats just the visit. These plans cover many procedures from shots to neutering. All things are covered but not medications. I started with the puppy plan at $19.00 a month and as he got a little older I went to the adult plan for $25.95 a month. CHAMP is now 4 years old. In 2006 he became really sick and I took him in to be examined. He had something called PANCRETITIS. They kept him in the hospital 4 days. By the time I got him home it cost me $1400.00 dollsrs. Last year he became ill again and he spent 3days in there. This time it cost me $1500.00. In the past 2 years I have spent over $3000.00 dollars. People have to;d me that they take you over the coals. I agree because 4 weeks ago I took him in because he had a skin problem and it cost me $147.00. When I looked at the bill I saw a charge for $11.43 . It was for cutting his nails!!!! I never asked to have his nails cut and they just took it upon themselves to do it without asking. The nerve!!!! These vets are making a fortune on your love for your pet. MY state is being hit hard with a recession and home owners who cant afford their homes any more are leaving them and along with that they are leaving their pets. Shelters are trying to help them with adoption. I pray these animals find good homes. My heart goes out to them.