Yes I am, we are in debt. We own our house and no one can take that away from us but right now money is tight and we are falling further and further behind. We both pay child support and my child support takes about 60% of all my checks. We pay what we can on the bills but every month they just keep getting higher and higher since we could not pay all of it and are falling behind. We are really trying here and really struggling. Sometimes I get tired of living paycheck to paycheck but right now that is just life. It seems like I am in a dark tunnel and I cannot see the light. It feels like I am just sinking deeper and deeper.